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Updated: 2019-09-20 17:01:55

Laos Policy Bank - Xiengkhuang branch visits and works at VBSP in Nghe An province

(VBSP News) According to the memorandum of cooperation between the Bank of Policy of Lao PDR (NBB) and VBSP in the period of 2016-2020, from September 8-14, 2019 VBSP Nghe An province worked with delegation of NBB Xieng Khuang to share experiences on policy credit.

Ngân hàng Chính sách tỉnh Xieng Khuang (Lào) làm việc với NHCSXH tỉnh Nghệ An

NBB Xieng Khuang branch works with VBSP Nghe An province

Within 7 days, many practical activities have been carried out to enhance experiences sharing in the field of policy credit of VBSP Nghe An and NBB Xieng Khoang branches. The two sides have exchanged views on past activities and drawn lessons for further development. VBSP Nghe An shared contents about process of entrusted lending through mass organizations, the process of establishment, management and operation of Savings and Credit groups, the process of receiving savings deposit, monitor and manage accounting documents and funding mobilization.

In addition, NBB Xieng Khuang branch visited VBSP Nam Dan district transaction office, Nam Linh commune transaction point in Nam Dan district and Nghi Khanh commune in Nghi Loc district. The delegation also visited production and business models of VBSP’s borrowers.

During the meeting to exchange experiences and sum up the exposure visit, Mr. SOMTHAVI SIBOUNMA - Director of NBB Xieng Khuang branch said: “The working time in Vietnam was very effective and practical. On behalf of the delegation, I would like to express my deep gratitude to VBSP in general, VBSP in Nghe An province in particular and the authorities, people, associations and organizations for giving NBB Xiengkhuang branch valuable experiences in the management of capital, entrusted lending through mass organizations, establishment and management of operations of Saving and Credit groups, customer loan management and mobilizing savings deposits through Savings and Credit groups”.

 Cán bộ Ngân hàng Chính sách tỉnh Xieng Khuang tìm hiểu mô hình hoạt động của Tổ tiết kiệm và vay vốn tại xã Nam LÄ©nh, huyện Nam Đàn

The delegation explored the operation model of Savings and Credit groups in Nam Linh commune, Nam Dan district

The cooperation between VBSP Nghe An province and NBB Xieng Khuang province has proved the friendship and solidarity of the two provinces - Nghe An and Xieng Khuang in particular, and of Vietnam and Laos in general.




Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year


Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year


Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year