News & Events
The residential land support loan for implementation of the National target program on socio-economic development of ethnic minority and mountainous regions
Decree No. 28/2022/ND-CP dated April 26, 2022 of the Government on preferential credit policies for implementation of the National target program on socio-economic development of ethnic minority and mountainous regions in the 2021-2030 period, the first phase: 2021 – 2025.
Borrowers of residential land support loans include poor ethnic minority households and poor Kinh households that legally reside in communes and villages with extremely difficult conditions in ethnic minority and mountainous regions.
They must fully meet the following conditions:
- Legally reside in the localities and be included in the list of households eligible for the residential land support policy approved by a competent agency.
- The households’ representative members for loans must be full eighteen years of age or older and have full civil act capacity as prescribed by law regulations.
- Have a loan borrowing plan in conformity with the loan use purposes.
The loan size is up to 50 million VND/household to cover expenses for residential land acquisition.
The interest rate shall be 3%/year and the overdue debt interest rate shall be equal to 130% of the loan interest rate.
VBSP and borrowers shall reach an agreement on loan terms but must not exceed 15 years.
Vbsp.org.vn
- Leveraging Sustainable Livelihoods
- Quang Nam Widely Expands Policy Credit
- Policy credit as driving force for local economic development
- Conditions and preferential policies for loans to buy social housing in 2025
- DONG HOA - PHU HOA: Preliminary review of policy credit activities in the first quarter of 2025
- District 12 eradicates poverty with effective social policy credit programs
- How policy credit fuelled Ho Chi Minh City’s 50-year rise
- Enhance training on Cyber Safety and Security for VBSP’s customers
- Providing Career Opportunities for Ex-servicemen
- Hanoi allocates VND 6,000 billion (approximately USD 240 million) for entrustment through VBSP
- Non-public preschools and primary schools can borrow loans with an interest rate of 3.3%/year to maintain their operations
- Ensuring the policy credit for economic recovery and development
- VBSP Ha Nam supports new rural development
- Go Dau district inspects and supervises lending to poor households
- Support people for sustainable poverty reduction
- Policy capital helps people and businesses overcome difficulties
- Efficiency of inclusive finance in Quang Ngai province
- Policy credit contributes to enhancing people's lives in Hoi An significantly
- Helping borrowers effectively use policy capita
- Increasing the maximum loan size for disadvantaged students to 4 million VND/month

- Leveraging Sustainable Livelihoods
- Quang Nam Widely Expands Policy Credit
- Policy credit as driving force for local economic development
- Conditions and preferential policies for loans to buy social housing in 2025
- DONG HOA - PHU HOA: Preliminary review of policy credit activities in the first quarter of 2025
- District 12 eradicates poverty with effective social policy credit programs
- How policy credit fuelled Ho Chi Minh City’s 50-year rise
- Enhance training on Cyber Safety and Security for VBSP’s customers
- Providing Career Opportunities for Ex-servicemen
- Diversifying inclusive funds to poor households
LENDING INTEREST RATE
|
DEPOSIT INTEREST RATE
|