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Updated: 2017-10-27 11:32:13

Deposit account used for payment

This is the demand deposit type used for payment transactions through bank by such payment means as: cheque, standing order, encashment order, remittance etc.

Open account and transaction method conveniently and quickly.
Cash on account is kept security and confidentiality.
Deposit and withdraw money flexibly and conveniently.
Use payment service in a diverse, convenient, fast manner right within a day and the lowest price through the VBSP’s branch network. Only with the fee of VND 3,000, the customer can transfer money less than VND 500,000.
Currency: VND.
Minimum balance: 50.000 VND.
Interest rate: Demand.
Interest payment: Interest is computed on the end-day balance with daily accumulation and automatically accounted to repay in the end of month.
Base for interest computation: 360 days/year; 30 days/month.
Account closure: at the bank office.

Registration dossier:

1. Individual client: Form of account opening request; ID/passport or other relevant valuable papers (validity).

2. Enterprise client:

Form of account opening request.
Business registration/Establishment decision (notarized copies).
Seal registration.
Tax code certificate (notarized copy).
CEO/Director appointment decision.
Chief in account/account manager appointment decision.
BOD meeting minute.
Authorization note of account owner and account chief (if any).
ID/passport copy of senior level as mentioned above.

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