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  • Life rebuilt thanks to social policy credit Hôm nay, 9:52 am
    Life rebuilt thanks to social policy credit
    To implement Decision No. 22/2023/QD-TTg dated September 17, 2023 of the Prime Minister on credit for people who have completed their prison sentences (Decision No. 22), VBSP Son Duong district (Tuyen Quang) has urgently coordinated with local authorities and entrusted mass organizations to promote propaganda and quickly bring policy credit to borrowers, helping those who have completed their prison sentences to develop their economy and reintegrate into the community.
  • Effective credit for women in remote areas 14-03-2024, 10:53 am
    Effective credit for women in remote areas
    Supporting women's economic development and sustainable poverty reduction is one of the key tasks of the Women's Union in Dak Nhau commune, Bu Dang district (Binh Phuoc). With that goal, the Association has implemented many activities to support members and women in economic development. In particular, Union has created conditions for members to access preferential loans from VBSP, helping many women have production and business conditions to increase their income, stabilize their lives and get out of poverty.
  • Motivation to get out of sustainable poverty 13-03-2024, 1:58 pm
    Motivation to get out of sustainable poverty
    By mobilizing the entire political system to deploy appropriate policies, poverty reduction work in Son Duong district (Tuyen Quang) has achieved many positive results, creating motivation to help local people gradually get out of sustainable poverty.
  • VBSP works with Ethiopian Microfinance Institutions 12-03-2024, 4:08 pm
    VBSP works with Ethiopian Microfinance Institutions
    On the morning of March 12, in Hanoi, within the framework of member relations with the Asia-Pacific Rural and Agricultural Credit Association (APRACA), VBSP had a meeting with the delegation Ethiopian Microfinance Institutions (consisting of Chairman, Members in the Board of Directors and CEO) on social policy credit implemented by VBSP and microfinance in Vietnam.
  • Getting out of poverty thanks to preferential credit in Quang Tri 11-03-2024, 4:01 pm
    Getting out of poverty thanks to preferential credit in Quang Tri
    Thanks to accessing preferential credit from VBSP, thousands of households and ethnic minority households in Quang Tri province have had the opportunity to invest capital in production and business, gradually getting out of poverty.
  • Getting out of policy thanks to preferential policy credit 07-03-2024, 2:52 pm
    Getting out of policy thanks to preferential policy credit
    Currently, in Ca Mau province, policy credit has covered 100% of communes, wards, towns and 100% of hamlets with over 2,600 Savings and Credit groups, promptly transferring policy credit to the poor and other policy beneficiaries, helping many poor households and ethnic minority households in localities to gradually stabilize their lives.
  • Disadvantaged students are given opportunities of schooling 07-03-2024, 1:15 pm
    Disadvantaged students are given opportunities of schooling
    In recent years, the credit program for students has been implemented effectively by VBSP Trieu Son district (Thanh Hoa). Preferential credit has become a companion and empowered disadvantaged students to go to school.
  • Policy credit contributes to building new rural areas 07-03-2024, 1:13 pm
    Policy credit contributes to building new rural areas
    Currently, the total outstanding policy credit in 111 new rural communes in Binh Dinh province reaches VND 4,552 billion with 76,000 active borrowers. Policy credit has been an important resource, contributing to helping localities effectively implement the New Rural Construction program.
  • Policy credit activities are always towards the poor, contributing to ensuring social security 21-02-2024, 2:40 pm
    Policy credit activities are always towards the poor, contributing to ensuring social security
    From the beginning of 2024, with the motto of “no one left behind due to capital lack”, VBSP Gia Lai Provincial Branch proactively disbursed more than VND 215 billion to 4,541 turns of households to develop production, create jobs, increase income and stabilize their life.
  • Effective credit for socio-economic recovery and development in Binh Dinh province 21-02-2024, 1:19 pm
    Effective credit for socio-economic recovery and development in Binh Dinh province
    In 2023, thousands of households in Binh Dinh received loans with the total amount of VND 969 billion according to Resolution No. 11/NQ-CP of the Government on the Economic Recovery and Development Program. Policy credit activities were proactively deployed by VBSP Binh Dinh province to the right beneficiaries.
  • Poverty reduction in Bach Thong 21-02-2024, 9:54 am
    Poverty reduction in Bach Thong
    Recently, VBSP Bach Thong district (Bac Kan) has effectively disbursed policy credit sources, especially credit sources for the poor households and post-poor households. Loan capital has truly played an important role in poverty reduction in the locality.
  • New vitality in the midland of Phu Tho 20-02-2024, 9:40 am
    New vitality in the midland of Phu Tho
    Thanks to timely and synchronously implementation of policies, with the priority of giving preferential credit to the right subjects, each year, Phu Tho province has thousands of households getting out of poverty, contributing to the completion of the National Target Program for sustainable poverty reduction for the period 2021 - 2025. To date, the whole province has 163 communes meeting the criteria for multidimensional poverty reduction (accounting for 83.2%), people's lives are significantly improved.
  • Policy loans help Nghe An farmers create a tourist village 19-02-2024, 2:15 pm
    Policy loans help Nghe An farmers create a tourist village
    Recently, VBSP Quy Chau district (Nghe An) has accompanied the goals of the socio-economic development resolution set by the locality and promoted the effectiveness of the Government's policy capital in poverty reduction for this disadvantaged district.
  • In 2024, VBSP Ben Tre Branch sets a target of over 10% for the credit growth 19-02-2024, 9:56 am
    In 2024, VBSP Ben Tre Branch sets a target of over 10% for the credit growth
    Director of VBSP Ben Tre Branch said that in 2024, the Branch strived to reach credit growth of over 10% compared to 2023; overdue debt rate of below 0.14%.
  • No one left behind due to capital lack 19-02-2024, 9:54 am
    No one left behind due to capital lack
    “The comprehensive viewpoint of our Party and State identifies people as the center and the resource of development. Therefore, in all circumstances, we must do a good job of social security, especially the poor, vulnerable groups, people living in remote areas, border and island".
  • People’s happiness is multiplied when supported with Great Solidarity houses 19-02-2024, 9:52 am
    People’s happiness is multiplied when supported with Great Solidarity houses
    Many the poor and disadvantaged households in Dam Doi district (Ca Mau) have been grateful when celebrating Tet holiday in a spacious Great Solidarity house. These have been houses built with the desire to add confidence and motivation to disadvantaged families.
  • Policy credit - "Leverage" for poor households in Kien Giang 19-02-2024, 9:49 am
    Policy credit - "Leverage" for poor households in Kien Giang
    Over the past time, VBSP Kien Giang Branch has continuously coordinated with local authorities and mass organizations to deploy policy credit programs to poor households and other policy beneficiaries, contributing to sustainable poverty reduction and economic development.
  • The capital entrusted to VBSP has exceeded the year’s plan 19-02-2024, 9:47 am
    The capital entrusted to VBSP has exceeded the year’s plan
    Some branches of VBSP in provinces and cities received high entrusted capital such as: Hanoi City with VND 7,926 billion, Ho Chi Minh City VND 7,250 billion, Da Nang City VND 2,150 billion, Ba Ria - Vung Tau VND 1,789 billion, Binh Duong VND 1,942 billion, etc.
  • Policy credit supports for sustainable poverty reduction in Hai Duong 26-01-2024, 2:50 pm
    Policy credit supports for sustainable poverty reduction in Hai Duong
    Recently, Directive No. 40-CT/TW of the Party Central Committee Secretariat in Hai Duong province has brought many positive results. Thanks to preferential credit from VBSP, many poor households and other policy beneficiaries in the province have been able to have stable income, achieve economic development, and get out of sustainable poverty.
  • Effective credit in Quang Ninh province 25-01-2024, 1:43 pm
    Effective credit in Quang Ninh province
    Over the past time, VBSP Quang Ninh branch has effectively implemented policy credit programs to promptly meet the capital needs of people to develop production.
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...