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  • Ethnic minorities in Cao Bang 09-09-2024, 4:22 pm
    Ethnic minorities in Cao Bang
    In all the villages of ethnic minorities in Cao Bang province, policy credit has become an effective “lever” to help accelerate poverty reduction sustainably, ensure social security, helping ethnic minorities gradually improve their material and spiritual lives.
  • Coastal communes - Rising out of poverty 09-09-2024, 9:25 am
    Coastal communes - Rising out of poverty
    Thanks to social policy credit, the effectiveness of sustainable poverty reduction in Binh Chanh commune, Binh Son district (Quang Ngai) has been improved.
  • Support disadvantaged students 26-08-2024, 2:30 pm
    Support disadvantaged students
    Welcoming the new school year, VBSP Ha Tinh Provincial Branch is promoting student credit, supporting disadvantaged students to access preferential policy credit to cover their study expenses.
  • Bringing policy capital to disadvantaged areas 23-08-2024, 3:06 pm
    Bringing policy capital to disadvantaged areas
    Tuyen Quang is a mountainous province with difficult economic conditions, especially in remote areas and ethnic minority areas. The rate of poor and near-poor households is high compared to the national average rate. A part of the poor, near-poor and ethnic minority people are not bold enough to borrow capital, lack knowledge and experience in production.
  • Prime Minister hails social policy credit’s role in poverty reduction 20-08-2024, 11:40 am
    Prime Minister hails social policy credit’s role in poverty reduction
    ocial policy credit has been a “highlight”, and a “pillar” in the system of policies aimed at alleviating poverty and ensuring social security, meeting the desire of the people, particularly impoverished and disadvantaged groups, over the past decade, Prime Minister Phạm Minh Chính said.
  • Da Nang: Strongly promoting policy credit resources 15-08-2024, 2:14 pm
    Da Nang: Strongly promoting policy credit resources
    In recent times, policy credit has been transferred to 100% of wards and communes in Da Nang city, thereby, the poor and other policy beneficiaries have opportunities to access to policy credit programs...
  • Supporting sustainable poverty reduction in Dakrong district 15-08-2024, 1:21 pm
    Supporting sustainable poverty reduction in Dakrong district
    Dakrong (Quang Tri) is a poor district under the Government's Program 30a with 12/13 communes and towns in particularly difficult circumstances. After 10 years of implementing Directive No. 40-CT/TW of the Central Party Secretariat on strengthening the Party's leadership over social policy credit (Directive No. 40-CT/TW), Dakrong positively changes their lives.
  • Socio-economic development in Quang Ngai 12-08-2024, 1:39 pm
    Socio-economic development in Quang Ngai
    Over the past 10 years, with the leadership of the Provincial Party Committee, the Provincial People's Committee and the participation of the entire political system, social policy credit has been transferred to all villages in Quang Ngai province, contributing to developing the economy and society.
  • New life in the highlands of Mu Cang Chai 08-08-2024, 2:18 pm
    New life in the highlands of Mu Cang Chai
    In recent years, Mu Cang Chai district (Yen Bai) has effectively deployed resources, diversified livelihoods and aroused people's aspirations to get out of poverty.
  • Binh Son effectively implements policy credit sources 05-08-2024, 8:49 am
    Binh Son effectively implements policy credit sources
    Implementing Directive No. 40-CT/TW dated November 22, 2014 of the Central Party Secretariat on strengthening the Party's leadership over social policy credit and Conclusion No. 06-KL/TW dated June 10, 2021 of the Secretariat on continuing to implement Directive No. 40-CT/TW, Binh Son district (Quang Ngai) has actively deployed many tasks and solutions in social policy credit activities; making an important contribution to national target programs on sustainable poverty reduction, human resource development, social security, political stability and local socio-economic development. Thousands of policy beneficiaries in the district access preferential loans to invest in production development, escape poverty and stabilize their lives.
  • Dong Thap strengthens the Party’s leadership over policy credit 29-07-2024, 10:27 am
    Dong Thap strengthens the Party’s leadership over policy credit
    Over the past ten years, the Party Committees and authorities of Dong Thap province have focused on leading and directing the implementation of Directive No. 40-CT/TW dated November 22, 2014 of the Central Party Secretariat on strengthening the Party's leadership over social policy credit work and effectively integrating policy credit with programs and plans of sectors, units and localities, contributing to socio-economic development and people's lives improvement.
  • Policy credit - "Pillar" for sustainable poverty reduction 26-07-2024, 10:41 am
    Policy credit - "Pillar" for sustainable poverty reduction
    Over the past 20 years, preferential loans from VBSP have truly become an important “pillar” in the poverty reduction effort in Hoa Binh province. Thanks to this loan source, tens of thousands of poor households, near-poor households and other policy beneficiaries have overcome difficulties.
  • People in Gia Lai changed their lives thanks to policy credit 24-07-2024, 11:24 am
    People in Gia Lai changed their lives thanks to policy credit
    In Gia Lai province, there are currently 31,502 poor households (accounting for 8.11%), of which 28,173 poor households are ethnic minorities, accounting for 17.05% of the total number of ethnic minority households, helping to reduce the poverty rate by 3%/year according to the multidimensional poverty line for the period 2022 - 2025.
  • Policy credit helps people in the highlands (Bac Kan) get out of sustainable poverty 15-07-2024, 1:51 pm
    Policy credit helps people in the highlands (Bac Kan) get out of sustainable poverty
    Thanks to the efforts of the Party Committee and provincial government; the drastic participation of the entire political system, departments and agencies, including the indispensable contribution of VBSP, Bac Kan has currently been improved dramatically with many newly opened roads, bright mountainous countryside...
  • The Board of Directors of VBSP holds a regular session in the second quarter of 2024 15-07-2024, 9:43 am
    The Board of Directors of VBSP holds a regular session in the second quarter of 2024
    On July 12, in Hanoi, the Board of Directors (BOD) of VBSP held a regular session in the second quarter of 2024. Ms. Nguyen Thi Hong - Governor of the State Bank of Vietnam - Chairwoman of the BOD of VBSP chaired the meeting.
  • Improving the quality of social policy credit activities in Binh Thuan 10-07-2024, 9:36 am
    Improving the quality of social policy credit activities in Binh Thuan
    During the period 2014 - 2024, VBSP Binh Thuan Provincial Branch disbursed loans to 292,963 poor households and other policy beneficiaries with loan turnover of VND 8,783 billion. By April 30, 2024, total capital has reached VND 4,853.4 billion, an increase of VND 3,170 billion and total outstanding debt has reached VND 4,841.8 billion, an increase of VND 3,165 billion compared to 2014.
  • Bringing policy credit closer to local people 09-07-2024, 2:38 pm
    Bringing policy credit closer to local people
    Directive No. 40-CT/TW of the Party Central Committee Secretariat has brought many positive results. Policy credit capital in Lai Chau province has been enhanced, helping thousands of poor households and policy beneficiaries have jobs and stable income.
  • Policy credit effectiveness in Ninh Thuan 03-07-2024, 10:47 am
    Policy credit effectiveness in Ninh Thuan
    Policy credit capital has played an important role in helping poor households and other policy beneficiaries in Ninh Thuan province to develop their economy and improve quality of life.
  • VBSP actively organizes the review conference for 10 years of implementing Directive No. 40-CT/TW 03-07-2024, 9:50 am
    VBSP actively organizes the review conference for 10 years of implementing Directive No. 40-CT/TW
    On July 1, in Hanoi, VBSP held a conference to deploy tasks in the last months of 2024. Mr. Duong Quyet Thang - Secretary of the Party Committee of Central Bank for Social Policies, Member of the Board of Directors - General Director of VBSP chaired the conference. The conference was deployed under online method with meeting points at VBSP in provinces, cities and district levels.
  • Implementing Directive No. 40-CT/TW in Phu Cat 21-06-2024, 2:28 pm
    Implementing Directive No. 40-CT/TW in Phu Cat
    Nearly 10 years of implementing Directive No. 40-CT/TW dated November 22, 2014 of the Secretariat on strengthening the Party's leadership over social policy credit activities, Phu Cat district (Binh Dinh) has implemented many solutions, gradually improving the effectiveness of policy credit, contributing to socio-economic development and new rural construction.
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...