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VBSP broadens banking service network and channels
Opposite to other commercial banks which mostly focus on profitably operational approaches, VBSP aims to reduce poverty and improve living quality first. Thus, VBSP spreads out its services network to commune level instead of district level where most commercial banks hardly access due to high cost and low profit. Moreover, VBSP develops the credit model with Savings and Credit Groups (SCGs) operation to support the bank in communicating and promulgating to village and hamlet residents.
VBSP reaches to all cities and provinces in Vietnam
To date, VBSP has established such a wide network with 63 provincial branches, 631 district transaction offices and 10,956 commune transaction points throughout the country. Commune transaction points enhance access to financial services for poor people and policy beneficiaries; reduce transaction costs and travel time for customers.
To support VBSP in financial services delivery, VBSP has coordinated with local governments and mass organizations to set up and manage nearly 200,000 Savings and Credit groups assembling the poor, near poor households and other policy beneficiaries who have demand for loans. Through this model, the poor and other policy beneficiaries have access not only to preferential funds of the Government but also other financial services such as payments and deposits...Nowadays more than 6.6 million customers who are the poor and policy beneficiaries in rural areas maintain savings and transactions with VBSP.
The monthly meeting of a savings and credit group
With the widest network bank in Vietnam banking system, VBSP has improved the customers’ easy access to banking and financial services especially in rural, mountainous and remote areas.
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- The opportunity for individuals who have completed their prison sentences
- Summary of the Digital Education Program for Vulnerable Groups in Vietnam
- Part 4 - Belief and Aspiration
- Part 3 - The Journey of Spreading Love
- Part 2 - Building Trust, Multiplying Happiness
- The Mark of People-Centered Policies (Part 1 - A Lever for Sustainable Poverty Alleviation)
- Part 3 - Building sustainable new countryside
- Part 2 - Devoting passion to helping people
- The vitality of Tra Vinh (Part 1 - Mobilizing the strength of great solidarity)
- Newsletter Vol 16
- Financial inclusion: Empower Vietnamese women
- Poor households are supported to access VBSP's inclusive finance
- Effective credit policy for ethnic minority
- VBSP conducted the exposure visit to India on learning digital finance transformation
- Resources mobilized to improve livelihoods of the poor
- Disadvantaged laborers given help to work abroad
- VBSP’s inclusive finance helps farmers get rich
- Drug-detoxified people are supported to borrow loans from VBSP
- Having a better life thanks to VBSP inclusive finance
- The Cuban Central Bank President visits and works with the Vietnam Bank for Social Policy
- The opportunity for individuals who have completed their prison sentences
- Summary of the Digital Education Program for Vulnerable Groups in Vietnam
- Part 4 - Belief and Aspiration
- Part 3 - The Journey of Spreading Love
- Part 2 - Building Trust, Multiplying Happiness
- The Mark of People-Centered Policies (Part 1 - A Lever for Sustainable Poverty Alleviation)
- Part 3 - Building sustainable new countryside
- Part 2 - Devoting passion to helping people
- The vitality of Tra Vinh (Part 1 - Mobilizing the strength of great solidarity)
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