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  • Policy credit helps people surmount pandemic challenges 06-10-2021, 3:05 pm
    Policy credit helps people surmount pandemic challenges
  • Training course “Green finance for renewable energy development in Viet Nam” 29-09-2021, 11:27 am
    Training course “Green finance for renewable energy development in Viet Nam”
    (VBSP News) On September 28, 2021, VBSP coordinated with the Green Innovation and Development Center (Green ID) and the United Nations Environment Program (UNEP) organized an online training course on “Green finance for renewable energy development in Viet Nam”. The training course was held via the Zoom Cloud Meetings software with 31 participants who are representatives of leaders and officers of units at the VBSP Headquarters. Experienced experts in green finance of GreenID and UNEP directly participated in teaching.
  • Prime Minister appoints VBSP staff 29-09-2021, 9:16 am
    Prime Minister appoints VBSP staff
    (VBSP News) Deputy Prime Minister Pham Binh Minh has just signed Decision No. 1626/QD-TTg of the Prime Minister on re-appointing Mr. Duong Quyet Thang to the position of VBSP General Director.
  • Newsletter Vol 10.2021 15-09-2021, 10:16 am
    Newsletter Vol 10.2021
  • Solutions on VBSP’s social and environmental risk management 08-09-2021, 11:03 am
    Solutions on VBSP’s social and environmental risk management
    (VBSP News) As the lifeblood of the economy, the domestic banking system is currently playing an important role in eliminating projects with adverse impacts to environment & society, and green & sustainable growth. According to the green banking survey report in 2019 of State Bank of Vietnam and Asian Development Bank, the whole country has 22 credit institutions, including VBSP, providing green credit with total outstanding loans of VND 284.5 trillion.
  • The effectiveness of credit loans to pay wages for work stoppage and production recovery 07-09-2021, 10:01 am
    The effectiveness of credit loans to pay wages for work stoppage and production recovery
  • Digital technology application and resource mobilization towards the implementation of green banking project 06-09-2021, 4:12 am
    Digital technology application and resource mobilization towards the implementation of green banking project
    (VBSP News) In fact, the bank operations have a direct impact on the environment. Aware of that, through the technology application, VBSP gradually implements digital transformation, automate some professional activities and internal systems to improve operational efficiency towards VBSP’s goal of green banking operations.
  • VBSP' Hung Yen branch: A helping hand to needy people 01-09-2021, 10:55 am
    VBSP' Hung Yen branch: A helping hand to needy people
    (VBSP News) This year, the Hung Yen Branch of the Vietnam Bank for Social Policies (VBSP), has made great strides to boost disbursement of policy credit sources, helping local residents to lead a stable life.
  • VBSP's implementation results on green credit programs 31-08-2021, 9:04 am
    VBSP's implementation results on green credit programs
    (VBSP News) VBSP has been continuing to direct and manage the implementation of social policy credit effectively, contributing to promoting green credit growth, researching and completing credit policy mechanisms associated with environmental and social management, popularizing and raising awareness about green credit granting activities, and raising awareness of efficient use and energy saving.
  • Specific risk management system at VBSP 30-08-2021, 9:53 am
    Specific risk management system at VBSP
    (VBSP News) VBSP’s credit risk is divided into 2 groups. They are credit risks due to objective reasons and credit risks due to subjective reasons. In order to well manage risks, VBSP developed a special system as following:
  • Internal policies and regulations on environmental, social and climate risk in VBSP 27-08-2021, 9:33 am
    Internal policies and regulations on environmental, social and climate risk in VBSP
    (VBSP News) Environmental, social and climate risks in VBSP include potential hazards and risks for the environment and the community caused by VBSP's customers and by the value chain serving production and business activities that customers participate in. Potential environmental and social problems may include issues similar to other credit activities related to energy consumption, pollution, land, health, safety, conservation ecosystem protection, climate change, human health, safety and security, labour relations etc.
  • Methods of social policy credit lending and management 25-08-2021, 10:30 am
    Methods of social policy credit lending and management
    (VBSP News) VBSP's social credit schemes are carried out according to credit schemes under Decisions and Decrees promulgated by the Prime Minister and the Government for each individual or a group of specific target customers. Here are two methods VBSP applied for social policy credit lending and management.
  • Poverty mitigation efforts prove highly effective 25-08-2021, 9:35 am
    Poverty mitigation efforts prove highly effective
    (VBSP News) Many impoverished households in the Cuu Long (Mekong) Delta province of Tien Giang have benefited from soft loans through poverty alleviation programs and escaped from poverty.
  • Social policy credit for each different objective and beneficiary, serving the national target programs 24-08-2021, 9:35 am
    Social policy credit for each different objective and beneficiary, serving the national target programs
    (VBSP News) VBSP continues to carry out the mission of social policy credit, contributing to the implementation of sustainable development goals with 17 specific targets that Vietnam is continuing to perform with the support of the United Nations Development Program (UNDP).
  • VBSP’s operational strategy and sustainable development goals 23-08-2021, 11:43 am
    VBSP’s operational strategy and sustainable development goals
    (VBSP News) Social policy credit is a solution for achieving poverty reduction and sustainable development, so the VBSP’s primary goal is to implement this policy in such an active and effective manner.
  • Newsletter Vol 09.2021 23-08-2021, 9:50 am
    Newsletter Vol 09.2021
  • VBSP supports Covid-19 affected employers 18-08-2021, 2:59 pm
    VBSP supports Covid-19 affected employers
  • The effectiveness of the policy capital in Huong Son district in recent years 12-08-2021, 3:14 pm
    The effectiveness of the policy capital in Huong Son district in recent years
    (VBSP News) Up to now, the total outstanding loans of VBSP in Huong Son district have reached more than VND 516 billion with over 14,000 active customers. The source of preferential capital has become reliable for the poor and other policy beneficiaries to invest in production and business, step by step improve their lives, and escape from poverty sustainably.
  • Some 145 billion VND disbursed to pay salaries for production resumption 11-08-2021, 2:18 pm
    Some 145 billion VND disbursed to pay salaries for production resumption
    (VBSP News) The latest data showed that after nearly 1 month of providing loans to pay salaries for job stoppage and production resumption in accordance with Decision 23 of the Prime Minister, by August 5, VBSP system approved 212 applications for loans from employers for nearly 145 billion VND to pay salaries for 40,756 employees.
  • VBSP actively supports production & business households, SMEs in disadvantaged areas 11-08-2021, 2:07 pm
    VBSP actively supports production & business households, SMEs in disadvantaged areas
    (VBSP News) In order to help SMEs, especially women-owned enterprises in disadvantaged areas access preferential financial services to improve their production, business and livelihoods, VBSP is currently providing the following credit programs
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...