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Updated: 2016-08-04 14:10:06

Feasiblity Study: Application of new technology for mobile phone based products and services for VBSP

VBSP and Asia Foundation signed an Agreement to implement the project of Feasible Study on application of new technology for mobile phone based products and services on 05 August 2014 with total grant of over 881 million dongs.

The purpose of this project is to improve more sustainable and effective and efficient access to financial services including credit and other services provided by VBSP for poor, low-income, and other vulnerable groups in Vietnam; promtly and effectively transform information to clients; strengthen the risk management and diversify and mordernize products and services, in contribution to realise the Development Strategy of VBSP till 2020.

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LENDING INTEREST RATE

Poor Households
Lending to poor households	6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008	3,3%/year
Near Poor Households
Lending to near poor households	7,92%/year
Students
Lending to disadvantaged students	6,6%/year
People in need of loans for job creation
Lending to business establishments owned by war invalids and handicapped persons	3,3%/year
Others...

DEPOSIT INTEREST RATE

Term	Deposit Rate
Overnight	3,04%/year
1 week	3,23%/year
2 week	3,5%/year
Others...