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Client success stories

Updated: 2021-11-15 14:12:04

Pattern leader of Saving and Credit group

(VBSP News) As a group leader of the Saving and credit group for over 10 years, Nguyen Thi Tan at hamlet 2, Thanh Huong commune, Thanh Chuong district (Nghe An province) is an exemplary officer. She is always dedicated to the association's work and completes the task of managing policy credit sources in her area.

Thepig farm of Nguyen Thi Tan's family

Thanh Huong commune where she lives is a large area where not concentrated population and complicated mountainous terrain. Local people live mainly on the production of hill gardens, growing industrial crops and raising livestock and poultry.

Realizing that advantage and difficulty, Tan has actively propagated to local people about various models of economic development to reduce poverty.

Tan encouraged her husband to build a VAC model at home that combines husbandry and industrial crops on an area of 10ha. Currently, her family was raising 14 cows, 150 pigs, 1ha of the fish pool, 500 chickens and 5ha of garden land planted with acacia and tea. The income of her family was hundreds of million VND each year. Moreover, she has created part-time jobs for many local people.

Based on her effective model, Tan has helped members to develop their own business by borrowing from VBSP's preferential loan programs.  Many typical economic models have been successful, such as Hoang Thi Loan's family with 15 cows and 1 ha of industrial tea; or Tran Thi Binh‘s model of raising black apple snails; etc.

Not only good at business and production but Nguyen Thi Tan also does well in policy credit management tasks. Currently, the credit balance of her group is more than VND 2.5 billion. The members always strictly abide by the regulations on using capital for the right purposes, paying interest and depositing savings on time to avoid overdue debts and bad loans. She has collaborated with the bank staff to propagate the State's policies and laws. She also mobilized women members to actively perform local political tasks and social work duties. Moreover, she has taken care of people in difficult situations and helped others to stabilize life and escape poverty sustainably.

Tan is always positive, exemplary and successfully completes her tasks in every activity. She has received many certificates of merit from mass organizations. For the term 2021 - 2026, she continues to be trusted to be elected as a member of the Commune People's Council.




Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year


Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year


Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year