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Updated: 2020-07-09 14:46:49

Nearly 1.2 million households provided with VBSP’s loans

(VBSP News) Nearly 1.2 million needy households and other last-mile populations have been granted with VBSP’s loans in the first six months of this year.

The VBSP’s loans have contributed to supporting production and business activities, creating jobs for nearly 216,000 workers

VBSP provided total loans of VND42.5 trillion (US$1.83 billion) in the January - June period while it collected over VND29.6 trillion (US$1.27 billion) from debts during the period.

The VBSP’s loans have contributed to supporting production and business activities, creating jobs for nearly 216,000 workers including 1,900 who are working abroad under definite-term labor contracts.

The loans have also helped nearly 9,000 students in difficult circumstances have opportunities to pursue their studies.

In addition, VBSP has provided funding for the construction of 770,000 water supply and sanitation facilities in rural areas and the construction of 11,500 social houses for other disadvantaged groups.

The total outstanding loan of the VBSP reached over VND219.5 trillion (US$9.7 billion) by the end of June 2020, up 6.2% compared to that in late 2019, with 6.5 million active customers.

en.nhandan.com.vn

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LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households
Lending to near poor households 7,92%/year

Students
Lending to disadvantaged students 6,6%/year

People in need of loans for job creation
Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE
Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...