VISITORS
News & Events
The residential land support loan for implementation of the National target program on socio-economic development of ethnic minority and mountainous regions
Decree No. 28/2022/ND-CP dated April 26, 2022 of the Government on preferential credit policies for implementation of the National target program on socio-economic development of ethnic minority and mountainous regions in the 2021-2030 period, the first phase: 2021 – 2025.
Borrowers of residential land support loans include poor ethnic minority households and poor Kinh households that legally reside in communes and villages with extremely difficult conditions in ethnic minority and mountainous regions.
They must fully meet the following conditions:
- Legally reside in the localities and be included in the list of households eligible for the residential land support policy approved by a competent agency.
- The households’ representative members for loans must be full eighteen years of age or older and have full civil act capacity as prescribed by law regulations.
- Have a loan borrowing plan in conformity with the loan use purposes.
The loan size is up to 50 million VND/household to cover expenses for residential land acquisition.
The interest rate shall be 3%/year and the overdue debt interest rate shall be equal to 130% of the loan interest rate.
VBSP and borrowers shall reach an agreement on loan terms but must not exceed 15 years.
Vbsp.org.vn
- Winging disadvantaged students' dreams of going to school
- WB highly appreciates the operation model of VBSP
- VBSP's operating model should be learned and replicated by others countries
- Results of 20 years of cooperation between VBSP and Policy Research Institute - Ministry of Finance of Japan
- 20 years of implementing social policy credit for the poor and other disadvantaged groups
- Preferential credit supports for the poverty reduction program
- Annual Report 2021
- Assessment of international organizations on social policy credit activities
- Newsletter Vol 12.2022
- VBSP’s 20-year journey with the poor and other vulnerable groups
- Non-public preschools and primary schools can borrow loans with an interest rate of 3.3%/year to maintain their operations
- Ensuring the policy credit for economic recovery and development
- VBSP Ha Nam supports new rural development
- Go Dau district inspects and supervises lending to poor households
- Support people for sustainable poverty reduction
- Policy capital helps people and businesses overcome difficulties
- Efficiency of inclusive finance in Quang Ngai province
- Policy credit contributes to enhancing people's lives in Hoi An significantly
- Helping borrowers effectively use policy capita
- Increasing the maximum loan size for disadvantaged students to 4 million VND/month
- Winging disadvantaged students' dreams of going to school
- WB highly appreciates the operation model of VBSP
- VBSP's operating model should be learned and replicated by others countries
- Results of 20 years of cooperation between VBSP and Policy Research Institute - Ministry of Finance of Japan
- 20 years of implementing social policy credit for the poor and other disadvantaged groups
- Preferential credit supports for the poverty reduction program
- Annual Report 2021
- Inclusive financial schemes contribute to poverty reduction
- Assessment of international organizations on social policy credit activities
- Newsletter Vol 12.2022
LENDING INTEREST RATE
|
||||||||||||||||||||
DEPOSIT INTEREST RATE
|
||||||||||