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Client success stories

  • Release from poverty through purple onion 09-03-2016, 5:00 pm
    Release from poverty through purple onion
    Heading to Huynh Ky hamlet, Vinh Hai commune, Vinh Chau district, Soc Trang province, asking any one about the home address of Trieu Minh Dung, an old war veteran, it is easy because he is known by everyone. Thanks to his self-effort and VBSP loans he has made a career on this hard land.
  • Nice charectoristic of a strongly energetic woman: SYMPATHETIC WITH THE POOR 09-03-2016, 4:59 pm
    Nice charectoristic of a strongly energetic woman: SYMPATHETIC WITH THE POOR
    During the movement of household economic development in the area, there are many models of successful farmers who have strong determination and effort to escape from poverty and become better-off. Ms. Vi Thi My in Ban Cang hamlet, Khuat Xa commune, Loc Binh district, Lang Son province is among them.
  • Sustainable poverty reduction using preferential credit solutions 09-03-2016, 4:55 pm
    Sustainable poverty reduction using preferential credit solutions
    There is a "gap" in the implementation of preferential credit policy of the State to reduce poverty, i.e poor households are not subject to funding, while their gap with poor households is just 1,000 VND / person / month. So what is the solution to fill the "gap”?
  • Help poor households for sustainable poverty release 09-03-2016, 4:49 pm
    Help poor households for sustainable poverty release
    According to Decision of the Prime Minister on new lines for poor and near poor households in the period of 2011 to 2015, the boundary between these two objects is just VND 1,000 / person / month at the minimum. However, preferential policies for them are like sky and ground and such gap is becoming a barrier, making the goal of sustainable poverty difficult to be
  • Taking a Chance on New Entrepreneurs: Access to Microloans Stimulates Business Development for PLHIV 09-03-2016, 4:48 pm
    Taking a Chance on New Entrepreneurs: Access to Microloans Stimulates Business Development for PLHIV
    After many years serving in the army, Mr. Truong Ngoc Hong returned home to face a battle as a civilian - HIV infection. Mr. Truong struggled to find steady work, and was shunned by his peers due to his HIV-positive status and his inability to provide for his family.
  • Women getting rich from raising livestock 09-03-2016, 4:45 pm
    Women getting rich from raising livestock
    (VBSP News) Starting business from bare hands, thanks to VBSP’s loans they escaped from poverty and had stable lives. And the story of getting rich from livestock of 2 women in Tan Uyen (Lai Chau) is the most vivid demonstration of overcoming difficulties.
  • Feasibility Study on Application of New Technology for Mobile Phone based Products and Services For Vietnam Bank for Social Policies 04-01-2016, 11:10 am
    Feasibility Study on Application of New Technology for Mobile Phone based Products and Services For Vietnam Bank for Social Policies
    The purpose of the mobile banking project is to conduct a feasibility study to propose VBSP on policy decision and institutional changes to embark on of mobile money innovation in serving the different clients groups, particularly the poor, near-poor households, disadvantages students, micro enterpr
  • Change life thanks to small credit 04-01-2016, 11:10 am
    Change life thanks to small credit
    (VBSP News) 10 years ago, the family of Nguyen Van Quang in Phu Xuan B hamlet, Xuan Phuoc commune, Dong Xuan district (Phu Yen province) was very poor. Thanks to the communal farmer union staff introduced on the poor household credit facility of VBSP, he enrolled in the savings and credit group and
  • Lending to right borrowers 04-01-2016, 11:10 am
    Lending to right borrowers
    (VBSP News) “I escaped from poverty thanks to the Farmer Association’s introduction to borrow VBSP’s preferential loans”.
  • Dream of People with Disabilities come true 04-01-2016, 11:10 am
    Dream of People with Disabilities come true
    Over past 20 years, the Government’s credit support policy to business units of People with Disabilities (PwDs) and households with PwDs members through Vietnam Bank for Social Policies (VBSP) has been proven effective. Owing to this credit support, many PwDs has chance to make their dreams come t
  • Eagerness of households just getting out of poverty in Hau Giang 04-01-2016, 11:10 am
    Eagerness of households just getting out of poverty in Hau Giang
    (VBSP News) Preferential loan from VBSP has helped thousands of poor households, near poor households and other policy beneficiaries in Hau Giang province to escape poverty and get rich. However, for sustainable poverty reduction, the Prime Minister has signed Decision No. 28/2015/QD-TTg on credit t
  • Disabled but not Unable 04-01-2016, 11:10 am
    Disabled but not Unable
    (CPV News) – He himself is a disabled person but not because of that he abandons the desire to dedicate and succeed. As founder and chief executive of the company (CEO) specializing in providing business process outsourcing, creating jobs for many other disabled people, Tran Manh Huy has made spec
  • Getting out of poverty thanks to preferential capital resource 04-01-2016, 11:10 am
    Getting out of poverty thanks to preferential capital resource
    (VBSP News) VBSP’s preferential capital resource has helped many borrowing households in Can Tho city to overcome difficulties and has made favorable conditions for them to develop production, get out of poverty sustainably.
  • Policy credit helps sustainable poverty reduction in Ba Vi mountainous area 04-01-2016, 11:10 am
    Policy credit helps sustainable poverty reduction in Ba Vi mountainous area
    (VBSP News) As a district with 30 communes and one town in Ha Noi capital, Ba Vi has effectively implemented poverty reduction programs. End of 2014, the district has 1,696 households out of poverty, decreasing 1.98% of poor households compared to 2013. the policy credit loan deployed by VBSP Ba Vi
  • Preferential loans help escape from poverty 04-01-2016, 11:10 am
    Preferential loans help escape from poverty
    Few years ago, while mentioning Ms. Nguyen Thi Dung‘s family at Noi hamlet, Duc Ly commune, Ly Nhan district (Ha Nam province), all people in the hamlet felt poignant. Her husband got serious illness, she had to take care of her two children by her own. Until now, her family is one of the typical
  • Poverty reduction in Viet – Laos border 04-01-2016, 11:10 am
    Poverty reduction in Viet – Laos border
    (VBSP News) Que Phong is one of the poorest districts in Nghe An province and in the list of 62 poor districts of Vietnam. Que Phong is bounded by Hua Phan (Laos), mainly mountainous, high slope, little farming land anddifficult transportation… For many years, the Government cares about investing
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...