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  • VBSP's inclusive finance review in first six months in 2019 14-08-2019, 2:42 pm
    VBSP's inclusive finance review in first six months in 2019
  • Workshop “Financial literacy for the poor and other policy beneficiaries via mobile phone application” 09-08-2019, 11:48 am
    Workshop “Financial literacy for the poor and other policy beneficiaries via mobile phone application”
    (VBSP News) On August 6th, VBSP organized a workshop “Financial literacy for the poor and other policy beneficiaries via mobile phone application”, which is within the scope of the Initiative “Study the possibility of the poor and other disadvantaged groups on accessing financial literacy through mobile phone” implemented by the Vietnam Bank for Social Policies with funding from Oxfam in Vietnam. Mr Hoang Minh Te – VBSP’s Deputy General Director and Head of Initiative chaired the workshop.
  • Empower war veterans to do production & business 08-08-2019, 2:57 pm
    Empower war veterans to do production & business
    (VBSP News) There are some soldiers returning from battlefield with wooden crutches or loss of more than 80% of their health. However, the core value they have gained is the warrior spirit. Despite any difficulties, when being "energized", they are willing to contribute to enriching the family and country.
  • War Veteran and policy credit 02-08-2019, 5:12 pm
    War Veteran and policy credit
    (VBSP News) Credit of the State for policy households, members of War Veteran’s Association, war invalids and wounded soldiers has been effectively.
  • Invalids but not Incapacity 01-08-2019, 3:32 pm
    Invalids but not Incapacity
    (VBSP News) "War invalids but not incapacity", Mr. Ha Cao Tri - a wounded soldier in Binh An village, Nhon Hanh commune, An Nhon town (Binh Dinh) always promoted the quality of Uncle Ho's soldiers, overcame all difficulties, contributing his efforts to society, successfully raising four children. He is also a dynamic and enthusiastic head of local War Veteran’s Association.
  • Ninh Binh increases policy credit funding for people with meritorious services 26-07-2019, 4:54 pm
    Ninh Binh increases policy credit funding for people with meritorious services
    (VBSP News) In the middle of July, we had the opportunity to join VBSP staff in the journey of visiting Vietnamese heroic mothers, war invalids, families of people with meritorious services in the province on the occasion of 72 years of War Invalids and Martyrs Day (July 27, 1947 - July 27, 2019).
  • A typical Group Leader in Dak Nong province 26-07-2019, 10:49 am
    A typical Group Leader in Dak Nong province
    (VBSP News) No overdue debt, outstanding interest or borrowing for other people are criteria that Savings and Credit group of Village 2, Dak Som commune, Dak Glong district (Dak Nong province) have achieved for many years. Ms. H’Giang - Head of this group contributed greatly to this result.
  • Promoting official credit to prevent black credit 25-07-2019, 5:17 pm
    Promoting official credit to prevent black credit
  • Village head and their role in implementation of policy credit 22-07-2019, 9:27 am
    Village head and their role in implementation of policy credit
    A village head is the head of a village who has a close combination of all four elements: people, people of the same village, community representatives and representatives of local governments. These four elements are both unified and contradictory, conflicting, affecting activities of the Village Heads, especially in resolving issues related to the relationship between personal and community interests.
  • Improving life quality thanks to credit policy 16-07-2019, 10:51 am
    Improving life quality thanks to credit policy
    (VBSP News) VBSP's Safe Water and Rural Sanitation program has been effectively implemented for the past years, contributing to improving rural life quality and sanitation in Hau Giang province.
  • VBSP implements tasks in the last 6 months of 2019 16-07-2019, 9:05 am
    VBSP implements tasks in the last 6 months of 2019
    (VBSP News) On July 6, 2019, VBSP organized a conference to evaluate the performance of the first 6 months and deploy tasks in the last 6 months of 2019. Mr. Duong Quyet Thang, General Director of VBSP attended and chaired the conference.
  • VBSP's operation results in the first 6 months of 2019 15-07-2019, 4:55 pm
    VBSP's operation results in the first 6 months of 2019
    Useful information about social policy credit programs and positive results generated from preferential capital.
  • Meetings of Board of Directors of VBSP in quarter II / 2019 12-07-2019, 4:06 pm
    Meetings of Board of Directors of VBSP in quarter II / 2019
    (VBSP News) On July 10th, in Hanoi, the Board of Directors of VBSP held its regular meeting of Quarter II/2019. Mr. Le Minh Hung - Member of the Party Central Committee, Governor of the State Bank of Vietnam and Chairman of VBSP's Board of Directors attended and chaired the meeting.
  • Over 1.1 million poor households access preferential loans in 6 months 09-07-2019, 2:59 pm
    Over 1.1 million poor households access preferential loans in 6 months
    (VBSP News) More than 1.15 million poor households and policy beneficiaries gained access to preferential loans in the first half of 2019, according to the Vietnam Bank for Social Policies (VPSP).
  • Functions and duties of mass organizations and Savings and credit groups 04-07-2019, 3:18 pm
    Functions and duties of mass organizations and Savings and credit groups
    VBSP carries out lending using the method of direct lending to borrowers with some steps in lending process mandated to mass organizations including formation and management of Savings and Credit group
  • Newsletter Vol 2 01-07-2019, 5:31 pm
    Newsletter Vol 2
  • A cool wind for the poor 01-07-2019, 3:56 pm
    A cool wind for the poor
    After 3 months of raising the maximum loan amount for poor households from VND 50 million to VND 100 million per household of VBSP, up to now hundreds of poor households in Ba Ria - Vung Tau province have benefited from the new policy which light up hope for sustainable poverty.
  • Assessment of commune transaction in VBSP 28-06-2019, 2:29 pm
    Assessment of commune transaction in VBSP
    Commune transaction activity is a typical operational method of VBSP which is uniquely implemented in the system, an integral part of VBSP to serve poor households and policy beneficiaries.
  • Having capital to plant Ginseng, Tu Mo Rong people escape from poverty 25-06-2019, 4:27 pm
    Having capital to plant Ginseng, Tu Mo Rong people escape from poverty
    In recent years, VBSP Tu Mo Rong district (Kon Tum) has disbursed loan timely for poor households and policy beneficiaries, contributing positively to local poverty reduction.
  • Small capital gains great momentum 24-06-2019, 11:33 am
    Small capital gains great momentum
    Despite working hard, many farmers in Sa De Phin commune, Sin Ho district (Lai Chau) cannot escape poverty due to lack of capital, knowledge of caring and disease prevention for plants and animals. In response to this fact, the Commune Farmers' Union has helped its members to access entrusted loans and transfer science and technology to the people.
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...