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  • VBSP's wish on the International Women's Day 08-03-2021, 10:56 am
    VBSP's wish on the International Women's Day
    On the International Women's Day, Vietnam bank for social policies wish you all good health, happiness and success in your future endeavors.
  • VBSP companion with people on the path of escaping poverty 03-03-2021, 11:06 am
    VBSP companion with people on the path of escaping poverty
    (VBSP News) With the purpose of companion on the path of sustainable escaped poverty, over the years, the VBSP branch in Thanh Son district (Phu Tho) has implemented effectively the policy credit scheme for poor households, especially focusing on the ethnic minorities. It has contributed to enhancing the lives’ standard, sustainable poverty reduction, and promoting the province's socio-economic as well as the ethnic minorities' lives.
  • Digital Transformation - The most appropriate and sustainable method 02-03-2021, 4:33 pm
    Digital Transformation - The most appropriate and sustainable method
    (VBSP News) In the 13th National Party Congress on 28/02/21, The minister of the Ministry of Information and Communication, Mr. Nguyen Manh Hung stated that digital transformation played as the revolution. The revolution will succeed if each person actively participates in and enjoys the benefits of the digital transformation. Due to digital transformations, people living in distant, borderlines areas and remote islands are able to approach online services effectively.
  • The Final Diagnostic Report on VBSP 02-03-2021, 2:13 pm
    The Final Diagnostic Report on VBSP
    (VBSP News) Within the Vietnam Financial Inclusion Support Framework (FISF), Project P162223, World Bank made the Final Diagnostic Report on VBSP. This report was prepared with resources of the FISF Trust Fund with funding from the Netherlands and the Bill and Melinda Gates Foundation. Basically, World Bank made a comprehensive and accurate assessment of the performance of VBSP in recent years.
  • Review of VBSP by World Bank 02-03-2021, 10:56 am
    Review of VBSP by World Bank
  • The Ministry of Planning and Investment awarded the Certificate of Merit to VBSP 24-02-2021, 2:40 pm
    The Ministry of Planning and Investment awarded the Certificate of Merit to VBSP
    (VBSP News) On February 23, 2021, under the authorization of the Minister of Planning and Investment (MPI), Deputy Minister Tran Quoc Phuong awarded the Certificate of Merit to VBSP, VBSP’s General Director Duong Quyet Thang and VBSP’s Director of Capital Planning Department Nguyen Minh Phuong.
  • Successful customers from VBSP's inclusive finance 23-02-2021, 9:34 am
    Successful customers from VBSP's inclusive finance
    (VBSP News) The total outstanding loans of VBSP branch in Ninh Binh province reached nearly VND 2,400 billion with 94,651 active customers. Thanks to the good coordination with mass organizations, the inclusive finance has been provided to the right customer with the right use purpose in order to ensure credit quality.
  • VBSP’s inclusive finance supports the poor 19-02-2021, 4:27 pm
    VBSP’s inclusive finance supports the poor
    (VBSP News) Total outstanding loans through mass organizations are over VND 4,500 billion, credit quality has been credibly improved. Overdue debt only accounts for 0.04% total outstanding loans. In 2020, VBSP branch in Son La province has loaned nearly 17 thousand customers, of which mainly focuses on lending programs for poor households, near poor households, production and business households living in extremely disadvantaged areas, clean water and rural sanitation program.
  • Support young people to start-up 08-02-2021, 11:15 am
    Support young people to start-up
    (VBSP News) VBSP's funds in Quang Binh province have enabled and empowered a growing number of youth union members to start-up in their homeland.
  • Continue to disburse credit policy for households escaping poverty 04-02-2021, 10:48 am
    Continue to disburse credit policy for households escaping poverty
    (VBSP News) On January 21, 2021, the Prime Minister signed Decision No. 2/QD-TTg on amending and supplementing a number of articles of Decision No. 28/2015/ QD-TTg dated 21/7/2015 on credit policy for households escaping poverty.
  • Transaction activities of VBSP at commune level 04-02-2021, 8:50 am
    Transaction activities of VBSP at commune level
    (VBSP News) Serving the poor and other disadvantaged groups in accessing preferential credits and financial services of the government in such a convenience, cost saving and quick manner; to publicize the use of social credit and strengthen the steering of local government and mass organizations in policy credit implementation, VBSP has established the model of fixed date transaction points at commune/ward/town (referred to as commune) for serving the poor and other policy beneficiaries. Commune transaction is such an effective approach of VBSP to customers at mobile transaction point located in the venue of Communal people’s committee.
  • Support the poor to reproduce after natural disasters 29-01-2021, 2:54 pm
    Support the poor to reproduce after natural disasters
    (VBSP News) After the inundation in 2020, lots of poor households in Huong Hoa district (Quang Tri) meet difficulties in reproducing. To handle this problem, the VBSP branch in Huong Hoa has examined and supported the poor and other policy beneficiaries to reproduce by deploying the preferential loans.
  • Newsletter Vol 02.2021 27-01-2021, 11:36 am
    Newsletter Vol 02.2021
  • Brings a warm spring to people nationwide 27-01-2021, 8:56 am
    Brings a warm spring to people nationwide
    (VBSP News) When holiday season comes, everyone wishes to welcome a warm New Year, reunite with family and relatives, together to welcome a peaceful and happy new year. With that desire, the trade-union at all levels of VBSP organized an annual charity programme is demonstrating the commitment to supporting the community for a better Vietnam.
  • Lending to the poor 22-01-2021, 4:38 pm
    Lending to the poor
  • VBSP contributes to financial inclusion application and client protection 21-01-2021, 8:42 am
    VBSP contributes to financial inclusion application and client protection
    (VBSP News) Financial inclusion is an important development direction in order to achieve the goal of providing quality and convenient services to the poor, policy beneficiaries and customers in rural, mountainous and remote areas. Over the past years, through its activities, VBSP has contributed to enhancing financial inclusion in Vietnam.
  • Inclusive finance contribution to the implementation of national target programs 20-01-2021, 9:53 am
    Inclusive finance contribution to the implementation of national target programs
    (VBSP News) In line with economic growth, Vietnam has always paid special attention to social welfare programs, focusing on national poverty reduction programs and new rural development. More than 20 policy credit programs are implemented by VBSP for a wide range of target groups and goals have created a breakthrough in improving living conditions and employment of the poor, contributing to successful implementation of the National Target Program on sustainable poverty reduction and new rural development.
  • Over 6.4 million poor, near-poor households access inclusive finance 14-01-2021, 4:54 pm
    Over 6.4 million poor, near-poor households access inclusive finance
    (VBSP News) VBSP is providing loans for 6.4 million poor and near-poor households.
  • Nghe An province has maximized the effectiveness of the policy capital to alleviate poverty 14-01-2021, 4:06 pm
    Nghe An province has maximized the effectiveness of the policy capital to alleviate poverty
    (VBSP News) Economic development, alongside poverty reduction and social security are considered as long-term goals of Nghe An province through years. The entrusted capital from Nghe An province’s budget is given to VBSP each year to make sure that the policy beneficiaries, including poor and near poor households were able to approach. This policy capital has supported a growing number of households to invest in manufacturing business, as well as stable their life.
  • Experience lesson in improving inclusive finance quality - Case study from VBSP 12-01-2021, 10:25 am
    Experience lesson in improving inclusive finance quality - Case study from VBSP
    (VBSP News) In the context of the complicated pandemic ahead in 2021, VBSP General Director Duong Quyet Thang affirmed that VBSP always accompanies with the poor and other lastmile populations to help them overcome difficulties. Therefore, VBSP set implementation plans in 2021 in order to improve its inclusive finance quality.
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...