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  • Thanh Oai district improves loan efficiency 23-02-2022, 3:41 pm
    Thanh Oai district improves loan efficiency
    (VBSP News) Thanks to the policy capital, many poor, near-poor and policy households in Thanh Oai district (Hanoi City) have focused on developing production and business, gradually stabilizing their lives, actively contributing to the implementation of poverty reduction goals, ensuring social security in the area.
  • Support for deprived residents in Hung Yen province 21-02-2022, 6:29 pm
    Support for deprived residents in Hung Yen province
    (VBSP News) Policy credit sources from VBSP’s Hung Yen branch are helping needy households in a northern province escape from poverty.
  • The joy of households receiving VBSP's loans 17-02-2022, 2:44 pm
    The joy of households receiving VBSP's loans
  • Effectiveness of policy credit from the Party directive 09-02-2022, 10:31 am
    Effectiveness of policy credit from the Party directive
  • Striving to achieve the highest results of the goals and targets in 2022 07-02-2022, 4:37 pm
    Striving to achieve the highest results of the goals and targets in 2022
    (VBSP News) On the morning of February 7, 2022 (ie the 7th day of the Lunar New Year), in Hanoi, VBSP Secretary of the Party Committee, BOD member, General Director Duong Quyet Thang chaired the New Year meeting at VBSP. The meeting was held online to bridge points at VBSP branches in provinces and cities and VBSP transaction offices in districts and towns across the country. Deputy Governor of the State Bank of Vietnam (SBV) Pham Thanh Ha attended and wished New Year to the VBSP system.
  • Policy credit contributes to the development of traditional craft 26-01-2022, 9:49 am
    Policy credit contributes to the development of traditional craft
    (VBSP News) Currently, there are more than 2,500 traditional craft production households and establishments in Thieu Hoa district (Thanh Hoa), creating jobs for nearly 6,200 workers, the average income is estimated at VND 32 million/person/year, production value is estimated at VND 211 billion/year. To achieve the above results, in addition to the efforts of the government and people and the support of preferential loans from VBSP, many households have favorable conditions to invest, expand production scale and improve product quality, which helps traditional craft develop, contributes to preserving traditional values ​​​​in the locality and promotes the development of the local economy. Dac Chau dry pancake village in Tan Chau commune, Thieu Hoa district is an example.
  • Economic development in ethnic minority-inhabited area 19-01-2022, 4:09 pm
    Economic development in ethnic minority-inhabited area
    (VBSP News) Son La province is home to 12 ethnic groups. 85% of Son La’s population is ethnic minority. Over the years, Son La has made the most of Government support programs to build infrastructure to boost socio-economic development in mountain localities. As a result, the lives of ethnic minority people in the province have significantly improved.
  • Women enjoy business success despite challenges of the COVID-19 pandemic 18-01-2022, 3:32 pm
    Women enjoy business success despite challenges of the COVID-19 pandemic
    (VBSP News) Running a small business during the COVID-19 pandemic is a challenge for many people but it has provided a stable income for some women in the Mekong Delta city of Can Tho’s Ninh Kieu District.
  • Newsletter Vol 1.2022 17-01-2022, 4:53 pm
    Newsletter Vol 1.2022
  • VBSP’s inclusive finance results in 2021 and implementation plan in 2022 13-01-2022, 9:11 am
    VBSP’s inclusive finance results in 2021 and implementation plan in 2022
    (VBSP News) On January 12, 2022, VBSP held a nationwide online conference to deploy the 2022 mission. Mr. Duong Quyet Thang, Member of the BOD and VBSP's General Director has chaired the meeting.
  • Poverty rate drops in Bac Lieu province with help from VBSP’s loans 06-01-2022, 9:31 am
    Poverty rate drops in Bac Lieu province with help from VBSP’s loans
    (VBSP News) The Mekong Delta province of Bac Lieu has reduced the number of poor households to 842, or 1.45 per cent of the province’s total households, by providing VBSP’s loans, vocational skills, and sustainable livelihood models to the poor.
  • Policies on supporting tourism development in Lao Cai province in the period of 2021-2025 05-01-2022, 4:32 pm
    Policies on supporting tourism development in Lao Cai province in the period of 2021-2025
  • Annual Report 2020 31-12-2021, 10:33 am
    Annual Report 2020
  • Overcoming difficulties to escape from poverty 22-12-2021, 3:26 pm
    Overcoming difficulties to escape from poverty
    (VBSP News) Ms. Nguyen Thi Thanh is a typical example of women doing good economic work among members of the Women's Union of Tho Son hamlet, Tho Hop commune, Quy Hop district (Nghe An). Honestly, start-up is often difficult at first, especially for a single woman. That is why accessing loans from VBSP is like a ray of hope to change her life as well as others women in the village.
  • VBSP in Dong Nai province supports businesses to pay salaries for their employees 21-12-2021, 9:15 am
    VBSP in Dong Nai province supports businesses to pay salaries for their employees
  • Supporting pandemic-hit poor households with VBSP’s loans 09-12-2021, 8:56 am
    Supporting pandemic-hit poor households with VBSP’s loans
    (VBSP News) The COVID-19 pandemic has turned many people’s lives upside down. For the poor, their already-difficult circumstances have become even more worrisome. In the central province of Nghe An, the local branch of VBSP stepped up disbursement from the Unemployment Insurance Fund to help the poor overcome their difficulties and restore production.
  • Policy credit: the fulcrum to support the poor 07-12-2021, 3:17 pm
    Policy credit: the fulcrum to support the poor
    (VBSP News) Along with the Government’s many policies and measures to realize the national target programs on sustainable poverty reduction and building new-style rural areas, the Vietnam Bank for Social Policies has been carrying out multiple policy credit programs assigned by the government with efficient support for needy people and diverse policy beneficiaries.
  • Policy credit drives growth across Vietnam 07-12-2021, 2:48 pm
    Policy credit drives growth across Vietnam
    (VBSP News) From just three credit programs at first, VBSP currently deploys more than 20 credit programs in favor of needy households and other policy beneficiaries under the government’s assignment and several loaning schemes.
  • Support people to reproduce after the Covid-19 pandemic 07-12-2021, 11:22 am
    Support people to reproduce after the Covid-19 pandemic
  • Policy credit aids the fight against COVID-19 01-12-2021, 2:17 pm
    Policy credit aids the fight against COVID-19
    (VBSP News) The active engagement of VBSP has provided ample support the government’s efforts to combat the pandemic and protect the most vulnerable in society.
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LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...