LENDING INTEREST RATE

Targeted Clients

Interest rate

Poor  Households

Lending to poor households

6,6%/year

Near Poor Households

Lending to near poor households

7,92%/year

Households who have just escaped from poverty

Households who have just escaped from poverty

8.25%/year

Students

Lending to disadvantaged students

6.6%/year

People in need of loans for job creation  

Lending to workers who are ethnic minorities in specially disadvantaged areas; persons with disabilities

3.96%/year

Lending to business establishments using from 30% PWD employees

3.96%/year

Lending to business establishments using from 30% ethnic minority employees

3.96%/year

Lending to business establishments using from 30% PWD & ethnic minority employees

3.96%/year

Others

7.92%/year

Migrant workers go abroad for definite term

Lending to workers who are the poor and ethnic minority in poor districts  

3.3%/year

Lending to others in in poor districts  

6.6%/year

Lending to migrant workers go abroad for definite term

6.6%/year

Others mandated by the Government 

Housing loans with deffered payment in Mekong Delta

3%/year

Clean water supply & rural sanitation

9.0%/year

Lending to production, business households in disadvantaged areas

9.0%/year

Lending to specially disadvantaged ethnic households

3.3%/year

Program for Entrepreneurs Doing Business in Disadvantaged Areas

9.0%/year

Loan for forest sector development

6.6%/year

Loan for SMEs

9.0%/year

Housing support for poor households

3%/year

Loan for social housing development

4.8%/year