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Loan schemes

Updated: 2016-04-15 11:16:42

FOREST SECTOR DEVELOPMENT

The Government of Vietnam and the World Bank have identified the Forest Sector Development Project (FSDP) within the framework of the Forest Sector Support Program (FSSP) and the respective partnership between the Government and donors and the 5 Million Hectare Reforestation Program (5MHRP).

Under the Forest Sector Development Program (FSDP) signed between the Vietnam Government and the World Bank (WB), VBSP participates in financing Production Forest Plantation component. The initial goal of this component is to develop 56,000 ha of production forest in four provinces of central Vietnam: Binh Dinh, Quang Ngai, Quang Nam and Thua Thien Hue. In 2005, the Ministry of Finance (MOF), on behalf of Vietnamese Government, signed a sub-agreement with VBSP to give a sub-loan of USD 27.2 million for commercial forestation loans (production forestation) with the preferential lending rate of 0.75% per year.

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LENDING INTEREST RATE

Poor Households
Lending to poor households	6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008	3,3%/year
Near Poor Households
Lending to near poor households	7,92%/year
Students
Lending to disadvantaged students	6,6%/year
People in need of loans for job creation
Lending to business establishments owned by war invalids and handicapped persons	3,3%/year
Others...

DEPOSIT INTEREST RATE

Term	Deposit Rate
Overnight	3,04%/year
1 week	3,23%/year
2 week	3,5%/year
Others...