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Updated: 2017-01-09 09:25:06

VBSP gives over 800 billion in preferential loans

In 2011, the Da Nang branch of the Social Policy Bank provided 801 billion VND in preferential loans to poor people, students in difficult circumstances and other favoured borrowers.


Poor families received preferential loans totaling 372 billion VND, poor students got 293.2 billion VND, farmers in difficult areas 11 billion VND, SMEs 8 billion VND, and ethnic minority people one billion VND. It also loaned a total of 200 billion VND to policy beneficiaries. In addition, the bank gave 76.709 billion VND for job creation programs, 540 million VND for labor exports and 37.5 billion VND for rural clean water supply and environmental hygiene.

 

Source: http://baodanang.vn

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LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households
Lending to near poor households 7,92%/year

Students
Lending to disadvantaged students 6,6%/year

People in need of loans for job creation
Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE
Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...