Deposit account used for payment
This is the demand deposit type used for payment transactions through bank by such payment means as: cheque, standing order, encashment order, remittance etc.
- Open account and transaction method conveniently and quickly.
- Cash on account is kept security and confidentiality.
- Deposit and withdraw money flexibly and conveniently.
- Use payment service in a diverse, convenient, fast manner right within a day and the lowest price through the VBSP’s branch network. Only with the fee of VND 3,000, the customer can transfer money less than VND 500,000.
- Currency: VND.
- Minimum balance: 50.000 VND.
- Interest rate: Demand.
- Interest payment: Interest is computed on the end-day balance with daily accumulation and automatically accounted to repay in the end of month.
- Base for interest computation: 360 days/year; 30 days/month.
- Account closure: at the bank office.
1. Individual client: Form of account opening request; ID/passport or other relevant valuable papers (validity).
2. Enterprise client:
- Form of account opening request.
- Business registration/Establishment decision (notarized copies).
- Seal registration.
- Tax code certificate (notarized copy).
- CEO/Director appointment decision.
- Chief in account/account manager appointment decision.
- BOD meeting minute.
- Authorization note of account owner and account chief (if any).
- ID/passport copy of senior level as mentioned above.
- Flexible savings deposit services
- SMS banking service for the poor
- Mobile banking for the poor in Vietnam
- Bond issuance
- Demand & term savings deposit product
- Micro-savings product for the poor
- ATM for students
- Receive trust fund from domestic and international individuals and organizations
- Savings mobilization at commune/village
- Inter-province fund transfer
- Cheque transfer payment
- Policy credit helps people in Dai Loc district have better lives
- The devotion in work of a leader
- Many businesses in Nghe An province have access to information on loans to pay salaries to laborers having their contract suspended
- VBSP Phuoc Son district effectively promotes trusted capital from the local budget
- Nearly 1.3 million poor, near-poor households provided with VBSP’s loans
- Directive No.40-CT/TW: correct, creative, deeply humane
- Policy credit support employees and employers who meet difficulties due to the Covid-19 pandemic
- Newsletter Vol 06.2021
- Escape from poverty by the policy credit capital
- Policy credit grew 6.3% over the first half of 2021
LENDING INTEREST RATE
DEPOSIT INTEREST RATE