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Client success stories

  • Increasing income from planting Marigold 24-11-2021, 10:25 am
    Increasing income from planting Marigold
    (VBSP News) Trinh Thi Soc Sa Ra, a resident in Cau Tre village, Long Thoi commune, Tieu Can district (Tra Vinh), is considered as a hard-working and positive woman. Due to her dedication to plant marigold on special occasions such as Tet, Sa Ra is not only busy at that time but also increases her income.
  • Policy credit helps women take control of their lives 23-11-2021, 4:02 pm
    Policy credit helps women take control of their lives
    (VBSP News) Many rural women in remote, isolated and extremely difficult areas share the same desire to rise up and make their own lives. In particular, many people have started their businesses with VBSP’s preferential loans, gradually overcoming difficulties, confidently taking control of their lives and thriving in poor rural areas.
  • Pattern leader of Saving and Credit group 15-11-2021, 2:12 pm
    Pattern leader of Saving and Credit group
    (VBSP News) As a group leader of the Saving and credit group for over 10 years, Nguyen Thi Tan at hamlet 2, Thanh Huong commune, Thanh Chuong district (Nghe An province) is an exemplary officer. She is always dedicated to the association's work and completes the task of managing policy credit sources in her area.
  • Start up with preferential loans 12-11-2021, 4:12 pm
    Start up with preferential loans
    (VBSP News) Choosing stone blocks as a starting point for starting up a business, Nguyen Quoc Bong at An Phu village, Thanh An commune, Thanh Chuong district (Nghe An province) has created sculpture art and high-class tiling products made from stone, which enriching right in his homeland. Not only that, but he also kept the fire of passion and created stable jobs for many workers.
  • Escape poverty due to the preferential loan 08-11-2021, 2:16 pm
    Escape poverty due to the preferential loan
    (VBSP News) Thanks to the policy credit fund, an increasing number of ethnic minority groups in Quy Hop (Nghe An) have escaped poverty and stable their lives. Following is a success story of Ms. Truong Thi Dieu Linh, a resident in Tan Mung hamlet, Tam Hop commune, Quy Hop district, who has overcome difficulties and escaped poverty.
  • An exemplary leader in implementing the preferential credit 27-10-2021, 10:15 am
    An exemplary leader in implementing the preferential credit
    (VBSP News) Farmers' Association in Phuoc Dong commune, Go Dau town (Tay Ninh) is managing 13 savings and credit groups, with 497 active borrowers, with total outstanding loans of VND 11,086 billion. The groups strictly followed the credit process of VBSP, in which, the most notable was the Savings and Credit group in Cay Trac Hamlet, led by Duong Van Rum (born in 1964).
  • A supportive leader in Ta Can Ho 22-10-2021, 9:04 am
    A supportive leader in Ta Can Ho
    (VBSP News) Hoang Seo Senh is a resident in Ta Can Ho village, Quan Ho Than commune, Si Ma Cai (Lao Cai). He has been playing the role of the leader of the Saving and Credit Group for 6 years and gaining the support of local people. Despite the VND 1 million allowances only, Mr. Senh is always dedicated to his work, supports people to approach the loan capital, guides them to use the loan effectively.
  • A conscientious leader of Savings and Credit Group 08-10-2021, 2:42 pm
    A conscientious leader of Savings and Credit Group
    (VBSP News) Participated as a leader of the Savings and Credit Group for 10 years, Nguyen Thi Ly, a resident in group 7, Thuy Luong ward, Huong Thuy commune (Thua Thien Hue) has become a "concrete bridge” between VBSP and local people.
  • Accompanying young women's entrepreneurial dreams 29-09-2021, 10:36 am
    Accompanying young women's entrepreneurial dreams
    (VBSP News) Thanks to a loan of VND 20 million from the VBSP in Nghia Hanh district (Quang Ngai), Ms. Nguyen Thi Phuong from Dai An Dong 2 village, Hanh Thuan commune has successfully started a business by opening a children's clothing workshop.
  • Overcoming the liability of poorness with a significant determination 22-09-2021, 10:32 am
    Overcoming the liability of poorness with a significant determination
    Leaving his homeland, Cao Van Thang with his family moved to Van Son hamlet, Van Thanh commune, Yen Thanh district (Nghe An) to establish a career. His dream of being able to afford basic needs has come true until he received the preferential credit loan of VBSP.
  • A passionate leader of Saving and credit group 21-09-2021, 10:57 am
    A passionate leader of Saving and credit group
    (VBSP News) With a wholehearted for the poor, over 6 years, Ms. Phan Thi Cong, Leader of the Savings and Credit Group in Hon Ne Village, Ma Thanh Commune, Yen Thanh District (Nghe An province) has helped many poor households to have conditions for developing economic and escaping poverty sustainably.
  • Support A Luoi people to overcome difficulties 17-09-2021, 10:09 am
    Support A Luoi people to overcome difficulties
    (VBSP News) Through the loan fund for job creation deployed by the Transaction Office of VBSP in A Luoi district (Thua Thien - Hue), every year more than 100 workers in the area have job opportunities and increase income. In particular, during the complicated outbreak of the COVID-19 pandemic, preferential capital has supported people to remain firmly in developing family economy.
  • Overcome difficult circumstances to escape poverty sustainably 17-09-2021, 9:56 am
    Overcome difficult circumstances to escape poverty sustainably
    (VBSP News) In recent years, thanks to credit loans from VBSP branch in Do Luong district (Nghe An province), many vulnerable and disadvantaged women in a local area have confidently developed their economy, escaping from poverty sustainably. Following is a success story of a woman in Thong Nhat hamlet, Ngoc Son commune, Do Luong district, namely Dinh Thi Hue.
  • The Pride of Buoc Mu’s ethnic group 10-09-2021, 3:05 pm
    The Pride of Buoc Mu’s ethnic group
    (VBSP News) In recent years, people living in Buoc Mu, Na Ngoi village, Ky Son district (Nghe An province) have always received support from the young chief - Xong Ba Lau. Through his knowledge and experiences, Lau guides and motivates local people to breed to develop their economy, enhance their income.
  • Funding for poor farmers to change their lives 10-09-2021, 2:20 pm
    Funding for poor farmers to change their lives
    (VBSP News) From the preferential loan of VBSP, farmers in Ba Ria - Vung Tau province have developed many effective economic models such as: raising wild boar, growing orchids, grey oyster mushrooms… which contributes to creating regular jobs for thousands of workers.
  • A role model of enthusiasm for poor women 06-09-2021, 11:22 am
    A role model of enthusiasm for poor women
    (VBSP News) Over these years, Ms. Nguyen Thi Hue from hamlet 3, Hanh Lam commune, Thanh Chuong district (Nghe An province) are a woman cadre who are dedicated to working and policy credit activities. In particular, she is also a typical role model in the development of a household economy.
  • Overcome challenges due to preferential loans 23-08-2021, 3:42 pm
    Overcome challenges due to preferential loans
    (VBSP News) Ms. Nguyen Thi Duyen, a resident in hamlet 4, Son Thanh village, Yen Thanh district (Nghe An) has created a stable and happy life. Although her family has three people who have sequelae of Agent Orange, Duyen is satisfied with her life so far.
  • A man exemplified a well business base on the policy credit in the Do Luong district 16-08-2021, 9:07 am
    A man exemplified a well business base on the policy credit in the Do Luong district
    (VBSP News) Since finished high school, Cao Tien Quyen in hamlet 5, Bac Son commune, Do Luong district (Nghe An province) has intended to start a business in his hometown. As the son in a farming family, this young man is determined to raise his dream of being rich in his hometown by himself. In hamlet 5, Quyen is not only a role model of doing good business but also an energetic and enthusiastic secretary of the Youth Union, which is always enthusiastic in union activities.
  • Effectiveness of policy credit in the studious land of Quynh Luu 13-08-2021, 10:48 am
    Effectiveness of policy credit in the studious land of Quynh Luu
    (VBSP News) Quynh Luu is the northernmost district of Nghe An province, which has a tradition of studiousness for many generations. Over the years, the student loan program provided by VBSP has helped many families with financial difficulties to significantly reduces their financial burden to take good care of their children's education which contribute to human resource training for the period of industrialization and modernization of the country.
  • Van Kieu farmers escape poverty thanks to preferential loans 12-08-2021, 11:01 am
    Van Kieu farmers escape poverty thanks to preferential loans
    (VBSP News) In recent years, Van Kieu ethnic people in Truong Xuan commune, Quang Ninh district (Quang Binh province) have been granted preferential loans from VBSP’ credit programs for poor households and ethnic minority households. Borrowing households have invested in farming and animal husbandry, including raising buffaloes and planting rubber trees, thus, gradually stabilizing their lives.
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...