Disadvantaged Students Scheme

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Disadvantaged Students Scheme

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Improving the effectiveness of policy credit operations in high-altitude mountainous communes
VBSP provide support for coffee replanting
A BANK ON THE ROAD” – SERVING THE POOR AND OTHER VULNERABLE GROUPS THROUGH SCHEDULED COMMUNE TRANSACTIONS
2,730 customers access inclusive finance in Luc Yen district
Concessional Loans Empower Veterans to Pursue Economic Opportunities
Giving opportunities and instilling confidence in reformed offenders in Dak Lak
Policy credit "awakens" the value of traditional craft villages in Nghe An province
Digitalization of policy credit for the poor and other vulnerable segments to contribute to the national comprehensive finance strategy
Saving Money to Help the Poor
47,454 poor households and other policy beneficiaries acess inclusive finance in Nghe an province during first six months

LENDING INTEREST RATE

Poor Households
Lending to poor households	6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008	3,3%/year
Near Poor Households
Lending to near poor households	7,92%/year
Students
Lending to disadvantaged students	6,6%/year
People in need of loans for job creation
Lending to business establishments owned by war invalids and handicapped persons	3,3%/year
Others...

DEPOSIT INTEREST RATE

Term	Deposit Rate
Overnight	3,04%/year
1 week	3,23%/year
2 week	3,5%/year
Others...