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Updated: 2026-01-09 16:02:45

VBSP'S PROGRESS REPORT IN 2025

Despite the challenges of economic shifts and natural disasters in 2025, social policy credit remained a vital lifeline for people to rebuild their livelihoods. Notably, Vietnam Bank for Social Policies (VBSP) successfully streamlined its network from 63 to 34 branches while maintaining high operational efficiency. This historic restructuring highlights VBSP’s capability and its significant contribution to Vietnam’s long-term goals of social welfare and poverty reduction.

PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...