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  • Poverty rate drops in Bac Lieu province with help from VBSP’s loans 06-01-2022, 9:31 am
    Poverty rate drops in Bac Lieu province with help from VBSP’s loans
    (VBSP News) The Mekong Delta province of Bac Lieu has reduced the number of poor households to 842, or 1.45 per cent of the province’s total households, by providing VBSP’s loans, vocational skills, and sustainable livelihood models to the poor.
  • Policies on supporting tourism development in Lao Cai province in the period of 2021-2025 05-01-2022, 4:32 pm
    Policies on supporting tourism development in Lao Cai province in the period of 2021-2025
  • Creating work opportunities for repatriated workers 31-12-2021, 4:37 pm
    Creating work opportunities for repatriated workers
    (VBSP News) Surveys in Con Cuong district and Tuong Duong (Nghe An) show that most repatriating people are minor ethnic groups, who didn't take any vocational training. They work based mostly on their own experiences. Hence, it is considered that their conditions are both disadvantageous and beneficial. The local government encourages repatriating people to change careers, to create job opportunities for them.
  • Annual Report 2020 31-12-2021, 10:33 am
    Annual Report 2020
  • Overcoming difficulties to escape from poverty 22-12-2021, 3:26 pm
    Overcoming difficulties to escape from poverty
    (VBSP News) Ms. Nguyen Thi Thanh is a typical example of women doing good economic work among members of the Women's Union of Tho Son hamlet, Tho Hop commune, Quy Hop district (Nghe An). Honestly, start-up is often difficult at first, especially for a single woman. That is why accessing loans from VBSP is like a ray of hope to change her life as well as others women in the village.
  • Production recovery after the COVID-19 pandemic 21-12-2021, 2:57 pm
    Production recovery after the COVID-19 pandemic
    (VBSP News) Currently, the VBSP branch in Tien Giang province is focusing on promoting supported funds, implementing programs and projects to help poor households and other policy beneficiaries to overcome difficulties and restore production after the COVID-19 pandemic. Due to quick procedures and timely disbursement, people have a source of capital to develop their own business during a new normal state in Tien Giang province.
  • VBSP in Dong Nai province supports businesses to pay salaries for their employees 21-12-2021, 9:15 am
    VBSP in Dong Nai province supports businesses to pay salaries for their employees
  • Employment policy: Ensuring jobs for workers returning to their hometown due to the COVID-19 pandemic 14-12-2021, 3:37 pm
    Employment policy: Ensuring jobs for workers returning to their hometown due to the COVID-19 pandemic
    (VBSP News) Up to now, the number of Thanh Hoa people returning from the epidemic area is nearly 205,000, of which the number of people at working age is 160,800. Among these workers, many have the need to stay in their homeland for vocational training and new job opportunities. The issue of creating jobs and creating livelihoods for workers returning from epidemic areas to stabilize society is an urgent requirement.
  • The policy credit contributes to the development of sedge mat craft villages in Nga Son district 14-12-2021, 9:04 am
    The policy credit contributes to the development of sedge mat craft villages in Nga Son district
    (VBSP News) Regarding Nga Son district (Thanh Hoa province), sedge mats are considered as a signature product. Thanks to programs and projects to restore, preserve and promote the effectiveness of traditional products, and especially is policy credit from VBSP, thousands of people in this area have a stable source of income from sedge mats.
  • Supporting pandemic-hit poor households with VBSP’s loans 09-12-2021, 8:56 am
    Supporting pandemic-hit poor households with VBSP’s loans
    (VBSP News) The COVID-19 pandemic has turned many people’s lives upside down. For the poor, their already-difficult circumstances have become even more worrisome. In the central province of Nghe An, the local branch of VBSP stepped up disbursement from the Unemployment Insurance Fund to help the poor overcome their difficulties and restore production.
  • Policy credit: the fulcrum to support the poor 07-12-2021, 3:17 pm
    Policy credit: the fulcrum to support the poor
    (VBSP News) Along with the Government’s many policies and measures to realize the national target programs on sustainable poverty reduction and building new-style rural areas, the Vietnam Bank for Social Policies has been carrying out multiple policy credit programs assigned by the government with efficient support for needy people and diverse policy beneficiaries.
  • Policy credit drives growth across Vietnam 07-12-2021, 2:48 pm
    Policy credit drives growth across Vietnam
    (VBSP News) From just three credit programs at first, VBSP currently deploys more than 20 credit programs in favor of needy households and other policy beneficiaries under the government’s assignment and several loaning schemes.
  • Support people to reproduce after the Covid-19 pandemic 07-12-2021, 11:22 am
    Support people to reproduce after the Covid-19 pandemic
  • Policy credits create stable jobs for people during the COVID-19 pandemic 07-12-2021, 9:28 am
    Policy credits create stable jobs for people during the COVID-19 pandemic
    (VBSP News) Despite being dramatically affected by the COVID-19 pandemic, the job creation credit program has been deployed and promoted effectively by Quang Ninh district (Quang Binh province), helping many households have money to expand production and business, create new jobs. Therefore, these families gradually improve and enhance living standards.
  • Policy credit aids the fight against COVID-19 01-12-2021, 2:17 pm
    Policy credit aids the fight against COVID-19
    (VBSP News) The active engagement of VBSP has provided ample support the government’s efforts to combat the pandemic and protect the most vulnerable in society.
  • The effectiveness of policy credit in Ha Tinh 01-12-2021, 11:09 am
    The effectiveness of policy credit in Ha Tinh
    (VBSP News) Promoting the role of policy credit, the transaction office of VBSP branch in Huong Son district (Ha Tinh province) has supported thousands of poor households and other policy beneficiaries, especially in mountainous and remote areas, escaping poverty and raising incomes.
  • Solutions to stimulate job demand on the spot for the unemployed 30-11-2021, 1:39 pm
    Solutions to stimulate job demand on the spot for the unemployed
  • Reducing lending interest rates for VBSP’s credit programs 29-11-2021, 8:32 am
    Reducing lending interest rates for VBSP’s credit programs
  • Policy credit helps women take control of their lives 23-11-2021, 4:02 pm
    Policy credit helps women take control of their lives
    (VBSP News) Many rural women in remote, isolated and extremely difficult areas share the same desire to rise up and make their own lives. In particular, many people have started their businesses with VBSP’s preferential loans, gradually overcoming difficulties, confidently taking control of their lives and thriving in poor rural areas.
  • Newsletter Vol12.2021 23-11-2021, 10:16 am
    Newsletter Vol12.2021
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...