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Updated: 2016-04-15 13:51:04

Demand & term savings deposit product

I. Demand savings deposit

This is a savings deposit that customers do not register the initial term, the deposit and withdrawal time depends on customers’ requirements. Following is the product feature:

  • Competitive and attractive interest rates.
  • Quick and simple procedures.
  • Currency: VND.
  • Minimum deposit amount: 100,000 VND.
  • Interest rate is demand and does not change from time to time as publicized at themobile transaction point.
  • Term: Demand.
  • To withdraw savings at any time if necessary.
  • Register: Identity card or a valid passport; Savings deposit note in the form of  VBSP

II. Terms savings deposit

  • Competitive and attractive interest rates.
  • Quick and simple procedures.
  • Term diversity.
  • It is possible to use the passbook for loan security.
  • Currency: VND.
  • Minimum Deposit Amount : 100,000 VND .
  • Interest rate: According to current interest rates
  • Term : 01 months , 02 months , 03 months , 06 months , 09 months and 12 months .
  • Interest payment method : maturity.
  • To withdraw before maturity if necessary .
  • When the payment term is on due , if the customer does not come to the bank to receive savings , the interests and principals will be automatically transferred to the next period with the same maturity .
  • Registration: Identity card or a valid passport; Savings deposit note in the form of  VBSP.



Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year


Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year


Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year