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Client success stories

  • A leader of Saving and Credit group played a prominent part in VBSP operation system 16-12-2020, 10:56 am
    A leader of Saving and Credit group played a prominent part in VBSP operation system
    (VBSP News) There are 12 Savings and Credit Groups at Truong Son village, Quang Ninh district (Quang Binh province), which played as "the bridges" between the VBSP branch in Quang Ninh and the poor households as well as other policy-based beneficiaries. Following is a typical example of Nguyen Thi Nga, who is one of the leaders of the Savings and Credits group of Cay Su village.
  • A conscientious leader of Savings and Credit group 30-11-2020, 2:55 pm
    A conscientious leader of Savings and Credit group
    (VBSP News) Thach Thi Dung at Tra Quyt B hamlet, Thuan Hoa village, Chau Thanh district (Soc Trang) has been working as a leader of Savings and Credit Group, which is managed by Thuan Hoa's Woman Union. She always dedicates her work, as well as being a typical example of poverty escape and improving livelihood better.
  • The dedicated leader of Savings and Credit group 27-11-2020, 4:37 pm
    The dedicated leader of Savings and Credit group
    (VBSP News) In July 2020, Hoang Thi Bich, leader of Savings and Credit Group of Quy Xa village, Yen Binh communes, Huu Lung province (Lang Son), is honoured to receive a commendation of Minister and Chairman of Committee for Ethnic Affairs due to her dedication to implementing Directive No. 40-CT/TW, dated November 22, 2014, on enhancing the Party’s leadership over credit for social policy beneficiaries, promulgated by Party Central Committee’s Secretariat. To have this honour, she has always committed to work, play as a concrete bridge between VBSP and poor household and other policy-based beneficiaries.
  • VBSP's loan as a leverage to improve livelihood better 19-11-2020, 4:03 pm
    VBSP's loan as a leverage to improve livelihood better
    (VBSP News) With the help of the VBSP loan, Dinh Thi Mao, living in group 3, Lien Son Farm town, Van Chan district,Yen Bai province has improved her livelihood from tea farming.
  • Escaping from poverty thanks to VBSP’s loans 18-11-2020, 10:06 am
    Escaping from poverty thanks to VBSP’s loans
    (VBSP News) From the job creation lending program of VBSP, many households in Mang Yang district (Gia Lai province) can develop their economy and get out of poverty. From the beginning of 2020 up to now, 8,290 households in Mang Yang district are borrowed loans with total outstanding loans of VND 273.5 billion; in which, outstanding loans for newly escaped from poverty households, near poor households, job creation program and production and business households in extremely disadvantaged areas are VND 4.3 billion, VND 13.2 billion, VND 3.6 billion and VND 8.7 billion respectively.
  • Ethnic minority women escape from poverty – successful customer story from VBSP 16-11-2020, 3:44 pm
    Ethnic minority women escape from poverty – successful customer story from VBSP
    (VBSP News) The financial service by VBSP has helped Vinh Quang commune, Kon Tum province further develop and impact positively on the lives of farmers in this area. Following is a successful story of the ethnic female customer, namely Y Trit.
  • Effectiveness of the social policy credit 19-08-2020, 11:28 am
    Effectiveness of the social policy credit
    (VBSP News) In the New Year of Cham ethnic people, officers from VBSP’s Ninh Phuoc District visited Mr. Luu Quang Bong's house. The better life made his family happy to welcome the credit officers who have helped his family to escape from poverty sustainably.
  • Escape from poverty thanks to VBSP’s loans 19-08-2020, 11:01 am
    Escape from poverty thanks to VBSP’s loans
    (VBSP News) Mr. Giang A Sinh's family in Che Tao commune escaped from poverty thanks to VBSP’s loans.
  • Ex-prisoners restart their lives thanks to VBSP’s loans 19-08-2020, 10:17 am
    Ex-prisoners restart their lives thanks to VBSP’s loans
    (VBSP News) Lê Văn Sỹ from Thanh Liêm District, Hà Nam Province, feels happier with his life after being released from prison a few years ago.
  • The dedicated leader of Savings and Credit Group 29-06-2020, 3:44 pm
    The dedicated leader of Savings and Credit Group
    (VBSP News) After nearly 10 years working with VBSP as a Savings and Credit group leader under Women’s Union in Phu Kim commune, Thach That district (Hanoi), Ms. Do Thi Phuong has made great efforts to well manage social policy credit in the area.
  • Female bricklayer and group leader 23-06-2020, 4:16 pm
    Female bricklayer and group leader
    (VBSP News) Ms Đinh Thị Kem is a 42 year old, Hre woman who is in charge of a savings and credit group of 54 members with a loan balance worth VND 1.9 billion. She currently lives with her husband and two children in the outskirt hamlet of mountainous town of An Lão of Bình Định coastal province.
  • VBSP client success stories 08-04-2020, 8:33 am
    VBSP client success stories
    Since establishment, VBSP has defined the most essential targets are sustainable poverty alleviation and living quality improvement. Over 17 years of operation, VBSP has helped 36.5 million turns of the poor and other disadvantaged groups access inclusive finance services.
  • Having a better life thanks to VBSP inclusive finance 02-03-2020, 4:15 pm
    Having a better life thanks to VBSP inclusive finance
    (VBSP News) After many times failing to become migrant workers, Mr. Vu Duc Anh, born in 1990 in Tan Thang village, Tu Thinh commune, Son Duong district, Tuyen Quang province decided to stay in his hometown to develop economy and get enrich by himself.
  • A successful customer story in De Sua village 17-02-2020, 2:40 pm
    A successful customer story in De Sua village
    Thanks to inclusive financial loans from VBSP and the innovation in running business, from a poor household, after 3 years, a H’mong farmer living in De Sua village, Mu Cang Chai district, Cao Bang province - Sung A Khua escaped from poverty. Since 2017, his family is the one of the highest income households in the neighbors.
  • Getting rich from VBSP’s inclusive finance 04-02-2020, 10:51 am
    Getting rich from VBSP’s inclusive finance
    (VBSP News) 13 years ago, the Mong people in Thuy Loa commune (Na Hang district) resettled in Tien Toc hamlet, Binh An commune, Lam Binh district (Tuyen Quang province). Thanks to having invested in raising buffaloes and planting sugarcane, the life of people there is becoming better.
  • An exemplary leader of Savings and Credit Group 10-01-2020, 5:02 pm
    An exemplary leader of Savings and Credit Group
    (VBSP News) No overdue debt, outstanding interest or ghost borrowings are criteria that Savings and Credit Group (SCG) in Ea T'ling town, Cu Jut district (Dak Nong province) has achieved for years. Ms. H’Jer, the leader of the Savings and Credit Group contributed greatly to this result.
  • Students access inclusive finance for education 16-12-2019, 9:35 am
    Students access inclusive finance for education
    (VBSP News) Nearly 16,000 disadvantaged students in the Cửu Long (Mekong) Delta province of Long An over the past five years have received soft loans worth a total of VNĐ420 billion (US$18 million) from the Việt Nam Bank for Social Policies (VBSP).
  • The contribution of a veteran, a VBSP loan borrower in inclusive financial activities 11-12-2019, 10:04 am
    The contribution of a veteran, a VBSP loan borrower  in inclusive financial activities
    (VBSP News) Mr. Luong Dinh Thang, living in Bac Son, a mountainous district of Lang Son province, is a Leader of Savings and Credit Group – who is also a hero of Na Nhi village people that helps them to access VBSP’s inclusive financial services and is a successful example of loan usage.
  • The journey of escaping from poverty 19-11-2019, 9:15 am
    The journey of escaping from poverty
    (VBSP News) Up to now, Mr. Pang Ting Y Thuot still regards his efforts to escape from poverty as a dream and that dream is motivating him to get rich and become a useful person in the community.
  • Improve livelihood from access to inclusive finance services 30-10-2019, 3:52 pm
    Improve livelihood from access to inclusive finance services
    (VBSP News) Mrs. Trieu Thi Nga’s family of Dao ethnic group in Na Quang village, Nong Ha commune, Cho Moi district (Bac Kan) boldly borrowed VND 187 million from VBSP to raise animals, plant trees and raise 3 children to attend university. After 10 years, her family’s life changed completely.
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...