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  • History
    Vietnam Bank for Social Policies (VBSP) was established under the Government Decision No.131/2002/QĐ - TTg based on reorganization from Vietnam Bank ... >>>
  • Vision
    VBSP is a financial institution taking the lead in responsible finance and microfinance in Vietnam and the region >>>
  • Mission
    To be a government-owned bank that is committed to poverty reduction by maximizing its outreach to the poor in Vietnam >>>
  • Strategies
    The VBSP strategy includes transformation toward effective operations until 2015 and transformation toward financial self-sustainability >>>
  • Structure
    VBSP system includes the Head Office, one transaction center, 63 provincial branches, 631 transaction offices at district >>>
  • Board of Directors
    VBSP includes Board of Directors at central level, 63 provincial Representative Units and 600 district Representative Units >>>
  • Board of Management
    VBSP has the operation network ranging from central to local level. Managing VBSP is the General Director and her subordinates >>>
  • Branches
    VBSP set up a unified management and administration apparatus with 64 provincial and manucipal branches nation-wide >>>



Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year


Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year


Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year