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  • Results of 20 years of cooperation between VBSP and Policy Research Institute - Ministry of Finance of Japan 02-12-2022, 10:08 am
    Results of 20 years of cooperation between VBSP and Policy Research Institute - Ministry of Finance of Japan
    (VBSP News) As for VBSP, in order to achieve success like today, first of all, thanks to the leadership and direction of the Party, the National Assembly, the Government and the State, the great efforts and determination of all VBSP’s staff and the support of international organizations from the first days of VBSP’s establishment. In particular, the long-term and sustainable cooperation relationship between VBSP and the Policy Research Institute (PRI) - the Ministry of Finance of Japan, the National Life Finance Corporation (current “JFC-Micro”) through the Technical Support Project for VBSP for the period 2003 - 2011.
  • 20 years of implementing social policy credit for the poor and other disadvantaged groups 25-11-2022, 4:10 pm
    20 years of implementing social policy credit for the poor and other disadvantaged groups
    (VBSP News) Sustainable poverty reduction has always been a major policy of the Party and State with profound humanity. In Thai Nguyen province, with the participation of the whole political system, especially the provincial branch of VBSP, the implementation of Decree of the Government on credit for the poor and other policy beneficiaries (Decree 78) has brought remarkable results, affirming its position as one of the "pillars" in the system of poverty reduction policies.
  • Preferential credit supports for the poverty reduction program 23-11-2022, 3:23 pm
    Preferential credit supports for the poverty reduction program
    (VBSP News) Over the past 20 years, the branch of VBSP in Ha Giang province has cooperated with local authorities at all levels to actively propagate guidelines and policies of the Party and Government on social policy credit; timely transferred preferential loans to the right beneficiaries.
  • Annual Report 2021 23-11-2022, 2:48 pm
    Annual Report 2021
  • Assessment of international organizations on social policy credit activities 18-11-2022, 9:25 am
    Assessment of international organizations on social policy credit activities
  • Newsletter Vol 12.2022 15-11-2022, 4:28 pm
    Newsletter Vol 12.2022
  • VBSP’s 20-year journey with the poor and other vulnerable groups 15-11-2022, 4:26 pm
    VBSP’s 20-year journey with the poor and other vulnerable groups
    (VBSP News) Officially established and put into operation on October 4, 2002. The 20-year journey as an "extension arm" of the Government to bring preferential capital to the poor and other vulnerable people of the Vietnam Bank for Social Policies (VBSP) is full of hardships and difficulties. However, the most important thing is that the capital has brought a better life to every household in Vietnam.
  • Escaping from poverty thanks to inclusive finance 10-11-2022, 9:57 am
    Escaping from poverty thanks to inclusive finance
    (VBSP News) Na Pua village has the most households borrowing from VBSP in Chau Nga commune, Quy Chau district (Nghe An province), with 180 out of 201 households. Thanks to preferential loans, many households in the village have escaped from poverty to accompany with the Party committees and local authorities in new countryside construction by the end of 2022 . Mr. Vi Van Luyen's household is a typical example.
  • VBSP supports people access to capital and prevent bad credit 03-11-2022, 4:11 pm
    VBSP supports people access to capital and prevent bad credit
  • The typical example of women in developing their household economy and starting up 19-10-2022, 11:03 am
    The typical example of women in developing their household economy and starting up
    (VBSP News) Over the past years, the movement "Women actively study, creatively work and build happy families" has spread widely among women officers and members in Tra Bong district (Quang Ngai province). Through the movement, there have appeared many typical female members who are good at doing business; building prosperous, equal and happy families. Ms. Tran Thi Minh Hieu - a woman member of the Women's Union of Chapter 2, Tra Xuan town, Tra Bong district is a typical example
  • Helping ethnic minority people use loans effectively 18-10-2022, 9:52 am
    Helping ethnic minority people use loans effectively
    (VBSP News) As a leader of Savings and Credit Group (SCG) in Da Ban village, Phuoc Tien commune, Bac Ai district (Ninh Thuan province), Ms. Pinang Thi Dao has many initiatives in managing savings and VBSP's entrustment loan, creating the best conditions for her members to develop their economy and stabilize their lives.
  • Overcoming difficulties and escaping from poverty thanks to inclusive finance 10-10-2022, 10:39 am
    Overcoming difficulties and escaping from poverty thanks to inclusive finance
    (VBSP News) At Trang Son commune, Do Luong district (Nghe An province), Ms Nguyen Thi Loi in hamlet 1 is a typical example, which everyone knows in overcoming difficulties to escape from poverty.
  • Inclusive finance supports labor export 05-10-2022, 10:39 am
    Inclusive finance supports labor export
    (VBSP News) Over the past years, Sa Dec city (Dong Thap) has had many migrant workers abroad for limited terms, which is not only a solution to create jobs but also an opportunity for workers to get rich. Defining the migrant workers abroad lending program as a major policy of the Party and State, VBSP has actively implemented many measures to promote labor export in the locality.
  • Local businesses recover quickly after the pandemic 03-10-2022, 11:35 am
    Local businesses recover quickly after the pandemic
  • Effectiveness from preferential capital for disadvantaged students 27-09-2022, 4:47 pm
    Effectiveness from preferential capital for disadvantaged students
  • Implementing effectively job creation lending program 22-09-2022, 2:52 pm
    Implementing effectively job creation lending program
    (VBSP News) Job creation program is one of 14 credit programs being effectively implemented by VBSP in Sa Dec City (Dong Thap). In the past time, this capital has helped many laborers to create jobs, increase income, in which many households have sustainably escaped from poverty.
  • Policy credit helps people living in the highlands escape from poverty 22-09-2022, 9:33 am
    Policy credit helps people living in the highlands escape from poverty
    (VBSP News) Luc Nam is one of the four mountainous districts of Bac Giang province, with many communes, villages and hamlets facing special difficulties and a high poverty rate. In recent years, credit programs implemented by VBSP branch in Bac Giang province have brought remarkable changes in socio-economic development, sustainable poverty reduction, and new rural construction in the area
  • Focusing on lending to ethnic minority households 21-09-2022, 9:55 am
    Focusing on lending to ethnic minority households
    (VBSP News) Implement Decree No. 28/2022/ND-CP of the Government on preferential credit policies for implementation of the National Target Program on socio-economic development in ethnic minority and mountainous areas in the period 2021 - 2030, phase 1 (2021 - 2025) (Decree 28), VBSP branch in Thua Thien - Hue province has been effectively disbursed capital to the right beneficiaries.
  • Hanoi creates stable fulcrum to aid policy credit 19-09-2022, 3:00 pm
    Hanoi creates stable fulcrum to aid policy credit
    (VBSP News) With effective support from the city’s management at various levels, Hanoi has witnessed positive outcomes with policy credit activities over the past two decades, helping several hundred thousand needy households to escape poverty sustainably.
  • Newsletter Vol 10.2022 19-09-2022, 2:56 pm
    Newsletter Vol 10.2022
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...