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  • The policy credit approaching the daily need of local people 11-05-2021, 4:27 pm
    The policy credit approaching the daily need of local people
    (VBSP News) Over these years, thanks to policy credit from VBSP, Hoa Binh province has over 100.000 rural safe water and sanitation facilities that have been fixed or created. It not only improves the environment and the standard of living but also enhances the process of new rural development.
  • Sustainably escaping from poverty thanks to the newly escaped from poverty household lending program 11-05-2021, 3:00 pm
    Sustainably escaping from poverty thanks to the newly escaped from poverty household lending program
  • VBSP supports to create jobs for people 07-05-2021, 2:05 pm
    VBSP supports to create jobs for people
    (VBSP News) Creating jobs for employees is an important task in poverty reduction, improving the quality of life for people and socio-economic development. Over the past time, Quang Ninh province has implemented many solutions to create jobs for workers. In particular, the Provincial People's Council has many resolutions on the employment program, of which, allocating the entrusted budget capital for VBSP in Quang Ninh province to provide job creation loans for employees.
  • VBSP supports people to escape from poverty 06-05-2021, 4:00 pm
    VBSP supports people to escape from poverty
    (VBSP News) Xin Man is one of the difficult districts of Ha Giang province, to bring Resolution 05 of the Provincial Party Executive Committee on renovating the garden, developing household garden economy, creating livelihoods for people and sustainable poverty reduction for the period 2021 - 2025 into life, capital is the most difficult thing. The district VBSP has supported people with valuable capital according to Resolution 58 of the Provincial People's Council on specific policies to support the development of the local garden economy, so that people can have livelihoods to improve wasteland, develop commodity-oriented agricultural production right on their own land.
  • Life stabilization thanks to policy budget 05-05-2021, 11:04 am
    Life stabilization thanks to policy budget
    Base on accessing to preferential loans from VBSP and his committed struggle against, Mr. Lam Nghiem at Cai Gia hamlet, Hung Hoi commune, Vinh Loi district has settled down his life and escaped poverty sustainably
  • Effects from social housing loan program 04-05-2021, 11:07 am
    Effects from social housing loan program
    (VBSP News) Together with various credit programs by VBSP in Can Tho city, the social housing program has brought practical effects, as well as improved the local people's life significantly. Hence, the program has created favorable conditions for low-income people to settle down.
  • Efficiency of lending for Safe Water and Rural Sanitation 23-04-2021, 3:51 pm
    Efficiency of lending for Safe Water and Rural Sanitation
    (VBSP News) The budget for Safe Water and Rural Sanitation scheme of VBSP has supported thousands of households in Vinh Tuong (Vinh Phuc) province to build or renovate, upgrade their water supply and sanitation facilities. Hence, life quality is improved, and the rural environment is preserved and protected.
  • Policy credit programs support poor households to escape from the poverty 15-04-2021, 3:26 pm
    Policy credit programs support poor households to escape from the poverty
    (VBSP News) Nowadays, the policy credit capital has become popular, ‘covering’ up to 100% of communes, wards, and villages nationwide. In which, remote and extremely difficult areas are in the center of attention.
  • Effectiveness of activities entrusted between VBSP and socio-political organizations 13-04-2021, 10:29 am
    Effectiveness of activities entrusted between VBSP and socio-political organizations
    (VBSP News) The activities entrusted between VBSP and socio-political organizations in Soc Trang province has contributed to improving the quality of policy credit activities, helping poor households and other policy beneficiaries include creating livelihoods and jobs, raising income, and improving the living standard of local people.
  • Effectiveness of policy credit for consumer loans scheme 09-04-2021, 10:06 am
    Effectiveness of policy credit for consumer loans scheme
    (VBSP News) The rise of “Usury” (or black credit) recently is considered an issue in Central Highlands, especially Kon Tum province. By using black credit, a growing number of households has become miserable. Households with difficult conditions or those who are in urgent situations tend to lend money via black credit. To tackle this problem, Kon Tum Provincial People's Committee has issued Decision No. 50/2020/QD-UBND approving the scheme of Policy Credit for consumer loans from the local budget, entrusted to VBSP.
  • Annual Report 2019 09-04-2021, 10:01 am
    Annual Report 2019
  • Over 6.4 million poor households access VBSP’s loans 05-04-2021, 4:55 pm
    Over 6.4 million poor households access VBSP’s loans
  • Newsletter Vol 04.2021 05-04-2021, 4:25 pm
    Newsletter Vol 04.2021
  • VBSP is one of the main "pillars" of the policies system of poverty reduction 30-03-2021, 1:59 pm
    VBSP is one of the main "pillars" of the policies system of poverty reduction
    (VBSP News) On March 31, VBSP cooperated with Banking Academy to organize the scientific workshop with the topic: “VBSP's development strategy in the period of 2021-2030”. Co-chairs includes Mr. Dao Minh Tu - Deputy Secretary of the Party Personnel Committee, First Deputy Governor of the SBV, member of the Board of VBSP; Mr. Thao Xuan Sung - Chairman of Vietnam Famer's Union, member of the Board of VBSP; Mr. Bui Sy Loi - vice-chairman of National Assembly Social Affairs Committee; Mr. Y Thong - vice-chairman of Committee for Ethnic Affairs; Mr. Le Van Thanh - Deputy Minister of Labour - Invalids and Social Affairs; Mr. Duong Quyet Thang - a member of the Board of Director, General Director of VBSP and Mr. Dao Minh Phuc - President of the Council of the Banking Academy.
  • Promoting the efficiency of job creation scheme budget 30-03-2021, 1:46 pm
    Promoting the efficiency of job creation scheme budget
  • Supporting to escape poverty sustainably 24-03-2021, 9:25 am
    Supporting to escape poverty sustainably
    (VBSP News) After 5 years of implementation of credit policy for households escaping poverty, the VBSP branch in Ca Mau province has supported 43.2 thousand households with a total outstanding loan reach at VND 940 billion. The capital has helped to escape poverty sustainably, contributing to a successful implementation of the National Target Program on sustainable poverty reduction and new rural development in the province area.
  • Khmer woman prospers thanks to pomelo business 22-03-2021, 3:36 pm
    Khmer woman prospers thanks to pomelo business
    (VBSP News) A Khmer woman in the Mekong Delta province of Kien Giang has started a successful pomelo-growing business. Thanks to a loan from the Government's project to support women to start businesses, Danh Thi Kim Anh in Phuoc Ninh Hamlet, Mong Tho B Commune of Chau Thanh District invested in growing green-skin andpink-flesh pomelos and earns hundreds of millions dong profit every year.
  • Promulgating multidimensional poverty levels applicable during 2022-2025 19-03-2021, 8:52 am
    Promulgating multidimensional poverty levels applicable during 2022-2025
    (VBSP News) During 2022 -2025, Vietnam will apply the new promulgating multidimensional poverty levels according to Decision 07/2021/NĐ-CP of Government. This Decision will take effect on March 15, 2021.
  • The Prime Minister agreed to add several causes to handle non-performing loans at VBSP 16-03-2021, 9:13 am
    The Prime Minister agreed to add several causes to handle non-performing loans at VBSP
    (VBSP News) The Prime Minister — Mr. Nguyen Xuan Phuc — chaired the Standing meeting of the Government of modifying and supplementing Decision No.50/2010/QĐ-TTg on Regulation on handling non-performing loans in the Vietnam Bank for Social Policies.
  • VBSP’s loans enable Ben Tre's rural households to escape from poverty 15-03-2021, 3:56 pm
    VBSP’s loans enable Ben Tre's rural households to escape from poverty
    (VBSP News) Customer Pham Thi Ngoc Loan feels grateful for VBSP’s loans that have helped her have a better life and be able to help others.
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...