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  • Social housing credit package of VND1 trillion to be launched in 2018 15-04-2018, 6:57 pm
    Social housing credit package of VND1 trillion to be launched in 2018
    (VBSP News) A preferential loan package of VND1 trillion (US$44 million) in support of affordable home purchases will be carried out in 2018, with a projected interest rate of 4.8% per year, pursuant to the Government Decision No.370.
  • People with disabilities in need of exclusive source of low-cost loans 15-04-2018, 6:36 pm
    People with disabilities in need of exclusive source of low-cost loans
    (VBSP News) Millions of working-age people with disabilities who have the ability to work are in need of help to access soft loans to pursue vocational training and employment but there is an absence of a source of soft loans exclusively designed for them.
  • Boosting green credit for sustainable development in Viet Nam 10-01-2018, 8:54 am
    Boosting green credit for sustainable development in Viet Nam
    (VBSP News) Vietnam Bank for Social Policies (VBSP), which is a public not-for-profit bank, is adopting a REDD+ related methodology to promote green growth. As a pioneering Vietnamese bank that mobilises investment funding from domestic and international sources, VBSP is linking REDD+ to green growth with a view to meeting Vietnam's national objectives on climate change, poverty alleviation and sustainable development.
  • Nearly 1.5 million ethnic minority households access financial services and products 14-12-2017, 11:35 pm
    Nearly 1.5 million ethnic minority households access financial services and products
    (VBSP News) More than 1,473,000 ethnic minority households across the country have been benefiting from preferential credit programmes with total loans worth up to 40 trillion VND (over 1.76 billion USD), reported the Vietnam Bank for Social Policies.
  • Sustainable poverty reduction by microfinance 14-12-2017, 10:58 pm
     Sustainable poverty reduction by microfinance
    (VBSP News) The Vietnamese economy continues to show steady growth momentum, contributing to poverty reduction, especially in rural and isolated areas. As of September 30, 2017, there were nearly 31.9 million disadvantaged households and policy beneficiaries being provided with preferential loans.
  • Help the poor to access policy credit and financial services 07-12-2017, 5:18 pm
    Help the poor to access policy credit and financial services
    (VBSP News) With the prime goal to assist the poor and other vulnerable groups to access financial products and services, Vietnam Bank for Social Policies has set up operations at the commune level, with transaction points located at the communal people’s committees, to provide convenient and efficient funding for those in need.
  • Inclusive finance help reduce poverty 30-10-2017, 10:46 am
    Inclusive finance help reduce poverty
    (VBSP News) The Vietnam Bank for Social Policies (VBSP) reported that the bank has provided loans to over 31.8 million poor households and policy beneficiaries since 2002.
  • Deputy PM instructs increasing lending for poverty alleviation 30-10-2017, 10:39 am
    Deputy PM instructs increasing lending for poverty alleviation
    (VBSP News) Deputy Prime Minister Vuong Dinh Hue asked the Vietnam Bank for Social Policies (VBSP) to increase lending under poverty alleviation programmes such as credit for the poor, labour export schemes and economic projects which can create more jobs and develop local economy.
  • Vietnam Bank for Social Policies wins Celent Model Bank Award with Intellect's Digital Core 21-10-2017, 12:14 pm
    Vietnam Bank for Social Policies wins Celent Model Bank Award with Intellect's Digital Core
    (VBSP News) Intellect Design Arena Limited, a specialist in enabling true Digital Transformation across Banking & Insurance, is proud to announce that Vietnam’s leading government owned bank, Vietnam Bank for Social Policies (VBSP) has won a Celent Model Bank Award in the Legacy and Ecosystem Transformation category.
  • Prime Minister chairs conference on preferential credit policies 21-10-2017, 12:03 pm
    Prime Minister chairs conference on preferential credit policies
    (VBSP News) PM Nguyen Xuan Phuc presided over an video-teleconference of the Government to review the 15-year operation of preferential credit policies in Ha Noi on October 16.
  • Prime Minister praises social credit policies 21-10-2017, 10:56 am
    Prime Minister praises social credit policies
    (VBSP News) — Prime Minister Nguyễn Xuân Phúc has hailed the Party and State’s use of credit to implement social policies, saying the policy contributes to development and poverty reduction.
  • VBSP’s 15th Anniversary - Policy credit contribution to socio-economic development and sustainable poverty reduction in Vietnam 18-10-2017, 5:27 pm
    VBSP’s 15th Anniversary - Policy credit contribution to socio-economic development and sustainable poverty reduction in Vietnam
    (VBSP News) VBSP’s financial inclusion remarked a significant contribution to socio-economic development and sustainable poverty reduction in Vietnam. This is the assessment of Prime Minister Nguyễn Xuân Phúc in the VBSP’s 15th sum-up anniversary on policy credit in periods of 2002 - 2017 held on 16th October 2017, Hanoi.
  • Deputy Prime Minister visit VBSP's POS at commune level 02-10-2017, 4:49 pm
    Deputy Prime Minister visit VBSP's POS at commune level
    (VBSP News) On the afternoon of August 18, the delegation of the Government led by Mr. Vuong Dinh Hue, Member of Politburo - Deputy Prime Minister had a working session with leaders of Hoa Binh province.
  • Support local resident improve livelihood after environment disaster 02-10-2017, 4:36 pm
    Support local resident improve livelihood after environment disaster
    (VBSP News) More than a year after the marine environment incident, people in the coastal fishing villages of Quang Binh have started to receive compensation for the second time, but the long life and livelihood is always the concern people who are familiar with the profession of "fishing".
  • Thirty million people access inclusive finance over past 15 years 29-09-2017, 8:36 am
    Thirty million people access inclusive finance over past 15 years
    (VBSP News) Over 30 million poor households and other vulnerable groups have accessed soft loans from the Vietnam Bank for Social Policies (VBSP) as of the end of August 2017.
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...