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Updated: 2017-03-10 07:56:56

Lift from poverty by small credit

(VBSP News) “Take care of two children to graduate from university and have stable incomes from the rabbit farming model, it is thanks to the loan from VBSP”, said to Ma Xuân Dương living Ao Sen, Dong Dat commune, Phu Luong district, Thai Nguyen province.

Vợ chồng anh Dương đang chăm sóc đàn thỏ

Couple Duong and Tuoi– VBSP’c customer are taking care of rabbits

Duong told: “I have a disease for 10 years so cannot do farming, every activity is taken over by my wife”. Hoang Thi Tuoi – Dương’s wife said: “Thanks to the disadvantaged student loan from VBSP has helped our children go to university”. Total loan amount for two children’s education is VND 71 million. The family has just repaid VND 10 million for VBSP. Tuoi happily said “The first son studied in Agriculture 7 forestry University, the second studied in Hanoi Law University. Both of them have graduated from university and found jobs. Have jobs and stable incomes, they will repay full debt for VBSP this year”.

Moreover, in 2015, the couple decided to invest the rabbit husbandry model by borrowing VND 50 million from the job creation loan program of VBSP, adding with their owned asset and supports from relatives, total investment is worth over VND 150 million. After about one year of investing facilities, breeding rabbits and looking for consumption market, start from May 2016, my family bought 37 female rabbits. After 4 months, the first baby rabbits were born. Each year, rabbits give birth from 6-7 turns. After taking care for about 4 months, average each baby rabbit is over 2 kg and sold in market with price of VND 180,000/one. Currently they have about 100 female rabbits and 20 male rabbits.

Since this month, they can sell about 200 rabbit/turn monthly. Tuoi said: “Thanks to incomes from rabbit farming, we have repaired the house, bought more furniture, repay full debt for VBSP and I hope to lift from poverty in such a sustainable manner”.




Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year


Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year


Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year