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  • Policy credit provides fulcrum to elevate ambitions 01-08-2023, 5:02 pm
    Policy credit provides fulcrum to elevate ambitions
    The funding that supports employment creation by Vietnam Bank for Social Policies (VBSP) has had a positive influence on the use of seasonal workers in Son La province, contributing to altering their subsistence way of life and improving living standards
  • VBSP DIGITAL TRANSFORMATION 28-07-2023, 9:57 am
    VBSP DIGITAL TRANSFORMATION
  • Policy credit supporting ex-prisoners in their new lives 26-07-2023, 9:51 am
    Policy credit supporting ex-prisoners in their new lives
    Policy credit sources from Vietnam Bank for Social Policies (VBSP) have helped former criminals reintegrate into the community and lead a better life.
  • Policy credit contributes to enhancing social wellbeing 12-07-2023, 3:04 pm
    Policy credit contributes to enhancing social wellbeing
    Millions of needy households and other beneficiaries gained access to policy credit sources from Vietnam Bank for Social Policies to feed their production and business requirements in the first half of this year, according to a July 7 conference for the bank reviewing activities and performance in the first 6 months of 2023.
  • VBSP Board of Directors held the regular meeting of quarter II, 2023 11-07-2023, 4:58 pm
    VBSP Board of Directors held the regular meeting of quarter II, 2023
    (VBSP News) on July 7¬th in Hanoi, VBSP Board of Director (BOD) held the regular meeting of Quarter II, 2023. Ms Nguyen Thi Hong - Member of the Party Central Committee, Governor of the State Bank of Vietnam (SBV) and Chairwomen of VBSP’s BOD attended and chaired the meeting.
  • VBSP Lang Son lending helping hand to people in need 10-07-2023, 4:56 pm
    VBSP Lang Son lending helping hand to people in need
    ( VBSP News) With funding support from Vietnam Bank for Social Policies's (VBSP) Lang Son branch, increasing numbers of local residents have acquired pleasing accommodation thanks to contributions to provincial development.With funding support from Vietnam Bank for Social Policies's (VBSP) Lang Son branch, increasing numbers of local residents have acquired pleasing accommodation thanks to contributions to provincial development.
  • Credit access the key to reducing poverty 10-07-2023, 4:36 pm
    Credit access the key to reducing poverty
    (VBSP News) Access to credit from the Vietnam Bank for Social Policies (VBSP) is providing help to many people in the northern mountainous region of Lang Son, including ethnic minorities in rural and remote areas, to get out of poverty.
  • VBSP works with organizations from Bangladesh 10-07-2023, 4:04 pm
    VBSP works with organizations from Bangladesh
  • My Experience in Vietnam 03-07-2023, 10:35 am
    My Experience in Vietnam
    (VBSP) The following article is from Dr. Nav Raj Simkhada Deputy CEO of Sana Kisan Bikas Laghubitta Bittiya Sanstha Ltd, Nepal. Dr. Simkhada joined the delegation hosted by VBSP to Vietnam in 2022.
  • Newsletter Vol 5.2023 28-06-2023, 3:37 pm
    	Newsletter Vol 5.2023
  • Households in disadvantaged areas can borrow up to VND 100 million for business and production. 20-06-2023, 2:46 pm
    Households in disadvantaged areas can borrow up to VND 100 million for business and production.
    Deputy Prime Minister Le Minh Khai has just signed Decision No. 17/2023/QD-TTg dated June 5, 2023 of the Prime Minister, amending and supplementing a number of articles of Decision No. 31/2007/QD-TTg dated March 5, 2007 on credit for production and business households in disadvantaged areas (Decision No. 17/2023/QĐ-TTg).
  • VBSP's Trade Union worked with the Korean Finance Union delegation 15-06-2023, 2:14 pm
    VBSP's Trade Union worked with the Korean Finance Union delegation
    (VBSP News) On the morning of June 13, at the VBSP’s headquarters, the Korean Financial Industry Trade Union (KFIU) delegation led by KFIU's President of Political Affairs Choi Jae Young had a meeting with the Union of VBSP
  • Promotion of digital financial services to enable financial inclusion for the disadvantaged population in Vietnam 26-05-2023, 4:00 pm
    Promotion of digital financial services to enable financial inclusion for the disadvantaged population in Vietnam
    (VBSP News) The Forum "Promotion of digital financial services to enable financial inclusion for the disadvantaged population in Vietnam" is organized by Vietnam Bank for Social Policies (VBSP) and the Asia Foundation (TAF) with the funding support from the Australian Department of Foreign Affairs and Trade (DFAT) on the morning of May 23 in Hanoi. The Forum aims to increase awareness of digital finance in promoting financial inclusion in Vietnam through sharing the results of the project "Mobile Banking - Financial inclusion and economic empowerment for low-income people and women in Vietnam” (Mobile Banking project).
  • Promoting the effectiveness of social policy credit programs 27-04-2023, 2:38 pm
    Promoting the effectiveness of social policy credit programs
    (VBSP News) On the afternoon of April 24, in Cao Lanh city, the Standing Board of the Fatherland Front Committee of Dong Thap province and the VBSP branch in Dong Thap signed a cooperation program to propagate and disseminate the policies and guidelines of the Party, the State's policies and laws on social policy credit.
  • The effectiveness of VBSP’s loans in helping the poor escape from poverty 27-04-2023, 2:28 pm
    The effectiveness of VBSP’s loans in helping the poor escape from poverty
    (VBSP News) In Tay Ninh province, social policy credit activities have really made an important contribution to the effective implementation of guidelines, policies, goals and tasks proposed by the Party and State on sustainable poverty reduction, new rural construction, focusing on human resource development, ensuring social security, political stability, security and defense.
  • Effectively promote policy capital 25-04-2023, 10:02 am
    Effectively promote policy capital
    (VBSP News) In recent years, thanks to the preferential capital resources from the VBSP entrusted through the Commune Farmers' Association, farmer members in Cat Son commune, Phu Cat district (Binh Dinh) have more resources to invest in economic development, creating new efficient economy models.
  • Supporting young people for starting a business 25-04-2023, 9:41 am
    Supporting young people for starting a business
    (VBSP News) Thanks to the loans from the VBSP, many union members and young people in Mo Duc district (Quang Ngai province) have the conditions to start a business and become better off in their hometown. Mo Duc district will continue to create the best conditions for youth people for start-up.
  • Nearly 485,000 households provided with social policy bank loans in Q1 24-04-2023, 4:18 pm
    Nearly 485,000 households provided with social policy bank loans in Q1
    (VBSP News) 485,000 poor and near-poor households gained access to loans from the Vietnam Bank for Social Policies (VBSP), worth about VND 21.86 trillion (932.17 million USD) in total, in the first three months of this year.
  • Newsletter Vol 4.2023 24-04-2023, 10:50 am
    Newsletter Vol 4.2023
  • Sustainable poverty reduction from policy credit 24-04-2023, 10:19 am
    Sustainable poverty reduction from policy credit
    (VBSP News) Through the preferential loans of the VBSP, many poor households and policy beneficiaries in Mai Chau district (Hoa Binh) have conditions to develop their economy and improve their lives to step by step get out of poverty.
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...