VISITORS

Mission

The Vietnam Bank for Social Policies (VBSP) is a government-owned bank that was established to provide financial products and services to the last-mile population in Vietnam. The bank is also mandated to increase financial inclusion, promote microfinance and implement other programs for “poverty reduction and social stability”.

VBSP contributes to:

Provide microfinance to the poor and policy beneficiaries
Reduce poverty sustainably inVietnam
Remain social stability
Protect environment.

PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households
Lending to poor households	6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008	3,3%/year
Near Poor Households
Lending to near poor households	7,92%/year
Students
Lending to disadvantaged students	6,6%/year
People in need of loans for job creation
Lending to business establishments owned by war invalids and handicapped persons	3,3%/year
Others...

DEPOSIT INTEREST RATE

Term	Deposit Rate
Overnight	3,04%/year
1 week	3,23%/year
2 week	3,5%/year
Others...