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  • Policy credit contributes to enhancing people's lives in Hoi An significantly 31-03-2022, 11:10 am
    Policy credit contributes to enhancing people's lives in Hoi An significantly
    (VBSP News) Activities related to policy credit programs have been implemented effectively in Hoi An (Quang Nam) nowadays. Thanks to that, poor households and other policy-based beneficiaries are able to make ends meet, sustainability escape from poverty, and become wealthy.
  • Helping borrowers effectively use policy capita 29-03-2022, 2:24 pm
    Helping borrowers effectively use policy capita
    (VBSP News) Every month, Mr. Pham Van Khanh - Leader of the Savings and Credit Group in Tin Nghia Hamlet, Xuan Thien Commune, Thong Nhat District (Dong Nai) receives about VND 1 million. However, this is not what has kept the nearly 70-year-old man attached to the role for the past 14 years.
  • Increasing the maximum loan size for disadvantaged students to 4 million VND/month 28-03-2022, 10:00 am
    Increasing the maximum loan size for disadvantaged students to 4 million VND/month
    (VBSP News) From May 19, 2022, the maximum loan size of the disadvantaged student scheme will increase from 2.5 million VND/month/ student to VND 4 million/month/student.
  • Newsletter Vol 3.2022 17-03-2022, 10:09 am
    Newsletter Vol 3.2022
  • Disbursement of policy credit to the target customers 16-03-2022, 8:34 am
    Disbursement of policy credit to the target customers
    (VBSP News) Soc Trang Provincial People's Committee has just held an online conference to implement Resolution No. 11/NQ-CP dated January 30, 2022 of the Government on solutions mainly focusing on containing inflation, stabilizing the macroeconomy, guaranteeing social security.
  • Borrowing policy credit to enhanced life 07-03-2022, 9:36 am
    Borrowing policy credit to enhanced life
    (VBSP News) Vo Liet commune, Thanh Chuong district (Nghe An) is a mountainous area. The number of poor households in this area reduces significantly, thanks to the preferential loans of VBSP and the attention of the Party. Typical among these families is Mr. Hoang Van Hung's household in Truong Ky village.
  • A journey of 20 year dedicated to poverty alleviation and social security 02-03-2022, 3:12 pm
    A journey of 20 year dedicated to poverty alleviation and social security
    (VBSP News) Effectively carrying out policy credit programs, the Thai Nguyen Branch of Vietnam Bank for Social Policies (VBSP Thai Nguyen) has made important contributions to local poverty alleviation and social security, thus promoting its role as an “extended arm” of the Government and VBSP in implementing policy-based credits.
  • Supporting women to develop and restore livelihoods to climate change adaptation after the COVID-19 pandemic 01-03-2022, 11:21 am
    Supporting women to develop and restore livelihoods to climate change adaptation after the COVID-19 pandemic
    (VBSP News) If women belong to poor households, near-poor households, or households that have just escaped from poverty as prescribed by law, VBSP will provide loans from the lending program for poor households, near-poor households, or households that have just escaped from poverty with the maximum loan size of VND 100 million per household without collateral
  • Thanh Oai district improves loan efficiency 23-02-2022, 3:41 pm
    Thanh Oai district improves loan efficiency
    (VBSP News) Thanks to the policy capital, many poor, near-poor and policy households in Thanh Oai district (Hanoi City) have focused on developing production and business, gradually stabilizing their lives, actively contributing to the implementation of poverty reduction goals, ensuring social security in the area.
  • Support for deprived residents in Hung Yen province 21-02-2022, 6:29 pm
    Support for deprived residents in Hung Yen province
    (VBSP News) Policy credit sources from VBSP’s Hung Yen branch are helping needy households in a northern province escape from poverty.
  • The joy of households receiving VBSP's loans 17-02-2022, 2:44 pm
    The joy of households receiving VBSP's loans
  • Over 5,600 near-poor households, exceeding the near-poor standard for preferential loans 10-02-2022, 9:13 am
    Over 5,600 near-poor households, exceeding the near-poor standard for preferential loans
    (VBSP News) Although affected by the COVID-19 epidemic, the credit quality in District 6 (Ho Chi Minh City) has been improved and promoted effectively. In particular, the execution of Directive 40-CT/TW dated November 22, 2014 of the Party Central Committee's Secretariat on strengthening the leadership in policy credit has contributed to the achievement of sustainable poverty reduction, job creation, ensuring social security in the local area.
  • Effectiveness of policy credit from the Party directive 09-02-2022, 10:31 am
    Effectiveness of policy credit from the Party directive
  • Striving to achieve the highest results of the goals and targets in 2022 07-02-2022, 4:37 pm
    Striving to achieve the highest results of the goals and targets in 2022
    (VBSP News) On the morning of February 7, 2022 (ie the 7th day of the Lunar New Year), in Hanoi, VBSP Secretary of the Party Committee, BOD member, General Director Duong Quyet Thang chaired the New Year meeting at VBSP. The meeting was held online to bridge points at VBSP branches in provinces and cities and VBSP transaction offices in districts and towns across the country. Deputy Governor of the State Bank of Vietnam (SBV) Pham Thanh Ha attended and wished New Year to the VBSP system.
  • Policy credit contributes to the development of traditional craft 26-01-2022, 9:49 am
    Policy credit contributes to the development of traditional craft
    (VBSP News) Currently, there are more than 2,500 traditional craft production households and establishments in Thieu Hoa district (Thanh Hoa), creating jobs for nearly 6,200 workers, the average income is estimated at VND 32 million/person/year, production value is estimated at VND 211 billion/year. To achieve the above results, in addition to the efforts of the government and people and the support of preferential loans from VBSP, many households have favorable conditions to invest, expand production scale and improve product quality, which helps traditional craft develop, contributes to preserving traditional values ​​​​in the locality and promotes the development of the local economy. Dac Chau dry pancake village in Tan Chau commune, Thieu Hoa district is an example.
  • Economic development in ethnic minority-inhabited area 19-01-2022, 4:09 pm
    Economic development in ethnic minority-inhabited area
    (VBSP News) Son La province is home to 12 ethnic groups. 85% of Son La’s population is ethnic minority. Over the years, Son La has made the most of Government support programs to build infrastructure to boost socio-economic development in mountain localities. As a result, the lives of ethnic minority people in the province have significantly improved.
  • Women enjoy business success despite challenges of the COVID-19 pandemic 18-01-2022, 3:32 pm
    Women enjoy business success despite challenges of the COVID-19 pandemic
    (VBSP News) Running a small business during the COVID-19 pandemic is a challenge for many people but it has provided a stable income for some women in the Mekong Delta city of Can Tho’s Ninh Kieu District.
  • Newsletter Vol 1.2022 17-01-2022, 4:53 pm
    Newsletter Vol 1.2022
  • VBSP’s inclusive finance results in 2021 and implementation plan in 2022 13-01-2022, 9:11 am
    VBSP’s inclusive finance results in 2021 and implementation plan in 2022
    (VBSP News) On January 12, 2022, VBSP held a nationwide online conference to deploy the 2022 mission. Mr. Duong Quyet Thang, Member of the BOD and VBSP's General Director has chaired the meeting.
  • Escaping poverty thanks to the policy credit 10-01-2022, 2:29 pm
    Escaping poverty thanks to the policy credit
    (VBSP News) Due to a lack of funds for economic development, many households in Yen Thuy district (Hoa Binh province) have struggled in poverty and hunger. Since accessing preferential loans from VBSP, many households have escaped poverty and gradually become rich.
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...