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Updated: 2021-11-29 08:32:14

Reducing lending interest rates for VBSP’s credit programs

(VBSP News) Deputy Prime Minister Le Minh Khai has just signed Decision No. 1990/QD-TTg on reducing lending interest rates for credit programs at VBSP. Accordingly, a 10% reduction in the lending interest rate for VBSP’s credit programs is regulated by the Prime Minister.

10% reduction in the lending interest rate for VBSP’s credit programs is regulated by the Prime Minister

VBSP strengthens measures to balance operational costs to reduce lending interest rates within the capital plan covering interest rate differences and administrative costs assigned in 2021.

The time of reducing the lending interest rates for the above-mentioned credit programs applies to outstanding loans at VBSP from October 1, 2021 to the end of December 31, 2021. After December 31, 2021, the lending interest rates of VBSP’s credit programs will comply with current regulations of the Prime Minister.

The Decision takes effect from October 1, 2021 to the end of December 31, 2021.

vbsp.org.vn

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LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households
Lending to near poor households 7,92%/year

Students
Lending to disadvantaged students 6,6%/year

People in need of loans for job creation
Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
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DEPOSIT INTEREST RATE
Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...