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Exchange visits

Updated: 2016-12-15 11:10:53

VBSP conducted study visits to Bangladesh, the Philippines and Indonesia

(VBSP News) Within the technical assistance project of strengthening VBSP capacity after Vietnam integration into WTO, Vịetnam Bank for Social Policies held three study visits on Microfinance for the poor and low-income households and development of Microfinance Institutions in Bangladesh, the Philippines and Indonesia from October to November 2007.

Field visit to Baitulmaal Muamalat MFI in Indonesia

The participants include VBSP senior managers and members in the board of researching and building the operational strategy for VBSP. The delegations studied and exchanged successful lessons and experiences on microfinance transformation, visited and worked with MFIs and beneficiaries in three countries. Accordingly, the delegations have also attained much important knowledge and expertise skills in microfinance management in order to support VBSP establish the new development strategy in accordance with the bank’s operation for the target of VBSP sustainable development in future.

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LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

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Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...