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  • Sustainably escaping from poverty thanks to the newly escaped from poverty household lending program 11-05-2021, 3:00 pm
    Sustainably escaping from poverty thanks to the newly escaped from poverty household lending program
  • VBSP supports to create jobs for people 07-05-2021, 2:05 pm
    VBSP supports to create jobs for people
    (VBSP News) Creating jobs for employees is an important task in poverty reduction, improving the quality of life for people and socio-economic development. Over the past time, Quang Ninh province has implemented many solutions to create jobs for workers. In particular, the Provincial People's Council has many resolutions on the employment program, of which, allocating the entrusted budget capital for VBSP in Quang Ninh province to provide job creation loans for employees.
  • VBSP supports people to escape from poverty 06-05-2021, 4:00 pm
    VBSP supports people to escape from poverty
    (VBSP News) Xin Man is one of the difficult districts of Ha Giang province, to bring Resolution 05 of the Provincial Party Executive Committee on renovating the garden, developing household garden economy, creating livelihoods for people and sustainable poverty reduction for the period 2021 - 2025 into life, capital is the most difficult thing. The district VBSP has supported people with valuable capital according to Resolution 58 of the Provincial People's Council on specific policies to support the development of the local garden economy, so that people can have livelihoods to improve wasteland, develop commodity-oriented agricultural production right on their own land.
  • Annual Report 2019 09-04-2021, 10:01 am
    Annual Report 2019
  • Over 6.4 million poor households access VBSP’s loans 05-04-2021, 4:55 pm
    Over 6.4 million poor households access VBSP’s loans
  • Newsletter Vol 04.2021 05-04-2021, 4:25 pm
    Newsletter Vol 04.2021
  • Promoting the efficiency of job creation scheme budget 30-03-2021, 1:46 pm
    Promoting the efficiency of job creation scheme budget
  • Khmer woman prospers thanks to pomelo business 22-03-2021, 3:36 pm
    Khmer woman prospers thanks to pomelo business
    (VBSP News) A Khmer woman in the Mekong Delta province of Kien Giang has started a successful pomelo-growing business. Thanks to a loan from the Government's project to support women to start businesses, Danh Thi Kim Anh in Phuoc Ninh Hamlet, Mong Tho B Commune of Chau Thanh District invested in growing green-skin andpink-flesh pomelos and earns hundreds of millions dong profit every year.
  • VBSP’s loans enable Ben Tre's rural households to escape from poverty 15-03-2021, 3:56 pm
    VBSP’s loans enable Ben Tre's rural households to escape from poverty
    (VBSP News) Customer Pham Thi Ngoc Loan feels grateful for VBSP’s loans that have helped her have a better life and be able to help others.
  • VBSP's wish on the International Women's Day 08-03-2021, 10:56 am
    VBSP's wish on the International Women's Day
    On the International Women's Day, Vietnam bank for social policies wish you all good health, happiness and success in your future endeavors.
  • The Final Diagnostic Report on VBSP 02-03-2021, 2:13 pm
    The Final Diagnostic Report on VBSP
    (VBSP News) Within the Vietnam Financial Inclusion Support Framework (FISF), Project P162223, World Bank made the Final Diagnostic Report on VBSP. This report was prepared with resources of the FISF Trust Fund with funding from the Netherlands and the Bill and Melinda Gates Foundation. Basically, World Bank made a comprehensive and accurate assessment of the performance of VBSP in recent years.
  • Review of VBSP by World Bank 02-03-2021, 10:56 am
    Review of VBSP by World Bank
  • The Ministry of Planning and Investment awarded the Certificate of Merit to VBSP 24-02-2021, 2:40 pm
    The Ministry of Planning and Investment awarded the Certificate of Merit to VBSP
    (VBSP News) On February 23, 2021, under the authorization of the Minister of Planning and Investment (MPI), Deputy Minister Tran Quoc Phuong awarded the Certificate of Merit to VBSP, VBSP’s General Director Duong Quyet Thang and VBSP’s Director of Capital Planning Department Nguyen Minh Phuong.
  • Successful customers from VBSP's inclusive finance 23-02-2021, 9:34 am
    Successful customers from VBSP's inclusive finance
    (VBSP News) The total outstanding loans of VBSP branch in Ninh Binh province reached nearly VND 2,400 billion with 94,651 active customers. Thanks to the good coordination with mass organizations, the inclusive finance has been provided to the right customer with the right use purpose in order to ensure credit quality.
  • VBSP’s inclusive finance supports the poor 19-02-2021, 4:27 pm
    VBSP’s inclusive finance supports the poor
    (VBSP News) Total outstanding loans through mass organizations are over VND 4,500 billion, credit quality has been credibly improved. Overdue debt only accounts for 0.04% total outstanding loans. In 2020, VBSP branch in Son La province has loaned nearly 17 thousand customers, of which mainly focuses on lending programs for poor households, near poor households, production and business households living in extremely disadvantaged areas, clean water and rural sanitation program.
  • Transaction activities of VBSP at commune level 04-02-2021, 8:50 am
    Transaction activities of VBSP at commune level
    (VBSP News) Serving the poor and other disadvantaged groups in accessing preferential credits and financial services of the government in such a convenience, cost saving and quick manner; to publicize the use of social credit and strengthen the steering of local government and mass organizations in policy credit implementation, VBSP has established the model of fixed date transaction points at commune/ward/town (referred to as commune) for serving the poor and other policy beneficiaries. Commune transaction is such an effective approach of VBSP to customers at mobile transaction point located in the venue of Communal people’s committee.
  • Newsletter Vol 02.2021 27-01-2021, 11:36 am
    Newsletter Vol 02.2021
  • Lending to the poor 22-01-2021, 4:38 pm
    Lending to the poor
  • VBSP contributes to financial inclusion application and client protection 21-01-2021, 8:42 am
    VBSP contributes to financial inclusion application and client protection
    (VBSP News) Financial inclusion is an important development direction in order to achieve the goal of providing quality and convenient services to the poor, policy beneficiaries and customers in rural, mountainous and remote areas. Over the past years, through its activities, VBSP has contributed to enhancing financial inclusion in Vietnam.
  • Inclusive finance contribution to the implementation of national target programs 20-01-2021, 9:53 am
    Inclusive finance contribution to the implementation of national target programs
    (VBSP News) In line with economic growth, Vietnam has always paid special attention to social welfare programs, focusing on national poverty reduction programs and new rural development. More than 20 policy credit programs are implemented by VBSP for a wide range of target groups and goals have created a breakthrough in improving living conditions and employment of the poor, contributing to successful implementation of the National Target Program on sustainable poverty reduction and new rural development.
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...