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  • Prioritizing capital for the poor 10-02-2023, 8:45 am
    Prioritizing capital for the poor
    (VBSP News) Reviewing needs, promoting capital disbursement, etc. are solutions that the VBSP branch in Dak Nong province is implementing to help people, especially poor and near-poor households in the province so that they can have opportunity to receive preferential capital.
  • More than VND 64 billion in savings to join hands for helping the poor 06-02-2023, 8:51 am
    More than VND 64 billion in savings to join hands for helping the poor
    (VBSP News) That is the impressive result on the first day of the "Savings money week to join hands for helping the poor" campaign in 2023 organized by the VBSP branch in Lam Dong province in collaboration with mass organizations in the province. With the motto that one participant sends a little, many participants will create resources and synergy to join hands to help the poor and other policy beneficiaries overcome difficulties and rise out of poverty sustainably, the branch has received more than VND 64 billion from 1,179 customers who are organizations and individuals in the province.
  • Secretary of the Provincial Party Committee Mr.Ho Quoc Dung visited and worked at the VBSP in Binh Dinh province 03-02-2023, 2:18 pm
    Secretary of the Provincial Party Committee Mr.Ho Quoc Dung visited and worked at the VBSP in Binh Dinh province
    (VBSP News) In the first working days of the Lunar New Year 2023, Comrade Ho Quoc Dung - Member of the Central Committee of the Party, Secretary of the Provincial Party Committee, Chairman of the People's Council of Binh Dinh Province visited and worked at VBSP Binh Dinh Province.
  • VBSP spreads "Spring of love - Tet holiday of sharing" across the country 03-02-2023, 2:07 pm
    VBSP spreads "Spring of love - Tet holiday of sharing" across the country
    (VBSP News) Responding to the call of the Party and Government and included of the VBSP's annual program, before the coming Lunar New Year, the VBSP system continue to implement the program "Spring of love - Tet holiday of sharing" to join hands to held disadvantaged families have a fuller and warmer Tet holiday.
  • New house for people in remote areas 03-02-2023, 11:25 am
    New house for people in remote areas
    (VBSP News) New and spacious houses were handed over to people in Tra Bung village, Tra Bong district (Quang Ngai) to welcome the Lunar New Year. In a remote place of the old Tay Tra district, which has now been merged into Tra Bong district, people still feel the sharing of many units and localities on the reunion day of the New Year.
  • Timely funding for people to rise up and change their lives 01-02-2023, 4:17 pm
    Timely funding for people to rise up and change their lives
    (VBSP News) In recent years, policy credit activities have played a very important position and role in the effective implementation of policies on poverty reduction, job creation, new rural construction, and social security assurance, contributing to the socio-economic development of Dai Loc district (Quang Nam).
  • VBSP held an online meeting in early 2023 30-01-2023, 2:15 pm
    VBSP held an online meeting in early 2023
    (VBSP News) In the exciting atmosphere of the first working day of the new Lunar New Year 2023, on the morning of January 27, 2023 in Hanoi, Secretary of the Party Committee of VBSP, Member of the Board of Directors - General Director Duong Quyet Thang chaired the online briefing session in early spring at VBSP and 63 VBSP branches. Standing Deputy Governor of the State Bank of Vietnam Dao Minh Tu attended and wished a Happy New Year to the VBSP staff.
  • VBSP's journey in poverty reduction over the past 20 years 17-01-2023, 10:40 am
    VBSP's journey in poverty reduction over the past 20 years
  • Performance results of VBSP in 2022 13-01-2023, 2:59 pm
    Performance results of VBSP in 2022
    (VBSP News) On January 7, 2023, in Hanoi, VBSP held a conference to implement the 2023 mission. Secretary of the Party Committee of VBSP, Member of the Board of Directors - General Director Duong Quyet Thang chaired the meeting.
  • VBSP DEVELOPMENT STRATEGY TO 2030 12-01-2023, 10:43 am
    VBSP DEVELOPMENT STRATEGY TO 2030
    (VBSP News) The Prime Minister has just issued Decision No. 05/QĐ-TTg dated January, 04th, 2023 approving the VBSP development strategy to 2030.
  • Tea farmers escape from poverty thanks to VBSP’s loans 10-01-2023, 10:59 am
    Tea farmers escape from poverty thanks to VBSP’s loans
    (VBSP News) With the loans from VBSP, thousands of poor households in Thai Nguyen province have had conditions to expand production, develop business, create jobs, step by step to stabilize their lives, thereby, contributing to the realization of poverty reduction goals, building new rural areas and civilized cities in the locality.
  • 20 YEARS ON THE JOURNEY OF POVERTY REDUCTION - For a prosperous and happy Vietnam 29-12-2022, 3:28 pm
    20 YEARS ON THE JOURNEY OF POVERTY REDUCTION - For a prosperous and happy Vietnam
    (VBSP News) The document of the 13th National Party Congress has set out a dual goal: "Sustainable reduction poverty associated with the encouragement of getting rich reasonably". Thus, successfully implementing such goal is a specific way to realize the aspiration for a prosperous Vietnam. It is the inner strength for the country to develop quickly and sustainably in the coming time. This also posing challenges for the implementation of social policy credit, which in the past time, VBSP has been well aware of and there have been steps from operation to policy implementation in linewith the country's economic development.
  • 20 YEARS ON THE JOURNEY OF POVERTY REDUCTION - Creating inner strength for the development of the country 29-12-2022, 3:17 pm
    20 YEARS ON THE JOURNEY OF POVERTY REDUCTION - Creating inner strength for the development of the country
    (VBSP News) In 20 years of establishment and development, with the cooperation and participation of the whole socio-political system in social policy credit implementation, Vietnam Bank for Social Policies (VBSP) has promoted its role as an economic leverage tool for the Government to help the poor, near-poor households and other policy beneficiaries to access policy credit to develop production, create jobs, raise income, improve living conditions, rise out of poverty, contributing to the realization of the goal of "Rich people - strong country - democracy - justice - civilization".
  • Timely bringing capital to the poor 26-12-2022, 1:59 pm
    Timely bringing capital to the poor
    (VBSP News) Over the past years, the system of Savings and Credit groups in villages and communes in Dak Nong province has become an "extended arm" of the provincial branch of VBSP. Through this system, the State's preferential capital has reached to the people timely.
  • Winging disadvantaged students' dreams of going to school 07-12-2022, 2:19 pm
    Winging disadvantaged students' dreams of going to school
    (VBSP News) In order to help disadvantaged students continue to study at universities, colleges, and intermediate schools, the disadvantaged students lending program under Decision No. 157/2007/QD-TTg has been implemented effectively by VBSP branch in Quang Binh province, thousands of students have continued to go to school to fulfill their dreams.
  • WB highly appreciates the operation model of VBSP 02-12-2022, 10:17 am
    WB highly appreciates the operation model of VBSP
    (VBSP News) In recent years, the World Bank (WB) has always paid close attention to the activities of VBSP. Although there were doubts about the role of VBSP at the beginning, after a long time of witnessing the development of VBSP, the WB has had studies on the VBSP's successful operating model.
  • VBSP's operating model should be learned and replicated by others countries 02-12-2022, 10:14 am
    VBSP's operating model should be learned and replicated by others countries
    (VBSP News) As a part of the International Workshop on "Pro-Poor Rural and Agricultural Finance Best Practices: Experiences of Vietnam", recently, the senior delegation of Asia-Pacific Rural Agricultural Credit Association (APRACA) led by Dr. Prasun Kumar Das - Secretary General had a field visit to learn about VBSP's activities. The delegation gave positive evaluations about the operation model of VBSP.
  • Results of 20 years of cooperation between VBSP and Policy Research Institute - Ministry of Finance of Japan 02-12-2022, 10:08 am
    Results of 20 years of cooperation between VBSP and Policy Research Institute - Ministry of Finance of Japan
    (VBSP News) As for VBSP, in order to achieve success like today, first of all, thanks to the leadership and direction of the Party, the National Assembly, the Government and the State, the great efforts and determination of all VBSP’s staff and the support of international organizations from the first days of VBSP’s establishment. In particular, the long-term and sustainable cooperation relationship between VBSP and the Policy Research Institute (PRI) - the Ministry of Finance of Japan, the National Life Finance Corporation (current “JFC-Micro”) through the Technical Support Project for VBSP for the period 2003 - 2011.
  • 20 years of implementing social policy credit for the poor and other disadvantaged groups 25-11-2022, 4:10 pm
    20 years of implementing social policy credit for the poor and other disadvantaged groups
    (VBSP News) Sustainable poverty reduction has always been a major policy of the Party and State with profound humanity. In Thai Nguyen province, with the participation of the whole political system, especially the provincial branch of VBSP, the implementation of Decree of the Government on credit for the poor and other policy beneficiaries (Decree 78) has brought remarkable results, affirming its position as one of the "pillars" in the system of poverty reduction policies.
  • Preferential credit supports for the poverty reduction program 23-11-2022, 3:23 pm
    Preferential credit supports for the poverty reduction program
    (VBSP News) Over the past 20 years, the branch of VBSP in Ha Giang province has cooperated with local authorities at all levels to actively propagate guidelines and policies of the Party and Government on social policy credit; timely transferred preferential loans to the right beneficiaries.
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LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...