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Client success stories

  • Typical example of good production and business 19-09-2022, 9:12 am
    Typical example of good production and business
    (VBSP News) In recent years, in many areas across Ba To district (Quang Ngai), there have appeared a number of diversified and effective economic development models and many examples of farmers who are dynamic, dare to think, dare to do, industrious, creative, step by step rise to get rich righteously. Mr. Pham Van Hoa in Go Ret village, Ma Nghit, Ba Cung commune is one such person.
  • Young people developed a model business of growing cantaloupe in the membrane house 19-04-2022, 9:05 am
    Young people developed a model business of growing cantaloupe in the membrane house
    (VBSP News) In order to create favourable conditions for officials, union members and young people to visit models of applying high science and technology in agricultural production, the Youth Union of Tan Bien District (Tay Ninh) has organized a visit to model of growing cantaloupe in the membrane house by Nguyen Tuan Kiet. He was born in 1989 at Trai Bi hamlet, Tan commune Phong, Tan Bien district.
  • Helping borrowers effectively use policy capita 29-03-2022, 2:24 pm
    Helping borrowers effectively use policy capita
    (VBSP News) Every month, Mr. Pham Van Khanh - Leader of the Savings and Credit Group in Tin Nghia Hamlet, Xuan Thien Commune, Thong Nhat District (Dong Nai) receives about VND 1 million. However, this is not what has kept the nearly 70-year-old man attached to the role for the past 14 years.
  • Using policy credit to escape poverty 22-03-2022, 9:30 am
    Using policy credit to escape poverty
    (VBSP News) Over these years, the movement of women escaping poverty launched by the Women's Union of Nam Dan district (Nghe An) has achieved many promising results. In which, there have been many advanced of adequately business models, which contribute to local socio-economic development. Following is a story of Dang Thi Nu in the Women's Union of Trung Can hamlet, Trung Phuc Cuong commune.
  • Communist Party of Vietnam’s 92nd founding anniversary: a dedicated party member 14-02-2022, 3:39 pm
    Communist Party of Vietnam’s 92nd founding anniversary: a dedicated party member
    (VBSP News) “Exemplary, dedicated” are words to describe Mr. Nguyen Van Minh - Head of the Veterans' Association, cell secretary and the leader of Savings and Credit Group.
  • Women enjoy business success despite challenges of the COVID-19 pandemic 18-01-2022, 3:32 pm
    Women enjoy business success despite challenges of the COVID-19 pandemic
    (VBSP News) Running a small business during the COVID-19 pandemic is a challenge for many people but it has provided a stable income for some women in the Mekong Delta city of Can Tho’s Ninh Kieu District.
  • Increasing income from planting Marigold 24-11-2021, 10:25 am
    Increasing income from planting Marigold
    (VBSP News) Trinh Thi Soc Sa Ra, a resident in Cau Tre village, Long Thoi commune, Tieu Can district (Tra Vinh), is considered as a hard-working and positive woman. Due to her dedication to plant marigold on special occasions such as Tet, Sa Ra is not only busy at that time but also increases her income.
  • Policy credit helps women take control of their lives 23-11-2021, 4:02 pm
    Policy credit helps women take control of their lives
    (VBSP News) Many rural women in remote, isolated and extremely difficult areas share the same desire to rise up and make their own lives. In particular, many people have started their businesses with VBSP’s preferential loans, gradually overcoming difficulties, confidently taking control of their lives and thriving in poor rural areas.
  • Pattern leader of Saving and Credit group 15-11-2021, 2:12 pm
    Pattern leader of Saving and Credit group
    (VBSP News) As a group leader of the Saving and credit group for over 10 years, Nguyen Thi Tan at hamlet 2, Thanh Huong commune, Thanh Chuong district (Nghe An province) is an exemplary officer. She is always dedicated to the association's work and completes the task of managing policy credit sources in her area.
  • Start up with preferential loans 12-11-2021, 4:12 pm
    Start up with preferential loans
    (VBSP News) Choosing stone blocks as a starting point for starting up a business, Nguyen Quoc Bong at An Phu village, Thanh An commune, Thanh Chuong district (Nghe An province) has created sculpture art and high-class tiling products made from stone, which enriching right in his homeland. Not only that, but he also kept the fire of passion and created stable jobs for many workers.
  • Escape poverty due to the preferential loan 08-11-2021, 2:16 pm
    Escape poverty due to the preferential loan
    (VBSP News) Thanks to the policy credit fund, an increasing number of ethnic minority groups in Quy Hop (Nghe An) have escaped poverty and stable their lives. Following is a success story of Ms. Truong Thi Dieu Linh, a resident in Tan Mung hamlet, Tam Hop commune, Quy Hop district, who has overcome difficulties and escaped poverty.
  • An exemplary leader in implementing the preferential credit 27-10-2021, 10:15 am
    An exemplary leader in implementing the preferential credit
    (VBSP News) Farmers' Association in Phuoc Dong commune, Go Dau town (Tay Ninh) is managing 13 savings and credit groups, with 497 active borrowers, with total outstanding loans of VND 11,086 billion. The groups strictly followed the credit process of VBSP, in which, the most notable was the Savings and Credit group in Cay Trac Hamlet, led by Duong Van Rum (born in 1964).
  • A supportive leader in Ta Can Ho 22-10-2021, 9:04 am
    A supportive leader in Ta Can Ho
    (VBSP News) Hoang Seo Senh is a resident in Ta Can Ho village, Quan Ho Than commune, Si Ma Cai (Lao Cai). He has been playing the role of the leader of the Saving and Credit Group for 6 years and gaining the support of local people. Despite the VND 1 million allowances only, Mr. Senh is always dedicated to his work, supports people to approach the loan capital, guides them to use the loan effectively.
  • A conscientious leader of Savings and Credit Group 08-10-2021, 2:42 pm
    A conscientious leader of Savings and Credit Group
    (VBSP News) Participated as a leader of the Savings and Credit Group for 10 years, Nguyen Thi Ly, a resident in group 7, Thuy Luong ward, Huong Thuy commune (Thua Thien Hue) has become a "concrete bridge” between VBSP and local people.
  • Accompanying young women's entrepreneurial dreams 29-09-2021, 10:36 am
    Accompanying young women's entrepreneurial dreams
    (VBSP News) Thanks to a loan of VND 20 million from the VBSP in Nghia Hanh district (Quang Ngai), Ms. Nguyen Thi Phuong from Dai An Dong 2 village, Hanh Thuan commune has successfully started a business by opening a children's clothing workshop.
  • Overcoming the liability of poorness with a significant determination 22-09-2021, 10:32 am
    Overcoming the liability of poorness with a significant determination
    Leaving his homeland, Cao Van Thang with his family moved to Van Son hamlet, Van Thanh commune, Yen Thanh district (Nghe An) to establish a career. His dream of being able to afford basic needs has come true until he received the preferential credit loan of VBSP.
  • A passionate leader of Saving and credit group 21-09-2021, 10:57 am
    A passionate leader of Saving and credit group
    (VBSP News) With a wholehearted for the poor, over 6 years, Ms. Phan Thi Cong, Leader of the Savings and Credit Group in Hon Ne Village, Ma Thanh Commune, Yen Thanh District (Nghe An province) has helped many poor households to have conditions for developing economic and escaping poverty sustainably.
  • Support A Luoi people to overcome difficulties 17-09-2021, 10:09 am
    Support A Luoi people to overcome difficulties
    (VBSP News) Through the loan fund for job creation deployed by the Transaction Office of VBSP in A Luoi district (Thua Thien - Hue), every year more than 100 workers in the area have job opportunities and increase income. In particular, during the complicated outbreak of the COVID-19 pandemic, preferential capital has supported people to remain firmly in developing family economy.
  • Overcome difficult circumstances to escape poverty sustainably 17-09-2021, 9:56 am
    Overcome difficult circumstances to escape poverty sustainably
    (VBSP News) In recent years, thanks to credit loans from VBSP branch in Do Luong district (Nghe An province), many vulnerable and disadvantaged women in a local area have confidently developed their economy, escaping from poverty sustainably. Following is a success story of a woman in Thong Nhat hamlet, Ngoc Son commune, Do Luong district, namely Dinh Thi Hue.
  • The Pride of Buoc Mu’s ethnic group 10-09-2021, 3:05 pm
    The Pride of Buoc Mu’s ethnic group
    (VBSP News) In recent years, people living in Buoc Mu, Na Ngoi village, Ky Son district (Nghe An province) have always received support from the young chief - Xong Ba Lau. Through his knowledge and experiences, Lau guides and motivates local people to breed to develop their economy, enhance their income.
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LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...