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  • Supporting ethnic minorities in Quang Ngai to get out of poverty 10-01-2024, 4:56 pm
    Supporting ethnic minorities in Quang Ngai to get out of poverty
    Recently, Quang Ngai has implemented the main tasks and solutions identified in the overall project for socio-economic development of ethnic minority and mountainous areas "Innovating and expanding credit policies in the direction of expanding the number of borrowers to production and business projects that create livelihoods for ethnic minorities".
  • Life changed thanks to preferential policy credit 10-01-2024, 4:50 pm
    Life changed thanks to preferential policy credit
    Thanks to preferential credit, many poor households in Thai Hoa (Nghe An province) have had opportunities for production, economic development and stable lives.
  • Vietnam Bank for Social Policies (VBSP) deploys its tasks in 2024 10-01-2024, 4:45 pm
    Vietnam Bank for Social Policies (VBSP) deploys its tasks in 2024
    (VBSP News) On January 6, 2024, in Hanoi, VBSP organized an online conference to deploy tasks in 2024. Mr. Duong Quyet Thang, Secretary of the Party Committee of Central Bank for Social Policies, Member of the Board of Directors - General Director, chaired the Conference. The conference was deployed online to all meeting points of VBSP at all levels.
  • General Director of VBSP worked with the Ministry of Agriculture and Livestock Development of Nepal 15-12-2023, 1:50 pm
    General Director of VBSP worked with the Ministry of Agriculture and Livestock Development of Nepal
    Within the framework of membership relations with the Asia-Pacific Rural and Agricultural Credit Association (APRACA), in the morning of December 11, 2023 in Hanoi, General Director of VBSP, Duong Quyet Thang, had a meeting and worked with the delegation of senior officials of the Ministry of Agriculture and Livestock Development of Nepal led by Minister BEDU RAM BHUSAL.
  • Highland people get out of poverty thanks to policy credit 14-12-2023, 1:35 pm
    Highland people get out of poverty thanks to policy credit
    Policy credit is not only a companion of ethnic minorities but also a "pedestal" to help mountainous district authorities achieve poverty reduction goals. In Thanh Hoa province, many people in remote areas have got out of poverty and enriched themselves thanks to the VBSP’s preferential credit.
  • Using effectively policy credit in Dak lak province 14-12-2023, 1:32 pm
    Using effectively policy credit in Dak lak province
    According to report of VBSP Dak Lak Branch, there are totally 11,793 post-poor households and 10,355 post-near-poor households in 2022, in which, 20,011 households could receive preferential credit (accounting for 89%). In the past years, policy credit programs were effectively deployed, contributing to sustainable poverty reduction in the locality.
  • The poor in Nghia Thang commune enriched themselves by policy preferential credit 14-12-2023, 1:30 pm
    The poor in Nghia Thang commune enriched themselves by policy preferential credit
    Policy credit programs in Nghia Thang commune made an important contribution in economic development, social security and new rural construction, especially creating chances for the poor households, near-poor households and other policy beneficiaries to create jobs, recover economy and overcome difficulties after Covid-19 pandemic.
  • Small savings, but big benefits 14-12-2023, 1:21 pm
    Small savings, but big benefits
    In Phu Yen province, with a little of money (about tens of thousands VND per month), the poor and other beneficiaries could deposit money as savings through Savings and Credit Group, which helping local people save a large amount of money to repay debts for the bank.
  • Creating jobs in Kien Giang province 29-11-2023, 3:46 pm
    Creating jobs in Kien Giang province
    Thanks to credit from the Program of Job Creation under Decree No.11/NQ-CP of the Government on Recovery and Socio-economic Development Program, many individuals and households in Kien Giang had opportunities to expand their scale of production and create jobs for local people.
  • Creating livelihoods for the poor 29-11-2023, 3:44 pm
    Creating livelihoods for the poor
    From funding of National Target Programs, Gia Lai province has deployed some projects of supporting production to help the poor promote economy and stabilize their lives.
  • About 2,500 households in Binh Phuoc province tried to escape poverty 29-11-2023, 3:42 pm
    About 2,500 households in Binh Phuoc province tried to escape poverty
    To implement the National Target Program on sustainable poverty reduction for the period 2021 – 2025, Binh Phuoc has set a target of reducing from 2,000 to 2,500 poor households per year under the multidimensional poverty standard with a decrease of 1,000 poor ethnic minority households.
  • Escaping poverty thanks to policy credit 29-11-2023, 3:39 pm
    Escaping poverty thanks to policy credit
    Thanks to preferential credit, many poor households, near-poor households and other target groups in Pleiku city (Gia Lai Province) have had opportunities to extend production and improve their lives.
  • Hunger eradication and poverty reduction in Hoa Binh province 29-11-2023, 3:36 pm
    Hunger eradication and poverty reduction in Hoa Binh province
    Preferential credit from VBSP Hoa Binh branch made a huge contribution in the task of hunger eradication and poverty reduction in the locality for many years.
  • Policy credit accompanied with economic development 29-11-2023, 3:32 pm
    Policy credit accompanied with economic development
    Preferential credit from VBSP Nghia Hanh district (Quang Ngai province) has played an important role in promoting the economy, helping people in the area raise their income and gradually get out of poverty and enrich themselves.
  • Effective uses of preferential credit in Phu Yen Province 21-11-2023, 1:39 pm
    Effective uses of preferential credit in Phu Yen Province
    Many residents in ethnic minorities and mountainous areas had chances to access to preferential loans for economic development and sustainable poverty reduction.
  • Part III - Continue to improve the quality of policy credit 17-11-2023, 3:39 pm
    Part III - Continue to improve the quality of policy credit
    During 21 years of making efforts with 21 policy credit programs, Bac Kan branch has played an important role in reducing poverty sustainably and helping ethnic minorities overcome poverty and enrich themselves.
  • Part II "Life changed" thanks to policy credit 16-11-2023, 8:16 am
    Part II "Life changed" thanks to policy credit
    In recent years, thanks to policy loans, many ethnic minority households in Bac Kan have had the opportunity to escape poverty, making an important contribution to implement the goal of sustainable poverty reduction, economic development and social security.
  • Effectiveness of policy credit in Bac Kan (Part I – Accompanying with the poor and other policy beneficiaries). 13-11-2023, 4:19 pm
    Effectiveness of policy credit in Bac Kan (Part I – Accompanying with the poor and other policy beneficiaries).
    The implementation of preferential credit policies for the poor and other policy beneficiaries is always recognized as one of the effective solutions in raising income for citizens and contributes to promote socio-economic development in Bac Kan province.
  • Policy Bank of Lao PDR visited Vietnam Bank for Social Policies 05-09-2023, 2:09 pm
    Policy Bank of Lao PDR visited Vietnam Bank for Social Policies
    The delegation of Nayoby Bank (NBB- the Policy Bank of Lao PDR) led by its Deputy General Director Khamonh CHANSULIMATH recently visited and worked with Vietnam Bank for Social Policies. Receiving and working with the delegation were VBSP Deputy General Director Huynh Van Thuan; managers from VBSP headquarters and Ho Chi Minh City, Binh Thuan and Ba Ria- Vung Tau branches of VBSP.
  • VBSP works with Nepal's Ministry of Agriculture and Livestock Development 04-08-2023, 2:50 pm
    VBSP works with Nepal's Ministry of Agriculture and Livestock Development
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...