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  • A typical Group Leader in Dak Nong province 26-07-2019, 10:49 am
    A typical Group Leader in Dak Nong province
    (VBSP News) No overdue debt, outstanding interest or borrowing for other people are criteria that Savings and Credit group of Village 2, Dak Som commune, Dak Glong district (Dak Nong province) have achieved for many years. Ms. H’Giang - Head of this group contributed greatly to this result.
  • Promoting official credit to prevent black credit 25-07-2019, 5:17 pm
    Promoting official credit to prevent black credit
  • Village head and their role in implementation of policy credit 22-07-2019, 9:27 am
    Village head and their role in implementation of policy credit
    A village head is the head of a village who has a close combination of all four elements: people, people of the same village, community representatives and representatives of local governments. These four elements are both unified and contradictory, conflicting, affecting activities of the Village Heads, especially in resolving issues related to the relationship between personal and community interests.
  • Improving life quality thanks to credit policy 16-07-2019, 10:51 am
    Improving life quality thanks to credit policy
    (VBSP News) VBSP's Safe Water and Rural Sanitation program has been effectively implemented for the past years, contributing to improving rural life quality and sanitation in Hau Giang province.
  • VBSP implements tasks in the last 6 months of 2019 16-07-2019, 9:05 am
    VBSP implements tasks in the last 6 months of 2019
    (VBSP News) On July 6, 2019, VBSP organized a conference to evaluate the performance of the first 6 months and deploy tasks in the last 6 months of 2019. Mr. Duong Quyet Thang, General Director of VBSP attended and chaired the conference.
  • VBSP's operation results in the first 6 months of 2019 15-07-2019, 4:55 pm
    VBSP's operation results in the first 6 months of 2019
    Useful information about social policy credit programs and positive results generated from preferential capital.
  • Meetings of Board of Directors of VBSP in quarter II / 2019 12-07-2019, 4:06 pm
    Meetings of Board of Directors of VBSP in quarter II / 2019
    (VBSP News) On July 10th, in Hanoi, the Board of Directors of VBSP held its regular meeting of Quarter II/2019. Mr. Le Minh Hung - Member of the Party Central Committee, Governor of the State Bank of Vietnam and Chairman of VBSP's Board of Directors attended and chaired the meeting.
  • Over 1.1 million poor households access preferential loans in 6 months 09-07-2019, 2:59 pm
    Over 1.1 million poor households access preferential loans in 6 months
    (VBSP News) More than 1.15 million poor households and policy beneficiaries gained access to preferential loans in the first half of 2019, according to the Vietnam Bank for Social Policies (VPSP).
  • Functions and duties of mass organizations and Savings and credit groups 04-07-2019, 3:18 pm
    Functions and duties of mass organizations and Savings and credit groups
    VBSP carries out lending using the method of direct lending to borrowers with some steps in lending process mandated to mass organizations including formation and management of Savings and Credit group
  • Newsletter Vol 2 01-07-2019, 5:31 pm
    Newsletter Vol 2
  • A cool wind for the poor 01-07-2019, 3:56 pm
    A cool wind for the poor
    After 3 months of raising the maximum loan amount for poor households from VND 50 million to VND 100 million per household of VBSP, up to now hundreds of poor households in Ba Ria - Vung Tau province have benefited from the new policy which light up hope for sustainable poverty.
  • Assessment of commune transaction in VBSP 28-06-2019, 2:29 pm
    Assessment of commune transaction in VBSP
    Commune transaction activity is a typical operational method of VBSP which is uniquely implemented in the system, an integral part of VBSP to serve poor households and policy beneficiaries.
  • Having capital to plant Ginseng, Tu Mo Rong people escape from poverty 25-06-2019, 4:27 pm
    Having capital to plant Ginseng, Tu Mo Rong people escape from poverty
    In recent years, VBSP Tu Mo Rong district (Kon Tum) has disbursed loan timely for poor households and policy beneficiaries, contributing positively to local poverty reduction.
  • Small capital gains great momentum 24-06-2019, 11:33 am
    Small capital gains great momentum
    Despite working hard, many farmers in Sa De Phin commune, Sin Ho district (Lai Chau) cannot escape poverty due to lack of capital, knowledge of caring and disease prevention for plants and animals. In response to this fact, the Commune Farmers' Union has helped its members to access entrusted loans and transfer science and technology to the people.
  • NAM DAN: Take advantage of policy credit for new rural development 18-06-2019, 4:08 pm
    NAM DAN: Take advantage of policy credit for new rural development
    Despite being famous for being a land of “Talented people and sarced land” with cultural quintessences, full of famous monuments, landscapes and people, the homeland of President Ho Chi Minh, it is not easy for Nam Dan to conduct new rural development as consequences of Laos wind and frequent floods in September and October each year. Therefore, policy credit flow on the land of Nam Dan - Nghe An has become an important driving force to support the most vunerable people with the opportunity to immerse themselves in the general economic development of the district, bringing Nam Dan to become a new rural district in 2018 and get a dream to complete the criteria of a typical new rural district in 2020.
  • Fighting off informal credit 14-06-2019, 1:53 pm
    Fighting off informal credit
    The State Bank of Vietnam urges State-owned banks to apply measures to fight off informal credit. VBSP has raised maximum loan amount to VND 100 million without collateral
  • Nourishing flow of capital for the poor 13-06-2019, 4:44 pm
    Nourishing flow of capital for the poor
    (VBSP News) From a poor province, Binh Dinh has become a developed area with a large number of shrimp ponds, cassava, acacia orchards, etc thanks to preferential capital of VBSP. The increasing flow of capital and diligence of poor households and policy beneficiaries has changed their own lives, contributes to bringing prosperity and developing local economy.
  • Tourism is developed thanks to the Job Creation Program 13-06-2019, 3:51 pm
    Tourism is developed thanks to the Job Creation Program
    (VBSP News) Thanks to the attention and guidance of city leaders and local efforts, tourism in Cai Rang district (Can Tho city) has been developed and attractedboth domestic and foreign tourists. Besides, preferential loans from VBSP have provided significant support for those tourism business projects.
  • Recruitment Notice 11-06-2019, 2:44 pm
    Recruitment Notice
    (VBSP News) VBSP announces the recruitment of employees in 2019 for functional positions at District Transaction Offices of VBSP branches in provinces and cities, specifically as follows:
  • Workshop "Sharing experience of digital financial inclusion for the poor at VBSP" 03-06-2019, 11:51 am
    Workshop "Sharing experience of digital financial inclusion for the poor at VBSP"
    (VBSP News) On May 31, Maria Theresa Niña Espinola-Abogadoan from Oxfam Philippines visited VBSP headquarter to discuss digital financial inclusion program.
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...