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  • Effectiveness of policy credit for consumer loans scheme 09-04-2021, 10:06 am
    Effectiveness of policy credit for consumer loans scheme
    (VBSP News) The rise of “Usury” (or black credit) recently is considered an issue in Central Highlands, especially Kon Tum province. By using black credit, a growing number of households has become miserable. Households with difficult conditions or those who are in urgent situations tend to lend money via black credit. To tackle this problem, Kon Tum Provincial People's Committee has issued Decision No. 50/2020/QD-UBND approving the scheme of Policy Credit for consumer loans from the local budget, entrusted to VBSP.
  • Annual Report 2019 09-04-2021, 10:01 am
    Annual Report 2019
  • Over 6.4 million poor households access VBSP’s loans 05-04-2021, 4:55 pm
    Over 6.4 million poor households access VBSP’s loans
  • Newsletter Vol 04.2021 05-04-2021, 4:25 pm
    Newsletter Vol 04.2021
  • VBSP is one of the main "pillars" of the policies system of poverty reduction 30-03-2021, 1:59 pm
    VBSP is one of the main "pillars" of the policies system of poverty reduction
    (VBSP News) On March 31, VBSP cooperated with Banking Academy to organize the scientific workshop with the topic: “VBSP's development strategy in the period of 2021-2030”. Co-chairs includes Mr. Dao Minh Tu - Deputy Secretary of the Party Personnel Committee, First Deputy Governor of the SBV, member of the Board of VBSP; Mr. Thao Xuan Sung - Chairman of Vietnam Famer's Union, member of the Board of VBSP; Mr. Bui Sy Loi - vice-chairman of National Assembly Social Affairs Committee; Mr. Y Thong - vice-chairman of Committee for Ethnic Affairs; Mr. Le Van Thanh - Deputy Minister of Labour - Invalids and Social Affairs; Mr. Duong Quyet Thang - a member of the Board of Director, General Director of VBSP and Mr. Dao Minh Phuc - President of the Council of the Banking Academy.
  • Promoting the efficiency of job creation scheme budget 30-03-2021, 1:46 pm
    Promoting the efficiency of job creation scheme budget
  • Supporting to escape poverty sustainably 24-03-2021, 9:25 am
    Supporting to escape poverty sustainably
    (VBSP News) After 5 years of implementation of credit policy for households escaping poverty, the VBSP branch in Ca Mau province has supported 43.2 thousand households with a total outstanding loan reach at VND 940 billion. The capital has helped to escape poverty sustainably, contributing to a successful implementation of the National Target Program on sustainable poverty reduction and new rural development in the province area.
  • Khmer woman prospers thanks to pomelo business 22-03-2021, 3:36 pm
    Khmer woman prospers thanks to pomelo business
    (VBSP News) A Khmer woman in the Mekong Delta province of Kien Giang has started a successful pomelo-growing business. Thanks to a loan from the Government's project to support women to start businesses, Danh Thi Kim Anh in Phuoc Ninh Hamlet, Mong Tho B Commune of Chau Thanh District invested in growing green-skin andpink-flesh pomelos and earns hundreds of millions dong profit every year.
  • Promulgating multidimensional poverty levels applicable during 2022-2025 19-03-2021, 8:52 am
    Promulgating multidimensional poverty levels applicable during 2022-2025
    (VBSP News) During 2022 -2025, Vietnam will apply the new promulgating multidimensional poverty levels according to Decision 07/2021/NĐ-CP of Government. This Decision will take effect on March 15, 2021.
  • The Prime Minister agreed to add several causes to handle non-performing loans at VBSP 16-03-2021, 9:13 am
    The Prime Minister agreed to add several causes to handle non-performing loans at VBSP
    (VBSP News) The Prime Minister — Mr. Nguyen Xuan Phuc — chaired the Standing meeting of the Government of modifying and supplementing Decision No.50/2010/QĐ-TTg on Regulation on handling non-performing loans in the Vietnam Bank for Social Policies.
  • VBSP’s loans enable Ben Tre's rural households to escape from poverty 15-03-2021, 3:56 pm
    VBSP’s loans enable Ben Tre's rural households to escape from poverty
    (VBSP News) Customer Pham Thi Ngoc Loan feels grateful for VBSP’s loans that have helped her have a better life and be able to help others.
  • Sustainable poverty reduction begins with appropriate solutions 11-03-2021, 3:53 pm
    Sustainable poverty reduction begins with appropriate solutions
    (VBSP News) Hau Giang is considered as one of the highlighted provinces in terms of poverty reduction in the Mekong Delta area. The direction for sustainable poverty alleviation of this province is to implement suitable programs.
  • VBSP's wish on the International Women's Day 08-03-2021, 10:56 am
    VBSP's wish on the International Women's Day
    On the International Women's Day, Vietnam bank for social policies wish you all good health, happiness and success in your future endeavors.
  • VBSP companion with people on the path of escaping poverty 03-03-2021, 11:06 am
    VBSP companion with people on the path of escaping poverty
    (VBSP News) With the purpose of companion on the path of sustainable escaped poverty, over the years, the VBSP branch in Thanh Son district (Phu Tho) has implemented effectively the policy credit scheme for poor households, especially focusing on the ethnic minorities. It has contributed to enhancing the lives’ standard, sustainable poverty reduction, and promoting the province's socio-economic as well as the ethnic minorities' lives.
  • Digital Transformation - The most appropriate and sustainable method 02-03-2021, 4:33 pm
    Digital Transformation - The most appropriate and sustainable method
    (VBSP News) In the 13th National Party Congress on 28/02/21, The minister of the Ministry of Information and Communication, Mr. Nguyen Manh Hung stated that digital transformation played as the revolution. The revolution will succeed if each person actively participates in and enjoys the benefits of the digital transformation. Due to digital transformations, people living in distant, borderlines areas and remote islands are able to approach online services effectively.
  • The Final Diagnostic Report on VBSP 02-03-2021, 2:13 pm
    The Final Diagnostic Report on VBSP
    (VBSP News) Within the Vietnam Financial Inclusion Support Framework (FISF), Project P162223, World Bank made the Final Diagnostic Report on VBSP. This report was prepared with resources of the FISF Trust Fund with funding from the Netherlands and the Bill and Melinda Gates Foundation. Basically, World Bank made a comprehensive and accurate assessment of the performance of VBSP in recent years.
  • Review of VBSP by World Bank 02-03-2021, 10:56 am
    Review of VBSP by World Bank
  • The Ministry of Planning and Investment awarded the Certificate of Merit to VBSP 24-02-2021, 2:40 pm
    The Ministry of Planning and Investment awarded the Certificate of Merit to VBSP
    (VBSP News) On February 23, 2021, under the authorization of the Minister of Planning and Investment (MPI), Deputy Minister Tran Quoc Phuong awarded the Certificate of Merit to VBSP, VBSP’s General Director Duong Quyet Thang and VBSP’s Director of Capital Planning Department Nguyen Minh Phuong.
  • Successful customers from VBSP's inclusive finance 23-02-2021, 9:34 am
    Successful customers from VBSP's inclusive finance
    (VBSP News) The total outstanding loans of VBSP branch in Ninh Binh province reached nearly VND 2,400 billion with 94,651 active customers. Thanks to the good coordination with mass organizations, the inclusive finance has been provided to the right customer with the right use purpose in order to ensure credit quality.
  • VBSP’s inclusive finance supports the poor 19-02-2021, 4:27 pm
    VBSP’s inclusive finance supports the poor
    (VBSP News) Total outstanding loans through mass organizations are over VND 4,500 billion, credit quality has been credibly improved. Overdue debt only accounts for 0.04% total outstanding loans. In 2020, VBSP branch in Son La province has loaned nearly 17 thousand customers, of which mainly focuses on lending programs for poor households, near poor households, production and business households living in extremely disadvantaged areas, clean water and rural sanitation program.
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...