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  • VBSP Delegation Visits NAYOBY Bank Luang Prabang Branch 13-11-2025, 9:04 am
    VBSP Delegation Visits NAYOBY Bank Luang Prabang Branch
    On November 12, 2025, during the working visit to the Laos Policy Bank (NAYOBY Bank), the delegation from the Vietnam Bank for Social Policies (VBSP), led by General Director Duong Quyet Thang, together with the leadership of NAYOBY Bank, visited and worked with the Luang Prabang Branch and met with several clients of the branch.
  • VBSP signs a Memorandum of Understanding on Cooperation for the 2026-2027 period with Laos Policy Bank (NAYOBY Bank) 11-11-2025, 4:51 pm
    VBSP signs a Memorandum of Understanding on Cooperation for the 2026-2027 period with Laos Policy Bank (NAYOBY Bank)
    On November 10, 2025, in Vientiane - the capital of the Lao People’s Democratic Republic, Vietnam Bank for Social Policies (VBSP), represented by General Director Duong Quyet Thang, and Laos Policy Bank (NAYOBY Bank), represented by General Director Souphak Thinxayphone, signed a Memorandum of Understanding (MOU) on cooperation for the 2026-2027 period. The signing ceremony was attended by representatives of the leadership from both VBSP and NAYOBY Bank.
  • Dien Chau Transforms Thanks to Preferential Credit Funding 11-11-2025, 2:10 pm
    Dien Chau Transforms Thanks to Preferential Credit Funding
    The coastal land of Dien Chau District (Nghe An Province) stretches along the North-South axis, with lush green fields of beans and peanuts, flat beaches rich in shrimp and fish resources. The area is witnessing remarkable transformation thanks to the support of preferential credit funding from VBSP. Thousands of households have overcome hardship, developed production, improved their livelihoods, and sustainably escaped poverty.
  • The Trade Union of VBSP provided VND 1.4 billion (approximately USD 55,000) in support for residents affected by floods in the Central region 04-11-2025, 9:17 am
    The Trade Union of VBSP provided VND 1.4 billion (approximately USD 55,000) in support for residents affected by floods in the Central region
    The Trade Union of VBSP provided VND 1.4 billion (approximately USD 55,000) in support for residents affected by floods in the Central region
  • Tài chính toàn diện thúc đẩy an toàn số và hướng tới người thu nhập thấp 31-10-2025, 10:35 am
    Tài chính toàn diện thúc đẩy an toàn số và hướng tới người thu nhập thấp
    Tài chính toàn diện là hướng phát triển quan trọng để đạt được mục tiêu cung cấp các dịch vụ chất lượng, thuận tiện đến cho khách hàng là người nghèo và các đối tượng chính sách, khách hàng ở những khu vực nông thôn, miền núi, vùng sâu, vùng xa. Trong những năm qua, thông qua hoạt động của mình, Ngân hàng Chính sách xã hội (NHCSXH) đã góp phần vào thực hiện Chiến lược tài chính toàn diện quốc gia của Việt Nam.
  • General Secretary To Lam Commends VBSP for Collateral-Free Lending: Farmers Keep Their Word 16-10-2025, 9:49 am
    General Secretary To Lam Commends VBSP for Collateral-Free Lending: Farmers Keep Their Word
    On the afternoon of October 14, 2025, at the Party Central Committee Headquarters, General Secretary To Lam held a cordial meeting with 95 Outstanding Vietnamese Farmers and Agricultural Scientists on the occasion of the 95th Anniversary of the Vietnam Farmers’ Union (October 14, 1930 – October 14, 2025). At the meeting, the General Secretary praised the Vietnam Bank for Social Policies (VBSP) for providing loans to poor households and policy beneficiaries without requiring collateral, relying only on trust-based lending.
  • VBSP PROGRESS REPORT - FIRST 9 MONTHS OF 2025 09-10-2025, 10:49 am
    VBSP PROGRESS REPORT - FIRST 9 MONTHS OF 2025
  • The Dedicated and Wholehearted Group Leader of Phuoc Kien Hamlet 07-10-2025, 11:00 am
    The Dedicated and Wholehearted Group Leader of Phuoc Kien Hamlet
    For nearly 16 years of working with the associations and the preferential credit movement, Mr. Le Van Bon (born in 1955), Leader of the Savings and Credit Group in Phuoc Kien Hamlet, Nhon Trach Commune (Dong Nai), has always been trusted by local residents for his dedication and integrity.
  • Community Reintegration thanks to Preferential Credit 01-10-2025, 10:35 am
    Community Reintegration thanks to Preferential Credit
    In order to create favorable conditions for former prisoners to access preferential credit for production, business, vocational training, and job creation to reintegrate into the community, in recent years, VBSP Yen Dinh Transaction Office (Thanh Hoa) has actively implemented the lending program for ex-prisoners under Decision No. 22/2023/QD-TTg dated August 17, 2023, issued by the Prime Minister. This credit source not only helps those with a troubled past quickly overcome guilt and inferiority but also enables them to invest in production and business, stabilize their lives, and successfully reintegrate into society.
  • Policy Credit Supports the Poor 01-10-2025, 10:19 am
    Policy Credit Supports the Poor
    From VBSP’s preferential credit programs, many farmers in U Minh Thuong commune (An Giang) have expanded production scale, increased income, and stabilized their lives.
  • Policy Credit Contributes to the Development of a New An Giang 29-09-2025, 2:31 pm
    Policy Credit Contributes to the Development of a New An Giang
    In recent years, VBSP An Giang Provincial Branch has become a solid foundation for ensuring social security, supporting thousands of poor households to overcome difficulties, creating jobs, and promoting local economic growth. Particularly in the context of the two-tier government system, An Giang province strives to reduce the poverty rate to 0.99% and the near-poverty rate to 2% by 2025.
  • Triển khai khoá học “An toàn số” cho khách hàng của NHCSXH 24-09-2025, 3:29 pm
    Triển khai khoá học “An toàn số” cho khách hàng của NHCSXH
    Căn cứ Nghị quyết số 57-NQ/TW ngày 22/12/2024 của Bộ Chính trị về đột phá phát triển khoa học, công nghệ, đổi mới sáng tạo và chuyển đổi số quốc gia; Nghị quyết số 68-NQ/TW ngày 4/5/2025 của Bộ Chính trị về phát triển kinh tế tư nhân; Nghị quyết số 20-NQ/TW ngày 16/6/2022 của Ban Chấp hành TW Đảng về tiếp tục đổi mới, phát triển và nâng cao hiệu quả kinh tế tập thể trong giai đoạn mới; Kế hoạch số 01-KH/BCĐTW ngày 21/3/2025 về triển khai phong trào “Bình dân học vụ số” của Ban Chỉ đạo Trung ương về phát triển khoa học, công nghệ, đổi mới sáng tạo và chuyển đổi số; Văn bản số 4189/NHNN-TCCB của Thống đốc Ngân hàng Nhà nước về việc phát động phong trào thi đua “Cả nước thi đua đổi mới sáng tạo và chuyển đổi số” và phong trào “Bình dân học vụ số".
  • Dong Nai implements student loan programs for those pursuing studies in STEM fields 16-09-2025, 2:12 pm
    Dong Nai implements student loan programs for those pursuing studies in STEM fields
  • Governor of the State Bank of Vietnam Nguyễn Thị Hồng was rated A+ by Global Finance 11-09-2025, 9:35 am
    Governor of the State Bank of Vietnam Nguyễn Thị Hồng was rated A+ by Global Finance
    Global Finance magazine has just released the 2025 Central Bank Governors Ranking Report. Ms. Nguyễn Thị Hồng - Governor of the State Bank of Vietnam was honored with an A+ rating, alongside U.S. Federal Reserve Chairman Jerome Hayden Powell and Governor of the Central Bank of Denmark Christian Kettel Thomsen.
  • Can Tho has started disbursing preferential loans to students in STEM fields 09-09-2025, 1:52 pm
    Can Tho has started disbursing preferential loans to students in STEM fields
    On the morning of September 4, the Cai Rang Transaction Office of VBSP (Can Tho City) began disbursing loans under Decision No. 29/2025/QĐ-TTg dated August 28, 2025, of the Prime Minister on credit for students, master’s students, and doctoral candidates in science, technology, engineering, and mathematics (STEM) fields.
  • Preferential STEM Credit - A Starting Point for Knowledge and Creativity 08-09-2025, 1:47 pm
    Preferential STEM Credit - A Starting Point for Knowledge and Creativity
    On September 5, 2025, in harmony with the vibrant atmosphere of the new school year across the country, VBSP Hue Provincial Brach officially launched the STEM Preferential Credit Program – a new policy under Decision No. 29/2025/QD-TTg dated August 28, 2025, issued by the Prime Minister. This marks an important milestone, not only in terms of financial support but also as a source of encouragement for students, postgraduates, and doctoral candidates pursuing studies in science, technology, engineering, and mathematics.
  • VBSP offers preferential loans to students, master’s students, and doctoral candidates in science, technology, engineering, and mathematics (STEM) fields 03-09-2025, 1:48 pm
    VBSP offers preferential loans to students, master’s students, and doctoral candidates in science, technology, engineering, and mathematics (STEM) fields
    Deputy Prime Minister Hồ Đức Phớc signed Decision No. 29/2025/QĐ-TTg dated August 28, 2025, of the Prime Minister on credit policies for students, master’s students, and doctoral candidates in STEM fields to cover tuition fees, living expenses, and other study-related costs during their study period.
  • Tập huấn triển khai khóa học An toàn số trong khuôn khổ Dự án “Thúc đẩy tài chính toàn diện & phát triển kinh tế hợp tác trong nền kinh tế s 15-08-2025, 9:13 am
    Tập huấn triển khai khóa học An toàn số trong khuôn khổ Dự án “Thúc đẩy tài chính toàn diện & phát triển kinh tế hợp tác trong nền kinh tế s
    Chiều ngày 04/8/2025, Hội sở chính NHCSXH đã tổ chức lớp tập huấn triển khai khóa học An toàn số trực tuyến cho 10 tỉnh/thành phố: Hà Nội, Ninh Bình, Quảng Ninh, Điện Biên, Lào Cai, Thanh Hóa, Đà Nẵng, Gia Lai, An Giang, Cần Thơ. Dự và chỉ đạo tại điểm cầu Hội sở chính có Phó Tổng Giám đốc Hoàng Minh Tế, về phía nhà tài trợ có sự tham dự của Quỹ Châu Á.
  • VBSP Ky Son stands by locals with timely and compassionate support 08-08-2025, 9:30 am
    VBSP Ky Son stands by locals with timely and compassionate support
    VBSP Ky Son has delivered essential aid and heartfelt support to families in Nghe An province in the wake of devastating floods, reaffirming its mission of helping people in need.
  • Son La enhances effectiveness of policy credit 08-08-2025, 9:27 am
    Son La enhances effectiveness of policy credit
    Recognizing policy credit as a key driver for local socio-economic development, Son La province has mobilized the entire political system, along with the relevant agencies to implement a range of coordinated and context-appropriate measures to help people rise out of poverty in a sustainable manner.
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...