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Client success stories

  • Overcoming the liability of poorness with a significant determination 22-09-2021, 10:32 am
    Overcoming the liability of poorness with a significant determination
    Leaving his homeland, Cao Van Thang with his family moved to Van Son hamlet, Van Thanh commune, Yen Thanh district (Nghe An) to establish a career. His dream of being able to afford basic needs has come true until he received the preferential credit loan of VBSP.
  • A passionate leader of Saving and credit group 21-09-2021, 10:57 am
    A passionate leader of Saving and credit group
    (VBSP News) With a wholehearted for the poor, over 6 years, Ms. Phan Thi Cong, Leader of the Savings and Credit Group in Hon Ne Village, Ma Thanh Commune, Yen Thanh District (Nghe An province) has helped many poor households to have conditions for developing economic and escaping poverty sustainably.
  • Support A Luoi people to overcome difficulties 17-09-2021, 10:09 am
    Support A Luoi people to overcome difficulties
    (VBSP News) Through the loan fund for job creation deployed by the Transaction Office of VBSP in A Luoi district (Thua Thien - Hue), every year more than 100 workers in the area have job opportunities and increase income. In particular, during the complicated outbreak of the COVID-19 pandemic, preferential capital has supported people to remain firmly in developing family economy.
  • Overcome difficult circumstances to escape poverty sustainably 17-09-2021, 9:56 am
    Overcome difficult circumstances to escape poverty sustainably
    (VBSP News) In recent years, thanks to credit loans from VBSP branch in Do Luong district (Nghe An province), many vulnerable and disadvantaged women in a local area have confidently developed their economy, escaping from poverty sustainably. Following is a success story of a woman in Thong Nhat hamlet, Ngoc Son commune, Do Luong district, namely Dinh Thi Hue.
  • The Pride of Buoc Mu’s ethnic group 10-09-2021, 3:05 pm
    The Pride of Buoc Mu’s ethnic group
    (VBSP News) In recent years, people living in Buoc Mu, Na Ngoi village, Ky Son district (Nghe An province) have always received support from the young chief - Xong Ba Lau. Through his knowledge and experiences, Lau guides and motivates local people to breed to develop their economy, enhance their income.
  • Funding for poor farmers to change their lives 10-09-2021, 2:20 pm
    Funding for poor farmers to change their lives
    (VBSP News) From the preferential loan of VBSP, farmers in Ba Ria - Vung Tau province have developed many effective economic models such as: raising wild boar, growing orchids, grey oyster mushrooms… which contributes to creating regular jobs for thousands of workers.
  • A role model of enthusiasm for poor women 06-09-2021, 11:22 am
    A role model of enthusiasm for poor women
    (VBSP News) Over these years, Ms. Nguyen Thi Hue from hamlet 3, Hanh Lam commune, Thanh Chuong district (Nghe An province) are a woman cadre who are dedicated to working and policy credit activities. In particular, she is also a typical role model in the development of a household economy.
  • Overcome challenges due to preferential loans 23-08-2021, 3:42 pm
    Overcome challenges due to preferential loans
    (VBSP News) Ms. Nguyen Thi Duyen, a resident in hamlet 4, Son Thanh village, Yen Thanh district (Nghe An) has created a stable and happy life. Although her family has three people who have sequelae of Agent Orange, Duyen is satisfied with her life so far.
  • A man exemplified a well business base on the policy credit in the Do Luong district 16-08-2021, 9:07 am
    A man exemplified a well business base on the policy credit in the Do Luong district
    (VBSP News) Since finished high school, Cao Tien Quyen in hamlet 5, Bac Son commune, Do Luong district (Nghe An province) has intended to start a business in his hometown. As the son in a farming family, this young man is determined to raise his dream of being rich in his hometown by himself. In hamlet 5, Quyen is not only a role model of doing good business but also an energetic and enthusiastic secretary of the Youth Union, which is always enthusiastic in union activities.
  • Effectiveness of policy credit in the studious land of Quynh Luu 13-08-2021, 10:48 am
    Effectiveness of policy credit in the studious land of Quynh Luu
    (VBSP News) Quynh Luu is the northernmost district of Nghe An province, which has a tradition of studiousness for many generations. Over the years, the student loan program provided by VBSP has helped many families with financial difficulties to significantly reduces their financial burden to take good care of their children's education which contribute to human resource training for the period of industrialization and modernization of the country.
  • Van Kieu farmers escape poverty thanks to preferential loans 12-08-2021, 11:01 am
    Van Kieu farmers escape poverty thanks to preferential loans
    (VBSP News) In recent years, Van Kieu ethnic people in Truong Xuan commune, Quang Ninh district (Quang Binh province) have been granted preferential loans from VBSP’ credit programs for poor households and ethnic minority households. Borrowing households have invested in farming and animal husbandry, including raising buffaloes and planting rubber trees, thus, gradually stabilizing their lives.
  • Escape from poverty thanks to preferential credit capital 09-08-2021, 2:47 pm
    Escape from poverty thanks to preferential credit capital
    (VBSP News) Customer Dao Quang An was born and raised in Hong Linh hamlet, Hung Thanh commune, Yen Thanh district, Nghe An province. Not only was his family poor, but his parents also were died and his first brother was disabled. However, he boldly surpassed himself to do business with the hope of gradually stabilizing his life and escaping from poverty from VBSP’s preferential capital.
  • Policy credit helps people in Dai Loc district have better lives 23-07-2021, 2:44 pm
    Policy credit helps people in Dai Loc district have better lives
    (VBSP News) Over the past time, thousands of poor households and other policy beneficiaries in Dai Loc district (Quang Nam province) have been able to access preferential capital from VBSP to develop production and increase income.
  • The devotion in work of a leader 23-07-2021, 8:42 am
    The devotion in work of a leader
    (VBSP News) With 14 years served as a leader of the Savings and Credit group in Thuy Phong Village, Thanh Thuy Commune, Thanh Chuong District (Nghe An), Ms Nguyen Thi Lan is always enthusiastic and wholehearted for her work. Over the years, she has helped many poor households and other policy beneficiaries access preferential loans from VBSP for economic development.
  • VBSP Phuoc Son district effectively promotes trusted capital from the local budget 21-07-2021, 2:26 pm
    VBSP Phuoc Son district effectively promotes trusted capital from the local budget
    (VBSP News) Over the years, VBSP in Phuoc Son district (Quang Nam province) has implemented many solutions to promptly bring capital to beneficiaries in the area.
  • Escape from poverty by the policy credit capital 12-07-2021, 9:47 am
    Escape from poverty by the policy credit capital
    (VBSP News) The case of Vo Van Thanh Phuong - a resident in Nghi Thu ward, Cua Lo (Nghe An) - is a typical example of stepping out of comfort zone to escape from poverty and stabilize his life. Besides being fatherless, Thanh was listed as an especially difficult household. Thanks to his fortitude, Thanh has started his unique business and improved his life significantly.
  • Startup a business with mushroom cultivation 02-07-2021, 10:57 am
    Startup a business with mushroom cultivation
    With the background as a teacher, Doan Van Dung has used the loan of VND 50 million from VBSP to start up. Until now, his mushroom farm has become a reliable address to provide oyster mushrooms, wood ear mushrooms for restaurants, eateries and consumers in many places.
  • A devoted leader of Savings and Credit group 30-06-2021, 8:39 am
    A devoted leader of Savings and Credit group
    (VBSP News) With nearly 20 years of taking part as the leader of Savings and Credit Group in Co Tich hamlet, Dong Tinh village, Tam Duong (Vinh Phuc), Ms. Phung Thi Thuyet has significantly contributed to the management process of entrusted capitals in VBSP. The capital has created great opportunities for members to stabilize their life, as well as invest in their business.
  • Startup with gobies scorched rice 14-06-2021, 9:24 am
    Startup with gobies scorched rice
    Thanks to the capital loans by VBSP branch in Quang Ngai province and her creative, dedication, Ms. Thuong Thi Binh Uyen - a resident in An Phu hamlet, Nghia Hanh district, Quang Ngai province - has successfully started up her own business with her unique hence popular product, Tra River gobies scorched rice.
  • Muong Cha empowers youth for economic development 10-06-2021, 11:28 am
    Muong Cha empowers youth for economic development
    Thanks to preferential loans, so far youth union members in Muong Cha district (Dien Bien) have gradually improved their family's economic conditions. Many youth union members, after receiving loans, have been active, determinedly invested in production and husbandry for an income of over VND 60 million/year.
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...