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  • Tea farmers escape from poverty thanks to VBSP’s loans 10-01-2023, 10:59 am
    Tea farmers escape from poverty thanks to VBSP’s loans
    (VBSP News) With the loans from VBSP, thousands of poor households in Thai Nguyen province have had conditions to expand production, develop business, create jobs, step by step to stabilize their lives, thereby, contributing to the realization of poverty reduction goals, building new rural areas and civilized cities in the locality.
  • 20 YEARS ON THE JOURNEY OF POVERTY REDUCTION - For a prosperous and happy Vietnam 29-12-2022, 3:28 pm
    20 YEARS ON THE JOURNEY OF POVERTY REDUCTION - For a prosperous and happy Vietnam
    (VBSP News) The document of the 13th National Party Congress has set out a dual goal: "Sustainable reduction poverty associated with the encouragement of getting rich reasonably". Thus, successfully implementing such goal is a specific way to realize the aspiration for a prosperous Vietnam. It is the inner strength for the country to develop quickly and sustainably in the coming time. This also posing challenges for the implementation of social policy credit, which in the past time, VBSP has been well aware of and there have been steps from operation to policy implementation in linewith the country's economic development.
  • 20 YEARS ON THE JOURNEY OF POVERTY REDUCTION - Creating inner strength for the development of the country 29-12-2022, 3:17 pm
    20 YEARS ON THE JOURNEY OF POVERTY REDUCTION - Creating inner strength for the development of the country
    (VBSP News) In 20 years of establishment and development, with the cooperation and participation of the whole socio-political system in social policy credit implementation, Vietnam Bank for Social Policies (VBSP) has promoted its role as an economic leverage tool for the Government to help the poor, near-poor households and other policy beneficiaries to access policy credit to develop production, create jobs, raise income, improve living conditions, rise out of poverty, contributing to the realization of the goal of "Rich people - strong country - democracy - justice - civilization".
  • WB highly appreciates the operation model of VBSP 02-12-2022, 10:17 am
    WB highly appreciates the operation model of VBSP
    (VBSP News) In recent years, the World Bank (WB) has always paid close attention to the activities of VBSP. Although there were doubts about the role of VBSP at the beginning, after a long time of witnessing the development of VBSP, the WB has had studies on the VBSP's successful operating model.
  • VBSP's operating model should be learned and replicated by others countries 02-12-2022, 10:14 am
    VBSP's operating model should be learned and replicated by others countries
    (VBSP News) As a part of the International Workshop on "Pro-Poor Rural and Agricultural Finance Best Practices: Experiences of Vietnam", recently, the senior delegation of Asia-Pacific Rural Agricultural Credit Association (APRACA) led by Dr. Prasun Kumar Das - Secretary General had a field visit to learn about VBSP's activities. The delegation gave positive evaluations about the operation model of VBSP.
  • Results of 20 years of cooperation between VBSP and Policy Research Institute - Ministry of Finance of Japan 02-12-2022, 10:08 am
    Results of 20 years of cooperation between VBSP and Policy Research Institute - Ministry of Finance of Japan
    (VBSP News) As for VBSP, in order to achieve success like today, first of all, thanks to the leadership and direction of the Party, the National Assembly, the Government and the State, the great efforts and determination of all VBSP’s staff and the support of international organizations from the first days of VBSP’s establishment. In particular, the long-term and sustainable cooperation relationship between VBSP and the Policy Research Institute (PRI) - the Ministry of Finance of Japan, the National Life Finance Corporation (current “JFC-Micro”) through the Technical Support Project for VBSP for the period 2003 - 2011.
  • Annual Report 2021 23-11-2022, 2:48 pm
    Annual Report 2021
  • Assessment of international organizations on social policy credit activities 18-11-2022, 9:25 am
    Assessment of international organizations on social policy credit activities
  • Newsletter Vol 12.2022 15-11-2022, 4:28 pm
    Newsletter Vol 12.2022
  • VBSP’s 20-year journey with the poor and other vulnerable groups 15-11-2022, 4:26 pm
    VBSP’s 20-year journey with the poor and other vulnerable groups
    (VBSP News) Officially established and put into operation on October 4, 2002. The 20-year journey as an "extension arm" of the Government to bring preferential capital to the poor and other vulnerable people of the Vietnam Bank for Social Policies (VBSP) is full of hardships and difficulties. However, the most important thing is that the capital has brought a better life to every household in Vietnam.
  • VBSP supports people access to capital and prevent bad credit 03-11-2022, 4:11 pm
    VBSP supports people access to capital and prevent bad credit
  • Inclusive finance supports labor export 05-10-2022, 10:39 am
    Inclusive finance supports labor export
    (VBSP News) Over the past years, Sa Dec city (Dong Thap) has had many migrant workers abroad for limited terms, which is not only a solution to create jobs but also an opportunity for workers to get rich. Defining the migrant workers abroad lending program as a major policy of the Party and State, VBSP has actively implemented many measures to promote labor export in the locality.
  • Local businesses recover quickly after the pandemic 03-10-2022, 11:35 am
    Local businesses recover quickly after the pandemic
  • Effectiveness from preferential capital for disadvantaged students 27-09-2022, 4:47 pm
    Effectiveness from preferential capital for disadvantaged students
  • Hanoi creates stable fulcrum to aid policy credit 19-09-2022, 3:00 pm
    Hanoi creates stable fulcrum to aid policy credit
    (VBSP News) With effective support from the city’s management at various levels, Hanoi has witnessed positive outcomes with policy credit activities over the past two decades, helping several hundred thousand needy households to escape poverty sustainably.
  • Newsletter Vol 10.2022 19-09-2022, 2:56 pm
    Newsletter Vol 10.2022
  • Practical and effective preferential credit policies for the poor and other policy beneficiaries 19-09-2022, 2:44 pm
    Practical and effective preferential credit policies for the poor and other policy beneficiaries
    (VBSP News) On September 7, the People's Committee of Binh Duong province held a conference to review 20 implementation years of Decree No. 78/2002/ND-CP dated 4th October 2002 of the Government on credit for the poor and other policy beneficiaries. Attending the conference were Nguyen Loc Ha - Member of the Provincial Party Standing Committee, Vice Chairman of the Provincial People's Committee; Bui Quang Vinh - VBSP Deputy General Director; and leaders of departments, agencies and localities in the province.
  • Nayoby Attapeu branch of Laos Policy bank visited and worked with VBSP branch in Kon Tum province 19-09-2022, 10:10 am
    Nayoby Attapeu branch of Laos Policy bank visited and worked with VBSP branch in Kon Tum province
  • Typical example of good production and business 19-09-2022, 9:12 am
    Typical example of good production and business
    (VBSP News) In recent years, in many areas across Ba To district (Quang Ngai), there have appeared a number of diversified and effective economic development models and many examples of farmers who are dynamic, dare to think, dare to do, industrious, creative, step by step rise to get rich righteously. Mr. Pham Van Hoa in Go Ret village, Ma Nghit, Ba Cung commune is one such person.
  • Increasing the loan size for Disadvantaged Student Program 08-09-2022, 10:02 am
    Increasing the loan size for Disadvantaged Student Program
    (VBSP News) From May 19, 2022, the maximum loan size for Disadvantaged Students Program will increase from VND 2.5 million/month/student to VND 4 million/month/student.
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...