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  • VBSP role as the government's ‘extended arm’ in implementing social welfare and financial inclusion 21-07-2026, 2:46 pm
     VBSP role as the government's ‘extended arm’ in implementing social welfare and financial inclusion
    VBSP is well positioned to further strengthen its role as the government's ‘extended arm’ in implementing social welfare programmes, helping create sustainable livelihoods, improve people's quality of life and promote socioeconomic development.
  • Newly appointed VBSP General Director Exchange Pleasantries with The Country Representative of TAF in Vietnam 21-07-2026, 11:21 am
    Newly appointed VBSP General Director Exchange Pleasantries with The Country Representative of TAF in Vietnam
    July 2nd, at the VBSP Head Office, newly appointed General Director of VBSP Nguyen Thi Hang received flowers and exchanged greetings with the Coutry Representative of The Asia Foundation (TAF), Ms. Erin (Phuong) Pham Steinhauer.
  • VBSP Board of Directors Holds Regular Meeting for the Second Quarter of 2026 15-07-2026, 8:53 am
    VBSP Board of Directors Holds Regular Meeting for the Second Quarter of 2026
    On the afternoon of July 14, the Board of Directors (BOD) of VBSP convened its regular meeting for the second quarter of 2026 in Hanoi. The meeting was chaired by Mr. Pham Duc An, Member of the Party Central Committee, Governor of the State Bank of Vietnam, cum Chairman of the VBSP BOD.
  • Policy Credit: A Lifeline for Poverty Reduction in An Giang's Border and Coastal Areas 13-07-2026, 9:21 am
    Policy Credit: A Lifeline for Poverty Reduction in An Giang's Border and Coastal Areas
    After the implementation of the two-tier local government model, An Giang province has entered a broader development landscape, stretching from its border to coastal and insular areas. In this new context, policy credit continues to serve as a vital source of social welfare capital, providing poor households and other policy beneficiaries with essential financial support to develop sustainable livelihoods and improve their living standard.
  • Policy Credit Supporting Community Reintegration 07-07-2026, 9:37 am
    Policy Credit Supporting Community Reintegration
    The People's Committee of Hoa Chau Ward, Hue City, has recently established the Steering Committee for the “Community Reintegration for Ex-prisoners” model, while organizing legal communication and dissemination activities for citizens who have completed their prison sentences and returned to their local communities.
  • The Transformative Impact of Preferential Credit in Tam Hai Commune, Da Nang: Final Part: Nurturing Green Dreams 06-07-2026, 10:04 am
    The Transformative Impact of Preferential Credit in Tam Hai Commune, Da Nang: Final Part: Nurturing Green Dreams
    At Tam Hai Commune in Da Nang City, preferential credit extends far beyond investments in fishing boats, nets and aquaculture. For many island families, it also supports something equally valuable - the education of their children. Through the Government's preferential credit programme, many students from the island have been able to continue their education despite financial hardship, giving them greater opportunities to pursue their aspirations and build a brighter future. From strengthening livelihoods to expanding access to education, VBSP's preferential credit programme is helping empower the next generation while laying the foundation for more inclusive and sustainable development in the island community.
  • The Transformative Impact of Preferential Credit in Tam Hai Commune, Da Nang: Part 2: Empowering Sustainable Coastal Livelihoods 06-07-2026, 9:52 am
    The Transformative Impact of Preferential Credit in Tam Hai Commune, Da Nang: Part 2: Empowering Sustainable Coastal Livelihoods
    At Tam Hai Commune in Da Nang City, the sea is more than a source of livelihood - it is a way of life, a cherished tradition and a legacy passed down through generations. As marine resources evolve and the fishing industry changes, local households are adapting their livelihoods to meet new realities. Throughout this transition, VBSP's preferential credit programme has provided fishing families with timely financial support to sustain traditional occupations, diversify their livelihoods where needed, and build more resilient and sustainable coastal livelihoods.
  • The Transformative Impact of Preferential Credit in Tam Hai Commune, Da Nang: Part 1: Bringing Opportunity to Island Households 06-07-2026, 9:40 am
    The Transformative Impact of Preferential Credit in Tam Hai Commune, Da Nang: Part 1: Bringing Opportunity to Island Households
    “Every entrusted dollar represents a direct investment in social welfare and the sustainable development of Da Nang”, said Mr. Ho Ky Minh, Vice Chairman of the Da Nang People's Committee, highlighting the vital role of the Government’s preferential credit programme. The programme's impact is clearly reflected in Tam Hai Commune, where preferential credit has reached island households, creating new opportunities for local people to preserve their traditional livelihoods, develop sustainable income-generating activities, invest in their children's education, and gradually contribute to the commune's socio-economic development. More than a source of financing, preferential credit has become a reliable pillar of support, strengthening people's confidence and fostering inclusive and sustainable growth within the island community.
  • Humane Policies and Homes on the Path out of Poverty in Ca Mau 06-07-2026, 9:25 am
    Humane Policies and Homes on the Path out of Poverty in Ca Mau
    In Ca Mau Province, with the concerted efforts of local Party committees, authorities, VBSP, and grassroots police forces, preferential credit has reached the right beneficiaries, enabling many households to gradually overcome hardships, stabilize their livelihoods, develop sustainable income-generating activities, and reduce the risk of reoffending after reintegrating into the community.
  • VBSP PROGRESS REPORT - FIRST 6 MONTHS OF 2026 03-07-2026, 2:37 pm
    VBSP PROGRESS REPORT - FIRST 6 MONTHS OF 2026
  • Social Policy Credit Supports Hoai Nhon in Advancing Social Security 30-06-2026, 2:03 pm
    Social Policy Credit Supports Hoai Nhon in Advancing Social Security
    Hoai Nhon, now part of Gia Lai Province, is renowned for its revolutionary historical sites and Tam Quan, the famous "land of coconuts". Today, the locality is undergoing comprehensive socio-economic transformation, marked by a rapidly declining poverty rate and increasingly sustainable social security.
  • Supporting the Journey Toward Community Reintegration 30-06-2026, 1:47 pm
    Supporting the Journey Toward Community Reintegration
    Beyond supporting livelihoods, preferential credit for people who have completed drug rehabilitation is becoming a vital foundation for many families to overcome stigma, stabilize their lives, and create sustainable opportunities for community reintegration.
  • Disbursement of Preferential Credit to Post-Rehabilitation Drug Users 30-06-2026, 1:40 pm
    Disbursement of Preferential Credit to Post-Rehabilitation Drug Users
    The VBSP Loc Ninh Transaction Office (Dong Nai Province) has disbursed preferential loans to the first eligible post-rehabilitation drug users in the locality under the Prime Minister's Decision No. 08/2026/QD-TTg dated March 3, 2026, which provides preferential credit for post-rehabilitation drug users.
  • Integrating Digital Technology into Policy Credit Operations 11-06-2026, 3:29 pm
    Integrating Digital Technology into Policy Credit Operations
    To enhance service quality for poor households and other policy beneficiaries, the VBSP Lang Son Branch has effectively implemented its digital transformation strategy. A key milestone has been the deployment of the VBSP SmartBanking application, which offers a wide range of convenient banking features. The application has created new opportunities for poor households, particularly those living in ethnic minority communities across the province, to access banking services more quickly, safely, and transparently. Through digital technology, VBSP is helping bring financial services closer to disadvantaged populations while improving service efficiency and accessibility.
  • Nurturing University Dreams through “Pairs of Loving Leaves” 11-06-2026, 3:28 pm
    Nurturing University Dreams through “Pairs of Loving Leaves”
    In the journey of nurturing knowledge and creating educational opportunities for disadvantaged children, the “Pairs of Loving Leaves” program, produced by Vietnam Television, has become a compassionate bridge connecting generous donors with underprivileged yet academically talented students across the country. In Dong Nai Province, the program has helped inspire and support the remarkable story of Nguyen Le Tan Phat, a student from Trang Dai Ward, whose determination and resilience continue to fuel his dream of pursuing higher education. Through the encouragement and assistance provided by the program, Phat is being given renewed hope and opportunities to continue his educational journey and turn his university aspirations into reality.
  • Preferential Credit Empowers Women in Da Nang’s Highland Areas to Develop Livelihoods and Achieve Sustainable Poverty Reduction 11-06-2026, 3:26 pm
    Preferential Credit Empowers Women in Da Nang’s Highland Areas to Develop Livelihoods and Achieve Sustainable Poverty Reduction
    In recent years, preferential credit provided by VBSP has become an important catalyst enabling many ethnic minority households in AVuong, a highland commune of Da Nang City, to confidently invest in production activities and gradually achieve sustainable poverty reduction. Among them, many Co Tu women have overcome various barriers, boldly accessed policy credit, developed effective livelihood models, and improved their families’ living standards.
  • Improving Livelihoods through Preferential Credit 11-06-2026, 3:25 pm
    Improving Livelihoods through Preferential Credit
    Over the years, policy credit funds have played an important role in creating jobs, expanding production, increasing incomes, and improving the quality of life for rural residents across Tay Ninh Province.
  • VBSP Deputy General Director Welcomes New Head of Country Representative of TAF 04-06-2026, 6:01 am
    VBSP Deputy General Director Welcomes New Head of Country Representative of TAF
    Afternoon June 3rd, at the headquarter of VBSP, Mr. Hoang Minh Te, Deputy General Director of VBSP, hosted a working session with the newly appointed Country Representative of The Asia Foundation (TAF) in Vietnam, Ms. Erin (Phuong) Pham Steinhauer. During this courtesy visit, the Deputy General Director highly commended and expressed gratitude for the contributions of TAF to VBSP’s digital transformation journey over the past decade.
  • Building Livelihoods through Preferential Credit in Lao Cai: From Chickens and Homestays to the Dream of Escaping Poverty 26-05-2026, 10:28 am
    Building Livelihoods through Preferential Credit in Lao Cai: From Chickens and Homestays to the Dream of Escaping Poverty
    A black chicken farm generating stable income, a homestay attracting visitors amid the mountains, and a family gradually overcoming hardship after years of relying solely on upland farming… all stand as vivid evidence of the meaningful impact of preferential credit in supporting ethnic minority communities in mountainous areas to build livelihoods, escape poverty, and achieve sustainable development through their own hard work and determination.
  • VBSP PROGRESS REPORT Q1/2026 19-05-2026, 2:17 pm
    VBSP PROGRESS REPORT Q1/2026
    Despite ongoing economic challenges, VBSP maintained safe and effective operations in Q1/2026, reinforcing social policy credit as a vital driver of inclusive growth and livelihood resilience
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...