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  • Quang Nam Widely Expands Policy Credit 06-05-2025, 10:00 am
    Quang Nam Widely Expands Policy Credit
    Policy credit activities in Quang Nam Province have developed extensively, contributing to job creation, poverty reduction and local socio-economic development.
  • Policy credit as driving force for local economic development 06-05-2025, 9:29 am
    Policy credit as driving force for local economic development
    Thanks to the State’s preferential credit funds implemented through the Vietnam Bank for Social Policies (VBSP), a large number of impoverished residents - from the high mountain areas to the coastal flats of the narrow strip of Quang Binh Province - have been provided with crucial resources to invest in economic development and achieve sustainable poverty alleviation.
  • Conditions and preferential policies for loans to buy social housing in 2025 06-05-2025, 9:23 am
    Conditions and preferential policies for loans to buy social housing in 2025
    Social housing always receives a lot of attention from the people.
  • DONG HOA - PHU HOA: Preliminary review of policy credit activities in the first quarter of 2025 06-05-2025, 9:17 am
    DONG HOA - PHU HOA: Preliminary review of policy credit activities in the first quarter of 2025
    On the afternoon of April 17, the Board of Directors of the Vietnam Bank for Social Policies (VBSP) in Dong Hoa Town held a meeting to review social policy credit activities in the first quarter and deploy tasks for the second quarter of 2025.
  • District 12 eradicates poverty with effective social policy credit programs 06-05-2025, 9:10 am
    District 12 eradicates poverty with effective social policy credit programs
    District 12 had over 1,500 poor households and nearly 1,000 near-poor ones at the beginning of 2021. The district has successfully fulfilled its goal of eradicating poverty under HCMC’s poverty threshold, with only 460 near-poor households remaining.
  • How policy credit fuelled Ho Chi Minh City’s 50-year rise 06-05-2025, 9:06 am
    How policy credit fuelled Ho Chi Minh City’s 50-year rise
    Fifty years after the liberation of Ho Chi Minh City and national reunification, the southern metropolis has undergone a remarkable transformation, evolving into Vietnam’s leading economic, cultural, and educational hub.
  • Enhance training on Cyber Safety and Security for VBSP’s customers 23-04-2025, 4:13 pm
    Enhance training on Cyber Safety and Security for VBSP’s customers
    Propagating and raising awareness for the poor and the marginalized about cyber safety and security to consolidate their skills on self-protection in the digital environment is one of the VBSP’s concerns.
  • Providing Career Opportunities for Ex-servicemen 18-04-2025, 3:21 pm
    Providing Career Opportunities for Ex-servicemen
    After completing their military service and returning to their local communities, ex-servicemen have access to various support policies such as vocational training, career orientation and credit loans. These are valuable opportunities that allow them to explore different career paths, secure stable employment and improve their income.
  • Hanoi allocates VND 6,000 billion (approximately USD 240 million) for entrustment through VBSP 17-04-2025, 3:50 pm
    Hanoi allocates VND 6,000 billion (approximately USD 240 million) for entrustment through VBSP
    During the 2025–2030 period, Hanoi is expected to allocate approximately VND 6,000 billion from the city’s budget for entrustment through VBSP Hanoi Provincial Branch to meet the loan demands of policy beneficiary groups.
  • Effectiveness of Policy Credit in the Highland Areas 15-04-2025, 10:00 am
    Effectiveness of Policy Credit in the Highland Areas
    Identifying poverty reduction as a key task in local economic development and social security assurance, the Party Committee and government of Bac Kan province have implemented many comprehensive and effective solutions. One of the core measures has been mobilizing all available resources and capital for the implementation of social policy credit, contributing to transforming the landscape of this Northeastern region.
  • Over 120,000 Poor Households in Tay Ninh Have Been Able to Timely Access to Preferential Credit 14-04-2025, 4:54 pm
    Over 120,000 Poor Households in Tay Ninh Have Been Able to Timely Access to Preferential Credit
    Policy credit is not only an extended arm of the government in poverty reduction efforts but also a powerful driver helping poor households and disadvantaged students get more opportunities to rise in life.
  • VBSP's Progress Report - Quarter 1/2025 11-04-2025, 5:01 pm
    VBSP's Progress Report - Quarter 1/2025
  • Hai Duong Farmers Change Their Lives Thanks to Preferential Credit 11-04-2025, 11:10 am
    Hai Duong Farmers Change Their Lives Thanks to Preferential Credit
    Thanks to policy credit from the Vietnam Bank for Social Policies (VBSP), many farming households in Minh Hoa commune, Kinh Mon town (Hai Duong province) have successfully invested in efficient agricultural models. Especially, the softshell turtle and fish farming models have generated high incomes for local farmers.
  • VBSP Nam Dan District: Empowering Progress in the New Era 09-04-2025, 9:51 am
    VBSP Nam Dan District: Empowering Progress in the New Era
    In recent years, Nam Dan District (Nghe An Province) has achieved significant accomplishments in socio-economic development, contributing to the implementation of policies that link economic growth with poverty reduction and social security. These efforts align with the national goal of building a prosperous people, a strong country and a democratic society - ready to stride confidently into a new era, the era of national advancement.
  • Bringing Inclusive Fund to Remote Areas: Stories of Dedication 09-04-2025, 8:59 am
    Bringing Inclusive Fund to Remote Areas: Stories of Dedication
    For credit officers at VBSP Tay Giang District (Quang Nam Province), the challenges go far beyond navigating treacherous, rugged terrain. Their greatest task lies in finding ways to communicate effectively and ensure that capital reaches the hands of the people - especially those living in remote and isolated areas.
  • Contribute to improving the lives of policy beneficiaries and low-income workers 04-04-2025, 5:30 pm
    Contribute to improving the lives of policy beneficiaries and low-income workers
    The social housing loan program under Decree No. 100/2015/ND-CP of the Government on the development and management of social housing through the Vietnam Bank for Social Policies (VBSP) in the province with preferential interest rates has been helping thousands of households of officials, civil servants, and low-income workers stabilize their housing, realize their dream of "settling down and having a career", and improve their lives.
  • Provincial Social Policy Bank Representative Board: Deploying tasks for 2025 04-04-2025, 5:28 pm
    Provincial Social Policy Bank Representative Board: Deploying tasks for 2025
    On February 26, the Provincial Social Policy Bank (SPB) Representative Board held a conference to deploy tasks for 2025. Comrade Ngo Vu Thang - Vice Chairman of the Provincial People's Committee, Deputy Head of the Provincial SPB Representative Board chaired the conference.
  • Social Policy Bank, Hai Duong province branch, commends excellent and creative workers 04-04-2025, 5:21 pm
    Social Policy Bank, Hai Duong province branch, commends excellent and creative workers
    At the conference, 24 collectives and individuals with outstanding achievements in the emulation movement for the period 2020 - 2025 were commended and rewarded by the Vietnam Bank for Social Policies.
  • Reduce the burden when relatives work abroad 04-04-2025, 5:16 pm
    Reduce the burden when relatives work abroad
    Preferential loans for workers working abroad under contracts implemented by the Vietnam Bank for Social Policies (VBSP) have partly helped many families reduce the burden of having relatives working abroad.
  • Deputy Prime Minister Ho Duc Phoc chairs a working session with VBSP 27-03-2025, 5:03 pm
    Deputy Prime Minister Ho Duc Phoc chairs a working session with VBSP
    On March 27, Deputy Prime Minister Ho Duc Phoc chaired a working session with the Vietnam Bank for Social Policies (VBSP) to review its performance and discuss future directions. The meeting was attended by Ms. Nguyen Thi Hong - Governor of the State Bank of Vietnam and Chairwoman of VBSP’s Board of Directors (BOD) along with representatives from relevant agencies.
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...