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  • Fixed-date transaction point at commune: Key success for microfinance in Vietnam 08-11-2016, 9:43 am
    Fixed-date transaction point at commune: Key success for microfinance in Vietnam
    (VBSP News) The model of fixed-date transaction at commune is one of the most effective delivery channels that help poor households, near poor households and other disadvantaged groups access inclusive finance from VBSP in Lao Cai province, the Northwest of Vietnam.
  • Lam Dong reduces poverty from policy credit 11-10-2019, 11:39 am
    Lam Dong reduces poverty from policy credit
    (VBSP News) In recent years, VBSP in Lam Dong province has transferred preferential capital to poor households and policy beneficiaries. Credit programs of the Government implemented by VBSP has helped Lam Dong province have more important resources to successfully implement the national target program on poverty reduction, job creation and new rural construction.
  • Efficiency from preferential capital in Bac Giang province 09-10-2019, 10:52 am
    Efficiency from preferential capital in Bac Giang province
    (VBSP News) Coming to the poor households in the highland and delta districts of Bac Giang province - where the preferential credit programs have helped many poor households and ethnic minorities. We have witnessed many families have overcome their poverty and stabilize their lives while some of households have the opportunity to escape from poverty and become rich, making a significant contribution to the national goal of poverty reduction and social security and creating people's belief in the policies of the Party and the State.
  • Customer success stories from VBSP’s inclusive finance services (part 3) 26-09-2019, 4:36 pm
    Customer success stories from VBSP’s inclusive finance services (part 3)
  • Customer success stories from VBSP’s inclusive finance services (part 2) 26-09-2019, 4:24 pm
    Customer success stories from VBSP’s inclusive finance services (part 2)
  • Customer success stories from VBSP’s inclusive finance services (part 1) 26-09-2019, 3:55 pm
    Customer success stories from  VBSP’s inclusive finance services (part 1)
  • Effectiveness of preferential capital in Dak Lak province 11-09-2019, 11:02 am
    Effectiveness of preferential capital in Dak Lak province
    (VBSP News) Over the past years, VBSP in Dak Lak province has enhanced the quality of its entrusting activities, bringing preferential credit to all villages and hamlets at 183 commune transaction points, with 4.222 Savings and Credit groups and timely helping the poor and ethnic minority households to develop production, improve living standards and sustainably reduce poverty.
  • Feasibility Study on Application of New Technology for Mobile Phone based Products and Services For Vietnam Bank for Social Policies 04-01-2016, 11:10 am
    Feasibility Study on Application of New Technology for Mobile Phone based Products and Services For Vietnam Bank for Social Policies
    The purpose of the mobile banking project is to conduct a feasibility study to propose VBSP on policy decision and institutional changes to embark on of mobile money innovation in serving the different clients groups, particularly the poor, near-poor households, disadvantages students, micro enterpr
  • Change life thanks to small credit 04-01-2016, 11:10 am
    Change life thanks to small credit
    (VBSP News) 10 years ago, the family of Nguyen Van Quang in Phu Xuan B hamlet, Xuan Phuoc commune, Dong Xuan district (Phu Yen province) was very poor. Thanks to the communal farmer union staff introduced on the poor household credit facility of VBSP, he enrolled in the savings and credit group and
  • Lending to right borrowers 04-01-2016, 11:10 am
    Lending to right borrowers
    (VBSP News) “I escaped from poverty thanks to the Farmer Association’s introduction to borrow VBSP’s preferential loans”.
  • Dream of People with Disabilities come true 04-01-2016, 11:10 am
    Dream of People with Disabilities come true
    Over past 20 years, the Government’s credit support policy to business units of People with Disabilities (PwDs) and households with PwDs members through Vietnam Bank for Social Policies (VBSP) has been proven effective. Owing to this credit support, many PwDs has chance to make their dreams come t

PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...