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DEPOSIT INTEREST RATE

Unit: % per annum

Deposit Term

Maximum Interest Rate Applicable to Individuals

Maximum Interest Rate Applicable to Organizations

At the Head Office and VBSP transaction offices

Online via the VBSP SmartBanking application

Non-term and term deposits under 01 month

0.2

0.2

0.2

01-month term

2.6

3.2

2.6

02-month term

2.6

3.2

2.6

From 03 months to under 06 months

2.9

3.7

2.9

From 06 months to under 09 months

4.0

5.7

3.9

From 09 months to under 12 months

4.0

5.7

3.9

From 12 months to under 24 months

5.9

6.1

5.0

From 24 months and above

6.0

6.7

5.0

 

 

 

 

PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households
Lending to near poor households 7,92%/year

Students
Lending to disadvantaged students 6,6%/year

People in need of loans for job creation
Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE
Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...