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Updated: 2017-10-27 11:32:13

Deposit account used for payment

This is the demand deposit type used for payment transactions through bank by such payment means as: cheque, standing order, encashment order, remittance etc.

  • Open account and transaction method conveniently and quickly.
  • Cash on account is kept security and confidentiality.
  • Deposit and withdraw money flexibly and conveniently.
  • Use payment service in a diverse, convenient, fast manner right within a day and the lowest price through the VBSP’s branch network. Only with the fee of VND 3,000, the customer can transfer money less than VND 500,000.
  • Currency: VND.
  • Minimum balance: 50.000 VND.
  • Interest rate: Demand.
  • Interest payment: Interest is computed on the end-day balance with daily accumulation and automatically accounted to repay in the end of month.
  • Base for interest computation: 360 days/year; 30 days/month.
  • Account closure: at the bank office.

Registration dossier:

1. Individual client: Form of account opening request; ID/passport or other relevant valuable papers (validity).

2. Enterprise client:

  • Form of account opening request.
  • Business registration/Establishment decision (notarized copies).
  • Seal registration.
  • Tax code certificate (notarized copy).
  • CEO/Director appointment decision.
  • Chief in account/account manager appointment decision.
  • BOD meeting minute.
  • Authorization note of account owner and account chief (if any).
  • ID/passport copy of senior level as mentioned above.



Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year


Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year


Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year