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VBSP provides various credit schemes for the poor and other last mile population
Since VBSP’s inception, the credit programs have changed over the time to adapt the market need. With the primary target of providing loans to the poor households, after 17 years of operation, VBSP has developed various programs to cover the demand of poor and last mile segment as much as possible. As the decline of the number of the poor households, VBSP launched a number of new programs to support the poor and other beneficiaries demand in many aspects. The below figure show the major products running in VBSP with the large client bases.
Besides developing the additional programs, VBSP considers to increase the loan size for available programs. Particularly, in 2019, the poor program and job creation program has been raised in its loan size up to VND 100 million. The addition of capital and the increase of the limit and the loan term have raised access opportunities and promoted the efficiency of loans for the local people. The maximum loan size for disadvantaged students will increase from VND 1.5 million/month/student to VND 2.5 million/month/student. This is a credit program with meaningful purposes in terms of economics, politics and society, contributing to creating human resources for the country.
- VBSP helps former offenders reintegrate into the community
- With preferential loans, Da Nang workers have a wide path to work abroad
- Over 1.6 trillion VND was lent under policy credit schemes
- A BANK ON THE ROAD” – SERVING THE POOR AND OTHER VULNERABLE GROUPS THROUGH SCHEDULED COMMUNE TRANSACTIONS
- Ha Tinh province announces two new administrative procedures in the field of registration for the operation of VBSP
- Dialogue: "Month of Listening to Union Members and Workers"
- Enhancing the role of local mass organizations in policy credit
- 2,730 customers access inclusive finance in Luc Yen district
- Strengthening Post-Disbursement Monitoring of Loan Utilization
- Concessional Loans Empower Veterans to Pursue Economic Opportunities
- VBSP broadens banking service network and channels
- Newsletter Vol 16
- Financial inclusion: Empower Vietnamese women
- Poor households are supported to access VBSP's inclusive finance
- Effective credit policy for ethnic minority
- VBSP conducted the exposure visit to India on learning digital finance transformation
- Resources mobilized to improve livelihoods of the poor
- Disadvantaged laborers given help to work abroad
- VBSP’s inclusive finance helps farmers get rich
- Drug-detoxified people are supported to borrow loans from VBSP
- A BANK ON THE ROAD” – SERVING THE POOR AND OTHER VULNERABLE GROUPS THROUGH SCHEDULED COMMUNE TRANSACTIONS
- 2,730 customers access inclusive finance in Luc Yen district
- Concessional Loans Empower Veterans to Pursue Economic Opportunities
- Giving opportunities and instilling confidence in reformed offenders in Dak Lak
- Policy credit "awakens" the value of traditional craft villages in Nghe An province
- Digitalization of policy credit for the poor and other vulnerable segments to contribute to the national comprehensive finance strategy
- Saving Money to Help the Poor
- 47,454 poor households and other policy beneficiaries acess inclusive finance in Nghe an province during first six months
- more than 6.7 million customers reach preferential loans from VBSP
- Phu Tuc Commune Branch of VBSP disbursed over 142.39 billion VND for vulnerable clients in first six months
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