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  • VBSP works with organizations from Bangladesh 10-07-2023, 4:04 pm
    VBSP works with organizations from Bangladesh
  • My Experience in Vietnam 03-07-2023, 10:35 am
    My Experience in Vietnam
    (VBSP) The following article is from Dr. Nav Raj Simkhada Deputy CEO of Sana Kisan Bikas Laghubitta Bittiya Sanstha Ltd, Nepal. Dr. Simkhada joined the delegation hosted by VBSP to Vietnam in 2022.
  • Newsletter Vol 5.2023 28-06-2023, 3:37 pm
    	Newsletter Vol 5.2023
  • Households in disadvantaged areas can borrow up to VND 100 million for business and production. 20-06-2023, 2:46 pm
    Households in disadvantaged areas can borrow up to VND 100 million for business and production.
    Deputy Prime Minister Le Minh Khai has just signed Decision No. 17/2023/QD-TTg dated June 5, 2023 of the Prime Minister, amending and supplementing a number of articles of Decision No. 31/2007/QD-TTg dated March 5, 2007 on credit for production and business households in disadvantaged areas (Decision No. 17/2023/QĐ-TTg).
  • VBSP's Trade Union worked with the Korean Finance Union delegation 15-06-2023, 2:14 pm
    VBSP's Trade Union worked with the Korean Finance Union delegation
    (VBSP News) On the morning of June 13, at the VBSP’s headquarters, the Korean Financial Industry Trade Union (KFIU) delegation led by KFIU's President of Political Affairs Choi Jae Young had a meeting with the Union of VBSP
  • Promotion of digital financial services to enable financial inclusion for the disadvantaged population in Vietnam 26-05-2023, 4:00 pm
    Promotion of digital financial services to enable financial inclusion for the disadvantaged population in Vietnam
    (VBSP News) The Forum "Promotion of digital financial services to enable financial inclusion for the disadvantaged population in Vietnam" is organized by Vietnam Bank for Social Policies (VBSP) and the Asia Foundation (TAF) with the funding support from the Australian Department of Foreign Affairs and Trade (DFAT) on the morning of May 23 in Hanoi. The Forum aims to increase awareness of digital finance in promoting financial inclusion in Vietnam through sharing the results of the project "Mobile Banking - Financial inclusion and economic empowerment for low-income people and women in Vietnam” (Mobile Banking project).
  • Promoting the effectiveness of social policy credit programs 27-04-2023, 2:38 pm
    Promoting the effectiveness of social policy credit programs
    (VBSP News) On the afternoon of April 24, in Cao Lanh city, the Standing Board of the Fatherland Front Committee of Dong Thap province and the VBSP branch in Dong Thap signed a cooperation program to propagate and disseminate the policies and guidelines of the Party, the State's policies and laws on social policy credit.
  • The effectiveness of VBSP’s loans in helping the poor escape from poverty 27-04-2023, 2:28 pm
    The effectiveness of VBSP’s loans in helping the poor escape from poverty
    (VBSP News) In Tay Ninh province, social policy credit activities have really made an important contribution to the effective implementation of guidelines, policies, goals and tasks proposed by the Party and State on sustainable poverty reduction, new rural construction, focusing on human resource development, ensuring social security, political stability, security and defense.
  • Effectively promote policy capital 25-04-2023, 10:02 am
    Effectively promote policy capital
    (VBSP News) In recent years, thanks to the preferential capital resources from the VBSP entrusted through the Commune Farmers' Association, farmer members in Cat Son commune, Phu Cat district (Binh Dinh) have more resources to invest in economic development, creating new efficient economy models.
  • Supporting young people for starting a business 25-04-2023, 9:41 am
    Supporting young people for starting a business
    (VBSP News) Thanks to the loans from the VBSP, many union members and young people in Mo Duc district (Quang Ngai province) have the conditions to start a business and become better off in their hometown. Mo Duc district will continue to create the best conditions for youth people for start-up.
  • Nearly 485,000 households provided with social policy bank loans in Q1 24-04-2023, 4:18 pm
    Nearly 485,000 households provided with social policy bank loans in Q1
    (VBSP News) 485,000 poor and near-poor households gained access to loans from the Vietnam Bank for Social Policies (VBSP), worth about VND 21.86 trillion (932.17 million USD) in total, in the first three months of this year.
  • Newsletter Vol 4.2023 24-04-2023, 10:50 am
    Newsletter Vol 4.2023
  • Sustainable poverty reduction from policy credit 24-04-2023, 10:19 am
    Sustainable poverty reduction from policy credit
    (VBSP News) Through the preferential loans of the VBSP, many poor households and policy beneficiaries in Mai Chau district (Hoa Binh) have conditions to develop their economy and improve their lives to step by step get out of poverty.
  • VBSP SmartBanking launched for the poor and low-income 31-03-2023, 11:06 pm
    VBSP SmartBanking launched for the poor and low-income
    To conduct the goal of "Leaving no one behind", VBSP branch in Ha Nam province has officially launched the Mobile Banking product to better serve the policy credit tasks for the poor, policy beneficiaries and other customers in need of e-banking services, contributing to achieving the target of the National Strategy on Financial Inclusion and Digital Transformation by year 2030; the National Goals on sustainable poverty reduction, new rural development and ensuring social security.
  • Escape from falling back into poverty thanks to preferential loans 22-03-2023, 2:58 pm
    Escape from falling back into poverty thanks to preferential loans
    The VBSP's preferential loans are promoting positive effects for households in remote, isolated and ethnic minority areas in Phu Yen district (Son La province).
  • The exposure visit of the Nepal delegation of ASDP in Vietnam 21-03-2023, 8:44 am
    The exposure visit of the Nepal delegation of ASDP in Vietnam
    (VBSP News) Within the framework of the membership relationship of the Asia Pacific Rural and Agricultural Credit Association (APRACA), on March 14, 2023, in Hanoi, VBSP had a meeting and worked with the delegation of the Agricultural Sector Development Program (ASDP) - Nepal, led by Secretary of Ministry of Agriculture and Livestock Development Govinda Prasad Sharma. VBSP Deputy General Director Nguyen Thi Hang and representatives of some operational departments at VBSP Headquarters worked with the delegation.
  • Improve policy credit quality through the model of Savings and Credit groups 13-03-2023, 3:52 pm
    Improve policy credit quality through the model of Savings and Credit groups
    (VBSP News) The model of savings and credit groups (SCGs) is established to gather the poor and other vulnerable groups who have borrowing demand from VBSP for improving business and production. The SCGs purpose is aimed at group member helping altogether, sharing experience lessons in production, observing loan use and repayment reminders. Ly Nhan district transaction office of Ha Nam province VBSP branch has conducted several measures for improving the network of quality of SCGs, contributing to better policy credit for the poor and other disadvantaged groups.
  • Provide inclusive financial schemes for the poor and disadvantaged groups 24-02-2023, 9:43 am
    Provide inclusive financial schemes for the poor and disadvantaged groups
  • Contribution to the implementation of the National Target Program on new rural construction and sustainable poverty reduction in the 2021-2025 period 23-02-2023, 8:45 am
    Contribution to the implementation of the National Target Program on new rural construction and sustainable poverty reduction in the 2021-2025 period
    (VBSP News) The implementation of the national target programs for sustainable poverty reduction and new rural construction in Ha Nam province has been contributed significantly by the policy credit programs implemented by the VBSP branch in Ha Nam province. From 2021 up to now, VBSP continues to actively advise Party committees and authorities at all levels and closely coordinate with entrusted mass organizations to well implement key credit programs, actively contributing to the implementation of the goal of sustainable poverty reduction, building new rural areas and ensuring social security.
  • Promoting green credit from the Rural Safe Water and Sanitation Lending Program 14-02-2023, 2:18 pm
    Promoting green credit from the Rural Safe Water and Sanitation Lending Program
    Aware of the importance and significance of the policy credit program assigned by the Government, the VBSP branch in Ha Nam province has closely coordinated with the departments, branches, local authorities and entrusted mass organizations to unify the implementation method, ensure the correct process, propaganda and effective implementation of the lending program.
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...