LENDING INTEREST RATE

LENDING INTEREST RATE

Targeted Clients	Interest rate
Poor Households
Lending to poor households	7,2%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008	3,6%/year
Near Poor Households
Lending to near poor households	8,64%/year
Students
Lending to disadvantaged students	7,2%/year
People in need of loans for job creation
Lending to business establishments owned by war invalids and handicapped persons	3,6%/year
Lending to War invalids and handicapped persons	6%/year
Others	7,2%/year
Migrant workers go abroad for definite term
Lending to poor households and ethnic minority households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008	3,6%/year
Lending to others in in 64 poor districts as stipulated by the Government Resolution No.30a in 2008	7,2%/year
Lending to migrant workers go abroad for definite term	7,2%/year
Others mandated by the Government
Housing loans with deffered payment in Mekong Delta	3%/year
Clean water supply & rural sanitation	9,6%/year
Lending to production, business households in disadvantaged areas	9,6%/year
Lenidng to specially disadvantaged ethnic households	1,2/year
Lending to minority immigrant households for agricultural settlement	7,8%/year or 0%/year
Loan for forest sector development	7,2%/year
Loan for SMEs	9,6%/year
Housing support for poor households	3%/year

- VBSP -

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LENDING INTEREST RATE

Poor Households
Lending to poor households	6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008	3,3%/year
Near Poor Households
Lending to near poor households	7,92%/year
Students
Lending to disadvantaged students	6,6%/year
People in need of loans for job creation
Lending to business establishments owned by war invalids and handicapped persons	3,3%/year
Others...

DEPOSIT INTEREST RATE