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  • Poverty reduction through promoting the effectiveness of policy credit 05-06-2024, 3:22 pm
    Poverty reduction through promoting the effectiveness of policy credit
    After 10 years of implementing Directive No. 40-CT/TW dated November 22, 2014 of the Party Central Committee Secretariat on strengthening the Party's leadership over social policy credit, Lam Binh district (Tuyen Quang) has actively contributed to poverty reduction and new rural construction.
  • Ethnic minorities’ development 03-06-2024, 2:02 pm
    Ethnic minorities’ development
    Thanks to preferential loans with 16 effective policy credit programs of VBSP Yen Bai Branch, the poor and other policy beneficiaries have been able to actively buy seeds, plants and livestock, creating profits for business in the future. There were 3,100 poor households and low-income households who received loans to build new housing, contributing to reducing Yen Bai's poverty rate by 4% - 5% annually, bringing 108 communes of Yen Bai to new rural standards.
  • Sustainable poverty reduction from policy credit source 03-06-2024, 2:01 pm
    Sustainable poverty reduction from policy credit source
    Thuong Xuan is the 30th poor district of Vietnam with the population of over 90,000 people, including 3 ethnic groups Kinh, Thai and Muong. People's lives mainly rely on agricultural and forestry production; Socio-economic infrastructure is not synchronized, people's lives still face many difficulties, especially in remote and border areas. However, in recent years, people's lives have been changed thanks to the National Target Program for sustainable poverty reduction in period 2021 - 2025 and credit programs of VBSP, which have helped Thuong Xuan district (Thanh Hoa) effectively implement sustainable poverty reduction.
  • Quang Ngai allocates policy credit sources entrusted through VBSP 03-06-2024, 2:00 pm
    Quang Ngai allocates policy credit sources entrusted through VBSP
    In 2024, the budget of Quang Ngai province and districts, towns and cities have been entrusted through VBSP Quang Ngai Provincial Branch to supply loans to the poor households and other policy beneficiaries for economic development. In 2024, VND 91 billion has been entrusted from the budgets of the province and local. In particular, some localities have increased their trust budget allocations such as: Quang Ngai City (VND 5 billion), Binh Son district (VND 3 billion), etc.
  • Empowering ethnic minorities 20-05-2024, 2:32 pm
    Empowering ethnic minorities
    To implementing preferential credit policies according to the National Target Program on socio-economic development in ethnic minority and mountainous areas in the period 2021 - 2030, VBSP Krong Nang district (Dak Lak) has actively brought preferential credit to local people, especially ethnic minorities, helping to improve their lives, accelerating the process of sustainable poverty reduction in the locality.
  • Policy credit source creates motivation for Veterans to get out of poverty 17-05-2024, 2:40 pm
    Policy credit source creates motivation for Veterans to get out of poverty
    Recently, through loans from VBSP Song Hinh district (Phu Yen), many Veterans members of Ea Bar commune have boldly made production, helping increase their income and stabilize their lives.
  • Efficiency from the Economic Recovery Loan Fund 16-05-2024, 2:15 pm
    Efficiency from the Economic Recovery Loan Fund
    Since 2013, the lives of hundreds of families have changed positively thanks to the Economic Recovery Loan Fund entrusted by Masan High-Tech Materials Joint Stock Company (Masan High-Tech Materials) through VBSP Dai Tu district (Thai Nguyen).
  • Life changed thanks to policy credit 15-05-2024, 2:25 pm
    Life changed thanks to policy credit
    In recent years, VBSP Dak Lak Branch has implemented Decree No. 28/2022/ND-CP of the Government on preferential credit policies to deploy the National Target Program for regional socio-economic development in ethnic minorities and mountainous areas in the period 2021-2030 (referred to as Decree No. 28). Ethnic minorities have opportunities to access to preferential loans for housing construction, jobs creation and production, aiming to get out of sustainable poverty.
  • Policy credit – important key in Ninh Binh 13-05-2024, 2:41 pm
    Policy credit – important key in Ninh Binh
    Recently, authorities and departments in Ninh Binh province have advised the Provincial Party Committee to allocate resources in order to implement many programs and projects, contributing to sustainable poverty reduction in the new period. One of the key projects is to focus on mobilizing and promoting policy credit to create livelihoods for the poor and other policy beneficiaries to develop production and improve their lives.
  • Increase income for poor farmers in Phu Tho 10-05-2024, 4:17 pm
    Increase income for poor farmers in Phu Tho
    Thanks to policy credit loans, many poor households in Phu Tho province have had opportunities to develop livestock farming, plant new effective tree varieties, gradually increase their income and improve their lives.
  • Empowering poor ethnic minority households 10-05-2024, 4:16 pm
    Empowering poor ethnic minority households
    Currently, there are 32,537 households with 30 ethnic groups living together in Krong Nang district (Dak Lak). Of which, ethnic minorities account for 32.35% of the district's population. Ethnic groups with large populations include: Ede, Tay, Nung, Thai, Muong, Dao, Chut, Cao Lan...
  • Policy credit strengthens poverty reduction 10-05-2024, 4:15 pm
    Policy credit strengthens poverty reduction
    Policy credit has created livelihoods to help the poor and near-poor households in Lao Cai province rise in life, playing an important role in reducing the rate of poor households, ensuring social security, promoting economic development in rural areas.
  • Promoting the effectiveness of loans from the Rural Safe Water and Environmental Sanitation program 10-05-2024, 4:14 pm
    Promoting the effectiveness of loans from the Rural Safe Water and Environmental Sanitation program
    In recent years, nearly 7,560 households in the mountainous district of Tuong Duong (Nghe An) have the conditions to invest in new construction, renovation, upgrading safe water and environmental sanitation projects thanks to VBSP’s preferential loans.
  • Getting out of poverty thanks to preferential policy credit 10-05-2024, 4:12 pm
    Getting out of poverty thanks to preferential policy credit
    Thanks to policy credit, in recent times, ethnic minorities in Nam Dong district (Thua Thien Hue) have boldly developed their household economy, constantly rising out of poverty and stabilizing their lives.
  • Economic development in Can Tho City 26-04-2024, 9:24 am
    Economic development in Can Tho City
    Can Tho City focuses on well implementing Directive No. 40-CT/TW of the Secretariat on strengthening the Party's leadership over social policy credit (Directive No. 40), contributing to creating jobs, developing economy, reducing sustainable poverty and ensuring social security in the area.
  • Social policy credit helps people in Anh Son district get out of sustainable poverty 22-04-2024, 10:00 am
    Social policy credit helps people in Anh Son district get out of sustainable poverty
    Recently, policy credit in Anh Son district (Nghe An) has been deployed promptly and effectively to the poor households and other policy beneficiaries, gradually affirming the role of policy credit in poverty reduction, job creation, new rural areas construction and social security.
  • Overcoming difficulties thanks to preferential credit 19-04-2024, 2:17 pm
    Overcoming difficulties thanks to preferential credit
    With the companionship and multi-dimensional support of social policy credit, many disadvantaged people in Hoa Binh province have opportunities to overcome poverty and hunger.
  • Rising out of poverty thanks to policy credit 16-04-2024, 3:17 pm
    Rising out of poverty thanks to policy credit
    From policy credit, thousand turns of the poor, near-poor households and other policy beneficiaries in Song Cong City (Thai Nguyen province) have had the conditions to expand production, develop business and gradually stabilize their lives; contributing to effectively implementing the goal of poverty reduction and building new rural areas and civilized urban areas.
  • Lang Son strives to reduce poverty 16-04-2024, 3:15 pm
    Lang Son strives to reduce poverty
    In Lang Son province, ethnic minorities account for more than 83%, living mainly in rural and mountainous areas. They still face many difficulties. In recent years, Party, authorities and mass organizations have made efforts to synchronously deploy solutions of rapid and sustainable poverty reduction.
  • Motivation from preferential policy credit 12-04-2024, 11:01 am
    Motivation from preferential policy credit
    Thanks to policy credit from VBSP, along with their own efforts, many women in mountainous districts in Binh Dinh province have boldly invested in production and business. Therefore, they have become key people to help their families have better lives in the future.
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LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...