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  • Effective credit for socio-economic recovery and development in Binh Dinh province 21-02-2024, 1:19 pm
    Effective credit for socio-economic recovery and development in Binh Dinh province
    In 2023, thousands of households in Binh Dinh received loans with the total amount of VND 969 billion according to Resolution No. 11/NQ-CP of the Government on the Economic Recovery and Development Program. Policy credit activities were proactively deployed by VBSP Binh Dinh province to the right beneficiaries.
  • Poverty reduction in Bach Thong 21-02-2024, 9:54 am
    Poverty reduction in Bach Thong
    Recently, VBSP Bach Thong district (Bac Kan) has effectively disbursed policy credit sources, especially credit sources for the poor households and post-poor households. Loan capital has truly played an important role in poverty reduction in the locality.
  • New vitality in the midland of Phu Tho 20-02-2024, 9:40 am
    New vitality in the midland of Phu Tho
    Thanks to timely and synchronously implementation of policies, with the priority of giving preferential credit to the right subjects, each year, Phu Tho province has thousands of households getting out of poverty, contributing to the completion of the National Target Program for sustainable poverty reduction for the period 2021 - 2025. To date, the whole province has 163 communes meeting the criteria for multidimensional poverty reduction (accounting for 83.2%), people's lives are significantly improved.
  • Policy loans help Nghe An farmers create a tourist village 19-02-2024, 2:15 pm
    Policy loans help Nghe An farmers create a tourist village
    Recently, VBSP Quy Chau district (Nghe An) has accompanied the goals of the socio-economic development resolution set by the locality and promoted the effectiveness of the Government's policy capital in poverty reduction for this disadvantaged district.
  • In 2024, VBSP Ben Tre Branch sets a target of over 10% for the credit growth 19-02-2024, 9:56 am
    In 2024, VBSP Ben Tre Branch sets a target of over 10% for the credit growth
    Director of VBSP Ben Tre Branch said that in 2024, the Branch strived to reach credit growth of over 10% compared to 2023; overdue debt rate of below 0.14%.
  • No one left behind due to capital lack 19-02-2024, 9:54 am
    No one left behind due to capital lack
    “The comprehensive viewpoint of our Party and State identifies people as the center and the resource of development. Therefore, in all circumstances, we must do a good job of social security, especially the poor, vulnerable groups, people living in remote areas, border and island".
  • People’s happiness is multiplied when supported with Great Solidarity houses 19-02-2024, 9:52 am
    People’s happiness is multiplied when supported with Great Solidarity houses
    Many the poor and disadvantaged households in Dam Doi district (Ca Mau) have been grateful when celebrating Tet holiday in a spacious Great Solidarity house. These have been houses built with the desire to add confidence and motivation to disadvantaged families.
  • Policy credit - "Leverage" for poor households in Kien Giang 19-02-2024, 9:49 am
    Policy credit - "Leverage" for poor households in Kien Giang
    Over the past time, VBSP Kien Giang Branch has continuously coordinated with local authorities and mass organizations to deploy policy credit programs to poor households and other policy beneficiaries, contributing to sustainable poverty reduction and economic development.
  • The capital entrusted to VBSP has exceeded the year’s plan 19-02-2024, 9:47 am
    The capital entrusted to VBSP has exceeded the year’s plan
    Some branches of VBSP in provinces and cities received high entrusted capital such as: Hanoi City with VND 7,926 billion, Ho Chi Minh City VND 7,250 billion, Da Nang City VND 2,150 billion, Ba Ria - Vung Tau VND 1,789 billion, Binh Duong VND 1,942 billion, etc.
  • Policy credit supports for sustainable poverty reduction in Hai Duong 26-01-2024, 2:50 pm
    Policy credit supports for sustainable poverty reduction in Hai Duong
    Recently, Directive No. 40-CT/TW of the Party Central Committee Secretariat in Hai Duong province has brought many positive results. Thanks to preferential credit from VBSP, many poor households and other policy beneficiaries in the province have been able to have stable income, achieve economic development, and get out of sustainable poverty.
  • Effective credit in Quang Ninh province 25-01-2024, 1:43 pm
    Effective credit in Quang Ninh province
    Over the past time, VBSP Quang Ninh branch has effectively implemented policy credit programs to promptly meet the capital needs of people to develop production.
  • Rebuild lives thanks to preferential policy credit 23-01-2024, 3:19 pm
    Rebuild lives thanks to preferential policy credit
    Decision No. 22/2023/QD-TTg of the Prime Minister on credit for people who have completed their prison sentences (Decision No. 22) has made a huge contribution to helping those who have executed the sentences to rebuild their lives in Ba Ria - Vung Tau province.
  • Highland district - Meo Vac improves the quality of Savings and Credit Group activities 18-01-2024, 2:24 pm
    Highland district - Meo Vac improves the quality of Savings and Credit Group activities
    Recently, accompanying VBSP Meo Vac district (Ha Giang), the Savings and Credit Group (SCG) has brought policy credit to the poor, near-poor households and other policy beneficiaries, contributing to improving the quality of life and developing the family economy from policy credit sources.
  • Policy credit accompanies the people 17-01-2024, 2:18 pm
    Policy credit accompanies the people
    In 2023, VBSP Can Tho branch has focused on improving the quality of policy credit, meeting the demand of production and business development of the residents, contributing to improving income, life quality of citizens, and effectively implementing the goal of sustainable poverty reduction in the city.
  • Poverty reduction in Ha Tinh province 10-01-2024, 5:00 pm
    Poverty reduction in Ha Tinh province
    Policy credit has supported the creation of jobs for nearly 9,000 workers, the construction of nearly 27,000 rural safe water and sanitation projects, and the construction of nearly 800 houses in Ha Tinh.
  • Supporting ethnic minorities in Quang Ngai to get out of poverty 10-01-2024, 4:56 pm
    Supporting ethnic minorities in Quang Ngai to get out of poverty
    Recently, Quang Ngai has implemented the main tasks and solutions identified in the overall project for socio-economic development of ethnic minority and mountainous areas "Innovating and expanding credit policies in the direction of expanding the number of borrowers to production and business projects that create livelihoods for ethnic minorities".
  • Life changed thanks to preferential policy credit 10-01-2024, 4:50 pm
    Life changed thanks to preferential policy credit
    Thanks to preferential credit, many poor households in Thai Hoa (Nghe An province) have had opportunities for production, economic development and stable lives.
  • Vietnam Bank for Social Policies (VBSP) deploys its tasks in 2024 10-01-2024, 4:45 pm
    Vietnam Bank for Social Policies (VBSP) deploys its tasks in 2024
    (VBSP News) On January 6, 2024, in Hanoi, VBSP organized an online conference to deploy tasks in 2024. Mr. Duong Quyet Thang, Secretary of the Party Committee of Central Bank for Social Policies, Member of the Board of Directors - General Director, chaired the Conference. The conference was deployed online to all meeting points of VBSP at all levels.
  • General Director of VBSP worked with the Ministry of Agriculture and Livestock Development of Nepal 15-12-2023, 1:50 pm
    General Director of VBSP worked with the Ministry of Agriculture and Livestock Development of Nepal
    Within the framework of membership relations with the Asia-Pacific Rural and Agricultural Credit Association (APRACA), in the morning of December 11, 2023 in Hanoi, General Director of VBSP, Duong Quyet Thang, had a meeting and worked with the delegation of senior officials of the Ministry of Agriculture and Livestock Development of Nepal led by Minister BEDU RAM BHUSAL.
  • Highland people get out of poverty thanks to policy credit 14-12-2023, 1:35 pm
    Highland people get out of poverty thanks to policy credit
    Policy credit is not only a companion of ethnic minorities but also a "pedestal" to help mountainous district authorities achieve poverty reduction goals. In Thanh Hoa province, many people in remote areas have got out of poverty and enriched themselves thanks to the VBSP’s preferential credit.
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LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...