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  • VBSP’s inclusive finance in Tuyen Quang province 10-06-2020, 11:04 am
    VBSP’s inclusive finance in Tuyen Quang province
    (VBSP News) Nearly 18 years of operation, up to now, VBSP branch in Tuyen Quang province has total outstanding loans of VND 2,749 billion, an increase of VND 251 billion compared to the same period in 2019 with 76,636 active borrowers at 2,424 Savings and Credit Groups. The local budget transferred to VBSP also reached VND 43 billion.
  • VBSP branches join fight against Covid-19 pandemic 08-04-2020, 10:25 am
    VBSP branches join fight against Covid-19 pandemic
    (VBSP News) Responding to the nationwide campaign of Covid-19 combat, VBSP branches in many cities and provinces have gave the donation to the health care center and relevant authorities amid Covid-19 outbreak.
  • VBSP client success stories 08-04-2020, 8:33 am
    VBSP client success stories
    Since establishment, VBSP has defined the most essential targets are sustainable poverty alleviation and living quality improvement. Over 17 years of operation, VBSP has helped 36.5 million turns of the poor and other disadvantaged groups access inclusive finance services.
  • VBSP loans reaching to the coastal region in Vietnam 20-02-2020, 4:57 pm
    VBSP loans reaching to the coastal region in Vietnam
    (VBSP News) Nearly 17 years of operation, VBSP Ninh Thuan has provided 15 inclusive financial programs, equal to VND 5,373 billion to more than 410 thousand customers. In present, the total outstanding loans of VBSP Ninh Thuan are VND 2,116 billion.
  • When inclusive financial services came to life in the highland of Yen Bai province 05-02-2020, 10:00 am
    When inclusive financial services came to life in the highland of Yen Bai province
    (VBSP News) Since 2014, VBSP Yen Bai has provided inclusive financial services for 129,176 poor households and other policy beneficiaries with lending turnover of VND 3,850 billion.
  • Inclusive finance for ethnic minorities to escape poverty (B-prize winner in photo contest about poverty alleviation period 2016-2020) 20-12-2019, 9:21 am
    Inclusive finance for ethnic minorities to escape poverty (B-prize winner in photo contest about poverty alleviation period 2016-2020)
    (VBSP News) The inclusive finance have contributed to socio-economic development, in which thousands of ethnic minority households have get out of poverty, people have get a job, millions of safe water and sanitation constructions as well as new house have built.
  • Effectiveness of Job Creation Lending Program in Ha Nam province 06-12-2019, 10:07 am
    Effectiveness of Job Creation Lending Program in Ha Nam province
    (VBSP News) In order to meet the needs of the poor and policy beneficiaries, local authorities in Ha Nam province have been coordinating with VBSP to create conditions for people to borrow loans from Job Creation Lending Program.
  • Lam Dong reduces poverty from policy credit 11-10-2019, 11:39 am
    Lam Dong reduces poverty from policy credit
    (VBSP News) In recent years, VBSP in Lam Dong province has transferred preferential capital to poor households and policy beneficiaries. Credit programs of the Government implemented by VBSP has helped Lam Dong province have more important resources to successfully implement the national target program on poverty reduction, job creation and new rural construction.
  • Efficiency from preferential capital in Bac Giang province 09-10-2019, 10:52 am
    Efficiency from preferential capital in Bac Giang province
    (VBSP News) Coming to the poor households in the highland and delta districts of Bac Giang province - where the preferential credit programs have helped many poor households and ethnic minorities. We have witnessed many families have overcome their poverty and stabilize their lives while some of households have the opportunity to escape from poverty and become rich, making a significant contribution to the national goal of poverty reduction and social security and creating people's belief in the policies of the Party and the State.
  • Customer success stories from VBSP’s inclusive finance services (part 3) 26-09-2019, 4:36 pm
    Customer success stories from VBSP’s inclusive finance services (part 3)
  • Customer success stories from VBSP’s inclusive finance services (part 2) 26-09-2019, 4:24 pm
    Customer success stories from VBSP’s inclusive finance services (part 2)
  • Customer success stories from VBSP’s inclusive finance services (part 1) 26-09-2019, 3:55 pm
    Customer success stories from  VBSP’s inclusive finance services (part 1)
  • Effectiveness of preferential capital in Dak Lak province 11-09-2019, 11:02 am
    Effectiveness of preferential capital in Dak Lak province
    (VBSP News) Over the past years, VBSP in Dak Lak province has enhanced the quality of its entrusting activities, bringing preferential credit to all villages and hamlets at 183 commune transaction points, with 4.222 Savings and Credit groups and timely helping the poor and ethnic minority households to develop production, improve living standards and sustainably reduce poverty.
  • Fixed-date transaction point at commune: Key success for microfinance in Vietnam 08-11-2016, 9:43 am
    Fixed-date transaction point at commune: Key success for microfinance in Vietnam
    (VBSP News) The model of fixed-date transaction at commune is one of the most effective delivery channels that help poor households, near poor households and other disadvantaged groups access inclusive finance from VBSP in Lao Cai province, the Northwest of Vietnam.
  • Feasibility Study on Application of New Technology for Mobile Phone based Products and Services For Vietnam Bank for Social Policies 04-01-2016, 11:10 am
    Feasibility Study on Application of New Technology for Mobile Phone based Products and Services For Vietnam Bank for Social Policies
    The purpose of the mobile banking project is to conduct a feasibility study to propose VBSP on policy decision and institutional changes to embark on of mobile money innovation in serving the different clients groups, particularly the poor, near-poor households, disadvantages students, micro enterpr
  • Change life thanks to small credit 04-01-2016, 11:10 am
    Change life thanks to small credit
    (VBSP News) 10 years ago, the family of Nguyen Van Quang in Phu Xuan B hamlet, Xuan Phuoc commune, Dong Xuan district (Phu Yen province) was very poor. Thanks to the communal farmer union staff introduced on the poor household credit facility of VBSP, he enrolled in the savings and credit group and
  • Lending to right borrowers 04-01-2016, 11:10 am
    Lending to right borrowers
    (VBSP News) “I escaped from poverty thanks to the Farmer Association’s introduction to borrow VBSP’s preferential loans”.
  • Dream of People with Disabilities come true 04-01-2016, 11:10 am
    Dream of People with Disabilities come true
    Over past 20 years, the Government’s credit support policy to business units of People with Disabilities (PwDs) and households with PwDs members through Vietnam Bank for Social Policies (VBSP) has been proven effective. Owing to this credit support, many PwDs has chance to make their dreams come t

PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...