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About Us

History

Vietnam Bank for Social Policies (VBSP) was established under the Government Decision No.131/2002/QĐ - TTg based on reorganization from Vietnam Bank ... >>>
Vision

VBSP is a government owned bank taking the lead in policy and microfinance field in Vietnam >>>
Mission

To be a government-owned bank that is committed to poverty reduction by maximizing its outreach to the poor in Vietnam >>>
Strategies

The VBSP strategy includes transformation toward effective operations until 2015 and transformation toward financial self-sustainability >>>
Structure

VBSP system includes the Head Office, one transaction center, 63 provincial branches, 631 transaction offices at district >>>
Board of Directors

VBSP includes Board of Directors at central level, 64 provincial Representative Units and over 600 district Representative Units >>>
Board of Management

VBSP has the operation network ranging from central to local level. Managing VBSP is the General Director and her subordinates >>>
Branches

VBSP set up a unified management and administration apparatus with 64 provincial and manucipal branches nation-wide >>>

LENDING INTEREST RATE

Poor Households
Lending to poor households	6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008	3,3%/year
Near Poor Households
Lending to near poor households	7,92%/year
Students
Lending to disadvantaged students	6,6%/year
People in need of loans for job creation
Lending to business establishments owned by war invalids and handicapped persons	3,3%/year
Others...

DEPOSIT INTEREST RATE