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Projects Management

Updated: 2016-08-03 15:40:50

Strengthening Savings Services to the poor financed by Ford Foundation

The savings products and services are expected to play an important role in sustainable poverty alleviation for the poor and low income households and protect them from falling into poverty again. In 2007, VBSP held the launching workshop and has conducted a survey in the project areas to make the evaluation on current demand and supplies in savings services for the poor. This report is the basis for VBSP in designing appropriate savings products and services for the poor in order to start the program in the project areas. The project also includes making home made software for savings transaction in laptops to provide savings service for the poor at communal level.

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LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households
Lending to near poor households 7,92%/year

Students
Lending to disadvantaged students 6,6%/year

People in need of loans for job creation
Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE
Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...