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  • The Dedicated and Wholehearted Group Leader of Phuoc Kien Hamlet Hôm nay, 11:00 am
    The Dedicated and Wholehearted Group Leader of Phuoc Kien Hamlet
    For nearly 16 years of working with the associations and the preferential credit movement, Mr. Le Van Bon (born in 1955), Leader of the Savings and Credit Group in Phuoc Kien Hamlet, Nhon Trach Commune (Dong Nai), has always been trusted by local residents for his dedication and integrity.
  • Community Reintegration thanks to Preferential Credit 01-10-2025, 10:35 am
    Community Reintegration thanks to Preferential Credit
    In order to create favorable conditions for former prisoners to access preferential credit for production, business, vocational training, and job creation to reintegrate into the community, in recent years, VBSP Yen Dinh Transaction Office (Thanh Hoa) has actively implemented the lending program for ex-prisoners under Decision No. 22/2023/QD-TTg dated August 17, 2023, issued by the Prime Minister. This credit source not only helps those with a troubled past quickly overcome guilt and inferiority but also enables them to invest in production and business, stabilize their lives, and successfully reintegrate into society.
  • Policy Credit Supports the Poor 01-10-2025, 10:19 am
    Policy Credit Supports the Poor
    From VBSP’s preferential credit programs, many farmers in U Minh Thuong commune (An Giang) have expanded production scale, increased income, and stabilized their lives.
  • Policy Credit Contributes to the Development of a New An Giang 29-09-2025, 2:31 pm
    Policy Credit Contributes to the Development of a New An Giang
    In recent years, VBSP An Giang Provincial Branch has become a solid foundation for ensuring social security, supporting thousands of poor households to overcome difficulties, creating jobs, and promoting local economic growth. Particularly in the context of the two-tier government system, An Giang province strives to reduce the poverty rate to 0.99% and the near-poverty rate to 2% by 2025.
  • Preferential credit enables people to prosper 24-09-2025, 3:29 pm
    Preferential credit enables people to prosper
    Following the merger of commune-level administrative units, VBSP Dong Hung Transaction Office (Hung Yen) has implemented various measures to ensure prompt and targeted disbursement of credit capital, while strengthening inspection and supervision to ensure the effective use of preferential loans.
  • Dong Nai implements student loan programs for those pursuing studies in STEM fields 16-09-2025, 2:12 pm
    Dong Nai implements student loan programs for those pursuing studies in STEM fields
  • Governor of the State Bank of Vietnam Nguyễn Thị Hồng was rated A+ by Global Finance 11-09-2025, 9:35 am
    Governor of the State Bank of Vietnam Nguyễn Thị Hồng was rated A+ by Global Finance
    Global Finance magazine has just released the 2025 Central Bank Governors Ranking Report. Ms. Nguyễn Thị Hồng - Governor of the State Bank of Vietnam was honored with an A+ rating, alongside U.S. Federal Reserve Chairman Jerome Hayden Powell and Governor of the Central Bank of Denmark Christian Kettel Thomsen.
  • Can Tho has started disbursing preferential loans to students in STEM fields 09-09-2025, 1:52 pm
    Can Tho has started disbursing preferential loans to students in STEM fields
    On the morning of September 4, the Cai Rang Transaction Office of VBSP (Can Tho City) began disbursing loans under Decision No. 29/2025/QĐ-TTg dated August 28, 2025, of the Prime Minister on credit for students, master’s students, and doctoral candidates in science, technology, engineering, and mathematics (STEM) fields.
  • Preferential STEM Credit - A Starting Point for Knowledge and Creativity 08-09-2025, 1:47 pm
    Preferential STEM Credit - A Starting Point for Knowledge and Creativity
    On September 5, 2025, in harmony with the vibrant atmosphere of the new school year across the country, VBSP Hue Provincial Brach officially launched the STEM Preferential Credit Program – a new policy under Decision No. 29/2025/QD-TTg dated August 28, 2025, issued by the Prime Minister. This marks an important milestone, not only in terms of financial support but also as a source of encouragement for students, postgraduates, and doctoral candidates pursuing studies in science, technology, engineering, and mathematics.
  • VBSP offers preferential loans to students, master’s students, and doctoral candidates in science, technology, engineering, and mathematics (STEM) fields 03-09-2025, 1:48 pm
    VBSP offers preferential loans to students, master’s students, and doctoral candidates in science, technology, engineering, and mathematics (STEM) fields
    Deputy Prime Minister Hồ Đức Phớc signed Decision No. 29/2025/QĐ-TTg dated August 28, 2025, of the Prime Minister on credit policies for students, master’s students, and doctoral candidates in STEM fields to cover tuition fees, living expenses, and other study-related costs during their study period.
  • VBSP helping Lao Cai achieve sustainability 15-08-2025, 9:13 am
    VBSP helping Lao Cai achieve sustainability
    VBSP Lao Cai Provincial Branch has been expediting policy credit schemes with great effect, enhancing the province's advantages and increasing its self-sufficiency, thereby helping the northern border province with its strategic vision of sustainable development.
  • VBSP Ky Son stands by locals with timely and compassionate support 08-08-2025, 9:30 am
    VBSP Ky Son stands by locals with timely and compassionate support
    VBSP Ky Son has delivered essential aid and heartfelt support to families in Nghe An province in the wake of devastating floods, reaffirming its mission of helping people in need.
  • Son La enhances effectiveness of policy credit 08-08-2025, 9:27 am
    Son La enhances effectiveness of policy credit
    Recognizing policy credit as a key driver for local socio-economic development, Son La province has mobilized the entire political system, along with the relevant agencies to implement a range of coordinated and context-appropriate measures to help people rise out of poverty in a sustainable manner.
  • Vietnam’s Experience in Agricultural Development 31-07-2025, 3:00 pm
    Vietnam’s Experience in Agricultural Development
    As a member of the Asia-Pacific Rural and Agricultural Credit Association (APRACA), Vietnam Bank for Social Policies (VBSP) hosted the International Training and Exposure Visit on Microfinance and Agriculture Development in Vietnam from 15 to 22 July, 2025. VBSP welcomed a delegation from Nepal’s Ministry of Agriculture and Livestock Development (MoALD), led by Mr. Mahesh Chandra Acharya - Director of the NAFHA Project (Nuts and Fruits in Hilly Areas).
  • Maintain policy credit transaction points 21-07-2025, 9:43 am
    Maintain policy credit transaction points
  • Hung Yen is intensifying entrusted policy credit 15-07-2025, 4:01 pm
    Hung Yen is intensifying entrusted policy credit
    VBSP Hung Yen Provincial Branch has recently signed a joint document with four mass organizations to implement entrusted lending activities for poor households and other policy beneficiaries.
  • Strengthening cooperation between the Policy Bank of the Lao People's Democratic Republic and the Vietnam Bank for Social Policies (VBSP) 14-07-2025, 2:50 pm
    Strengthening cooperation between the Policy Bank of the Lao People's Democratic Republic and the Vietnam Bank for Social Policies (VBSP)
    Within the framework of the cooperation program between the Policy Bank of the Lao People's Democratic Republic (NBB) and the Vietnam Bank for Social Policies (VBSP), from July 8 to 11, 2025, a delegation of NBB officials led by General Director Souphak THINXAYPHONE paid a visit and worked with VBSP.
  • Signing Task Assignment Minute between VBSP and VICEM 04-07-2025, 1:19 pm
    Signing Task Assignment Minute between VBSP and VICEM
    Morning July 2nd, at the headquarters of VBSP, in collaboration with relevant stakeholders, Vietnam Bank for Social Policies (VBSP) held the signing ceremony of task assignment minute between VBSP and VICEM in the framework of the project “Promoting financial inclusion and collaborative economic development in the digital economy in Vietnam”. The signing ceremony has been witnessed by Mr. Hoang Minh Te – VBSP’s Deputy General Director; Madam Cao Xuan Thu Van – President of Vietnam Cooperative Association; Mr. Filip Graovac - Chief Representative of The Asian Foundation in Vietnam, with the participants of numerous learderships and members from The Project Management Board, Vietnam Cooperative Alliance (VCA), Vietnam Institute for Cooperative and Enterprise Management (VICEM), and VBSP.
  • VBSP PROGRESS REPORT - FIRST 6 MONTHS OF 2025 04-07-2025, 9:30 am
    VBSP PROGRESS REPORT - FIRST 6 MONTHS OF 2025
  • Giving Tet gifts to the poor households and policy beneficiaries 11-06-2025, 3:16 pm
    Giving Tet gifts to the poor households and policy beneficiaries
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...