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Board of Directors

Updated: 2025-06-05 14:39:45

Ensuring Continuous Operations of VBSP to Best Serve the People

An online conference between the Board of Directors (BOD) of VBSP and its local representatives was held on June 5, 2025. At the event, Governor of the State Bank of Vietnam (SBV) Nguyễn Thị Hồng, Chairwoman of the VBSP BOD, emphasized the importance of maintaining stable and efficient operations of VBSP amid ongoing administrative restructuring and the implementation of national target programs for 2021–2025.

Thống đốc NHNN Nguyễn Thị Hồng - Chủ tịch HĐQT NHCSXH chủ trì hội nghị

Governor of the State Bank of Vietnam Nguyễn Thị Hồng - Chairwoman of VBSP’s BOD chaired the conference

Key highlights:

  • As of May 2025, total policy credit capital reached VND 410.857 trillion (USD 16.18 billion), up 9.2% compared to 2024; total outstanding loans reached VND 389.388 trillion (USD 15.33 billion).
  • Social policy credit supported over 404,000 jobs, including 4,500 workers abroad; provided loans for 13,400 disadvantaged students; constructed over 750,000 clean water and sanitation projects, nearly 6,000 houses for poor and low-income households.
  • Local budget capital entrusted to VBSP reached VND 61.427 trillion (USD 2.42 billion) by the end of May 2025, a significant increase over the previous year.

On behalf of the BOD of VBSP, I would like to express my deepest gratitude to all comrades who have been serving as members of the Board of Representatives at all levels. Your dedication, sense of responsibility and strong commitment over the years have been key factors contributing to the credibility, effectiveness and sustainability of social policy credit operations. I firmly believe that, in any position you may hold in the future, you will continue to accompany, support and contribute to the development of VBSP, in line with our motto "Understanding the people’s needs, wholeheartedly serving them", and our noble goal of "Leaving no one behind", stated Chairwoman of the Board of Directors.

The Chairwoman urged continued collaboration among all levels, refinement of credit mechanisms and policies, seamless operations despite upcoming changes in local government structure and personnel in line with central resolutions. “In the context of the ongoing organizational restructuring in accordance with the Resolutions and Schemes of the Party Central Committee and the Government, there will inevitably be changes in structure and personnel. However, I firmly believe that the sense of responsibility, dedication and commitment of our comrades will continue to serve as a solid foundation for VBSP to further promote its role as an effective tool of the Party and the State in poverty reduction, social security and sustainable national development”, emphasized Governor of the State Bank of Vietnam - Chairwoman of VBSP’s BOD Nguyễn Thị Hồng.

PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...