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  • Vietnam Bank for Social Policies and the Journey of Building a Public Financial Institution for the People 20-01-2026, 9:32 am
    Vietnam Bank for Social Policies and the Journey of Building a Public Financial Institution for the People
    Closing the year 2025, overcoming the challenges of climate change, unusual natural disasters, and global economic fluctuations, the Party Committee, professional units, and trade union system of VBSP have raised high the banner of emulation, uniting collective strength with the flexibility and creativity of each officer, union member, and employee within the VBSP system. This has enabled VBSP to streamline its system in line with the spirit of Resolution 60-NQ/TW dated April 12, 2025, of the 13th Central Committee of the Party, while continuing to affirm its role as a ‘supporter’ for the poor and policy beneficiaries, contributing to social security, sustainable poverty reduction, and new rural development that meets the demands of renovation, integration, and sustainable development in the nation’s era of progress.
  • Regulations on the Organization and Operations of Vietnam Bank for Social Policies (VBSP) 19-01-2026, 2:53 pm
    Regulations on the Organization and Operations of Vietnam Bank for Social Policies (VBSP)
    On 10 January 2026, the Government promulgated Decree No. 06/2026/ND-CP stipulating the organization and operations of Vietnam Bank for Social Policies (VBSP).
  • Synchronizing solutions to ensure safe and effective credit operations 14-01-2026, 3:30 pm
    Synchronizing solutions to ensure safe and effective credit operations
    On 14 January in Hanoi, the Board of Directors (BODs) of VBSP convened its regular meeting for the fourth quarter of 2025. The meeting was chaired by Ms. Nguyen Thi Hong - Governor of the State Bank of Vietnam - Chairwoman of the VBSP BODs.
  • VBSP'S PROGRESS REPORT IN 2025 09-01-2026, 4:02 pm
    VBSP'S PROGRESS REPORT IN 2025
    Despite the challenges of economic shifts and natural disasters in 2025, social policy credit remained a vital lifeline for people to rebuild their livelihoods. Notably, Vietnam Bank for Social Policies (VBSP) successfully streamlined its network from 63 to 34 branches while maintaining high operational efficiency. This historic restructuring highlights VBSP’s capability and its significant contribution to Vietnam’s long-term goals of social welfare and poverty reduction.
  • VBSP: Breakthrough in a year full of challenges 08-01-2026, 4:24 pm
    VBSP: Breakthrough in a year full of challenges
    On the morning of January 7, 2026, in Hanoi, the Vietnam Bank for Social Policies (VBSP) held a nationwide conference - combining in-person and online formats - to deploy its 2026 tasks. The event was chaired by VBSP General Director, Mr. Duong Quyet Thang.
  • Policy credit - The “midwife” of poverty reduction 08-01-2026, 2:30 pm
    Policy credit - The “midwife” of poverty reduction
    Policy credit has played a vital role in changing mindsets, awakening self-reliance among poor and near-poor households, and accelerating socio-economic development, thereby realising the goal of sustainable poverty reduction and building a more prosperous Tay Ninh homeland.
  • Dak Lak promotes social policy credit to advance sustainable poverty reduction in rural areas 25-12-2025, 2:18 pm
    Dak Lak promotes social policy credit to advance sustainable poverty reduction in rural areas
    During the process of administrative unit reorganization and the implementation of the National Target Programs (NTPs), many rural communes in Dak Lak Province are facing significant challenges in poverty reduction. Practical experiences in Ea Ning (new) Commune and Dray Bhang Commune demonstrate that when social policy credit is implemented in a coordinated manner, accurately targeted, and closely linked with livelihood support, preferential loans truly become a “pillar of support,” enabling local people to stabilize their livelihoods and gradually achieve sustainable poverty reduction.
  • Supporting reintegration and stable livelihoods for rehabilitated individuals 25-12-2025, 2:03 pm
    Supporting reintegration and stable livelihoods for rehabilitated individuals
    In recent years, the VBSP Dak Lak Provincial Branch has actively provided preferential credit to individuals who have completed their prison sentences. Local Party committees, authorities, functional agencies and families have worked closely to support and assist rehabilitated individuals, helping them rebuild confidence, create livelihood opportunities, stabilize their living conditions, and successfully reintegrate into the community.
  • The VBSP Trade Union provides VND 1 billion (approximately USD 40,000) to support Dak Lak Province in overcoming natural disaster consequences 25-12-2025, 1:50 pm
    The VBSP Trade Union provides VND 1 billion (approximately USD 40,000) to support Dak Lak Province in overcoming natural disaster consequences
    On the afternoon of 4 December, a working delegation from VBSP led by Mr. Duong Quyet Thang - Member of the Party Committee of the Government, Secretary of the Party Committee, Member of the Board of Directors, and VBSP General Director - presented VND 1 billion (approximately USD 40,000) in support to Dak Lak Province to help address the consequences of recent natural disasters.
  • Honoring Ceremony to The Asia Foundation 10-12-2025, 2:40 pm
    Honoring Ceremony to The Asia Foundation
  • Trên 75 nghìn khách hàng NHCSXH hoàn thành khóa học an toàn số 05-12-2025, 9:45 am
    Trên 75 nghìn khách hàng NHCSXH hoàn thành khóa học an toàn số
    Chương trình an toàn số trong khuôn khổ Dự án ACF nhận được sự hưởng ứng tích cực từ cán bộ cơ sở và khách hàng của NHCSXH. Các ý kiến của cơ sở đều đánh gía chương trình khá thiết thực, dễ tiếp cận và phù hợp với nhu cầu của đại đa số khách hàng.
  • Mu Cang Chai effectively implements preferential credit policies 24-11-2025, 9:22 am
    Mu Cang Chai effectively implements preferential credit policies
    Once the most remote and disadvantaged area along the majestic Hoang Lien Son mountain of the former Yen Bai province (now Lao Cai province), Mu Cang Chai has now been “revitalized” with concrete roads connecting villages and communes, and increasingly improved living conditions. Preferential credit provided by VBSP has enabled thousands of households to access financial resources for economic development, becoming an effective tool to help this land thrive in the new era.
  • Policy Credit - Empowering Social Security and Sustainable Development in Dak Lak 19-11-2025, 9:59 am
    Policy Credit - Empowering Social Security and Sustainable Development in Dak Lak
    Three months after the administrative unit consolidation, the operations of the VBSP Dak Lak Provincial Branch have remained stable, consistent and effective. Despite the restructuring of the organizational system and transaction network, both staff and customers have maintained their familiar credit activities. Preferential credit continues to reach villages, remote areas, and ethnic minority communities, offering the poor and policy beneficiaries greater opportunities to improve their livelihoods and move forward.
  • VBSP Delegation Visits NAYOBY Bank Luang Prabang Branch 13-11-2025, 9:04 am
    VBSP Delegation Visits NAYOBY Bank Luang Prabang Branch
    On November 12, 2025, during the working visit to the Laos Policy Bank (NAYOBY Bank), the delegation from the Vietnam Bank for Social Policies (VBSP), led by General Director Duong Quyet Thang, together with the leadership of NAYOBY Bank, visited and worked with the Luang Prabang Branch and met with several clients of the branch.
  • VBSP signs a Memorandum of Understanding on Cooperation for the 2026-2027 period with Laos Policy Bank (NAYOBY Bank) 11-11-2025, 4:51 pm
    VBSP signs a Memorandum of Understanding on Cooperation for the 2026-2027 period with Laos Policy Bank (NAYOBY Bank)
    On November 10, 2025, in Vientiane - the capital of the Lao People’s Democratic Republic, Vietnam Bank for Social Policies (VBSP), represented by General Director Duong Quyet Thang, and Laos Policy Bank (NAYOBY Bank), represented by General Director Souphak Thinxayphone, signed a Memorandum of Understanding (MOU) on cooperation for the 2026-2027 period. The signing ceremony was attended by representatives of the leadership from both VBSP and NAYOBY Bank.
  • Dien Chau Transforms Thanks to Preferential Credit Funding 11-11-2025, 2:10 pm
    Dien Chau Transforms Thanks to Preferential Credit Funding
    The coastal land of Dien Chau District (Nghe An Province) stretches along the North-South axis, with lush green fields of beans and peanuts, flat beaches rich in shrimp and fish resources. The area is witnessing remarkable transformation thanks to the support of preferential credit funding from VBSP. Thousands of households have overcome hardship, developed production, improved their livelihoods, and sustainably escaped poverty.
  • The Trade Union of VBSP provided VND 1.4 billion (approximately USD 55,000) in support for residents affected by floods in the Central region 04-11-2025, 9:17 am
    The Trade Union of VBSP provided VND 1.4 billion (approximately USD 55,000) in support for residents affected by floods in the Central region
    The Trade Union of VBSP provided VND 1.4 billion (approximately USD 55,000) in support for residents affected by floods in the Central region
  • Tài chính toàn diện thúc đẩy an toàn số và hướng tới người thu nhập thấp 31-10-2025, 10:35 am
    Tài chính toàn diện thúc đẩy an toàn số và hướng tới người thu nhập thấp
    Tài chính toàn diện là hướng phát triển quan trọng để đạt được mục tiêu cung cấp các dịch vụ chất lượng, thuận tiện đến cho khách hàng là người nghèo và các đối tượng chính sách, khách hàng ở những khu vực nông thôn, miền núi, vùng sâu, vùng xa. Trong những năm qua, thông qua hoạt động của mình, Ngân hàng Chính sách xã hội (NHCSXH) đã góp phần vào thực hiện Chiến lược tài chính toàn diện quốc gia của Việt Nam.
  • General Secretary To Lam Commends VBSP for Collateral-Free Lending: Farmers Keep Their Word 16-10-2025, 9:49 am
    General Secretary To Lam Commends VBSP for Collateral-Free Lending: Farmers Keep Their Word
    On the afternoon of October 14, 2025, at the Party Central Committee Headquarters, General Secretary To Lam held a cordial meeting with 95 Outstanding Vietnamese Farmers and Agricultural Scientists on the occasion of the 95th Anniversary of the Vietnam Farmers’ Union (October 14, 1930 – October 14, 2025). At the meeting, the General Secretary praised the Vietnam Bank for Social Policies (VBSP) for providing loans to poor households and policy beneficiaries without requiring collateral, relying only on trust-based lending.
  • VBSP PROGRESS REPORT - FIRST 9 MONTHS OF 2025 09-10-2025, 10:49 am
    VBSP PROGRESS REPORT - FIRST 9 MONTHS OF 2025
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...