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  • Effectiveness of VBSP's loan in Binh Thuy district, Can Tho city 22-03-2019, 4:05 pm
    Effectiveness of VBSP's loan in Binh Thuy district, Can Tho city
  • Vietnam Bank for Social Policies - a unique credit mechanism for the poor and rural development in Vietnam 21-03-2019, 5:12 pm
    Vietnam Bank for Social Policies - a unique credit mechanism for the poor and rural development in Vietnam
    Credit supply is increasingly regarded by development organizations as an important tool to cope with poverty in both urban and rural areas. Training activities and technical transfer (an important component of technical assistance projects) itself cannot have the effect of creating productivity, incomes and higher employment for the poor if there is no simultaneous improvement in access to credit. With the failures of formal financial institutions in reaching the poor and the limitations of informal credit sources that the poor mostly rely on, special credit mechanisms have been developed and deployed throughout the decades around the world. Whether they are failing or succeeding, finding and maintaining a successful model for this purpose is still a problem that countries, including Vietnam, must constantly pursue, evaluate and improve in different conditions and contexts.
  • Commune Transaction Points of VBSP - helping clients save opportunity costs 19-03-2019, 11:23 am
    Commune Transaction Points of VBSP - helping clients save opportunity costs
    Commune Transaction Points of VBSP - helping clients save opportunity costs by bringing banking services to commune offices near clients' home.
  • Policy Bank of Lao PDR visits Vietnam Bank for Social Policies 18-03-2019, 2:12 pm
    Policy Bank of Lao PDR visits Vietnam Bank for Social Policies
    On March 13th, 2019, in Hanoi, the delegation of the State Bank and the Policy Bank (NBB) of Lao PDR led by NBB General Director Vutthi LUEANVILAYVONG were greeted by VBSP’s General Director Duong Quyet Thang and VBSP's senior leaders. The visit is organized within activities of Cooperation program between VBSP and NBB in the stage of 2016 -2020.
  • Hungary Embassy to Vietnam paid a courtesy visit to VBSP Headquarters 13-03-2019, 3:51 pm
    Hungary Embassy to Vietnam paid a courtesy visit to VBSP Headquarters
    (VBSP News) At the acceptance of the formal invitation from Vietnam Bank for Social Policies (VBSP), Mr. Istvan Bakos, Economic Counselor, Hungary Embassy to Vietnam paid an official visit to VBSP Headquarters.
  • Credit limit to double for the poor 26-02-2019, 3:06 pm
    Credit limit to double for the poor
    (VBSP News) The Government will double the credit limit for poor people seeking loans without collateral, as part of efforts to reduce poverty and prevent loan sharks.
  • Dong Thap’s guest workers learn skills overseas 21-02-2019, 4:41 pm
    Dong Thap’s guest workers learn skills overseas
    Dong Thap has pioneered a policy that allows workers to get unsecured loans for going abroad to work.
  • Mekong Delta province provides housing support for poor households via VBSP 20-02-2019, 3:06 pm
    Mekong Delta province provides housing support for poor households via VBSP
    (VBSP News) - The Mekong Delta province of Tra Vinh will allocate over 23 billion VND (1 million USD) from the local budget to provide land for nearly 700 poor families to build houses.
  • Prime Minister visit VBSP in early New Year 2019 12-02-2019, 9:45 am
    Prime Minister visit VBSP in early New Year 2019
    (VBSP News) PM Nguyen Xuan Phuc visited the Viet Nam Bank for Social Policies (VBSP) on February 11, the first day after the Lunar New Year holidays.
  • Vietnam continues offering soft loans to low-income homebuyers 31-01-2019, 2:50 pm
    Vietnam continues offering soft loans to low-income homebuyers
    The government is able to fund roughly 30% of total capital required for low-cost housing projects amid growing demand for this segment.
  • New interest rate for social housing loans down to 3 percent 31-01-2019, 2:41 pm
    New interest rate for social housing loans down to 3 percent
    The Vietnam Bank for Social Policies (VBSP) interest rate for social housing loans in 2019 will be 3 percent per annum, or 0.25 percent a month, according to a decision just signed by Prime Minister Nguyen Xuan Phuc.
  • VBSP push up financial inclusion development in Vietnam 28-01-2019, 1:41 pm
    VBSP push up financial inclusion development in Vietnam
    (VBSP News) – Close to 6.7 million poor households and policy beneficiaries gained access to preferential loans worth over 62 trillion VND (2.66 billion USD) in 2018.
  • 6.7 million poor and other vulnerable households access inclusive finance in 2018 28-01-2019, 1:36 pm
    6.7 million poor and other vulnerable households access inclusive finance in 2018
    (VBSP News) In 2018, the Việt Nam Bank for Social Policies (VBSP) achieved remarkable successes in its task assigned by the Prime Minister. Our achievements have contributed to the implementation of the National Targeted Programme on sustainable reduction in poverty, building new rural areas and political stability at grassroots levels.
  • Low-income households access social housing in Vietnam 28-01-2019, 10:26 am
    Low-income households access social housing in Vietnam
    (VBSP News) According to the Vietnam Bank for Social Policies (VBSP), total loan capital for the social housing program will be more than VND1.32 trillion this year, of which State budget will allocate VND663 billion and the rest will be mobilized by the bank.
  • Preferential loans, "leverage" for people of Tu Mo Rong to escape poverty 24-01-2019, 2:26 pm
    Preferential loans, "leverage" for people of Tu Mo Rong to escape poverty
    (VBSP News) In recent years, VBSP Tu Mo Rong district (Kon Tum) has facilitated timely channeling preferential capital to poor households and policy beneficiaries, contributing positively to the local poverty reduction. Thanks to the capital, poor households at the locality have more conditions to invest in production, household economic development, increase income and escape from poverty.
  • SOME THOUGHTS ABOUT PROMINENT SUCCESS OF BANK FOR SOCIAL POLICIES MODEL IN VIETNAM 24-01-2019, 11:05 am
    SOME THOUGHTS ABOUT PROMINENT SUCCESS   OF BANK FOR SOCIAL POLICIES MODEL IN VIETNAM
    It can be affirmed that most countries in the world have a policy bank model. It is a financial institution established by the National Assembly or Government, working for the national goal, for the sake of government. The Vietnam Bank for Social Policies (VBSP) is also a policy bank model, but the bank has unique characteristics and outstanding features
  • VBSP support start-up business to financial access 18-01-2019, 3:24 pm
    VBSP support start-up business to financial access
    (VBSP News) VBSP provided the financial scheme to support the young to start up business in 2017-2010, being approved by the Provincial People's Committee, which helped many youth union members to build effective production and business models.
  • VBSP contribute to moving away illegal loan 18-01-2019, 3:03 pm
    VBSP contribute to moving away illegal loan
    (VBSP News) Illegal credit practices have been complicated, especially in the South and the Central Highlands, causing serious consequences. This shows the fact that people are not fully aware of the harm and still reach for forms of loan sharking.
  • Enhance inclusive finance outreach to community 17-01-2019, 4:05 pm
    Enhance inclusive finance outreach to community
    (VBSP News) "Social policy credit is the solution to implement the goal of poverty reduction in a fundamental and sustainable way"- the statement in the Decision No. 852 / QD-TTg dated July 10, 2012 of the Prime Minister on approval of VBSP Development Strategy for the period of 2011-2020 became a guideline for VBSP operation. VBSP is not merely a policy bank of the Government but also a bridge and leverage to promote improvement of the policy system and bring each credit policy into life through creative enforcement of those policies.
  • Over 6M Vietnamese People Escape from Poverty 11-01-2019, 10:38 am
    Over 6M Vietnamese People Escape from Poverty
    (VBSP News) VBSP contributed to helping about six million Vietnamese people escaped from poverty between 2012 and 2016, with the poverty rate dropping from 15.9% to 9.1% during the period. This figure is reported by state media, citing a report released on December 19th 2018.
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...