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Client success stories

  • Escaping from poverty with small loan 23-08-2017, 9:16 am
    Escaping from poverty with small loan
    (VBSP News) The people we encountered were born in farming households, having disadvantaged living condition and being poor and near poor households of the localtity. However, thanks to preferential loans of VBSP Quang Tri province, along with hard working, they have escaped from poverty, become owners of farms with high income, creating motivation for their neighbor.
  • Change life from forestation loan 10-03-2017, 9:29 am
    Change life from forestation loan
    (VBSP News) After more than 10 operation years, the project of forest sector development in VBSP has contributed to improving the socio-economic life of residents in project areas, poverty reduction, job creation as well as fight against climate change, food security, creating incomes and economic development for households.
  • Start up new life from small loan 10-03-2017, 9:20 am
    Start up new life from small loan
    (VBSP News) Over the past time, the VBSP branch in An Duong district, Hai Phong city has provided loans for HIV patients, households, rehabilitated drug abusers, persons undergoing opioid replacement therapy and reformed prostitutes.
  • Inclusive finance for young startups in Vietnam 10-03-2017, 8:07 am
    Inclusive finance for young startups in Vietnam
    (VBSP News) "Being instructed by VBSP credit staff, he borrowed VND 20 million and after careful thought, he invested in planting sugarcane". Bui Xuan Niem, VBSP's client, says.
  • Lift from poverty by small credit 10-03-2017, 8:06 am
    Lift from poverty by small credit
    (VBSP News) “Take care of two children to graduate from university and have stable incomes from the rabbit farming model, it is thanks to the loan from VBSP”, said to Ma Xuân Dương living Ao Sen, Dong Dat commune, Phu Luong district, Thai Nguyen province.
  • Change new life from small loan 14-12-2016, 10:24 am
    Change new life from small loan
    (VBSP News) Over the past time, the VBSP branch in An Duong district, Hai Phong city has provided loans for HIV patients, households, rehabilitated drug abusers, persons undergoing opioid replacement therapy and reformed prostitutes.
  • Graduating from poverty from small loan 10-03-2016, 9:47 am
    Graduating from poverty from small loan
    Le Thi Dung in Tan Lien hamlet, Vinh Hien commune, Vinh Linh district, Quang Tri province, born when the country still in war. When she was 3, she suffered from paralytic which cannot be cured, causing her left leg shrank.
  • Get rich by borrowing from VBSP 10-03-2016, 9:47 am
    Get rich by borrowing from VBSP
    Whoever been to hamlet No 3, Tan Thinh commune, Yen Bai city may hear of the story of Mr. Bui Van Doan - a Catholic war invalid going up to wealthy by borrowings from VBSP.
  • Overcoming poverty and towards better future 10-03-2016, 9:46 am
    Overcoming poverty and towards better future
    Mr. Luu Ngoc Thanh, born in 1966, is living in Phu Thanh hamlet, Phu Thuan commune, Binh Dai district, Ben Tre province. Returning home after completing army duty, he became a disabled veteran. In 1986, he married and both of them came from very poor
  • Escape poverty thanks to “Bank for Social Policies” 10-03-2016, 9:44 am
    Escape poverty thanks to “Bank for Social Policies”
    Nguyen Manh Tuyen’s family, Thuong Trung hamlet, Lien Am (Vinh Bao) commune will never forget hard days when they set their life up. “we are the poorest household in this commune.
  • Helping the poor get rich 10-03-2016, 9:43 am
    Helping the poor get rich
    “Funds is a golden key” is right for the process of poverty elimination of Nguyen Van Thinh’s family, Cao Kenh Hamlet, Hop Thanh commune (Thuy Nguyen).
  • Lift from poverty from microfinance 10-03-2016, 9:34 am
    Lift from poverty from microfinance
    If looking at Truong Van No’s household annual income, just over VND 30 million, one may not consider them as being rich. Hence, comparing to his Mong minority group in Thang Sap hamlet, Cao Chuong commune, Tra Linh district, Cao Bang province.
  • Lift from poverty from remote island 10-03-2016, 9:30 am
    Lift from poverty from remote island
    For the past three years, since VBSP Transaction Office of Cô Tô island District was established and started into operation, loans from VBSP have extended to the poor and other social beneficiaries in this area, which contributes to job creation, poverty reduction.
  • Leap forward in job creation and poverty reduction 10-03-2016, 9:28 am
    Leap forward in job creation and poverty reduction
    On the eve of the Lunar New Year , accompanied by some staff of VBSP of Hung Nguyen District, we visited Nguyen Van Cuong’s family in hamlet 6, Hung Chinh commune. In the warm, spacious house with all necessary conveniences, Cuong said to us.
  • Getting out of poverty by preferential loans 10-03-2016, 9:27 am
    Getting out of poverty by preferential loans
    Whenever we visit Đức Huệ District, ask about the borrower Nguyễn Văn Trị, almost villagers know completely about him living in hamlet 1, Mỹ Thạnh Đông commune, Đức Huệ district, Long An province.
  • Success customer story in Hội An province 10-03-2016, 9:25 am
    Success customer story in Hội An province
    If anyone comes to Hamlet 5, Cẩm Thanh Commune, Hội An township, Quảng Nam province, he or she may heard about Trần Quang Khải who is given a beloved and tender name "Chín Gụn" by his villagers. (See him standing the first left in the ph
  • Get rich thanks to small loans 10-03-2016, 9:24 am
    Get rich thanks to small loans
    Returning home from the army service, Lò Văn Hùng, born in 1977 in New Hamlet, San Thàng commune, Lai Châu township, began to earn his living without any his own capital or asset. After many nights of worrying and thinking what should be done to
  • Tuyet’s Family has escaped from poverty 10-03-2016, 9:23 am
    Tuyet’s Family has escaped from poverty
    In 1999, the husband of Mrs. Nguyễn Thị Tuyết, living in Phú Khánh hamlet, Hòa Tân Tây commune, Tây Hòa district, Phú Yên province, was dead from serious disease, leaving her 6 children. Since then, her family ran into misery and diffi
  • Quyên’s family has escaped from poverty 09-03-2016, 5:18 pm
    Quyên’s family has escaped from poverty
    In the Savings & Credit Group (SCG) meeting on valuating the credit operation in 2007, the members from SCG and Women Union at Hiệp Thuận commune, Hiệp Đức district, Quảng Nam province recognized Nguyễn Thị Kim Quyên’s family as t
  • Altogether discussing know-how to make well-off 09-03-2016, 5:17 pm
    Altogether discussing know-how to make well-off
    Hành Tín Đông is a specially disadvantaged mountainous commune with areas of 34.56 km2, 4,370 population, 1,007 households, of which 376 poor households. The main topography is mountains and hills, bringing about much constraint on developing agr
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...