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  • Transaction activities of VBSP at commune level 04-02-2021, 8:50 am
    Transaction activities of VBSP at commune level
    (VBSP News) Serving the poor and other disadvantaged groups in accessing preferential credits and financial services of the government in such a convenience, cost saving and quick manner; to publicize the use of social credit and strengthen the steering of local government and mass organizations in policy credit implementation, VBSP has established the model of fixed date transaction points at commune/ward/town (referred to as commune) for serving the poor and other policy beneficiaries. Commune transaction is such an effective approach of VBSP to customers at mobile transaction point located in the venue of Communal people’s committee.
  • Newsletter Vol 02.2021 27-01-2021, 11:36 am
    Newsletter Vol 02.2021
  • Lending to the poor 22-01-2021, 4:38 pm
    Lending to the poor
  • VBSP contributes to financial inclusion application and client protection 21-01-2021, 8:42 am
    VBSP contributes to financial inclusion application and client protection
    (VBSP News) Financial inclusion is an important development direction in order to achieve the goal of providing quality and convenient services to the poor, policy beneficiaries and customers in rural, mountainous and remote areas. Over the past years, through its activities, VBSP has contributed to enhancing financial inclusion in Vietnam.
  • Inclusive finance contribution to the implementation of national target programs 20-01-2021, 9:53 am
    Inclusive finance contribution to the implementation of national target programs
    (VBSP News) In line with economic growth, Vietnam has always paid special attention to social welfare programs, focusing on national poverty reduction programs and new rural development. More than 20 policy credit programs are implemented by VBSP for a wide range of target groups and goals have created a breakthrough in improving living conditions and employment of the poor, contributing to successful implementation of the National Target Program on sustainable poverty reduction and new rural development.
  • Over 6.4 million poor, near-poor households access inclusive finance 14-01-2021, 4:54 pm
    Over 6.4 million poor, near-poor households access inclusive finance
    (VBSP News) VBSP is providing loans for 6.4 million poor and near-poor households.
  • Experience lesson in improving inclusive finance quality - Case study from VBSP 12-01-2021, 10:25 am
    Experience lesson in improving inclusive finance quality - Case study from VBSP
    (VBSP News) In the context of the complicated pandemic ahead in 2021, VBSP General Director Duong Quyet Thang affirmed that VBSP always accompanies with the poor and other lastmile populations to help them overcome difficulties. Therefore, VBSP set implementation plans in 2021 in order to improve its inclusive finance quality.
  • Overview of VBSP's inclusive finance in 2020 12-01-2021, 10:10 am
    Overview of VBSP's inclusive finance in 2020
    (VBSP News) At some points, Vietnam faced many difficulties and challenges, especially Covid-19 pandemic in 2020 and increasingly complicated and unpredictable natural disasters and epidemics, however, thanks to the leadership of the Government; the support of ministries, departments and local authorities, VBSP has well implemented the political plans and tasks, ensuring safe and effective banking operations and positively contributing to the stability of the country's economy, politics & society.
  • Orientation for VBSP's Development Strategy in the period 2021 – 2030 07-01-2021, 9:44 am
    Orientation for VBSP's Development Strategy in the period 2021 – 2030
    (VBSP News) VBSP conducted orientation for Development Strategy in the period 2021 - 2030 in order to make social policy credit operations developed in a stable and sustainable manner supporting poor, near-poor households and other disadvantaged groups to escaping from poverty sustainably, contributing to the effective implementation of poverty reduction, social security and new rural development.
  • The implementation result of VBSP’s Development Strategy in 2011- 2020 07-01-2021, 9:16 am
    The implementation result of VBSP’s Development Strategy in 2011- 2020
    (VBSP News) In the process of implementing the Development Strategy, VBSP has received attention and direction from the Party, State, ministries and agencies, the coherent coordination of local branches and mass organization at all levels and the enthusiastic support of the community. Especially, in November 2014, the Secretariat of the Party Central Committee issued Directive No. 40-CT/TW on strengthening the leadership of the Central Party on social policy credit and the Prime Minister issued the Decision No. 401/QD-TTg dated March 14, 2016 to implement this directive. This has supported VBSP to mobilize local budget and the concern of local governments in delivering policy credit for the poor.
  • Conference on reviewing the Development Strategy of VBSP for the 2011-2020 period and receiving the title "Hero of Labor" in the renovation period 23-12-2020, 10:26 am
    Conference on reviewing the Development Strategy of VBSP for the 2011-2020 period and receiving the title "Hero of Labor" in the renovation period
    (VBSP News) On December 21, 2020, in Hanoi, VBSP held the conference on reviewing the Development Strategy of VBSP for the 2010-2020 period and receiving the title "Hero of Labor" in the renovation period. Mrs. Dang Thi Ngoc Thinh - Member of the Party Central Committee, Vice President of the Socialist Republic of Vietnam, First Vice Chairman of Central Emulation and Reward Council attended and made a speech at the conference.
  • Infographic: 10-year implementation of development strategy of VBSP 22-12-2020, 1:54 pm
    Infographic: 10-year implementation of development strategy of VBSP
    (VBSP News) VBSP is ranked among the biggest micro-finance providers in the world, supporting the poor to access to social policy credits.
  • World Bank Remarks at the Conference on reviewing the Development Strategy of VBSP for the 2010-2020 period and receiving the title "Hero of Labor" in the Renovation period 22-12-2020, 8:57 am
    World Bank Remarks at the Conference on reviewing the Development Strategy of VBSP for the 2010-2020 period and receiving the title "Hero of Labor" in the Renovation period
    (VBSP News) On December 21, 2020, in Hanoi, VBSP held the Conference on reviewing the Development Strategy of VBSP for the 2010-2020 period and receiving the title "Hero of Labor" in the Renovation period. Mr. Ketut Kusuma - World Bank Senior Financial Sector Specialist made a speech at the conference
  • Development strategy of VBSP for the 2011-2020 period: 10 years and big steps foward 22-12-2020, 8:30 am
    Development strategy of VBSP for the 2011-2020 period: 10 years and big steps foward
    Looking back at the implementation of VBSP development strategy for the period 2011 - 2020, VBSP’s member of the Board of Directors - General Director of VBSP Duong Quyet Thang said that during the implementation of the Development Strategy, at some point the country faced many difficulties, challenges, especially Covid -19 pandemic in 2020 and increasingly complicated and unpredictable natural disasters and epidemics which made the risk of poverty and falling back into poverty always emerge, thus, social policy credit also needed changes in both resources and modes of support.
  • VBSP: a helping hand to employees in COVID-19 times 30-10-2020, 1:27 pm
    VBSP: a helping hand to employees in COVID-19 times
    (VBSP News) The Vietnam Bank for Social Policies (VBSP) has just hosted a national online conference with the bank’s headquarters and branch offices in localities nationwide on the deployment of payments for work suspension to support firms in dealing with the pandemic.
  • Newsletter Vol 25 28-08-2020, 4:19 pm
    Newsletter Vol 25
  • Financial literacy for the poor and other disdadvantaged groups 20-08-2020, 1:52 pm
    Financial literacy for the poor and other disdadvantaged groups
  • Assessment of the World Bank on the role and achievement of Vietnam Bank for Social Policies 13-08-2020, 9:22 am
    Assessment of the World Bank on the role and achievement of  Vietnam Bank for Social Policies
    A credit model for development or policy credit with the support of the Governments is the model that has been applied in many countries around the world. However the number of successful models is few thus far. Vietnam Bank for Social Policies (VBSP) is one among them, which is currently the leading microfinance provider in Vietnam and one of the largest microfinance providers in Asia.
  • Vietnam Bank for Social Policies is currently the leading microfinance provider in Vietnam and one of the largest microfinance providers in Asia 17-07-2020, 5:12 pm
    Vietnam Bank for Social Policies is currently the leading microfinance provider in Vietnam and one of the largest microfinance providers in Asia
    Vietnam Bank for Social Policies is currently the leading microfinance provider in Vietnam and one of the largest microfinance providers in Asia
  • Big step forward in awareness and action 16-07-2020, 10:29 am
    Big step forward in awareness and action
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...