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  • Effectiveness from job creation loans 21-05-2019, 9:33 am
    Effectiveness from job creation loans
    Over the past years, Thuan An town-based transaction office of the Vietnam Bank for Social Policies (VBSP) coordinated with relevant units to effectively implement loan programs, helping the local people get access to preferential loans. This created favorable conditions for the local people to do home based business, contributing to improving their lives.
  • Overcome difficulties from VBSP's financial service 14-05-2019, 11:34 am
    Overcome difficulties from VBSP's financial service
    (VBSP news) Thanks to the effective use of VBSP’s loans, Mrs. Nguyen ThiHanh’s family in An Cong hamlet, KeSach district,SocTrang province has now become a good production household with an income of several hundred million dong each year. Ms. Hanh said by overcoming the price crisis and diseases of pigs, she had a bigger farm now.
  • Effective tool in implementing National Targets 09-05-2019, 11:35 am
    Effective tool in implementing National Targets
    Talking about poverty reduction, many people think that it is important to give the people “a rode” for “fishing” or in other words to lend money for business and production to raise income for the people. But in fact, the story of escaping from poverty has a lot of things to do including indirect methods. Evidences can be vividly seen through effectiveness of special social policy credit programs in the period of 2016-2020.
  • Effectiveness of VBSP's loans in Dak Lak province 02-05-2019, 4:37 pm
    Effectiveness of VBSP's loans in Dak Lak province
    VBSP Dak Lak has utilized funding to promptly meet demands of households borrowers and minimize informal credit in the province
  • Commune transaction activities of Vietnam Bank for Social Policies 23-04-2019, 4:57 pm
    Commune transaction activities of Vietnam Bank for Social Policies
    Commune transaction activities are the way of VBSP's operation to serve customers at commune transaction points in order to enhance the accessibility of Government's social policy credit to the poor and other policy beneficiaries; reduce transaction costs of borrowers; implementing democracy, publicizing the use of policy credit and strengthening direction of local authorities and mass organizations in checking, supervising and helping borrowers use capital effective.
  • Measures to boost policy credit efficiencies 16-04-2019, 3:31 pm
    Measures to boost policy credit efficiencies
    Vietnam Bank for Social Policies is deploying seamless solutions to ensure effective policy credit provision to beneficiaries in 2019.
  • Online conference on training and scientific research in VBSP 16-04-2019, 10:06 am
    Online conference on training and scientific research in VBSP
    (VBSP News) On April 6, 2019, VBSP organized an online conference on training and scientific research. Attending the conference included Ph.D Duong Quyet Thang – General Director; Le Ngoc Bao - Chief of BOD’s Supervisory Committee; Deputy General Directors; Chairperson and Vice Chairpersons of Trade Union; Chief and Deputy Chiefs of Office; Directors, Deputy Directors of Operational Departments at the Head Office, Training Center, IT Center, Transaction Center and 62 provincial and municipal branches.
  • Preferential credit awakens youth's aspiration of start-up 10-04-2019, 4:40 pm
    Preferential credit awakens youth's aspiration of start-up
    (VBSP News) In recent years, the trend of start-up has been popular throughout the places in ThanhHoa province. Many young people have risen to get rich and contribute to the local socio-economic development.
  • Helping poor households improve livelihood 09-04-2019, 5:37 pm
    Helping poor households improve livelihood
    (VBSP News) Over the past years, hundreds of poor households in Ha Tinh province have borrowed preferential loans from VBSP, which helps them invest in breeding, farming and developing farming models so that they can escape from poverty, raise income and contribute to developing the local socio-economy.
  • DFAT visited the transaction point of VBSP in Ninh Binh province for evaluating the SMS notification service for the poor and other vulnerable households 26-03-2019, 11:13 am
    DFAT visited the transaction point of VBSP in Ninh Binh province for evaluating the SMS notification service for the poor and other vulnerable households
    (VBSP News) Both Ministry of Austrialia Trade and Foreign Affairs (DFAT) and Asia Foundation (TAF) have just conducted a two-day visit to VBSP to assess the result of the phase 1 (2017-2018) within the project on studying and piloting mobile banking for the poor population, low-income and women-led microenterprises.
  • Effectiveness of VBSP's loan in Binh Thuy district, Can Tho city 22-03-2019, 4:05 pm
    Effectiveness of VBSP's loan in Binh Thuy district, Can Tho city
  • Vietnam Bank for Social Policies - a unique credit mechanism for the poor and rural development in Vietnam 21-03-2019, 5:12 pm
    Vietnam Bank for Social Policies - a unique credit mechanism for the poor and rural development in Vietnam
    Credit supply is increasingly regarded by development organizations as an important tool to cope with poverty in both urban and rural areas. Training activities and technical transfer (an important component of technical assistance projects) itself cannot have the effect of creating productivity, incomes and higher employment for the poor if there is no simultaneous improvement in access to credit. With the failures of formal financial institutions in reaching the poor and the limitations of informal credit sources that the poor mostly rely on, special credit mechanisms have been developed and deployed throughout the decades around the world. Whether they are failing or succeeding, finding and maintaining a successful model for this purpose is still a problem that countries, including Vietnam, must constantly pursue, evaluate and improve in different conditions and contexts.
  • Commune Transaction Points of VBSP - helping clients save opportunity costs 19-03-2019, 11:23 am
    Commune Transaction Points of VBSP - helping clients save opportunity costs
    Commune Transaction Points of VBSP - helping clients save opportunity costs by bringing banking services to commune offices near clients' home.
  • Policy Bank of Lao PDR visits Vietnam Bank for Social Policies 18-03-2019, 2:12 pm
    Policy Bank of Lao PDR visits Vietnam Bank for Social Policies
    On March 13th, 2019, in Hanoi, the delegation of the State Bank and the Policy Bank (NBB) of Lao PDR led by NBB General Director Vutthi LUEANVILAYVONG were greeted by VBSP’s General Director Duong Quyet Thang and VBSP's senior leaders. The visit is organized within activities of Cooperation program between VBSP and NBB in the stage of 2016 -2020.
  • Hungary Embassy to Vietnam paid a courtesy visit to VBSP Headquarters 13-03-2019, 3:51 pm
    Hungary Embassy to Vietnam paid a courtesy visit to VBSP Headquarters
    (VBSP News) At the acceptance of the formal invitation from Vietnam Bank for Social Policies (VBSP), Mr. Istvan Bakos, Economic Counselor, Hungary Embassy to Vietnam paid an official visit to VBSP Headquarters.
  • Credit limit to double for the poor 26-02-2019, 3:06 pm
    Credit limit to double for the poor
    (VBSP News) The Government will double the credit limit for poor people seeking loans without collateral, as part of efforts to reduce poverty and prevent loan sharks.
  • Dong Thap’s guest workers learn skills overseas 21-02-2019, 4:41 pm
    Dong Thap’s guest workers learn skills overseas
    Dong Thap has pioneered a policy that allows workers to get unsecured loans for going abroad to work.
  • Mekong Delta province provides housing support for poor households via VBSP 20-02-2019, 3:06 pm
    Mekong Delta province provides housing support for poor households via VBSP
    (VBSP News) - The Mekong Delta province of Tra Vinh will allocate over 23 billion VND (1 million USD) from the local budget to provide land for nearly 700 poor families to build houses.
  • Prime Minister visit VBSP in early New Year 2019 12-02-2019, 9:45 am
    Prime Minister visit VBSP in early New Year 2019
    (VBSP News) PM Nguyen Xuan Phuc visited the Viet Nam Bank for Social Policies (VBSP) on February 11, the first day after the Lunar New Year holidays.
  • Vietnam continues offering soft loans to low-income homebuyers 31-01-2019, 2:50 pm
    Vietnam continues offering soft loans to low-income homebuyers
    The government is able to fund roughly 30% of total capital required for low-cost housing projects amid growing demand for this segment.
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...