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VBSP's partnership

Updated: 2017-01-04 13:37:43

Nayoby Bank

Nayoby Bank is the name in Lao language and it is written in English with abbreviation as ‘NBB’. It is the special bank and its status is a non-profit legal entity under management of the Bank of Lao PDR. It manages and uses the policy loan sources as the credits for supporting the commercial production in 64 poorest districts and socio – economic development in focal areas during the transition from of subsistence economy to commercial market orientation in subject areas such as rural and agriculture finance.

NBB and VBSP signed the Memorandum of Understanding for mutual cooperation focusing on experiences exchange, training, human resource development and legal regulations on organization and operation of VBSP, particularly in preferential credit policies to the poor and other policy beneficiaries. Based on the implementation of the MOU, VBSP organizes training courses and study visits for NBB’s delegation every year.



Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year


Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year


Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year