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  • Policy credit helps poor households eliminate temporary and dilapidated houses 20-03-2025, 2:07 pm
    Policy credit helps poor households eliminate temporary and dilapidated houses
    Implementing Decision No. 07/2025/QĐ-UBND dated January 16, 2025, of the People's Committee of Binh Dinh Province on providing housing loan support for poor and near-poor households in the province until the end of 2025, VBSP Binh Dinh Provincial Branch has promptly disbursed loan funds to help eligible poor and near-poor households build new houses or repair existing ones to ensure stable livelihoods.
  • Policy credit contributes to sustainable poverty reduction 19-03-2025, 4:55 pm
    Policy credit contributes to sustainable poverty reduction
    With the determination “no one left behind” in the journey of poverty reduction, the social policy credit programs of the Party and the State are considered a deeply humanitarian initiative. These programs have become a highlight in implementing the national target program on poverty reduction, contributing to social security.
  • Effectiveness of Loan Capital for Formerly Incarcerated Individuals 18-03-2025, 3:33 pm
    Effectiveness of Loan Capital for Formerly Incarcerated Individuals
    Thanks to loan capital from VBSP Tam Nong District (Dong Thap), many formerly incarcerated individuals have been able to start their own businesses, generate stable income and successfully reintegrate into the community.
  • Eliminating temporary and dilapidated houses with policy credit funds 13-03-2025, 10:28 am
    Eliminating temporary and dilapidated houses with policy credit funds
    Dak Lak is striving to eliminate temporary and dilapidated houses for poor and near-poor households by 2025. Social policy credit serves as a crucial resource, helping local authorities support residents in securing stable housing and providing motivation for them to get out of poverty.
  • Policy credit supports ethnic minority youth in starting businesses 13-03-2025, 10:27 am
    Policy credit supports ethnic minority youth in starting businesses
    From the preferential loan funds of VBSP, Ms. Ka Thuy Diem, a Ma ethnic minority resident of Village 3, Loc Lam Commune, Bao Lam District (Lam Dong), has gained additional financial resources to pursue her dream of establishing a career and prospering on her hometown.
  • Effectiveness of Policy Credit in Nghia Hanh District 11-03-2025, 1:33 pm
    Effectiveness of Policy Credit in Nghia Hanh District
    Not only does it help reduce transaction time and workload, but the policy credit management application of VBSP also enables Heads of Savings and Credit Groups to better monitor capital sources, ensuring accuracy in all interest collection and savings deposit activities. The application of credit management technology not only optimizes management processes but also plays a crucial role in enhancing the quality of policy credit activities in Nghia Hanh District (Quang Ngai).
  • Women play an important role in growth of Vietnam's banking sector 10-03-2025, 2:15 pm
    Women play an important role in growth of Vietnam's banking sector
    March brings the vibrant echoes of spring, filling every street with its lively colors. It is also the time when we joyfully celebrate International Women’s Day on March 8. In harmony with this spirit, on March 7, 2025, the Committee for the Advancement of Women in the Banking Sector, in collaboration with the Vietnam Bank Trade Union, has organized a ceremony to commemorate the 115th anniversary of International Women’s Day (March 8) and the 1985th anniversary of the Hai Ba Trung Uprising…
  • Ex-prisoners stabilize their lives thanks to policy credit 07-03-2025, 2:18 pm
    Ex-prisoners stabilize their lives thanks to policy credit
    After more than one year, the credit policy for former prisoners in Thai Nguyen Province has yielded positive results. However, to ensure the program's sustainable effectiveness, certain obstacles need to be addressed...
  • Study Tour of Bankers Institute of Rural Development (BIRD) to the Vietnam Bank for Social Policies (VBSP) 05-03-2025, 9:28 am
    Study Tour of Bankers Institute of Rural Development (BIRD) to the Vietnam Bank for Social Policies (VBSP)
    As part of the membership collaboration within the Asia-Pacific Rural and Agricultural Credit Association (APRACA), at the end of February 2025, the Bankers Institute of Rural Development (BIRD), Lucknow, India conducted a training cum exposure visit to Vietnam Bank for Social Policies (VBSP) to exchange experiences in value chain financing in agriculture, allied and rural sectors. This visit aims at strengthening bilateral cooperation between the two institutions, with a focus on financial inclusion and supporting vulnerable rural communities. The BIRD delegation, comprising of Ms Anukampa Jha & Mr Amit Kumar Lal, Deputy General Managers and Faculty Members from BIRD Lucknow and other participants from banks, Microfinance institutions, NBFCs, Consultancy firms, NGOs, etc. was warmly welcomed by Mr. Duong Quyet Thang - General Director of VBSP.
  • Loans for social housing 06-02-2025, 1:41 pm
    Loans for social housing
    A new spring comes and brings with it hopes for a peaceful and happy new year. Many low-income families, including officials, workers and soldiers in Thanh Hoa province, who have received loans under the social housing program, could celebrate Tet in their new houses with many joys.
  • Continue to vigorously implement social policy credit programs 03-02-2025, 4:20 pm
    Continue to vigorously implement social policy credit programs
    On the occasion of the Lunar New Year 2025 and the 95th anniversary of the founding of the Communist Party of Vietnam (February 3, 1930 – February 3, 2025), on the morning of February 3 in Hanoi, Secretary of the Party Committee of VBSP Central, Board Member – General Director Duong Quyet Thang chaired the first online meeting at VBSP. The meeting was held online with connections to branch offices of VBSP in provinces and cities, as well as transaction offices in districts and towns. Deputy Governor of the State Bank of Vietnam, Mr. Pham Tien Dung, attended the event and extended New Year’s greetings to VBSP.
  • Prime Minister Pham Minh Chinh extends New Year greetings and assigns tasks to the banking sector 03-02-2025, 4:17 pm
    Prime Minister Pham Minh Chinh extends New Year greetings and assigns tasks to the banking sector
    On the morning of February 3, the first working day after Tet holiday, Prime Minister Pham Minh Chinh visited and extended New Year greetings to the State Bank of Vietnam and the banking sector. He also assigned tasks for 2025 and the coming period.
  • The Financial Awareness Program: "Understand to Avoid Being Deceived" 15-01-2025, 2:04 pm
    The Financial Awareness Program: "Understand to Avoid Being Deceived"
    The State Bank of Vietnam (SBV), MUFG Bank Ltd., the Vietnam Bank for Social Policies (VBSP) and SHBFinance successfully organized the financial education program "Understand to Avoid Being Deceived" in Toan Son Commune, Da Bac District (Hoa Binh Province). This meaningful initiative was held to equip local people with essential financial knowledge.
  • VBSP successfully implements Digital Education Program - Go Digital ASEAN for the vulnerable groups in Vietnam 15-01-2025, 10:31 am
    VBSP successfully implements Digital Education Program - Go Digital ASEAN for the vulnerable groups in Vietnam
    Vietnam Bank for Social Policies (VBSP) - Project “Mobile Banking Service - Financial Inclusion and Economic Empowerment for Low-Income Individuals and Women in Vietnam” (Mobile Banking Project phase II) funded by The Asia Foundation, is a part of the Financial Inclusion Strategy of VBSP in implementing financial education programs and consumption protection measures targeting Vietnamese low-income individuals and women.
  • New opportunities for individuals completing their prison sentences 14-01-2025, 9:01 am
    New opportunities for individuals completing their prison sentences
    When the Prime Minister issued Decision No. 22/2023/QĐ-TTg on August 17, 2023 regarding credit policies for individuals who have completed their prison sentences, VBSP Cao Bang Provincial Branch promptly implement it. The bank closely collaborated with the police and entrusted mass organizations at all levels to select eligible individuals and ensure the timely disbursement of support funds.
  • Bringing a Warm Spring to the Poor 10-01-2025, 10:20 am
    Bringing a Warm Spring to the Poor
    On the occasion of the Lunar New Year 2025, the Trade Union of the Vietnam Bank for Social Policies (VBSP) continues to implement the program "Loving Spring - Sharing Tet." This initiative aims to join hands in supporting disadvantaged families to celebrate a joyful and happy Lunar New Year.
  • The VBSP’s Board of Directors (BOD) held its regular meeting for the fourth quarter of 2024 09-01-2025, 2:27 pm
    The VBSP’s Board of Directors (BOD) held its regular meeting for the fourth quarter of 2024
    On January 9, in Hanoi, the BOD of VBSP held its regular meeting for the fourth quarter of 2024. Governor of the State Bank of Vietnam, Ms. Nguyen Thi Hong, who is also the Chairwoman of the VBSP BOD, chaired the meeting.
  • Annual Report 2022 09-01-2025, 9:24 am
    Annual Report 2022
  • VBSP implements tasks for the year 2025 09-01-2025, 9:22 am
    VBSP implements tasks for the year 2025
    On January 5, 2024, in Hanoi, Vietnam Bank for Social Policies (VBSP) held a hybrid conference to implement tasks for 2025. The conference was chaired by Mr. Duong Quyet Thang, Secretary of the VBSP Central Party Committee, Member of the Board of Directors, General Director of VBSP.
  • The effectiveness of the job creation lending program 08-01-2025, 1:35 pm
    The effectiveness of the job creation lending program
    Job creation lending is one of the policy credit programs that has been effectively implemented by VBSP Hau Giang Provincial Branch. The loan capital has enabled local people to develop their economies, create jobs and generate their income.
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...