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Projects Management

Updated: 2016-08-03 15:46:51

The Technical Assistance Project of PRI & NLFC

The Japanese side, through PRI and NLFC, presented to VBSP officers (including headquarters executives, key officers at headquarters, branch and district levels) their knowledge, expertise and experiences regarding the credit analysis on providing loans to small-scale enterprises, newly-established enterprises, education loan as well as their experiences in loan management, branch management, helping VBSP formulate three credit analysis materials and train transaction office managers to become “trainers” on utilization of the credit analysis materials  through a series of seminars conducted both in Japan and Vietnam. 

In 2007, VBSP sent a delegation to Japan for experiences and skills sharing with NLFC. The training methodology is the combination of theory, case study and field visit in Tokyo, Sapporo and OTa. After the study visit, VBSP staff have collected many experiences and skills in loan management, project appraisal and lending to newly-established enterprises. By the end of 2007, VBSP and NLFC held 3 workshops in Hanoi (the North), Da Nang (the Central) and Ho Chi Minh City (the South) on loan management and project appraisal for VBSP staff in the whole network, participated by representatives of VBSP branches and run by experts from NLFC. The project has the immediate impact on VBSP lending programme, especially for lending programme for small and medium enterprises development (KfW project), job creation and production households in disadvantaged areas.



Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year


Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year


Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year