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  • The effectiveness of the policy capital in Huong Son district in recent years 12-08-2021, 3:14 pm
    The effectiveness of the policy capital in Huong Son district in recent years
    (VBSP News) Up to now, the total outstanding loans of VBSP in Huong Son district have reached more than VND 516 billion with over 14,000 active customers. The source of preferential capital has become reliable for the poor and other policy beneficiaries to invest in production and business, step by step improve their lives, and escape from poverty sustainably.
  • Successful customers from VBSP's inclusive finance 23-02-2021, 9:34 am
    Successful customers from VBSP's inclusive finance
    (VBSP News) The total outstanding loans of VBSP branch in Ninh Binh province reached nearly VND 2,400 billion with 94,651 active customers. Thanks to the good coordination with mass organizations, the inclusive finance has been provided to the right customer with the right use purpose in order to ensure credit quality.
  • VBSP’s inclusive finance supports the poor 19-02-2021, 4:27 pm
    VBSP’s inclusive finance supports the poor
    (VBSP News) Total outstanding loans through mass organizations are over VND 4,500 billion, credit quality has been credibly improved. Overdue debt only accounts for 0.04% total outstanding loans. In 2020, VBSP branch in Son La province has loaned nearly 17 thousand customers, of which mainly focuses on lending programs for poor households, near poor households, production and business households living in extremely disadvantaged areas, clean water and rural sanitation program.
  • Preferential credit as the leverage for start-up career aspirations 06-01-2021, 9:02 am
    Preferential credit as the leverage for start-up career aspirations
    (VBSP News) Up to now, the total outstanding loan entrusted through 4 socio-political organizations is over VND 4,500 billion. The policy credit quality has been improved significantly, with the overdue debts only account for 0.04% of the total. In 2020, VBSP branch in Son La province has supported nearly 17 thousand customers to borrow capital. From these loans, many households in the area have courageously developed their business and improve their lives.
  • The positive impact of policy credit to the development of craft villages 17-12-2020, 9:30 am
    The positive impact of policy credit to the development of craft villages
    (VBSP News) Throughout the years, Ha Nam province has always determined that the development of handicrafts and craft villages in rural areas is a new direction to promote rural industrialization and contribute to fulfilling the criteria in building new rural area.
  • Effective implementation preferential credit in Khanh Hoa province 04-12-2020, 9:07 am
    Effective implementation preferential credit in Khanh Hoa province
    (VBSP News) Recently, VBSP in Khanh Hoa province has cooperated with mass organizations at all levels to disseminate and propagate the policies of the Party and State on policy credit, which promptly convey preferential loans to a suitable object. Thereby, it was helping the poor households and other policy beneficiaries have favourable conditions for economic development and legitimate enrichment.
  • Escaping from poverty thanks to VBSP’s loans 18-11-2020, 10:06 am
    Escaping from poverty thanks to VBSP’s loans
    (VBSP News) From the job creation lending program of VBSP, many households in Mang Yang district (Gia Lai province) can develop their economy and get out of poverty. From the beginning of 2020 up to now, 8,290 households in Mang Yang district are borrowed loans with total outstanding loans of VND 273.5 billion; in which, outstanding loans for newly escaped from poverty households, near poor households, job creation program and production and business households in extremely disadvantaged areas are VND 4.3 billion, VND 13.2 billion, VND 3.6 billion and VND 8.7 billion respectively.
  • VBSP’s inclusive finance in Tuyen Quang province 10-06-2020, 11:04 am
    VBSP’s inclusive finance in Tuyen Quang province
    (VBSP News) Nearly 18 years of operation, up to now, VBSP branch in Tuyen Quang province has total outstanding loans of VND 2,749 billion, an increase of VND 251 billion compared to the same period in 2019 with 76,636 active borrowers at 2,424 Savings and Credit Groups. The local budget transferred to VBSP also reached VND 43 billion.
  • VBSP branches join fight against Covid-19 pandemic 08-04-2020, 10:25 am
    VBSP branches join fight against Covid-19 pandemic
    (VBSP News) Responding to the nationwide campaign of Covid-19 combat, VBSP branches in many cities and provinces have gave the donation to the health care center and relevant authorities amid Covid-19 outbreak.
  • VBSP client success stories 08-04-2020, 8:33 am
    VBSP client success stories
    Since establishment, VBSP has defined the most essential targets are sustainable poverty alleviation and living quality improvement. Over 17 years of operation, VBSP has helped 36.5 million turns of the poor and other disadvantaged groups access inclusive finance services.
  • VBSP loans reaching to the coastal region in Vietnam 20-02-2020, 4:57 pm
    VBSP loans reaching to the coastal region in Vietnam
    (VBSP News) Nearly 17 years of operation, VBSP Ninh Thuan has provided 15 inclusive financial programs, equal to VND 5,373 billion to more than 410 thousand customers. In present, the total outstanding loans of VBSP Ninh Thuan are VND 2,116 billion.
  • When inclusive financial services came to life in the highland of Yen Bai province 05-02-2020, 10:00 am
    When inclusive financial services came to life in the highland of Yen Bai province
    (VBSP News) Since 2014, VBSP Yen Bai has provided inclusive financial services for 129,176 poor households and other policy beneficiaries with lending turnover of VND 3,850 billion.
  • Inclusive finance for ethnic minorities to escape poverty (B-prize winner in photo contest about poverty alleviation period 2016-2020) 20-12-2019, 9:21 am
    Inclusive finance for ethnic minorities to escape poverty (B-prize winner in photo contest about poverty alleviation period 2016-2020)
    (VBSP News) The inclusive finance have contributed to socio-economic development, in which thousands of ethnic minority households have get out of poverty, people have get a job, millions of safe water and sanitation constructions as well as new house have built.
  • Effectiveness of Job Creation Lending Program in Ha Nam province 06-12-2019, 10:07 am
    Effectiveness of Job Creation Lending Program in Ha Nam province
    (VBSP News) In order to meet the needs of the poor and policy beneficiaries, local authorities in Ha Nam province have been coordinating with VBSP to create conditions for people to borrow loans from Job Creation Lending Program.
  • Lam Dong reduces poverty from policy credit 11-10-2019, 11:39 am
    Lam Dong reduces poverty from policy credit
    (VBSP News) In recent years, VBSP in Lam Dong province has transferred preferential capital to poor households and policy beneficiaries. Credit programs of the Government implemented by VBSP has helped Lam Dong province have more important resources to successfully implement the national target program on poverty reduction, job creation and new rural construction.
  • Efficiency from preferential capital in Bac Giang province 09-10-2019, 10:52 am
    Efficiency from preferential capital in Bac Giang province
    (VBSP News) Coming to the poor households in the highland and delta districts of Bac Giang province - where the preferential credit programs have helped many poor households and ethnic minorities. We have witnessed many families have overcome their poverty and stabilize their lives while some of households have the opportunity to escape from poverty and become rich, making a significant contribution to the national goal of poverty reduction and social security and creating people's belief in the policies of the Party and the State.
  • Customer success stories from VBSP’s inclusive finance services (part 3) 26-09-2019, 4:36 pm
    Customer success stories from VBSP’s inclusive finance services (part 3)
  • Customer success stories from VBSP’s inclusive finance services (part 2) 26-09-2019, 4:24 pm
    Customer success stories from VBSP’s inclusive finance services (part 2)
  • Customer success stories from VBSP’s inclusive finance services (part 1) 26-09-2019, 3:55 pm
    Customer success stories from  VBSP’s inclusive finance services (part 1)
  • Effectiveness of preferential capital in Dak Lak province 11-09-2019, 11:02 am
    Effectiveness of preferential capital in Dak Lak province
    (VBSP News) Over the past years, VBSP in Dak Lak province has enhanced the quality of its entrusting activities, bringing preferential credit to all villages and hamlets at 183 commune transaction points, with 4.222 Savings and Credit groups and timely helping the poor and ethnic minority households to develop production, improve living standards and sustainably reduce poverty.
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...