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PHOTO ARTICLE

Updated: 2019-12-06 10:07:13

Effectiveness of Job Creation Lending Program in Ha Nam province

(VBSP News) Over the past years, Ha Nam has always focused on the development of handicraft in rural areas to accelerate rural industrialization and contribute to fulfilling the criteria in new rural construction. In order to meet the needs of the poor and policy beneficiaries, local authorities in Ha Nam province have been coordinating with VBSP to create conditions for people to borrow loans from Job Creation Lending Program. By the end of the first quarter of 2019, total outstanding loans of VBSP in Ha Nam province reached VND 1,797 billion serving 70,640 active borrowers, of which outstanding loans of poor households reached VND 139 billion; outstanding loans of near poor households reached VND 921 billion; outstanding loans of employment reached VND 134 billion.

 A transaction at Commune Transaction Point in Thuy Loi commune, Thuy Khue district

Mr. Bui Van Dai’s family in Trung Hoa village, Thuy Loi commune, Kim Bang district borrowed VND 50 million from Job Creation Program to raise 2,000 ducks and buy a hatcher

Mr. Dai earns VND 100 - 200 million every year

Mr. Nguyen Tien Quang in Moc Nam commune, Duy Tien district borrowed VND 50 million from Job Creation Program to buy a power-loom machine

 

Thanks to VBSP’s Job Creation Program, Mrs. Le Thi Tham borrowed VND 45 million to buy a power-loom machine. Her family’s life becomes better

Mr. Pham Trung Dinh in Nha Xa village, Duy Tien district borrowed VBSP's loans to buy two power-loom machines to create jobs for the family members

Mrs. Nguyen Thi Thoa’s family in Thuy Loi commune, Kim Bang district borrowed VND 100 million from Job Creation Program to make fish ponds, raise ducks, plant fruit trees. She earns VND 200 million every year

Mr. Phan Duy Hung in Hoi Trung village, Thuy Loi commune, Kim Bang district borrowed VND 40 million from Job Creation Program to raise pigs. Each year, tons of pork are sold to the market

PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...