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Client success stories

  • Startup with gobies scorched rice 14-06-2021, 9:24 am
    Startup with gobies scorched rice
    Thanks to the capital loans by VBSP branch in Quang Ngai province and her creative, dedication, Ms. Thuong Thi Binh Uyen - a resident in An Phu hamlet, Nghia Hanh district, Quang Ngai province - has successfully started up her own business with her unique hence popular product, Tra River gobies scorched rice.
  • Muong Cha empowers youth for economic development 10-06-2021, 11:28 am
    Muong Cha empowers youth for economic development
    Thanks to preferential loans, so far youth union members in Muong Cha district (Dien Bien) have gradually improved their family's economic conditions. Many youth union members, after receiving loans, have been active, determinedly invested in production and husbandry for an income of over VND 60 million/year.
  • Policy capital helps veterans get rich 09-06-2021, 2:57 pm
    Policy capital helps veterans get rich
    Understanding conditions and needs of its members, the Cao Bang Veterans Association has implemented many solutions to effectively manage entrusted loans from VBSP. The Association has timely supported many members who are poor households, near-poor households and other policy beneficiaries to have capital for investment in production and business development to get rich.
  • The dedicated leader of Savings and Credit Group 31-05-2021, 10:30 am
    The dedicated leader of Savings and Credit Group
    (VBSP News) As a leader of the Savings and Credit group in Cao hamlet, Lam Hoa commune, Tuyen Hoa district (Quang Binh), Pham Thi Lam has always dedicated to her work for 14 years. During that time, Lam has helped poor households and other policy beneficiaries to approach the credit schemes, launched by VBSP to escape from the poor.
  • VBSP supports people to escape from poverty 06-05-2021, 4:00 pm
    VBSP supports people to escape from poverty
    (VBSP News) Xin Man is one of the difficult districts of Ha Giang province, to bring Resolution 05 of the Provincial Party Executive Committee on renovating the garden, developing household garden economy, creating livelihoods for people and sustainable poverty reduction for the period 2021 - 2025 into life, capital is the most difficult thing. The district VBSP has supported people with valuable capital according to Resolution 58 of the Provincial People's Council on specific policies to support the development of the local garden economy, so that people can have livelihoods to improve wasteland, develop commodity-oriented agricultural production right on their own land.
  • Life stabilization thanks to policy budget 05-05-2021, 11:04 am
    Life stabilization thanks to policy budget
    Base on accessing to preferential loans from VBSP and his committed struggle against, Mr. Lam Nghiem at Cai Gia hamlet, Hung Hoi commune, Vinh Loi district has settled down his life and escaped poverty sustainably
  • Khmer woman prospers thanks to pomelo business 22-03-2021, 3:36 pm
    Khmer woman prospers thanks to pomelo business
    (VBSP News) A Khmer woman in the Mekong Delta province of Kien Giang has started a successful pomelo-growing business. Thanks to a loan from the Government's project to support women to start businesses, Danh Thi Kim Anh in Phuoc Ninh Hamlet, Mong Tho B Commune of Chau Thanh District invested in growing green-skin andpink-flesh pomelos and earns hundreds of millions dong profit every year.
  • VBSP’s loans enable Ben Tre's rural households to escape from poverty 15-03-2021, 3:56 pm
    VBSP’s loans enable Ben Tre's rural households to escape from poverty
    (VBSP News) Customer Pham Thi Ngoc Loan feels grateful for VBSP’s loans that have helped her have a better life and be able to help others.
  • A leader dedicated to the credit scheme 24-02-2021, 10:11 am
    A leader dedicated to the credit scheme
    (VBSP News) In spite of the age, Mrs. La Thi Ngoc Thuy - the leader of Savings and Credit Group 6 in Tam Thanh province, Lang Son city still dedicated and committed to her work. She plays as a concrete bridge, supporting poor people to approach the fund to invest in manufacturing business, hence improving their life.
  • The operated effectively under the guidance of a dedicated leader 25-01-2021, 2:13 pm
    The operated effectively under the guidance of a dedicated leader
    (VBSP News) As the leader of the farmer association and also served concurrently as the leader of the Savings and Credit Group in Tien Thuan Village, Tay Thuan Commune, Tay Son District (Binh Dinh), Ms. Tran Thi Kim Loan always gaining experience from her colleagues to improve her work quality of creating jobs for local workers.
  • The devoted leader on the work 20-01-2021, 11:20 am
    The devoted leader on the work
    (VBSP News) Enthusiastic and trustworthy are characteristics used to describe Phung Van Lanh - leader of Savings and Loan Group in Long Tho Hamlet, Long Hoa Commune, Dau Tieng District (Binh Duong). Over the years, he has supported lots of poor households and other policy beneficiaries to have opportunities for improving economics and life standard by the credit policies programs.
  • A leader of Saving and Credit group played a prominent part in VBSP operation system 16-12-2020, 10:56 am
    A leader of Saving and Credit group played a prominent part in VBSP operation system
    (VBSP News) There are 12 Savings and Credit Groups at Truong Son village, Quang Ninh district (Quang Binh province), which played as "the bridges" between the VBSP branch in Quang Ninh and the poor households as well as other policy-based beneficiaries. Following is a typical example of Nguyen Thi Nga, who is one of the leaders of the Savings and Credits group of Cay Su village.
  • A conscientious leader of Savings and Credit group 30-11-2020, 2:55 pm
    A conscientious leader of Savings and Credit group
    (VBSP News) Thach Thi Dung at Tra Quyt B hamlet, Thuan Hoa village, Chau Thanh district (Soc Trang) has been working as a leader of Savings and Credit Group, which is managed by Thuan Hoa's Woman Union. She always dedicates her work, as well as being a typical example of poverty escape and improving livelihood better.
  • The dedicated leader of Savings and Credit group 27-11-2020, 4:37 pm
    The dedicated leader of Savings and Credit group
    (VBSP News) In July 2020, Hoang Thi Bich, leader of Savings and Credit Group of Quy Xa village, Yen Binh communes, Huu Lung province (Lang Son), is honoured to receive a commendation of Minister and Chairman of Committee for Ethnic Affairs due to her dedication to implementing Directive No. 40-CT/TW, dated November 22, 2014, on enhancing the Party’s leadership over credit for social policy beneficiaries, promulgated by Party Central Committee’s Secretariat. To have this honour, she has always committed to work, play as a concrete bridge between VBSP and poor household and other policy-based beneficiaries.
  • VBSP's loan as a leverage to improve livelihood better 19-11-2020, 4:03 pm
    VBSP's loan as a leverage to improve livelihood better
    (VBSP News) With the help of the VBSP loan, Dinh Thi Mao, living in group 3, Lien Son Farm town, Van Chan district,Yen Bai province has improved her livelihood from tea farming.
  • Escaping from poverty thanks to VBSP’s loans 18-11-2020, 10:06 am
    Escaping from poverty thanks to VBSP’s loans
    (VBSP News) From the job creation lending program of VBSP, many households in Mang Yang district (Gia Lai province) can develop their economy and get out of poverty. From the beginning of 2020 up to now, 8,290 households in Mang Yang district are borrowed loans with total outstanding loans of VND 273.5 billion; in which, outstanding loans for newly escaped from poverty households, near poor households, job creation program and production and business households in extremely disadvantaged areas are VND 4.3 billion, VND 13.2 billion, VND 3.6 billion and VND 8.7 billion respectively.
  • Ethnic minority women escape from poverty – successful customer story from VBSP 16-11-2020, 3:44 pm
    Ethnic minority women escape from poverty – successful customer story from VBSP
    (VBSP News) The financial service by VBSP has helped Vinh Quang commune, Kon Tum province further develop and impact positively on the lives of farmers in this area. Following is a successful story of the ethnic female customer, namely Y Trit.
  • Effectiveness of the social policy credit 19-08-2020, 11:28 am
    Effectiveness of the social policy credit
    (VBSP News) In the New Year of Cham ethnic people, officers from VBSP’s Ninh Phuoc District visited Mr. Luu Quang Bong's house. The better life made his family happy to welcome the credit officers who have helped his family to escape from poverty sustainably.
  • Escape from poverty thanks to VBSP’s loans 19-08-2020, 11:01 am
    Escape from poverty thanks to VBSP’s loans
    (VBSP News) Mr. Giang A Sinh's family in Che Tao commune escaped from poverty thanks to VBSP’s loans.
  • Ex-prisoners restart their lives thanks to VBSP’s loans 19-08-2020, 10:17 am
    Ex-prisoners restart their lives thanks to VBSP’s loans
    (VBSP News) Lê Văn Sỹ from Thanh Liêm District, Hà Nam Province, feels happier with his life after being released from prison a few years ago.
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...