Tiếng việt
Stay Connected:

News & Events

  • Giving Tet gifts to the poor households and policy beneficiaries 11-06-2025, 3:16 pm
    Giving Tet gifts to the poor households and policy beneficiaries
  • Results of Social Policy Credit Loan Scheme in implementing 03 National Target Programs (2020-2025) 09-06-2025, 10:27 am
    Results of Social Policy Credit Loan Scheme in implementing 03 National Target Programs (2020-2025)
    Social Policy Credit has contributed to the effective implementation of 03 government-funded national target programs period 2020-2025, aiming at different social welfare’s targets. In order to effectively take advantage of the national budgets in invoking the program, VBSP has played an indispensable part as the leading publicly-owned financial institution in providing inclusive financial products & services for the poor and other last-mile population for sustainable poverty alleviation, financial inclusion development and social security to accelerate socio-economic development. Following are the key highlights VBSP has achieved in the result of these 03 national target programs in 2020-2025.
  • Ensuring Continuous Operations of VBSP to Best Serve the People 05-06-2025, 2:39 pm
    Ensuring Continuous Operations of VBSP to Best Serve the People
    An online conference between the Board of Directors (BOD) of VBSP and its local representatives was held on June 5, 2025. At the event, Governor of the State Bank of Vietnam (SBV) Nguyễn Thị Hồng, Chairwoman of the VBSP BOD, emphasized the importance of maintaining stable and efficient operations of VBSP amid ongoing administrative restructuring and the implementation of national target programs for 2021–2025.
  • Inspiring Stories on the Journey Out of Poverty 05-06-2025, 9:30 am
    Inspiring Stories on the Journey Out of Poverty
    On May 30, in the Southern region, the Central Emulation and Commendation Board organized an exchange program honoring exemplary individuals and collectives in the emulation movement “For the Poor - Leaving No One Behind”. The event was an opportunity to recognize individuals and organizations with creative approaches and effective models for sustainable poverty reduction.
  • VBSP's Preferential Loan Scheme for Social Housing 16-05-2025, 2:05 pm
    VBSP's Preferential Loan Scheme for Social Housing
    As of Apr. 28, 2025, the total outstanding loans of VBSP reached VND 386 trillion (approx. USD 14,9 billion), an increase of VND 18,8 trillion (~USD 723 million) compared to the end of 2024, in which, the total outstanding loan for social housing were VND 10,3 trillion (~USD 397 million), taking account of 2.66% of the total loan portfolio of the whole system. In the first 03 months of 2025, the credit growth of social housings' loan schemes have supported the construction of more than 1,200 residential dwellings for the poor and 1,800 social housings for low-income groups.
  • Journey of Poverty Reduction in Lang Son 16-05-2025, 10:07 am
    Journey of Poverty Reduction in Lang Son
    Thanks to effective production models and the close support of all levels of the Women’s Union, many ethnic minority women in Lang Son province have boldly taken charge of their lives, contributing to sustainable poverty reduction and life improvement for their families.
  • Leveraging Sustainable Livelihoods 07-05-2025, 2:45 pm
    Leveraging Sustainable Livelihoods
  • Quang Nam Widely Expands Policy Credit 06-05-2025, 10:00 am
    Quang Nam Widely Expands Policy Credit
    Policy credit activities in Quang Nam Province have developed extensively, contributing to job creation, poverty reduction and local socio-economic development.
  • Policy credit as driving force for local economic development 06-05-2025, 9:29 am
    Policy credit as driving force for local economic development
    Thanks to the State’s preferential credit funds implemented through the Vietnam Bank for Social Policies (VBSP), a large number of impoverished residents - from the high mountain areas to the coastal flats of the narrow strip of Quang Binh Province - have been provided with crucial resources to invest in economic development and achieve sustainable poverty alleviation.
  • Conditions and preferential policies for loans to buy social housing in 2025 06-05-2025, 9:23 am
    Conditions and preferential policies for loans to buy social housing in 2025
    Social housing always receives a lot of attention from the people.
  • DONG HOA - PHU HOA: Preliminary review of policy credit activities in the first quarter of 2025 06-05-2025, 9:17 am
    DONG HOA - PHU HOA: Preliminary review of policy credit activities in the first quarter of 2025
    On the afternoon of April 17, the Board of Directors of the Vietnam Bank for Social Policies (VBSP) in Dong Hoa Town held a meeting to review social policy credit activities in the first quarter and deploy tasks for the second quarter of 2025.
  • District 12 eradicates poverty with effective social policy credit programs 06-05-2025, 9:10 am
    District 12 eradicates poverty with effective social policy credit programs
    District 12 had over 1,500 poor households and nearly 1,000 near-poor ones at the beginning of 2021. The district has successfully fulfilled its goal of eradicating poverty under HCMC’s poverty threshold, with only 460 near-poor households remaining.
  • How policy credit fuelled Ho Chi Minh City’s 50-year rise 06-05-2025, 9:06 am
    How policy credit fuelled Ho Chi Minh City’s 50-year rise
    Fifty years after the liberation of Ho Chi Minh City and national reunification, the southern metropolis has undergone a remarkable transformation, evolving into Vietnam’s leading economic, cultural, and educational hub.
  • Enhance training on Cyber Safety and Security for VBSP’s customers 23-04-2025, 4:13 pm
    Enhance training on Cyber Safety and Security for VBSP’s customers
    Propagating and raising awareness for the poor and the marginalized about cyber safety and security to consolidate their skills on self-protection in the digital environment is one of the VBSP’s concerns.
  • Providing Career Opportunities for Ex-servicemen 18-04-2025, 3:21 pm
    Providing Career Opportunities for Ex-servicemen
    After completing their military service and returning to their local communities, ex-servicemen have access to various support policies such as vocational training, career orientation and credit loans. These are valuable opportunities that allow them to explore different career paths, secure stable employment and improve their income.
  • Hanoi allocates VND 6,000 billion (approximately USD 240 million) for entrustment through VBSP 17-04-2025, 3:50 pm
    Hanoi allocates VND 6,000 billion (approximately USD 240 million) for entrustment through VBSP
    During the 2025–2030 period, Hanoi is expected to allocate approximately VND 6,000 billion from the city’s budget for entrustment through VBSP Hanoi Provincial Branch to meet the loan demands of policy beneficiary groups.
  • Effectiveness of Policy Credit in the Highland Areas 15-04-2025, 10:00 am
    Effectiveness of Policy Credit in the Highland Areas
    Identifying poverty reduction as a key task in local economic development and social security assurance, the Party Committee and government of Bac Kan province have implemented many comprehensive and effective solutions. One of the core measures has been mobilizing all available resources and capital for the implementation of social policy credit, contributing to transforming the landscape of this Northeastern region.
  • Over 120,000 Poor Households in Tay Ninh Have Been Able to Timely Access to Preferential Credit 14-04-2025, 4:54 pm
    Over 120,000 Poor Households in Tay Ninh Have Been Able to Timely Access to Preferential Credit
    Policy credit is not only an extended arm of the government in poverty reduction efforts but also a powerful driver helping poor households and disadvantaged students get more opportunities to rise in life.
  • VBSP's Progress Report - Quarter 1/2025 11-04-2025, 5:01 pm
    VBSP's Progress Report - Quarter 1/2025
  • Hai Duong Farmers Change Their Lives Thanks to Preferential Credit 11-04-2025, 11:10 am
    Hai Duong Farmers Change Their Lives Thanks to Preferential Credit
    Thanks to policy credit from the Vietnam Bank for Social Policies (VBSP), many farming households in Minh Hoa commune, Kinh Mon town (Hai Duong province) have successfully invested in efficient agricultural models. Especially, the softshell turtle and fish farming models have generated high incomes for local farmers.
Xem trang1234567...Tiếp theo

PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...