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  • VBSP SmartBanking launched for the poor and low-income 31-03-2023, 11:06 pm
    VBSP SmartBanking launched for the poor and low-income
    To conduct the goal of "Leaving no one behind", VBSP branch in Ha Nam province has officially launched the Mobile Banking product to better serve the policy credit tasks for the poor, policy beneficiaries and other customers in need of e-banking services, contributing to achieving the target of the National Strategy on Financial Inclusion and Digital Transformation by year 2030; the National Goals on sustainable poverty reduction, new rural development and ensuring social security.
  • Escape from falling back into poverty thanks to preferential loans 22-03-2023, 2:58 pm
    Escape from falling back into poverty thanks to preferential loans
    The VBSP's preferential loans are promoting positive effects for households in remote, isolated and ethnic minority areas in Phu Yen district (Son La province).
  • The exposure visit of the Nepal delegation of ASDP in Vietnam 21-03-2023, 8:44 am
    The exposure visit of the Nepal delegation of ASDP in Vietnam
    (VBSP News) Within the framework of the membership relationship of the Asia Pacific Rural and Agricultural Credit Association (APRACA), on March 14, 2023, in Hanoi, VBSP had a meeting and worked with the delegation of the Agricultural Sector Development Program (ASDP) - Nepal, led by Secretary of Ministry of Agriculture and Livestock Development Govinda Prasad Sharma. VBSP Deputy General Director Nguyen Thi Hang and representatives of some operational departments at VBSP Headquarters worked with the delegation.
  • Improve policy credit quality through the model of Savings and Credit groups 13-03-2023, 3:52 pm
    Improve policy credit quality through the model of Savings and Credit groups
    (VBSP News) The model of savings and credit groups (SCGs) is established to gather the poor and other vulnerable groups who have borrowing demand from VBSP for improving business and production. The SCGs purpose is aimed at group member helping altogether, sharing experience lessons in production, observing loan use and repayment reminders. Ly Nhan district transaction office of Ha Nam province VBSP branch has conducted several measures for improving the network of quality of SCGs, contributing to better policy credit for the poor and other disadvantaged groups.
  • Provide inclusive financial schemes for the poor and disadvantaged groups 24-02-2023, 9:43 am
    Provide inclusive financial schemes for the poor and disadvantaged groups
  • Contribution to the implementation of the National Target Program on new rural construction and sustainable poverty reduction in the 2021-2025 period 23-02-2023, 8:45 am
    Contribution to the implementation of the National Target Program on new rural construction and sustainable poverty reduction in the 2021-2025 period
    (VBSP News) The implementation of the national target programs for sustainable poverty reduction and new rural construction in Ha Nam province has been contributed significantly by the policy credit programs implemented by the VBSP branch in Ha Nam province. From 2021 up to now, VBSP continues to actively advise Party committees and authorities at all levels and closely coordinate with entrusted mass organizations to well implement key credit programs, actively contributing to the implementation of the goal of sustainable poverty reduction, building new rural areas and ensuring social security.
  • Promoting green credit from the Rural Safe Water and Sanitation Lending Program 14-02-2023, 2:18 pm
    Promoting green credit from the Rural Safe Water and Sanitation Lending Program
    Aware of the importance and significance of the policy credit program assigned by the Government, the VBSP branch in Ha Nam province has closely coordinated with the departments, branches, local authorities and entrusted mass organizations to unify the implementation method, ensure the correct process, propaganda and effective implementation of the lending program.
  • Prioritizing capital for the poor 10-02-2023, 8:45 am
    Prioritizing capital for the poor
    (VBSP News) Reviewing needs, promoting capital disbursement, etc. are solutions that the VBSP branch in Dak Nong province is implementing to help people, especially poor and near-poor households in the province so that they can have opportunity to receive preferential capital.
  • More than VND 64 billion in savings to join hands for helping the poor 06-02-2023, 8:51 am
    More than VND 64 billion in savings to join hands for helping the poor
    (VBSP News) That is the impressive result on the first day of the "Savings money week to join hands for helping the poor" campaign in 2023 organized by the VBSP branch in Lam Dong province in collaboration with mass organizations in the province. With the motto that one participant sends a little, many participants will create resources and synergy to join hands to help the poor and other policy beneficiaries overcome difficulties and rise out of poverty sustainably, the branch has received more than VND 64 billion from 1,179 customers who are organizations and individuals in the province.
  • Secretary of the Provincial Party Committee Mr.Ho Quoc Dung visited and worked at the VBSP in Binh Dinh province 03-02-2023, 2:18 pm
    Secretary of the Provincial Party Committee Mr.Ho Quoc Dung visited and worked at the VBSP in Binh Dinh province
    (VBSP News) In the first working days of the Lunar New Year 2023, Comrade Ho Quoc Dung - Member of the Central Committee of the Party, Secretary of the Provincial Party Committee, Chairman of the People's Council of Binh Dinh Province visited and worked at VBSP Binh Dinh Province.
  • VBSP spreads "Spring of love - Tet holiday of sharing" across the country 03-02-2023, 2:07 pm
    VBSP spreads "Spring of love - Tet holiday of sharing" across the country
    (VBSP News) Responding to the call of the Party and Government and included of the VBSP's annual program, before the coming Lunar New Year, the VBSP system continue to implement the program "Spring of love - Tet holiday of sharing" to join hands to held disadvantaged families have a fuller and warmer Tet holiday.
  • New house for people in remote areas 03-02-2023, 11:25 am
    New house for people in remote areas
    (VBSP News) New and spacious houses were handed over to people in Tra Bung village, Tra Bong district (Quang Ngai) to welcome the Lunar New Year. In a remote place of the old Tay Tra district, which has now been merged into Tra Bong district, people still feel the sharing of many units and localities on the reunion day of the New Year.
  • Timely funding for people to rise up and change their lives 01-02-2023, 4:17 pm
    Timely funding for people to rise up and change their lives
    (VBSP News) In recent years, policy credit activities have played a very important position and role in the effective implementation of policies on poverty reduction, job creation, new rural construction, and social security assurance, contributing to the socio-economic development of Dai Loc district (Quang Nam).
  • VBSP held an online meeting in early 2023 30-01-2023, 2:15 pm
    VBSP held an online meeting in early 2023
    (VBSP News) In the exciting atmosphere of the first working day of the new Lunar New Year 2023, on the morning of January 27, 2023 in Hanoi, Secretary of the Party Committee of VBSP, Member of the Board of Directors - General Director Duong Quyet Thang chaired the online briefing session in early spring at VBSP and 63 VBSP branches. Standing Deputy Governor of the State Bank of Vietnam Dao Minh Tu attended and wished a Happy New Year to the VBSP staff.
  • VBSP's journey in poverty reduction over the past 20 years 17-01-2023, 10:40 am
    VBSP's journey in poverty reduction over the past 20 years
  • Performance results of VBSP in 2022 13-01-2023, 2:59 pm
    Performance results of VBSP in 2022
    (VBSP News) On January 7, 2023, in Hanoi, VBSP held a conference to implement the 2023 mission. Secretary of the Party Committee of VBSP, Member of the Board of Directors - General Director Duong Quyet Thang chaired the meeting.
  • VBSP DEVELOPMENT STRATEGY TO 2030 12-01-2023, 10:43 am
    VBSP DEVELOPMENT STRATEGY TO 2030
    (VBSP News) The Prime Minister has just issued Decision No. 05/QĐ-TTg dated January, 04th, 2023 approving the VBSP development strategy to 2030.
  • Tea farmers escape from poverty thanks to VBSP’s loans 10-01-2023, 10:59 am
    Tea farmers escape from poverty thanks to VBSP’s loans
    (VBSP News) With the loans from VBSP, thousands of poor households in Thai Nguyen province have had conditions to expand production, develop business, create jobs, step by step to stabilize their lives, thereby, contributing to the realization of poverty reduction goals, building new rural areas and civilized cities in the locality.
  • 20 YEARS ON THE JOURNEY OF POVERTY REDUCTION - For a prosperous and happy Vietnam 29-12-2022, 3:28 pm
    20 YEARS ON THE JOURNEY OF POVERTY REDUCTION - For a prosperous and happy Vietnam
    (VBSP News) The document of the 13th National Party Congress has set out a dual goal: "Sustainable reduction poverty associated with the encouragement of getting rich reasonably". Thus, successfully implementing such goal is a specific way to realize the aspiration for a prosperous Vietnam. It is the inner strength for the country to develop quickly and sustainably in the coming time. This also posing challenges for the implementation of social policy credit, which in the past time, VBSP has been well aware of and there have been steps from operation to policy implementation in linewith the country's economic development.
  • 20 YEARS ON THE JOURNEY OF POVERTY REDUCTION - Creating inner strength for the development of the country 29-12-2022, 3:17 pm
    20 YEARS ON THE JOURNEY OF POVERTY REDUCTION - Creating inner strength for the development of the country
    (VBSP News) In 20 years of establishment and development, with the cooperation and participation of the whole socio-political system in social policy credit implementation, Vietnam Bank for Social Policies (VBSP) has promoted its role as an economic leverage tool for the Government to help the poor, near-poor households and other policy beneficiaries to access policy credit to develop production, create jobs, raise income, improve living conditions, rise out of poverty, contributing to the realization of the goal of "Rich people - strong country - democracy - justice - civilization".
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...