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  • Overview of VBSP's inclusive finance in 2020 12-01-2021, 10:10 am
    Overview of VBSP's inclusive finance in 2020
    (VBSP News) At some points, Vietnam faced many difficulties and challenges, especially Covid-19 pandemic in 2020 and increasingly complicated and unpredictable natural disasters and epidemics, however, thanks to the leadership of the Government; the support of ministries, departments and local authorities, VBSP has well implemented the political plans and tasks, ensuring safe and effective banking operations and positively contributing to the stability of the country's economy, politics & society.
  • Orientation for VBSP's Development Strategy in the period 2021 – 2030 07-01-2021, 9:44 am
    Orientation for VBSP's Development Strategy in the period 2021 – 2030
    (VBSP News) VBSP conducted orientation for Development Strategy in the period 2021 - 2030 in order to make social policy credit operations developed in a stable and sustainable manner supporting poor, near-poor households and other disadvantaged groups to escaping from poverty sustainably, contributing to the effective implementation of poverty reduction, social security and new rural development.
  • The implementation result of VBSP’s Development Strategy in 2011- 2020 07-01-2021, 9:16 am
    The implementation result of VBSP’s Development Strategy in 2011- 2020
    (VBSP News) In the process of implementing the Development Strategy, VBSP has received attention and direction from the Party, State, ministries and agencies, the coherent coordination of local branches and mass organization at all levels and the enthusiastic support of the community. Especially, in November 2014, the Secretariat of the Party Central Committee issued Directive No. 40-CT/TW on strengthening the leadership of the Central Party on social policy credit and the Prime Minister issued the Decision No. 401/QD-TTg dated March 14, 2016 to implement this directive. This has supported VBSP to mobilize local budget and the concern of local governments in delivering policy credit for the poor.
  • Residents are supported to reproduce after the inundation 06-01-2021, 11:02 am
    Residents are supported to reproduce after the inundation
    (VBSP News) In the context of property damage in Quang Tri province after the flood, VBSP branch in Trieu Phong district (Quang Tri) has examined and supported poor households and other policy beneficiaries to reproduce by deploying the preferential loans. Hence, the locals are motivated to overcome difficulties, to reproduce, and stable their life.
  • Instruction of Financial Literacy mobile app for the poor and other disadvantaged group 31-12-2020, 11:20 am
    Instruction of Financial Literacy mobile app for the poor and other disadvantaged group
  • Women have a stable life thanks to VBSP preferential loans 25-12-2020, 3:10 pm
    Women have a stable life thanks to VBSP preferential loans
    (VBSP News) The Woman Union of Tran Van Thoi district (Ca Mau) has implemented the loan supported by VBSP to its members in order to support women in using the loan effectively, increasing their income and reducing poverty.
  • Conference on reviewing the Development Strategy of VBSP for the 2011-2020 period and receiving the title "Hero of Labor" in the renovation period 23-12-2020, 10:26 am
    Conference on reviewing the Development Strategy of VBSP for the 2011-2020 period and receiving the title "Hero of Labor" in the renovation period
    (VBSP News) On December 21, 2020, in Hanoi, VBSP held the conference on reviewing the Development Strategy of VBSP for the 2010-2020 period and receiving the title "Hero of Labor" in the renovation period. Mrs. Dang Thi Ngoc Thinh - Member of the Party Central Committee, Vice President of the Socialist Republic of Vietnam, First Vice Chairman of Central Emulation and Reward Council attended and made a speech at the conference.
  • VBSP: Poverty reduction by brain and by heart 22-12-2020, 2:06 pm
    VBSP: Poverty reduction by brain and by heart
    (VBSP News) Providing policy credit as an important channel for poverty reduction, Vietnam Bank for Social Policies has been awarded the Labour Hero in renovation title.
  • Infographic: 10-year implementation of development strategy of VBSP 22-12-2020, 1:54 pm
    Infographic: 10-year implementation of development strategy of VBSP
    (VBSP News) VBSP is ranked among the biggest micro-finance providers in the world, supporting the poor to access to social policy credits.
  • World Bank Remarks at the Conference on reviewing the Development Strategy of VBSP for the 2010-2020 period and receiving the title "Hero of Labor" in the Renovation period 22-12-2020, 8:57 am
    World Bank Remarks at the Conference on reviewing the Development Strategy of VBSP for the 2010-2020 period and receiving the title "Hero of Labor" in the Renovation period
    (VBSP News) On December 21, 2020, in Hanoi, VBSP held the Conference on reviewing the Development Strategy of VBSP for the 2010-2020 period and receiving the title "Hero of Labor" in the Renovation period. Mr. Ketut Kusuma - World Bank Senior Financial Sector Specialist made a speech at the conference
  • Development strategy of VBSP for the 2011-2020 period: 10 years and big steps foward 22-12-2020, 8:30 am
    Development strategy of VBSP for the 2011-2020 period: 10 years and big steps foward
    Looking back at the implementation of VBSP development strategy for the period 2011 - 2020, VBSP’s member of the Board of Directors - General Director of VBSP Duong Quyet Thang said that during the implementation of the Development Strategy, at some point the country faced many difficulties, challenges, especially Covid -19 pandemic in 2020 and increasingly complicated and unpredictable natural disasters and epidemics which made the risk of poverty and falling back into poverty always emerge, thus, social policy credit also needed changes in both resources and modes of support.
  • Effects from social housing loan program 17-12-2020, 1:57 pm
    Effects from social housing loan program
    (VBSP News) The credit program for social housing loans under Decree 100 of the Government has brought practical effects, creating favorable conditions for low-income people to settle down.
  • 6 million people escaped from poverty after 5 years 17-12-2020, 11:22 am
    6 million people escaped from poverty after 5 years
  • The positive impact of policy credit to the development of craft villages 17-12-2020, 9:30 am
    The positive impact of policy credit to the development of craft villages
    (VBSP News) Throughout the years, Ha Nam province has always determined that the development of handicrafts and craft villages in rural areas is a new direction to promote rural industrialization and contribute to fulfilling the criteria in building new rural area.
  • A leader of Saving and Credit group played a prominent part in VBSP operation system 16-12-2020, 10:56 am
    A leader of Saving and Credit group played a prominent part in VBSP operation system
    (VBSP News) There are 12 Savings and Credit Groups at Truong Son village, Quang Ninh district (Quang Binh province), which played as "the bridges" between the VBSP branch in Quang Ninh and the poor households as well as other policy-based beneficiaries. Following is a typical example of Nguyen Thi Nga, who is one of the leaders of the Savings and Credits group of Cay Su village.
  • Bac Giang boosts disbursement, promotes efficiency of preferential loans 14-12-2020, 2:35 pm
    Bac Giang boosts disbursement, promotes efficiency of preferential loans
    (VBSP News) The preferential loans from the National Employment Fund (NEF) have been granted to the grassroots by related agencies, localities and banks for social policies in Bac Giang province. These loans have become valuable tools for many households and facilities to build and develop their production creating jobs and stable incomes for local people to get rich.
  • Prime Minister appoints SBV Governor as Chairperson of VBSP’s Board of Directors 14-12-2020, 1:46 pm
    Prime Minister appoints SBV Governor as Chairperson of VBSP’s Board of Directors
    (VBSP News) The Prime Minister has issued Decision No. 1989/QD-TTg appointing Mrs. Nguyen Thi Hong, Governor of the State Bank of Vietnam (SBV), to be Chairperson of the Board of Directors of Vietnam Bank for Social Policies (VBSP).
  • Policy credit plays an important role in poverty reduction and build new rural areas in Lao Cai province 07-12-2020, 1:47 pm
    Policy credit plays an important role in poverty reduction and build new rural areas in Lao Cai province
    (VBSP News) On November 20, 2020, Lao Cai held a conference of the National Target Program on Sustainable Poverty Reduction for the 2016 - 2020 period with the attendance of Mr. Duong Quyet Thang - the General Director of Vietnam Bank for Social Policies, member of the steering committee of the National Target Programs; Mr Hoang Quoc Khanh - a member of Provincial Standing Committee, Vice Chairman of the Lao Cai provincial People's Committee, represent for the Board of Director of VBSP branch in Lao Cai province and members of other departments.
  • Effective implementation preferential credit in Khanh Hoa province 04-12-2020, 9:07 am
    Effective implementation preferential credit in Khanh Hoa province
    (VBSP News) Recently, VBSP in Khanh Hoa province has cooperated with mass organizations at all levels to disseminate and propagate the policies of the Party and State on policy credit, which promptly convey preferential loans to a suitable object. Thereby, it was helping the poor households and other policy beneficiaries have favourable conditions for economic development and legitimate enrichment.
  • Newsletter Vol 29 03-12-2020, 2:30 pm
    Newsletter Vol 29
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...