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Client success stories

Updated: 2017-03-10 09:20:19

Start up new life from small loan

(VBSP News) Over the past time, the VBSP branch in An Duong district, Hai Phong city has provided loans for HIV patients, households, rehabilitated drug abusers, persons undergoing opioid replacement therapy and reformed prostitutes.

Anh Bùi Văn Tuyên đang chăm đàn ngan được đầu tư từ nguồn vốn ưu đãi


We visited the economic development model of the borrower Bui Van Tuyen, born in 1987 in Quynh Hoang 2 hamlet, Nam Son commune. He is a rehabilitated drug abuser undergoing Methanol replacement therapy. He applied for VND 30 million from the bank for economic development.

Tuyen was enticed in drug addiction by his friends. With concern and encouragement from family and community, in 2009, he voluntarily detoxified at home many times but got failure. When the locality launched the program of Methanol replacement therapy, he was the first person to determine follow this way. Following this effective treatment, he gradually recovered health and decided to rebuild life to help for family. He worked as a seasonal plough job in nearby villages and also invested in cattle farming.

With the willingness of economic development but lack of capitals, he applied a loan from the transaction office of An Duong district. Now he has got 20 pigs, 200 ducks and chickens.

He happily said to us “Thanks to VBSP loan has helped me more determination to start production and overcome bad enticement”.

The Director of the district transaction office said: in the next time, the bank will continue to coordinate with savings and credit groups at locality to consider and approve more loan applications, helping HIV patients, households, rehabilitated drug abusers, persons undergoing opioid replacement therapy and reformed prostitutes access financial inclusion to develop business, production, contributing to poverty reduction and social security.



Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year


Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year


Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year