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  • The Financial Awareness Program: "Understand to Avoid Being Deceived" 15-01-2025, 2:04 pm
    The Financial Awareness Program: "Understand to Avoid Being Deceived"
    The State Bank of Vietnam (SBV), MUFG Bank Ltd., the Vietnam Bank for Social Policies (VBSP) and SHBFinance successfully organized the financial education program "Understand to Avoid Being Deceived" in Toan Son Commune, Da Bac District (Hoa Binh Province). This meaningful initiative was held to equip local people with essential financial knowledge.
  • VBSP successfully implements Digital Education Program - Go Digital ASEAN for the vulnerable groups in Vietnam 15-01-2025, 10:31 am
    VBSP successfully implements Digital Education Program - Go Digital ASEAN for the vulnerable groups in Vietnam
    Vietnam Bank for Social Policies (VBSP) - Project “Mobile Banking Service - Financial Inclusion and Economic Empowerment for Low-Income Individuals and Women in Vietnam” (Mobile Banking Project phase II) funded by The Asia Foundation, is a part of the Financial Inclusion Strategy of VBSP in implementing financial education programs and consumption protection measures targeting Vietnamese low-income individuals and women.
  • New opportunities for individuals completing their prison sentences 14-01-2025, 9:01 am
    New opportunities for individuals completing their prison sentences
    When the Prime Minister issued Decision No. 22/2023/QĐ-TTg on August 17, 2023 regarding credit policies for individuals who have completed their prison sentences, VBSP Cao Bang Provincial Branch promptly implement it. The bank closely collaborated with the police and entrusted mass organizations at all levels to select eligible individuals and ensure the timely disbursement of support funds.
  • Bringing a Warm Spring to the Poor 10-01-2025, 10:20 am
    Bringing a Warm Spring to the Poor
    On the occasion of the Lunar New Year 2025, the Trade Union of the Vietnam Bank for Social Policies (VBSP) continues to implement the program "Loving Spring - Sharing Tet." This initiative aims to join hands in supporting disadvantaged families to celebrate a joyful and happy Lunar New Year.
  • The VBSP’s Board of Directors (BOD) held its regular meeting for the fourth quarter of 2024 09-01-2025, 2:27 pm
    The VBSP’s Board of Directors (BOD) held its regular meeting for the fourth quarter of 2024
    On January 9, in Hanoi, the BOD of VBSP held its regular meeting for the fourth quarter of 2024. Governor of the State Bank of Vietnam, Ms. Nguyen Thi Hong, who is also the Chairwoman of the VBSP BOD, chaired the meeting.
  • Annual Report 2022 09-01-2025, 9:24 am
    Annual Report 2022
  • VBSP implements tasks for the year 2025 09-01-2025, 9:22 am
    VBSP implements tasks for the year 2025
    On January 5, 2024, in Hanoi, Vietnam Bank for Social Policies (VBSP) held a hybrid conference to implement tasks for 2025. The conference was chaired by Mr. Duong Quyet Thang, Secretary of the VBSP Central Party Committee, Member of the Board of Directors, General Director of VBSP.
  • The effectiveness of the job creation lending program 08-01-2025, 1:35 pm
    The effectiveness of the job creation lending program
    Job creation lending is one of the policy credit programs that has been effectively implemented by VBSP Hau Giang Provincial Branch. The loan capital has enabled local people to develop their economies, create jobs and generate their income.
  • The year 2024: VBSP achieves many outstanding achievements 06-01-2025, 4:47 pm
    The year 2024: VBSP achieves many outstanding achievements
    The year 2024 was marked by significant challenges such as natural disasters, storms, floods and climate change, severely impacted the socio-economic conditions of numerous localities across Vietnam. Poor households and vulnerable groups suffered extensive losses, both materially and spiritually. However, under the leadership of the Party, the National Assembly and the Government, along with active support from ministries, sectors and local authorities, Vietnam Bank for Social Policies (VBSP) successfully fulfilled its assigned political tasks. This affirmed its pivotal role in supporting socio-economic development, promoting sustainable poverty reduction and advancing new rural development.
  • Dong Van rose out of poverty 03-01-2025, 2:04 pm
    Dong Van rose out of poverty
    In recent times, social policy credit activities have been systematically and effectively implemented, earning strong support from the public. These efforts have significantly transformed rural areas, especially in regions inhabited by ethnic minorities.
  • Policy credit contributes to sustainable socio-economic development in Bac Giang province 03-01-2025, 2:02 pm
    Policy credit contributes to sustainable socio-economic development in Bac Giang province
    The efforts to reduce poverty and ensure sustainable social welfare in Bac Giang province have achieved impressive results with significant contributions from policy credit resource.
  • Tay Ninh: Getting out of poverty thanks to policy credit 25-12-2024, 11:09 am
    Tay Ninh: Getting out of poverty thanks to policy credit
    Diversifying livelihoods for sustainable poverty reduction is considered an effective solution in implementing the National Target Program for socio-economic development, helping residents achieve lasting poverty alleviation in Tay Ninh province. In recent years, thousands of poor and near-poor households in the province have benefited from models of raising goats, providing motivation for many ethnic minority households to getting out of poverty.
  • Preferential credit empowers Gia Nghia residents to get out of poverty 19-12-2024, 9:40 am
    Preferential credit empowers Gia Nghia residents to get out of poverty
    Thanks to policy credit resources, many poor and near-poor households in Gia Nghia City (Dak Nong) have been supported to develop production and gradually overcome difficulties.
  • The Bank of the Lao PDR visits and works with the Vietnam Bank for Social Policies (VBSP) 16-12-2024, 5:08 pm
    The Bank of the Lao PDR visits and works with the Vietnam Bank for Social Policies (VBSP)
    On the morning of December 4, a delegation from the Bank of the Lao People's Democratic Republic, led by Mr. Phetsathaphone Keovongvichith, Director General of the Banking Operations Department, visited and worked with the Vietnam Bank for Social Policies (VBSP). The delegation concluded representatives of the leadership and staff from various departments of the Bank of the Lao PDR.
  • Maximizing the Effectiveness of Policy Credit in Thai Nguyen (Final Part: The Pillar of Sustainable Poverty Reduction) 11-12-2024, 3:02 pm
    Maximizing the Effectiveness of Policy Credit in Thai Nguyen (Final Part: The Pillar of Sustainable Poverty Reduction)
    Recognizing poverty reduction as a key focus for economic development and social welfare, the Party Committee and authorities of Thai Nguyen Province have implemented numerous synchronized and effective measures, including expanding access to policy credit for the local population. These efforts have helped Thai Nguyen in national economic development and maintained its position as a growth hub in the Northeast region.
  • Maximizing the Effectiveness of Policy Credit in Thai Nguyen (Part 1: Guided by the Party) 11-12-2024, 3:00 pm
    Maximizing the Effectiveness of Policy Credit in Thai Nguyen (Part 1: Guided by the Party)
    Directive No. 40-CT/TW issued by the Party Secretariat on strengthening the Party's leadership over policy credit has profoundly transformed the landscape of many rural areas, including Thai Nguyen. However, the most significant achievement after 10 years of implementing Directive No. 40-CT/TW is the shift in awareness among party committees, authorities and society as a whole regarding poverty reduction and ensuring social welfare for vulnerable groups.
  • Getting out of Poverty and Building Wealth with Preferential Loans 11-12-2024, 2:59 pm
    Getting out of Poverty and Building Wealth with Preferential Loans
    In recent years, with preferential loans from the Vietnam Bank for Social Policies (VBSP), thousands of farming households in Lang Son Province have boldly taken loans to expand production and business models. The loans have played a crucial role in helping farmer members improve their economic conditions and rise to prosperity.
  • The Cuban Central Bank President visits and works with the Vietnam Bank for Social Policy 20-11-2024, 4:51 pm
    The Cuban Central Bank President visits and works with the Vietnam Bank for Social Policy
    On the morning of November 20th, a high-ranking delegation from the Central Bank of Cuba, led by Mrs. Juanna Lilia Delgado Portal, Minister and President of the Central Bank of Cuba, visited and worked at VBSP. The delegation was accompanied by representatives from several ministries and sectors, the presidents of some commercial banks in Cuba, representatives from the Cuban Embassy in Vietnam and representatives from the State Bank of Vietnam.
  • The opportunity for individuals who have completed their prison sentences 20-11-2024, 4:16 pm
    The opportunity for individuals who have completed their prison sentences
    After one year of implementing policy credit for individuals who have completed their prison sentences under Decision No. 22/2023/QĐ-TTg dated August 17, 2023 by the Prime Minister, the VBSP Dak Lak branch has helped many former offenders overcome their past, rebuild their lives and become valuable members of the community and society.
  • Summary of the Digital Education Program for Vulnerable Groups in Vietnam 20-11-2024, 3:37 pm
    Summary of the Digital Education Program for Vulnerable Groups in Vietnam
    On the morning of November 6, in Hanoi, the Vietnam Bank for Social Policies (VBSP) and The Asia Foundation held a closing ceremony for the Digital Education Program for Vulnerable Groups in Vietnam. The program is part of Phase II of the project "Mobile Banking Services - Financial Inclusion and Economic Empowerment for Low-Income Individuals and Women in Vietnam".
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...