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  • VBSP improve economic empowerment for women Hôm nay, 2:20 pm
    VBSP improve economic empowerment for women
    (VBSP News) All economical aspects of poor women after loaning are markedly improved. Many women have created a suitable job from this loan and increased their income from the credit support of VBSP.
  • Prime Minister lauds VBSP's contributions to sustainable poverty reduction 13-02-2019, 1:47 pm
    Prime Minister lauds VBSP's contributions to sustainable poverty reduction
    (VBSP News) – Prime Minister Nguyen Xuan Phuc has applauded significant contributions of the Vietnam Bank for Social Policies (VBSP) to the country’s poverty reduction and socio-economic development while attending a Lunar New Year meeting of the bank on February 11 or the seventh day of the first lunar month.
  • Prime Minister visit VBSP in early New Year 2019 12-02-2019, 9:45 am
    Prime Minister visit VBSP in early New Year 2019
    (VBSP News) PM Nguyen Xuan Phuc visited the Viet Nam Bank for Social Policies (VBSP) on February 11, the first day after the Lunar New Year holidays.
  • 6.7 million poor and other vulnerable households access inclusive finance in 2018 28-01-2019, 1:36 pm
    6.7 million poor and other vulnerable households access inclusive finance in 2018
    (VBSP News) In 2018, the Việt Nam Bank for Social Policies (VBSP) achieved remarkable successes in its task assigned by the Prime Minister. Our achievements have contributed to the implementation of the National Targeted Programme on sustainable reduction in poverty, building new rural areas and political stability at grassroots levels.
  • SOME THOUGHTS ABOUT PROMINENT SUCCESS OF BANK FOR SOCIAL POLICIES MODEL IN VIETNAM 24-01-2019, 11:05 am
    SOME THOUGHTS ABOUT PROMINENT SUCCESS   OF BANK FOR SOCIAL POLICIES MODEL IN VIETNAM
    It can be affirmed that most countries in the world have a policy bank model. It is a financial institution established by the National Assembly or Government, working for the national goal, for the sake of government. The Vietnam Bank for Social Policies (VBSP) is also a policy bank model, but the bank has unique characteristics and outstanding features
  • VBSP contribute to moving away illegal loan 18-01-2019, 3:03 pm
    VBSP contribute to moving away illegal loan
    (VBSP News) Illegal credit practices have been complicated, especially in the South and the Central Highlands, causing serious consequences. This shows the fact that people are not fully aware of the harm and still reach for forms of loan sharking.
  • Over 6M Vietnamese People Escape from Poverty 11-01-2019, 10:38 am
    Over 6M Vietnamese People Escape from Poverty
    (VBSP News) VBSP contributed to helping about six million Vietnamese people escaped from poverty between 2012 and 2016, with the poverty rate dropping from 15.9% to 9.1% during the period. This figure is reported by state media, citing a report released on December 19th 2018.
  • Leveraging financial inclusion and customer protection through VBSP 19-12-2018, 1:34 pm
    Leveraging financial inclusion and customer protection through VBSP
    Financial inclusion is an important development direction in order to achieve the goal of providing quality and convenient services to the poor
  • CASE STUDY FROM VBSP: EXPERIENCE SHARING ON PRO-POOR RURAL AND AGRICULTURAL FINANCE IN VIETNAM 12-12-2018, 11:03 am
    CASE STUDY FROM VBSP: EXPERIENCE SHARING  ON PRO-POOR RURAL AND AGRICULTURAL FINANCE IN VIETNAM
    VBSP is a State-owned non-profit credit institution that is currently in charge of providing policy credit to the poor and other policy beneficiaries. VBSP has officially started its operations since March 11th, 2003 to provide loans for production development and livelihood improvement, contributing to the achievement of hunger poverty reduction goals.
  • All Vietnamese are to have decent houses of their own 22-11-2018, 9:12 pm
    All Vietnamese are to have decent houses of their own
    (VBSP News) – Nguyen Van Ly, deputy director general of the Viet Nam Bank for Social Policy, speaks to the newspaper nay (Countryside Today) about the challenges the bank has faced over the last five months implementing the Government Decree 100/2015 on the National Social Housing Program.
  • Social housing loan programs contribute to sustainable Development Goals 21-11-2018, 11:03 pm
    Social housing loan programs contribute to sustainable Development Goals
    (VBSP News) A workshop sharing experience in the field of housing loans and savings was held in Hanoi on November 21 hosted by the the Vietnam Bank for Social Policies (VBSP) with collaboration with the German building society, Bausparkasse Schwabisch Hall AG (BSH).
  • Sharing experiences on housing savings and loans 20-11-2018, 3:32 pm
    Sharing experiences on housing savings and loans
    (VBSP News) Vietnam Bank for Social Policies (VBSP) will co-host with the German Bank of Bausparkasse Schwabisch Hall (BSH) to organize the Workshop: “Sharing experiences on housing savings and loans” on 21st November 2018 in Hanoi.
  • Social housing loan for the poor, low-income population in Vietnam 20-11-2018, 1:59 pm
    Social housing loan for the poor, low-income population in Vietnam
    (VBSP News) According to Law on housing and Decree No. 100/2015/ND-CP dated October 20, 2015 of the Government on development and management of social houses, VBSP was assigned to provide preferential credit to buy, lease-purchase social houses; new house construction, renovation or repair.
  • Recruitment Notice in 2018 15-11-2018, 4:23 pm
    Recruitment Notice in 2018
    (VBSP News) announces the recruitment of employees in the field of Information Technology at the Information Technology Center as follows:
  • Increase financial inclusion for the poor, low-income population through digital solution 15-11-2018, 1:55 pm
    Increase financial inclusion for the poor, low-income population through digital solution
    (VBSP News) “Banking apps on cell phones are helping people in rural areas manage their finances”, said Phạm Xuân Hoè, deputy director general of the Banking Strategy Institute at the State Bank of Việt Nam (SBV) at the launching ceremony of the i3 programme held in Hà Nội on Wednesday
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...