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  • Bringing digital banking services closer to the people of Thanh Hoa province Hôm nay, 10:12 am
    Bringing digital banking services closer to the people of Thanh Hoa province
    Amid the rapidly expanding wave of digital transformation, the application of technology in banking operations is not only an inevitable trend but also a key driver to enhance service quality for the people.
  • Amplifying the impact of preferential credit in An Giang Province 28-04-2026, 4:20 pm
    Amplifying the impact of preferential credit in An Giang Province
    Following the administrative merger, An Giang has become the largest province in the Mekong Delta in terms of both population and area. An Giang is undergoing strong transformation and becoming more prosperous and developed thanks to the attention and support from the Central Government, the proactive mobilization of local resources for development, and the close partnership of VBSP.
  • A reliable source of preferential credit supporting improvements in people’s quality of life 28-04-2026, 3:50 pm
    A reliable source of preferential credit supporting improvements in people’s quality of life
    In recent years, the Rural Safe Water and Sanitation Credit Program implemented by VBSP has become a practical pillar, contributing to improving the quality of life for people in Phu Tho Province. Leveraging preferential credit, hundreds of thousands of clean water facilities and hygienic latrines have been constructed, gradually transforming the rural landscape and enhancing public health.
  • Supporting disadvantaged individuals in rebuilding their lives 28-04-2026, 3:39 pm
    Supporting disadvantaged individuals in rebuilding their lives
    Preferential credit sources are serving as a “fishing rod”, enabling ex-offenders in Lam Dong Province to develop their livelihoods, overcome stigma, and create sustainable opportunities for reintegration into the community.
  • Expanded preferential credit access creates more opportunities for workers to take up employment abroad 30-03-2026, 3:03 pm
    Expanded preferential credit access creates more opportunities for workers to take up employment abroad
    Opening up employment opportunities and enhancing income for workers, the lending program for overseas employment under contracts continues to affirm its important role in sustainable poverty reduction and local economic development.
  • A solid support for people seeking a second chance 30-03-2026, 2:17 pm
    A solid support for people seeking a second chance
    To facilitate formerly incarcerated individuals in overcoming stigma, reintegrating into the community, and securing stable employment, VBSP Lap Thach Transaction Office (Phu Tho) has implemented a lending program for ex-offenders returning to their localities. These preferential loans have become a solid source of support, enabling rehabilitated borrowers to improve their livelihoods and achieve sustainable, stable living conditions.
  • Study Visit of the Bankers Institute of Rural Development (BIRD) to Vietnam 26-03-2026, 3:59 pm
    Study Visit of the Bankers Institute of Rural Development (BIRD) to Vietnam
    Within the framework of cooperation among members of the Asia-Pacific Rural and Agricultural Credit Association (APRACA), in early March 2026, the Bankers Institute of Rural Development (BIRD), Lucknow, India, in coordination with the Vietnam Bank for Social Policies (VBSP), organized a study visit to exchange experience in microfinance and rural agricultural development in Vietnam.
  • RDB Visits and Works with VBSP 12-03-2026, 9:32 am
    RDB Visits and Works with VBSP
    Within the framework of the cooperation program for the 2026-2027 period between the Vietnam Bank for Social Policies (VBSP) and the former Lao Policy Bank, now the Rural Development Bank of Laos (RDB), on the afternoon of March 11 in Phu Quoc Special Administrative Zone, An Giang Province, a high-level delegation from RDB led by Mr. Souphak Thinxayphone, General Director, paid a visit and held a working session with VBSP. On behalf of VBSP, the delegation was received by Mr. Duong Quyet Thang, Member of the Party Committee of the Government, Secretary of the Party Committee, Member of the Board of Directors, and General Director of VBSP, together with VBSP Deputy General Director; the Chairman of the Trade Union; the Chief of Office; the Director of the International Cooperation and Communications Department; and the Directors and Deputy Directors of VBSP branches in An Giang Province and Ho Chi Minh City.
  • Policy credit empowers women to rise and stabilize their livelihoods 26-02-2026, 4:01 pm
    Policy credit empowers women to rise and stabilize their livelihoods
    Thanks to preferential policy credit, thousands of women in Tay Ninh Province have gained access to loan capital to invest in production and business activities, shift occupations, and develop sustainable livelihoods aligned with their household conditions and individual capacities. Starting from initial loan disbursements, numerous women-led economic models have been established, maintained, and gradually replicated, contributing to stable income generation and long-term socio-economic development at the local level.
  • STEM Credit - Nurturing Dreams of Knowledge 29-01-2026, 10:13 am
    STEM Credit - Nurturing Dreams of Knowledge
    The effective implementation of Decision 29/2025/QD-TTg dated August 28, 2025 by the Prime Minister on credit for students, university students, master’s students, and doctoral candidates pursuing studies in science, technology, engineering, and mathematics (STEM) fields not only creates more learning opportunities for STEM students, but it also contributes to developing a high-quality workforce for both localities and Vietnam as a whole.
  • 2025 Implementation Project Report “Promoting Financial Inclusion in the Development of the Cooperative Economy in the Digital Economy in Vietnam” 26-01-2026, 9:06 am
    2025 Implementation Project Report “Promoting Financial Inclusion in the Development of the Cooperative Economy in the Digital Economy in Vietnam”
    In 2025, within the framework of the regional project “Promoting Financial Inclusion in the Development of the Cooperative Economy in the Digital Economy in Vietnam,” supported by the APAC Cybersecurity Fund (ACF) and Google.org, and implemented in partnership with VICEM and The Asia Foundation (TAF), VBSP successfully conducted an online digital security training program for over 75,000 beneficiaries. The majority of participants were women representing small and micro enterprises, cooperatives, and production and business households in rural, remote, and disadvantaged regions of Vietnam.
  • Vietnam Bank for Social Policies and the Journey of Building a Public Financial Institution for the People 20-01-2026, 9:32 am
    Vietnam Bank for Social Policies and the Journey of Building a Public Financial Institution for the People
    Closing the year 2025, overcoming the challenges of climate change, unusual natural disasters, and global economic fluctuations, the Party Committee, professional units, and trade union system of VBSP have raised high the banner of emulation, uniting collective strength with the flexibility and creativity of each officer, union member, and employee within the VBSP system. This has enabled VBSP to streamline its system in line with the spirit of Resolution 60-NQ/TW dated April 12, 2025, of the 13th Central Committee of the Party, while continuing to affirm its role as a ‘supporter’ for the poor and policy beneficiaries, contributing to social security, sustainable poverty reduction, and new rural development that meets the demands of renovation, integration, and sustainable development in the nation’s era of progress.
  • Regulations on the Organization and Operations of Vietnam Bank for Social Policies (VBSP) 19-01-2026, 2:53 pm
    Regulations on the Organization and Operations of Vietnam Bank for Social Policies (VBSP)
    On 10 January 2026, the Government promulgated Decree No. 06/2026/ND-CP stipulating the organization and operations of Vietnam Bank for Social Policies (VBSP).
  • Synchronizing solutions to ensure safe and effective credit operations 14-01-2026, 3:30 pm
    Synchronizing solutions to ensure safe and effective credit operations
    On 14 January in Hanoi, the Board of Directors (BODs) of VBSP convened its regular meeting for the fourth quarter of 2025. The meeting was chaired by Ms. Nguyen Thi Hong - Governor of the State Bank of Vietnam - Chairwoman of the VBSP BODs.
  • VBSP'S PROGRESS REPORT IN 2025 09-01-2026, 4:02 pm
    VBSP'S PROGRESS REPORT IN 2025
    Despite the challenges of economic shifts and natural disasters in 2025, social policy credit remained a vital lifeline for people to rebuild their livelihoods. Notably, Vietnam Bank for Social Policies (VBSP) successfully streamlined its network from 63 to 34 branches while maintaining high operational efficiency. This historic restructuring highlights VBSP’s capability and its significant contribution to Vietnam’s long-term goals of social welfare and poverty reduction.
  • VBSP: Breakthrough in a year full of challenges 08-01-2026, 4:24 pm
    VBSP: Breakthrough in a year full of challenges
    On the morning of January 7, 2026, in Hanoi, the Vietnam Bank for Social Policies (VBSP) held a nationwide conference - combining in-person and online formats - to deploy its 2026 tasks. The event was chaired by VBSP General Director, Mr. Duong Quyet Thang.
  • Policy credit - The “midwife” of poverty reduction 08-01-2026, 2:30 pm
    Policy credit - The “midwife” of poverty reduction
    Policy credit has played a vital role in changing mindsets, awakening self-reliance among poor and near-poor households, and accelerating socio-economic development, thereby realising the goal of sustainable poverty reduction and building a more prosperous Tay Ninh homeland.
  • Dak Lak promotes social policy credit to advance sustainable poverty reduction in rural areas 25-12-2025, 2:18 pm
    Dak Lak promotes social policy credit to advance sustainable poverty reduction in rural areas
    During the process of administrative unit reorganization and the implementation of the National Target Programs (NTPs), many rural communes in Dak Lak Province are facing significant challenges in poverty reduction. Practical experiences in Ea Ning (new) Commune and Dray Bhang Commune demonstrate that when social policy credit is implemented in a coordinated manner, accurately targeted, and closely linked with livelihood support, preferential loans truly become a “pillar of support,” enabling local people to stabilize their livelihoods and gradually achieve sustainable poverty reduction.
  • Supporting reintegration and stable livelihoods for rehabilitated individuals 25-12-2025, 2:03 pm
    Supporting reintegration and stable livelihoods for rehabilitated individuals
    In recent years, the VBSP Dak Lak Provincial Branch has actively provided preferential credit to individuals who have completed their prison sentences. Local Party committees, authorities, functional agencies and families have worked closely to support and assist rehabilitated individuals, helping them rebuild confidence, create livelihood opportunities, stabilize their living conditions, and successfully reintegrate into the community.
  • The VBSP Trade Union provides VND 1 billion (approximately USD 40,000) to support Dak Lak Province in overcoming natural disaster consequences 25-12-2025, 1:50 pm
    The VBSP Trade Union provides VND 1 billion (approximately USD 40,000) to support Dak Lak Province in overcoming natural disaster consequences
    On the afternoon of 4 December, a working delegation from VBSP led by Mr. Duong Quyet Thang - Member of the Party Committee of the Government, Secretary of the Party Committee, Member of the Board of Directors, and VBSP General Director - presented VND 1 billion (approximately USD 40,000) in support to Dak Lak Province to help address the consequences of recent natural disasters.
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...