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  • Over 1.1 million poor households access preferential loans in 6 months 09-07-2019, 2:59 pm
    Over 1.1 million poor households access preferential loans in 6 months
    (VBSP News) More than 1.15 million poor households and policy beneficiaries gained access to preferential loans in the first half of 2019, according to the Vietnam Bank for Social Policies (VPSP).
  • Functions and duties of mass organizations and Savings and credit groups 04-07-2019, 3:18 pm
    Functions and duties of mass organizations and Savings and credit groups
    VBSP carries out lending using the method of direct lending to borrowers with some steps in lending process mandated to mass organizations including formation and management of Savings and Credit group
  • Newsletter Vol 2 01-07-2019, 5:31 pm
    Newsletter Vol 2
  • A cool wind for the poor 01-07-2019, 3:56 pm
    A cool wind for the poor
    After 3 months of raising the maximum loan amount for poor households from VND 50 million to VND 100 million per household of VBSP, up to now hundreds of poor households in Ba Ria - Vung Tau province have benefited from the new policy which light up hope for sustainable poverty.
  • Assessment of commune transaction in VBSP 28-06-2019, 2:29 pm
    Assessment of commune transaction in VBSP
    Commune transaction activity is a typical operational method of VBSP which is uniquely implemented in the system, an integral part of VBSP to serve poor households and policy beneficiaries.
  • Having capital to plant Ginseng, Tu Mo Rong people escape from poverty 25-06-2019, 4:27 pm
    Having capital to plant Ginseng, Tu Mo Rong people escape from poverty
    In recent years, VBSP Tu Mo Rong district (Kon Tum) has disbursed loan timely for poor households and policy beneficiaries, contributing positively to local poverty reduction.
  • Small capital gains great momentum 24-06-2019, 11:33 am
    Small capital gains great momentum
    Despite working hard, many farmers in Sa De Phin commune, Sin Ho district (Lai Chau) cannot escape poverty due to lack of capital, knowledge of caring and disease prevention for plants and animals. In response to this fact, the Commune Farmers' Union has helped its members to access entrusted loans and transfer science and technology to the people.
  • NAM DAN: Take advantage of policy credit for new rural development 18-06-2019, 4:08 pm
    NAM DAN: Take advantage of policy credit for new rural development
    Despite being famous for being a land of “Talented people and sarced land” with cultural quintessences, full of famous monuments, landscapes and people, the homeland of President Ho Chi Minh, it is not easy for Nam Dan to conduct new rural development as consequences of Laos wind and frequent floods in September and October each year. Therefore, policy credit flow on the land of Nam Dan - Nghe An has become an important driving force to support the most vunerable people with the opportunity to immerse themselves in the general economic development of the district, bringing Nam Dan to become a new rural district in 2018 and get a dream to complete the criteria of a typical new rural district in 2020.
  • Fighting off informal credit 14-06-2019, 1:53 pm
    Fighting off informal credit
    The State Bank of Vietnam urges State-owned banks to apply measures to fight off informal credit. VBSP has raised maximum loan amount to VND 100 million without collateral
  • Nourishing flow of capital for the poor 13-06-2019, 4:44 pm
    Nourishing flow of capital for the poor
    (VBSP News) From a poor province, Binh Dinh has become a developed area with a large number of shrimp ponds, cassava, acacia orchards, etc thanks to preferential capital of VBSP. The increasing flow of capital and diligence of poor households and policy beneficiaries has changed their own lives, contributes to bringing prosperity and developing local economy.
  • Tourism is developed thanks to the Job Creation Program 13-06-2019, 3:51 pm
    Tourism is developed thanks to the Job Creation Program
    (VBSP News) Thanks to the attention and guidance of city leaders and local efforts, tourism in Cai Rang district (Can Tho city) has been developed and attractedboth domestic and foreign tourists. Besides, preferential loans from VBSP have provided significant support for those tourism business projects.
  • Recruitment Notice 11-06-2019, 2:44 pm
    Recruitment Notice
    (VBSP News) VBSP announces the recruitment of employees in 2019 for functional positions at District Transaction Offices of VBSP branches in provinces and cities, specifically as follows:
  • Workshop "Sharing experience of digital financial inclusion for the poor at VBSP" 03-06-2019, 11:51 am
    Workshop "Sharing experience of digital financial inclusion for the poor at VBSP"
    (VBSP News) On May 31, Maria Theresa Niña Espinola-Abogadoan from Oxfam Philippines visited VBSP headquarter to discuss digital financial inclusion program.
  • Newsletter Vol 1 27-05-2019, 11:14 am
    Newsletter Vol 1
  • Scientific workshop "Building VBSP’s development strategy in the period of 2021 – 2030 and vision of 2050" 24-05-2019, 5:09 pm
    Scientific workshop "Building VBSP’s development strategy in the period of 2021 – 2030 and vision of 2050"
    (VBSP News) On May 20, VBSP organized a scientific workshop: "Building VBSP’s development strategy in the period of 2021 - 2030 and vision of 2050" in Hanoi. PhD. Duong Quyet Thang - General Director of VBSP chaired the workshop.
  • Savings help poor households feel secured to get credit 21-05-2019, 4:39 pm
    Savings help poor households feel secured to get credit
    Along with timely implementation of preferential credit policies of the Government, VBSP Quang Binh district (Ha Giang) is also a leader in mobilizing savings deposits through Savings and Credit groups.
  • Loans find its fastest root to the poor 21-05-2019, 4:35 pm
    Loans find its fastest root to the poor
    (VBSP News) Nearly 11 thousand commune transaction points out of a total of 11,162 communes, wards and towns over the country, operating under a one-stop mechanism; nearly 190 Savings and Credit groups established and operating in villages, hamlets, villages have shortened the route of preferential credit flow to the poor and policy beneficiaries; helping them with a chance to change their life. VBSP carries out transactions with the poor in nearly 11,000 commune transaction points nationwide
  • Effectiveness from job creation loans 21-05-2019, 9:33 am
    Effectiveness from job creation loans
    Over the past years, Thuan An town-based transaction office of the Vietnam Bank for Social Policies (VBSP) coordinated with relevant units to effectively implement loan programs, helping the local people get access to preferential loans. This created favorable conditions for the local people to do home based business, contributing to improving their lives.
  • Overcome difficulties from VBSP's financial service 14-05-2019, 11:34 am
    Overcome difficulties from VBSP's financial service
    (VBSP news) Thanks to the effective use of VBSP’s loans, Mrs. Nguyen ThiHanh’s family in An Cong hamlet, KeSach district,SocTrang province has now become a good production household with an income of several hundred million dong each year. Ms. Hanh said by overcoming the price crisis and diseases of pigs, she had a bigger farm now.
  • Effective tool in implementing National Targets 09-05-2019, 11:35 am
    Effective tool in implementing National Targets
    Talking about poverty reduction, many people think that it is important to give the people “a rode” for “fishing” or in other words to lend money for business and production to raise income for the people. But in fact, the story of escaping from poverty has a lot of things to do including indirect methods. Evidences can be vividly seen through effectiveness of special social policy credit programs in the period of 2016-2020.
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...