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Client success stories

  • The dedicated leader of Savings and Credit Group 29-06-2020, 3:44 pm
    The dedicated leader of Savings and Credit Group
    (VBSP News) After nearly 10 years working with VBSP as a Savings and Credit group leader under Women’s Union in Phu Kim commune, Thach That district (Hanoi), Ms. Do Thi Phuong has made great efforts to well manage social policy credit in the area.
  • Female bricklayer and group leader 23-06-2020, 4:16 pm
    Female bricklayer and group leader
    (VBSP News) Ms Đinh Thị Kem is a 42 year old, Hre woman who is in charge of a savings and credit group of 54 members with a loan balance worth VND 1.9 billion. She currently lives with her husband and two children in the outskirt hamlet of mountainous town of An Lão of Bình Định coastal province.
  • VBSP client success stories 08-04-2020, 8:33 am
    VBSP client success stories
    Since establishment, VBSP has defined the most essential targets are sustainable poverty alleviation and living quality improvement. Over 17 years of operation, VBSP has helped 36.5 million turns of the poor and other disadvantaged groups access inclusive finance services.
  • Having a better life thanks to VBSP inclusive finance 02-03-2020, 4:15 pm
    Having a better life thanks to VBSP inclusive finance
    (VBSP News) After many times failing to become migrant workers, Mr. Vu Duc Anh, born in 1990 in Tan Thang village, Tu Thinh commune, Son Duong district, Tuyen Quang province decided to stay in his hometown to develop economy and get enrich by himself.
  • A successful customer story in De Sua village 17-02-2020, 2:40 pm
    A successful customer story in De Sua village
    Thanks to inclusive financial loans from VBSP and the innovation in running business, from a poor household, after 3 years, a H’mong farmer living in De Sua village, Mu Cang Chai district, Cao Bang province - Sung A Khua escaped from poverty. Since 2017, his family is the one of the highest income households in the neighbors.
  • Getting rich from VBSP’s inclusive finance 04-02-2020, 10:51 am
    Getting rich from VBSP’s inclusive finance
  • An exemplary leader of Savings and Credit Group 10-01-2020, 5:02 pm
    An exemplary leader of Savings and Credit Group
    (VBSP News) No overdue debt, outstanding interest or ghost borrowings are criteria that Savings and Credit Group (SCG) in Ea T'ling town, Cu Jut district (Dak Nong province) has achieved for years. Ms. H’Jer, the leader of the Savings and Credit Group contributed greatly to this result.
  • Students access inclusive finance for education 16-12-2019, 9:35 am
    Students access inclusive finance for education
    (VBSP News) Nearly 16,000 disadvantaged students in the Cửu Long (Mekong) Delta province of Long An over the past five years have received soft loans worth a total of VNĐ420 billion (US$18 million) from the Việt Nam Bank for Social Policies (VBSP).
  • The contribution of a veteran, a VBSP loan borrower in inclusive financial activities 11-12-2019, 10:04 am
    The contribution of a veteran, a VBSP loan borrower  in inclusive financial activities
    (VBSP News) Mr. Luong Dinh Thang, living in Bac Son, a mountainous district of Lang Son province, is a Leader of Savings and Credit Group – who is also a hero of Na Nhi village people that helps them to access VBSP’s inclusive financial services and is a successful example of loan usage.
  • The journey of escaping from poverty 19-11-2019, 9:15 am
    The journey of escaping from poverty
    (VBSP News) Up to now, Mr. Pang Ting Y Thuot still regards his efforts to escape from poverty as a dream and that dream is motivating him to get rich and become a useful person in the community.
  • Improve livelihood from access to inclusive finance services 30-10-2019, 3:52 pm
    Improve livelihood from access to inclusive finance services
    (VBSP News) Mrs. Trieu Thi Nga’s family of Dao ethnic group in Na Quang village, Nong Ha commune, Cho Moi district (Bac Kan) boldly borrowed VND 187 million from VBSP to raise animals, plant trees and raise 3 children to attend university. After 10 years, her family’s life changed completely.
  • Livelihood improvement from VBSP's credit 17-09-2019, 3:25 pm
    Livelihood improvement from VBSP's credit
    (VBSP News) Thanks to raising pigs by natural food such as corn, duckweed, banana trunk, Mr. Lo Van Hinh (born in 1974, Thai people) living at the La Muong border, Sop Cop commune, Sop Cop district (Son La province) earned a profit of VND 100 million each year.
  • Escaping from poverty thanks to preferential capital 04-09-2019, 4:56 pm
    Escaping from poverty thanks to preferential capital
    (VBSP News) During the journey of accompanying and implementing preferential credit programs in Anh Son district (Nghe An), many disadvantaged people were supported by the State’s preferential capital for production and business. Therefore, many households have had a stable life, some of which have even become rich. Ms. Nguyen Thi Phuong in village 10, Phuc Son commune, Anh Son district is an example of overcoming difficulties, which is admired by many people.
  • A typical Group Leader in Dak Nong province 26-07-2019, 10:49 am
    A typical Group Leader in Dak Nong province
    (VBSP News) No overdue debt, outstanding interest or borrowing for other people are criteria that Savings and Credit group of Village 2, Dak Som commune, Dak Glong district (Dak Nong province) have achieved for many years. Ms. H’Giang - Head of this group contributed greatly to this result.
  • Having capital to plant Ginseng, Tu Mo Rong people escape from poverty 25-06-2019, 4:27 pm
    Having capital to plant Ginseng, Tu Mo Rong people escape from poverty
    In recent years, VBSP Tu Mo Rong district (Kon Tum) has disbursed loan timely for poor households and policy beneficiaries, contributing positively to local poverty reduction.
  • Small capital gains great momentum 24-06-2019, 11:33 am
    Small capital gains great momentum
    Despite working hard, many farmers in Sa De Phin commune, Sin Ho district (Lai Chau) cannot escape poverty due to lack of capital, knowledge of caring and disease prevention for plants and animals. In response to this fact, the Commune Farmers' Union has helped its members to access entrusted loans and transfer science and technology to the people.
  • NAM DAN: Take advantage of policy credit for new rural development 18-06-2019, 4:08 pm
    NAM DAN: Take advantage of policy credit for new rural development
    Despite being famous for being a land of “Talented people and sarced land” with cultural quintessences, full of famous monuments, landscapes and people, the homeland of President Ho Chi Minh, it is not easy for Nam Dan to conduct new rural development as consequences of Laos wind and frequent floods in September and October each year. Therefore, policy credit flow on the land of Nam Dan - Nghe An has become an important driving force to support the most vunerable people with the opportunity to immerse themselves in the general economic development of the district, bringing Nam Dan to become a new rural district in 2018 and get a dream to complete the criteria of a typical new rural district in 2020.
  • Tourism is developed thanks to the Job Creation Program 13-06-2019, 3:51 pm
    Tourism is developed thanks to the Job Creation Program
    (VBSP News) Thanks to the attention and guidance of city leaders and local efforts, tourism in Cai Rang district (Can Tho city) has been developed and attractedboth domestic and foreign tourists. Besides, preferential loans from VBSP have provided significant support for those tourism business projects.
  • Savings help poor households feel secured to get credit 21-05-2019, 4:39 pm
    Savings help poor households feel secured to get credit
    Along with timely implementation of preferential credit policies of the Government, VBSP Quang Binh district (Ha Giang) is also a leader in mobilizing savings deposits through Savings and Credit groups.
  • Efforts to escape from poverty of ethnic minority women 14-05-2019, 11:52 am
    Efforts to escape from poverty of ethnic minority women
    (VBSP News) “In poverty, poverty of knowledgeis the most feared! In the lost, the most frightening is the loss of faith!” these are the lessons learned in the fight against poverty of ethnic minority women.
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...