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Press Release

Updated: 2021-01-12 10:25:40

Experience lesson in improving inclusive finance quality - Case study from VBSP

(VBSP News) In the context of the complicated pandemic ahead in 2021, VBSP General Director Duong Quyet Thang affirmed that VBSP always accompanies with the poor and other lastmile populations to help them overcome difficulties. Therefore, VBSP set implementation plans in 2021 in order to improve its inclusive finance quality as following:

The effect from the policy credit capital in the coming time will be even stronger with the support from the Government as well as the entire socio-political system 

  • Actively promote funding mobilization in the market, especially trust fund from local governments and focus on collecting due debts to promptly meet the borrowing needs of customers, fulfill 100% of the targets assigned by the Prime Minister and ensure the liquidity of the whole system.

  • Advising the Government, ministries and departments to continue implementing the Directive No. 40-CT/TW of the Secretariat and Decision No. 401/QD-TTg of the Prime Minister on promoting the concern of party committees and local authorities at all levels on mobilizing local resources for policy credit to support for multidimensional poverty reduction, ensuring social security and building the new rural areas.

  • Constantly carrying out the Covid-19 pandemic prevention and control to ensure effective and safe operation of the whole system.

  • Strengthening internal control and audit, focusing on self-inspection in each stage of implementing process.

  • Constantly implementing synchronous solutions to consolidate and improve credit quality in the whole system.

  • Strengthening the application of information technology, developing software to support the management, administration and operation of professional officers to ensure the safety and security of the system.





Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year


Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year


Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year